First Atlantic Credit Union Eatontown NJ

Introduction

Welcome to First Atlantic, your trusted partner in financial services since 1935! Located at 468 Industrial Way W, Eatontown, NJ 07724, our credit union is dedicated to serving our members and the community with care and integrity. With a proud membership of over 24,227 individuals and total assets of $291,790,412, we are committed to ensuring your financial well-being. At First Atlantic, we understand that your needs come first. Our leadership team, led by CEO Ann Goldinak and Board President Jason Snagusky, is passionate about providing personalized service and innovative solutions. Our team of 53 employees works tirelessly to help you achieve your financial goals. While members can visit us at our branch for friendly assistance, any official correspondence should be sent to our mailing address: 468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724-2210. We invite you to explore our range of services designed just for you from loans to deposits backed by a solid net worth of $37,291,177 and a cash reserve of $736,066. Join us today and discover how First Atlantic can make a difference in your financial journey. Whether you're looking for a loan or want to learn more about our offerings, don't hesitate to reach out. Call us at 732-380-3600, or visit our website at fafcu.com. Your financial future starts here!

Branch History & Mission

At First Atlantic, our journey began in 1935 when we opened our doors to the community in Eatontown, NJ. Over the decades, we have grown from a small credit union into a trusted financial partner for over 24,000 members. Located at 468 Industrial Way W, our branch has become a cornerstone of support and service in Monmouth County. Our mission is simple yet profound: to provide accessible financial services while fostering a strong sense of community. We aim to empower our members with the tools and resources they need to achieve their financial goals. With total assets exceeding $291 million, we are committed to ensuring that every member feels valued and supported. As we reflect on our history, we celebrate key milestones that highlight our commitment to growth and innovation. From expanding our services to include online banking and mobile payments to enhancing accessibility for all members, we continually strive to meet the evolving needs of our community. While members can visit us at 468 Industrial Way W Eatontown Nj 07724, official correspondence should be sent to 468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724-2210. First Atlantic is more than just a credit union; it's a community-focused organization that believes in giving back. Our outreach efforts include partnerships with local nonprofits and schools, allowing us to contribute positively to the lives of those around us. We are proud of our customer-centric initiatives that prioritize member satisfaction above all else. We invite you to join First Atlantic and experience firsthand the difference of being part of a cooperative that truly cares about its members. Whether you need assistance with loans or simply want guidance on your financial journey, we're here for you. Together, let's build a brighter future for ourselves and our community! For any inquiries or support, feel free to reach out at (732) 380-3600 during our operating hours: Monday through Friday from 8 AM to 5 PM. Your journey towards financial wellness starts here!

Branch Location & Accessibility

Easy Access and Parking

Our location offers ample parking spaces for members, making your visit hassle-free. We prioritize accessibility with features that accommodate everyone, ensuring that all members can enjoy a welcoming experience.

Get in Touch

Ready to take the next step? Feel free to call us at 732-380-3600 for any inquiries or simply drop by during our operating hours. We look forward to seeing you at First Atlantic and helping you achieve your financial goals!

Operating Hours

At First Atlantic, we understand that convenience is key. Our lobby hours are designed with your busy schedule in mind, open Monday through Friday from 8 AM to 5 PM. Whether you're handling daily banking needs or looking for financial advice, we're here during these hours to assist you.

Services Offered

While we currently don't have an ATM on-site or drive-thru services, our dedicated team is always ready to help with your banking needs inside the branch. We focus on providing personalized service to ensure every member feels valued and informed about their options. If you need to send any official correspondence, please note that while members can visit us at our branch address, you can also reach us via our mailing address: 468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724-2210.

Member Eligibility

At First Atlantic, we believe that everyone deserves a supportive financial community. Joining us is simple and welcoming! To become a member, you typically need to live, work, or worship in the local area, or have family members who are already part of our credit union. This means if you're in the neighborhood, you're likely eligible! Once you're ready to take the next step, opening an account is straightforward. You can find all the details you need by visiting our website at . If you have any questions or need assistance, feel free to reach out to us at (732) 380-3600. We're excited to help you start your journey with First Atlantic at our convenient location: 468 Industrial Way W Eatontown Nj 07724. Welcome aboard!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $23 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,187,135, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer practical merchant services that streamline your day-to-day operations. From payment processing solutions that make transactions easy for your customers to tools that enhance your cash flow management, we are here to ensure you have what you need to run your business smoothly. Visit us at 468 Industrial Way W Eatontown Nj 07724 in Eatontown, NJ, or call us at (732) 380-3600 to learn how we can partner with you on your business journey. Together, let's build a stronger future for your enterprise!

