First Basin Credit Union Midland TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to First Basin Credit Union, your trusted partner for financial services in Midland, TX. Established in 1965, we have proudly served our community for over five decades, growing alongside our members and adapting to their needs. At our branch located at 3316 N Midland Dr, Midland, TX 79707, we aim to provide personalized banking solutions that empower you to achieve your financial goals. With a total membership of 29,062 and assets amounting to an impressive $313,974,208, we are committed to fostering a supportive environment for all our members. Our diverse range of services includes everything from personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and business banking solutions. We want to ensure that whether you're saving for a dream vacation or financing your new car, you have the resources and guidance you need. While members can visit us at 3316 N Midland Dr, official correspondence should be sent to our mailing address at 2740 North County Road West, Odessa, TX 79764. Our team of 97 dedicated employees, led by CEO Shem Culpepper and Board President Sam Gonzalez, is here to assist you from Monday through Friday, 8:30 AM - 5:30 PM. We pride ourselves on our strong financial foundation, with total deposits of $11,710,777 and a net worth of $34,205,562. Our focus is not just on numbers; it's about the relationships we build within our community. As a member-driven organization, your satisfaction and success are what motivate us every day. Ready to take the next step? Call us at 432-333-5600 or visit our website at First Basin Credit Union to learn more about how we can help you thrive financially!

Branch History & Mission

At First Basin Credit Union, our story began in 1965 in Midland, Texas. Over the years, we have grown from a small local credit union into a trusted financial partner for over 29,000 members. Located at 3316 N Midland Dr, we are proud to serve the Midland community and surrounding areas. Our branch is easily accessible and just a stone's throw away from popular local landmarks. Since our inception, we have remained committed to providing not only exceptional financial services but also support to our community. With total assets reaching an impressive $313,974,208, we have built a solid foundation that empowers us to offer a wide range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. Our mission is straightforward: to improve the financial well-being of our members while fostering community growth. We believe that when our members thrive, so does the community. This principle drives everything we do from our competitive loan rates to our dedicated customer service team. While members can visit us at 3316 N Midland Dr Midland Tx 79707, official correspondence should be sent to 2740 North County Road West, Odessa, TX 79764. We value accessibility and convenience; that's why we offer digital banking options such as online banking and mobile payments alongside traditional services like drive-thru banking and ATM access. Our operating hours are Monday through Friday from 8:30 AM to 5:30 PM, ensuring that you can always find time to manage your finances with us. First Basin Credit Union is not just about numbers; it's about people. Our partnerships with local organizations reflect our dedication to community outreach and support. Whether it's through financial education programs or participating in local events, we strive to make a positive impact in Midland. We invite you to join First Basin Credit Union today. Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization. Visit us online at First Basin Credit Union or call us at (432) 333-5600 for more information on how you can become a member!

Branch Location & Accessibility

Welcome to First Basin, your friendly neighborhood credit union located at 3316 N Midland Dr in Midland, TX! Our branch is designed with your convenience in mind. Whether you're dropping by for a quick transaction or need assistance with your financial goals, our team is here to help. While you can visit us at our Midland location, please note that any official correspondence should be sent to our mailing address at 2740 North County Road West, Odessa, TX 79764. Our branch is easily accessible and situated near popular local landmarks, making it a breeze to stop by. Plus, we offer ample parking to ensure you can find a spot without hassle. For those who may need it, our facility is ADA compliant, with ramps and other accessibility features in place. We know your time is valuable, which is why we keep our doors open Monday through Friday from 8:30 AM to 5:30 PM. If you ever have questions or need assistance outside of these hours, feel free to give us a call at 432-333-5600. At First Basin Credit Union, we offer a variety of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage options, we strive to provide everything you need under one roof. Our ATM is available for quick cash withdrawals and balance checks, and don't forget about our convenient drive-thru banking service for deposits and simple transactions. Come visit us today at First Basin Credit Union! We look forward to welcoming you into our branch and helping you on your financial journey.

