First Basin Credit Union Andrews TX | Best Auto Loans & Business Banking

Introduction

Welcome to First Basin Credit Union, your trusted financial partner located at 1000 N Main St, Andrews, TX 79714. Since our establishment in 1965, we have been dedicated to serving our community with integrity and personalized service. With a robust membership base of over 29,000 members and total assets exceeding $313 million, we are proud to be a cornerstone of financial support in the Andrews area. Our commitment to our members is evident not only in the services we provide but also in our strong financial health. We currently hold total deposits of $11,710,777 and a net worth of $34,205,562, ensuring that your money is safe and well-managed. With a diverse portfolio including over 10,052 loans and leases, we offer various financial products tailored to meet your needs be it personal banking, auto loans, or business financing. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 2740 North County Road West, Odessa, TX 79764. Our friendly team of 97 employees, led by CEO Shem Culpepper and Board President Sam Gonzalez, is here to assist you from Monday to Friday between 8:30 AM and 5:30 PM. At First Basin Credit Union, we believe in more than just transactions; we're invested in the growth and well-being of our community. Whether you're looking for convenient online banking options or friendly face-to-face service at our drive-thru or ATM, we strive to make your banking experience as smooth as possible. Ready to take the next step? Visit us today or call us at 432-333-5600 to learn more about how we can help you achieve your financial goals. Explore the advantages of being a member of First Basin Credit Union where community matters!

Branch History & Mission

Welcome to First Basin Credit Union, a cornerstone of financial strength and community support in Andrews, TX. Since our establishment in 1965, we have proudly served our members and contributed to the growth and prosperity of our community. Over the years, we have transformed from a small local credit union into a trusted financial partner for over 29,000 members, with total assets now exceeding $313 million. Our branch is conveniently located at 1000 N Main St, Andrews, TX 79714, easily accessible for all your banking needs. We invite you to visit us during our operating hours from 8:30 AM to 5:30 PM, Monday through Friday. Whether you need assistance with personal banking, auto loans, or business services, our dedicated team is here to help. At First Basin, our mission is simple yet powerful: we strive to provide exceptional financial services that empower individuals and strengthen communities. We believe in putting people first offering personalized solutions that cater to the unique needs of each member. From checking and savings accounts to mortgage loans and credit cards with rewards, our diverse range of products is designed to help you achieve your financial goals. In addition to traditional banking services, we understand the importance of adapting to the changing needs of our members. That's why we've embraced digital advancements such as online banking and mobile payments, making it easier than ever for you to manage your finances on the go. Our commitment extends beyond just transactions; we prioritize accessibility and ADA compliance to ensure everyone can benefit from our services. Community support is at the heart of everything we do. First Basin actively engages in partnerships and outreach initiatives that make a real difference in people's lives. We are proud to contribute to local charities and events that uplift our neighbors and foster a sense of togetherness. While members can visit us at 1000 N Main St, official correspondence should be sent to our mailing address at 2740 North County Road West, Odessa, TX 79764. Join us at First Basin Credit Union today! Experience how we blend financial expertise with heartfelt service. Together, let's build a brighter future for you and your family. For more information or to open an account, please give us a call at 432-333-5600 or visit our website at firstbasin.com.

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance, feel free to give us a call at 432-333-5600. And while you're here, don't forget that we also have an ATM available for your convenience. We look forward to welcoming you at First Basin Credit Union come see how we can help make your banking experience better!

Local Landmarks and Accessibility

Situated near popular local spots, our branch is easily accessible from various routes, ensuring that you can reach us without any hassle. We offer ample parking and have features in place to ensure accessibility for all members, including ADA-compliant ramps.

Operating Hours and Services

Our doors are open Monday through Friday from 8:30 AM to 5:30 PM, so you can visit us at a time that works best for you. At First Basin Credit Union, we pride ourselves on providing a variety of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Plus, our drive-thru service allows you to conduct simple transactions without leaving your vehicle.

Member Eligibility

At First Basin, we believe that everyone deserves a place in our community. Becoming a member is simple and welcoming! If you live, work, or worship in Andrews County, you're already on the path to membership. We also encourage family members of existing members to join us. Our goal is to create an inclusive environment where you can access a variety of financial services tailored just for you. Once you're ready to take the next step, opening an account is a breeze! Just visit us at our branch located at 1000 N Main St Andrews Tx 79714, or give us a call at (432) 333-5600 if you have any questions. For more detailed eligibility information, feel free to check out our website at http://www.firstbasin.com/credit-unions-101. We're excited to welcome you into the First Basin family and help you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $117 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $28,352,269, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, effective payment solutions can set your business apart. Imagine having a reliable partner that simplifies transactions so you can focus on what matters most your customers. Our merchant services provide seamless payment processing options that cater to various business types, ensuring you never miss a sale. Located at 1000 N Main St Andrews Tx 79714 in Andrews, TX, we invite you to explore how First Basin Credit Union can help your business thrive. For more information or to schedule a consultation, call us at (432) 333-5600 today!