Comprehensive List Of Services

Banking Services Tailored for You

Whether you're looking for a simple way to manage your finances or need specialized products, we have you covered. One of the key services we offer is ATM Services Only. This means you have easy access to your funds through ATMs, allowing you to withdraw cash when you need it without any hassle. This service is perfect for those who prefer quick transactions and the flexibility of accessing their money at their convenience.

Emphasizing Convenience and Digital Features

In today's fast-paced world, convenience is essential. That's why we also focus on enhancing your banking experience with our digital features. With online banking, you can check your balance, transfer funds, and pay bills right from your smartphone or computer. Our mobile application takes it a step further by allowing you to perform all these tasks on the go. Plus, features like mobile payments and person-to-person transfers make it easier than ever to manage your money without needing to visit the branch. Imagine being able to send money to a friend or family member instantly while you're out running errands or enjoying time with loved ones. That's the kind of convenience we strive for!

Why Choose Us?

At First Atlantic, we're not just about providing services; we're about building relationships. We want our members to feel valued and supported in their financial endeavors. Our commitment goes beyond traditional banking it's about ensuring that you have the resources and tools necessary to achieve your goals. If you're ready to explore how our services can work for you, don't hesitate to reach out! Visit us at 468 Industrial Way W Eatontown Nj 07724, call us at (732) 380-3600, or check out our website at https://www.fafcu.com for more information. We look forward to assisting you with all your financial needs!

Digital & Online Banking

Key Services

Our online banking services allow you to view your account balances, transfer funds, and pay bills with just a few clicks. You can easily set up e-statements, so you never have to worry about missing important documents; they're delivered right to your inbox. For added convenience, we also provide person-to-person transfers, making it easy to send money to friends and family without needing cash or checks. If you're always on the move, our mobile application is here to help! With features like mobile payments, managing your accounts has never been easier. Just download our app, and you'll have the power of banking right in your pocket.

Security and Accessibility

Your security is our top priority. With electronic signature authorization available, you can sign important documents safely and quickly from anywhere. Plus, our online platform is designed with user-friendly features that make it easy for everyone whether you're tech-savvy or just starting out. We believe in making banking accessible for all members. You can manage your accounts in real-time from any device, ensuring you stay informed about your finances whenever you need to. Join us at First Atlantic and discover how our digital banking services can simplify your life while keeping your information safe and secure!

Financial Strength

Commitment to Service

Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 9 part-time employees who are always ready to assist you with knowledgeable service.

Member-Focused Savings

Members' savings are secured through $17,907,338 in share certificates and $49,015,855 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $28,448,369 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $5,864 in used auto loans and $215,605,801 in total loans and leases to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $37,291,177, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,277 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

We have a total of 37,004 share and deposit accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, which reflects our commitment to serving you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Atlantic is your trusted partner. Visit us at 468 Industrial Way W Eatontown Nj 07724 or call (732) 380-3600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

If you're considering refinancing options or want to learn more about eligibility for any of our products, please don't hesitate to reach out. Our team is here to guide you through each step of the process so you can find the right loan for your situation. At First Atlantic, we're committed to providing our members with transparent information and exceptional service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to contact us at 732-380-3600 during our operating hours from Monday through Friday, 8 AM to 5 PM. Let us help you navigate your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $83,766,030 in used vehicle loans and $9,471,690 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our flexible terms make it easier than ever to drive home in your dream car.

Business Loans

For business owners, our outstanding commercial loans totaling $13,187,135 provide the capital needed to grow and expand your business. We recognize that every business is different and aim to support your entrepreneurial journey with customized loan solutions.

Mortgage Options

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $24,573,571, which make buying or refinancing simple. We believe that everyone should have access to affordable home financing solutions tailored to fit their needs.

Unsecured Credit Cards

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,531,075 in loans helping members manage their finances effectively. These cards are designed for everyday purchases and can provide financial peace of mind.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh guarantees accurate loan comparisons through its commitment to sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous approach ensures that users receive fair and transparent offers tailored to their financial needs.

First Atlantic