Member Eligibility

Becoming a member of First Basin is like opening the door to a welcoming community where your financial needs come first. If you're looking to join us at our Midland branch located at 3316 N Midland Dr Midland Tx 79707, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in our service area. We also welcome family members of existing members, making it easy for you to bring your loved ones into our supportive network. At First Basin, we pride ourselves on offering personalized services that cater specifically to our members, whether it's through competitive loan rates or convenient banking options. Getting started is simple! You can find all the details you need about eligibility by visiting http://www.firstbasin.com/credit-unions-101. If you're ready to open an account and enjoy the benefits of being part of our credit union family, check out the easy account opening process at https://olb.firstbasin.com/enroll. For any questions or assistance, don't hesitate to reach out at (432) 333-5600. We're excited to help you take this important step toward better financial health!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $117 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $28,352,269, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services make transactions easy and efficient, allowing you to focus on what matters most growing your business. From point-of-sale systems to online payment solutions, we equip you with the tools needed for smooth operations. Located at 3316 N Midland Dr Midland Tx 79707 in Midland, TX, our dedicated team is ready to assist you in navigating the financial landscape. Give us a call at (432) 333-5600 or visit us today to learn how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing services make it easy to drive away with your dream car. We provide competitive rates and flexible terms tailored to fit your budget. Our friendly team is here to guide you through the process, making financing as straightforward as possible.

Business Banking

For local entrepreneurs and business owners, we offer comprehensive Business Banking solutions. This includes merchant services and business loans that cater specifically to small businesses aiming for growth. We understand the challenges faced by businesses today and strive to provide personalized support.

Convenient Access Services

Accessing your funds should be hassle-free. At First Basin, we provide ATM & Cash Withdrawal Services, ensuring you have easy access to cash whenever needed. Additionally, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle a perfect solution for busy days. With all these services combined, we're committed to making banking as convenient as possible for our members in Midland. You can reach us at 432-333-5600 or visit us at 3316 N Midland Dr, Midland TX 79707 during our lobby hours from Monday to Friday between 8:30 AM and 5:30 PM. Explore all that First Basin has to offer and take control of your financial journey today! Visit us online at First Basin Credit Union or stop by our branch we're here to help!

Credit Cards with Rewards

Our Credit Cards with Rewards program lets you earn points on everyday purchases. Whether it's for groceries, gas, or dining out, every dollar spent gets you closer to exciting rewards making each transaction more rewarding.

Mortgage Loans & Refinancing

Looking to buy a home or refinance your existing mortgage? Our Mortgage Loans & Refinancing options offer various plans that can help you save on interest over time. With First Basin by your side, navigating the complexities of home loans becomes much simpler.

Personal Banking

For those looking to manage their finances effectively, we offer Personal Banking options that include checking and savings accounts. You can easily access your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. We work with you to find a loan solution that helps you manage debt more effectively, giving you peace of mind while staying within your financial means.

Digital & Online Banking

24/7 Access

With 24/7 online banking services available at Yes, you're never out of touch with your finances. Whether it's day or night, you have full control over your accounts whenever you need it. This flexibility allows you to manage your money on your schedule without any stress. In summary, First Basin offers a comprehensive suite of digital banking tools that prioritize both convenience and security. From e-statements to mobile payments, we've got everything covered to ensure that banking fits seamlessly into your life. Visit us today at https://www.firstbasin.com/home and explore how our services can work for you!

Key Features

With our online banking platform, accessible at https://www.firstbasin.com/home, you can check your account balances, transfer funds, and pay bills anytime, anywhere. Plus, enjoy the added peace of mind with electronic signature authorization, making document signing simple and secure. Our e-statements feature allows you to view your financial statements digitally, saving paper and keeping your information organized. If you prefer using your smartphone for transactions, our mobile application is available to help you manage your accounts with ease. You can also make mobile payments quickly and securely right from your phone. For those times when you need to send money to friends or family, our person-to-person transfer service makes it easy to send cash instantly. This feature ensures that sharing expenses is hassle-free and straightforward.

Financial Strength

Commitment to Growth and Service

With $31,880,014 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,929 in used auto loans and $205,331,752 in total loans and leases. Our operational efficiency shines through with a net income of $427,202, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 97 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts stand at 57,839, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) total $976,779. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Basin is your trusted partner. Visit us at 3316 N Midland Dr Midland Tx 79707 or call (432) 333-5600 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $15,488,479 in share certificates and $54,408,746 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $34,205,562, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.89% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,215,876 in used vehicle loans and $53,038,356 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your vehicle purchase as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $28,352,269 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or fund operational costs, our commercial loan products can support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we encourage you to explore our other lending products designed to help you secure your dream home when the time is right.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility for our products, we invite you to contact us. Our team is here to guide you through your options and find the best solution for your situation. If you have any questions or need assistance getting started with an application, please reach out at (432) 333-5600 or visit us at 3316 N Midland Dr Midland Tx 79707. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,754,575 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can make everyday purchases more rewarding.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means you can trust that the information you see reflects actual rates available to you.

FIRST BASIN CREDIT UNION - Midland, TX

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