First Basin Credit Union Odessa TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Basin Credit Union, your trusted partner in financial success since 1965. Located at 2740 N County Rd W, Odessa, TX 79764, we pride ourselves on serving our vibrant community with dedication and care. With over 29,000 members and total assets reaching an impressive $313,974,208, our commitment to your financial well-being is unwavering. At First Basin, we understand that every member's journey is unique. That's why we offer a wide range of services tailored just for you, from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. Our goal is to empower you to achieve your financial dreams while ensuring you feel valued and supported every step of the way. Under the leadership of CEO Shem Culpepper and Board President Sam Gonzalez, our dedicated team of 97 employees works tirelessly to foster a welcoming environment where your needs are met with professionalism and warmth. We are proud to maintain a net worth of $34,205,562 and a robust cash reserve of $8,868,630, reflecting our strong foundation and commitment to responsible financial management. While members can visit us at 2740 N County Rd W, official correspondence should be sent to our mailing address at 2740 North County Road West, Odessa, TX 79764. Whether you're looking for assistance with loans totaling over 10,052 or seeking guidance on savings options with deposits exceeding $11,710,777, we're here to help. Join us today by visiting our website at First Basin Credit Union or give us a call at 432-333-5600. Together, let's build a brighter financial future!

Branch History & Mission

Welcome to First Basin Credit Union, a cornerstone of financial support in Odessa, TX, since our establishment in 1965. With nearly six decades of service, we have grown alongside our community, evolving to meet the changing needs of our members. Our branch is located at 2740 N County Rd W, just a short drive from landmarks such as the Ector County Coliseum and the University of Texas Permian Basin, making it easily accessible for all. Over the years, we have proudly served over 29,000 members and managed total assets amounting to $313974208. Our mission is simple yet powerful: to provide affordable financial services while fostering a sense of community and belonging among our members. We believe that financial stability should be within everyone's reach, which is why we offer a wide range of services from personal banking and auto loans to mortgage options and business banking solutions. At First Basin Credit Union, we are dedicated to ensuring that your experience with us is as convenient as possible. Our operating hours are designed to fit your busy schedule: Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. For added convenience, we also provide ATM access and drive-thru banking services. In addition to traditional banking services, we have embraced digital advancements to enhance your banking experience. Our online and mobile banking platforms allow you to manage your finances anytime and anywhere, ensuring that you stay connected without any hassle. We are committed to ADA compliance, making sure that everyone can access our services comfortably. Our commitment goes beyond just financial transactions; we actively seek partnerships within the community to support local initiatives. Whether through sponsorships or outreach programs, we aim to uplift our neighbors and create a lasting impact. While members can visit us at 2740 N County Rd W Odessa Tx 79764, official correspondence should be sent to 2740 North County Road West, Odessa, TX 79764. If you're looking for a credit union that prioritizes both your financial well-being and community support, look no further than First Basin Credit Union. Join us today and experience the difference that comes with being part of a supportive family dedicated to helping you thrive financially! For more information or to open an account, visit us online at First Basin or call us at (432) 333-5600.

Branch Location & Accessibility

Accessibility Features

At First Basin, we understand that accessibility is key to providing excellent service. Our branch is designed with ADA compliance in mind, featuring ramps and clear pathways for all members. Plus, there's ample parking available right outside the entrance, making your visit as hassle-free as possible.

Call to Action

We invite you to stop by First Basin Credit Union today! Experience firsthand how we can support your financial journey in a welcoming environment. Let's work together towards achieving your goals come see us soon!

Operating Hours

We're here for you during the week! Visit us Monday through Friday from 8:30 AM to 5:30 PM, and on Saturday from 9:00 AM to 1:00 PM for any of your banking needs. Whether you're stopping by for personal banking services or looking for guidance on loans and financing options, our dedicated team is ready to assist you.

Services Offered

Our branch offers a wide range of services tailored just for you from checking and savings accounts to auto loans and mortgage refinancing. Need quick cash? We have an ATM available for your convenience, along with drive-thru banking options to make transactions even simpler. While members can visit us at 2740 N County Rd W Odessa Tx 79764, official correspondence should be sent to our mailing address at 2740 North County Road West, Odessa, TX 79764 if different. For any questions or additional information, feel free to call us at (432) 333-5600.