Comprehensive List Of Services

Business Banking

For our business members, we understand the importance of having reliable banking solutions. That's why we offer merchant services and business loans tailored to help small businesses thrive in Andrews and beyond. Whether you're just starting out or looking to expand, we're here with the resources you need.

Convenient Access

Accessing your accounts has never been easier thanks to our ATM and cash withdrawal services available throughout the area. If you prefer face-to-face interactions, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car. In addition, our branch at 1000 N Main St Andrews Tx 79714 in Andrews, TX is equipped to serve you better during our convenient hours from Monday through Friday, 8:30 AM to 5:30 PM. For any questions or assistance, don't hesitate to reach out by phone at (432) 333-5600. At First Basin, we're committed to making banking simple and accessible for everyone. Visit us today or check out our website at https://www.firstbasin.com/home for more information about how we can help you achieve your financial goals!

Loans and Credit Options

Personal loans are available for various needs such as debt consolidation or unexpected expenses. We also offer credit cards with rewards programs that can add value to your everyday purchases. Our goal is to provide you with financial tools that not only meet your immediate needs but also enhance your overall financial well-being.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts that fit into your lifestyle. Imagine easily managing your day-to-day transactions with our user-friendly online and mobile banking services. You can check balances, transfer funds, and pay bills from anywhere whether you're at home in Andrews or on the go. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it easy for you to drive away in your dream car. We provide competitive rates and flexible terms so you can find a loan that fits your budget. For those eyeing homeownership or wanting to refinance an existing mortgage, our mortgage loans offer the support you need to make informed decisions.

Digital & Online Banking

Key Features

Our online banking system is packed with features that make everyday banking simple and efficient. With electronic signature authorization, you can complete transactions securely without the need for paper forms. Plus, our e-statements help you keep track of your financial activities while reducing clutter in your mailbox. If you're always on the move, you'll love our mobile application. This user-friendly app lets you check balances, pay bills, and even make person-to-person transfers with just a few taps on your phone. Additionally, our mobile payments feature allows you to make quick purchases directly from your smartphone.

Security and Convenience

Your security is our top priority. We employ advanced security measures to ensure your personal information remains safe while using our digital services. You can bank with peace of mind knowing that your data is protected at all times. Whether you're checking in on your account or sending money to a friend, our platform is designed for ease of use. The intuitive interface makes it simple for everyone regardless of tech experience to navigate their accounts effortlessly. In summary, First Basin is committed to providing accessible and secure digital banking options that fit into your daily routine. Experience the convenience today by signing up for our services at https://www.firstbasin.com/home!

Financial Strength

A Dedicated Team at Your Service

We take pride in having 97 full-time employees ready to serve you with a knowledgeable, committed team. Additionally, with 0 part-time employees supporting our operations, we're always here to assist you.

Focused on Members' Needs

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $31,880,014 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better.

Growing Membership Trust

Total Share and Deposit Accounts: 57,839, showing a strong and growing member base that trusts us with their finances. With net shares (funds available for lending and investments) standing at $976,779, we are well-equipped to meet your needs as they grow. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Basin is your trusted partner. Visit us at 1000 N Main St Andrews Tx 79714 or call (432) 333-5600 to learn more about how we can help you achieve your financial goals.

Member Savings Securely Managed

Members' savings are secured through $15,488,479 in share certificates and $54,408,746 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your funds reflects our dedication to putting our members first.

Strong Financial Health

With a net worth of $34,205,562, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.89% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $2,929 in used auto loans and $205,331,752 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $427,202, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $64,215,876 in used vehicle loans and $53,038,356 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our competitive rates can make it easier for you to drive away happy.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $28,352,269 provide the capital needed to expand operations or invest in new projects. We know how important it is for local businesses to thrive and are here to support your journey. At First Basin Credit Union, we're not just about numbers; we're about making connections and fostering financial wellness within our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you navigate your financial path!

Credit Lines and Unsecured Loans

For those looking for flexible financial solutions, we provide total credit lines amounting to $78,085,421. This allows you to access funds as needed while keeping repayment manageable. We also offer flexible terms on unsecured credit card loans, with a total of $2,754,575 in loans helping members manage their finances effectively. This product is ideal for making purchases without tying up your savings or assets.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans totaling $0, we are dedicated to exploring other financing possibilities that may suit your needs. If you're interested in refinancing your current mortgage, our team can assist you with eligibility options and guide you through the necessary steps.

Loan Aggregator

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FIRST BASIN CREDIT UNION - Andrews, TX

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