Member Eligibility

Becoming a member of First Basin is like opening the door to a supportive community that truly cares about your financial well-being. If you live, work, or worship in the Odessa area, you're likely eligible to join us! We believe in making banking accessible for everyone, and our friendly team is here to help you navigate the simple membership process. You can find detailed eligibility criteria at http://www.firstbasin.com/credit-unions-101, which outlines all the specifics you need to know. Once you're ready to join our family, opening an account is a breeze! Just visit us at our branch located at 2740 N County Rd W Odessa Tx 79764, or check out the online account opening details here: https://olb.firstbasin.com/enroll. Our dedicated staff is always available to answer any questions you might have just give us a call at (432) 333-5600. We're excited to welcome you aboard and help you achieve your financial goals!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $117 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $28,352,269, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine streamlining your payment processes to improve customer satisfaction and increase sales. Our merchant services can help you do just that. Whether you're a retail shop or a service provider, we offer solutions that simplify transactions and enhance your cash flow management. With the right tools at your disposal, you can focus more on what matters growing your business. Visit us at 2740 N County Rd W Odessa Tx 79764 in Odessa, TX, or give us a call at (432) 333-5600 to learn how our business banking solutions can support your success!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential banking solutions including merchant services and business loans. Running a business is challenging; having reliable financial support shouldn't be. Our team is here to help your business thrive with personalized service.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that let you manage your accounts from anywhere. Whether you're paying bills or transferring funds between accounts, it's all just a few clicks away. With features like ATM access, cash withdrawal services, and basic drive-thru banking for simple transactions, accessing your money has never been easier.

Flexible Loan Options

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation options come in handy, helping you manage bills and reduce financial stress. And don't forget about our credit cards with rewards that allow you to earn while you spend! Whether it's for emergencies or everyday purchases, we've got financial solutions ready for you.

Personal Banking Solutions

Whether you're looking to open a new checking account or save for future goals, our personal banking services have you covered. We offer checking and savings accounts designed for everyday use and long-term growth. Need help with financing? Our auto loans and vehicle financing options make purchasing your dream car easier than ever. Plus, if you're considering buying a home, our mortgage loans and refinancing services ensure you find the right fit for your financial situation.

Ready to Get Started?

At First Basin, we're committed to making your banking experience smooth and straightforward. If you're ready to explore these services or have any questions, don't hesitate to reach out! Give us a call at 432-333-5600 or visit us at our branch in Odessa, TX. Let us help you take the next step towards achieving your financial goals today!

Digital & Online Banking

Convenience and Accessibility

We believe that managing your finances should be as straightforward as possible. That's why our online banking services are accessible 24/7. You can log in from any device at any time to view transactions or check your balance. Plus, if you're someone who loves making payments via your smartphone, you'll appreciate our mobile payments feature that allows you to pay quickly and securely. Overall, First Basin aims to provide an efficient and user-friendly online banking experience. Whether you're using our website or mobile app, rest assured that managing your money has never been easier or more secure! For more details or to get started today, visit us at https://www.firstbasin.com/home.

Key Services for You

With our robust online banking system, available at https://www.firstbasin.com/home, you can check your account balances, make transfers, and pay bills with just a few clicks. Our mobile application further enhances this experience by bringing all these features right to your fingertips. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Security is always a priority for us. With electronic signature authorization available, you can confidently complete transactions without worrying about safety. Plus, you'll enjoy the convenience of e-statements no more paper clutter! This not only helps you stay organized but also keeps your information secure.

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts stand at 57,839, showing a strong and growing member base that trusts us with their finances. Our commitment to maintaining robust net shares (Funds available for lending and investments) is evident with a total of $976,779. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Basin is your trusted partner. Visit us at 2740 N County Rd W Odessa Tx 79764 or call (432) 333-5600 to learn more about how we can help you achieve your financial goals.

Commitment to Service

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 97 full-time employees ready to assist you with any inquiries or transactions.

Reinvesting for Growth

With $31,880,014 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $2,929 in used auto loans and $205,331,752 in total loans and leases available to help you achieve your dreams.

Secure Savings Options

Members' savings are secured through $15,488,479 in share certificates and $54,408,746 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $34,205,562, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,089 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,215,876 in used vehicle loans and $53,038,356 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we have flexible financing options to fit your budget.

Business Financing

For business owners in our community, we offer outstanding commercial loans totaling $28,352,269. These loans provide the capital needed for growth and expansion efforts whether it's investing in new equipment or funding a new project. We want to ensure that all our members have access to these valuable resources. If you're interested in learning more about refinancing or determining your eligibility for any of these loan products, please reach out! You can contact us at 432-333-5600 during our operating hours: Monday - Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At First Basin, we're here to support your financial journey with expertise and personalized service tailored just for you.

Credit Lines and Personal Loans

For those looking for extra flexibility in managing finances, our credit lines total $78,085,421. This can be an excellent option for unexpected expenses or planned purchases that require immediate funds. Additionally, our unsecured credit card loans amounting to $2,754,575 help members manage their everyday expenses without the hassle of collateral requirements.

Mortgage Loans

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we are committed to simplifying your mortgage experience. We encourage you to explore our refinancing options that may provide you with better rates and terms suited for your needs.

Loan Aggregator

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First Basin