First Atlantic Credit Union Eatontown NJ | Best Auto Loans & Business Banking

Introduction

Welcome to First Atlantic, your trusted partner in financial growth and community support since 1935. Located at 468 Industrial Way W, Eatontown, NJ 07724, we are proud to serve over 24,227 members in our vibrant community. With total assets of $291,790,412 and total deposits amounting to $39,171,999, we stand as a pillar of stability and reliability for all your banking needs. At First Atlantic, we understand that financial decisions can be challenging. That's why our dedicated team led by CEO Ann Goldinak and Board President Jason Snagusky is committed to providing personalized service tailored to your unique circumstances. Whether you're looking for auto loans, mortgage refinancing, or business banking solutions, our experienced staff is here to help you navigate your financial journey. While you can visit us at our branch for any inquiries or transactions, please note that official correspondence should be sent to the same address: 468 Industrial Way W, Eatontown, NJ 07724-2210. Our members enjoy various services including online and mobile banking options for convenient access to their accounts anytime, anywhere. We also proudly maintain a strong cash reserve with $736,066 in hand and a net worth of $37,291,177, ensuring that we are always ready to meet the needs of our members. Join us today and experience the difference a member-focused credit union can make in your life. Call us at 732-380-3600 or visit our website at First Atlantic to learn more about how we can help you achieve your financial goals. Your journey towards financial success starts here!

Branch History & Mission

Community Focus

First Atlantic is deeply rooted in community outreach efforts. We actively participate in local events and partner with organizations that enhance the quality of life in Eatontown and surrounding areas. Our goal is not only to provide financial services but also to uplift the community through various initiatives. We are proud to offer modern conveniences such as online and mobile banking, ensuring that managing your finances is easier than ever. With features like ATM access and drive-thru service available at our branch, we prioritize making banking straightforward and accessible for everyone.

Join Us!

As we look forward to continuing our journey together with you, we invite potential members to join First Atlantic. Experience firsthand how we can assist you in achieving your financial goals while being an active part of a supportive community. Reach out today at 732-380-3600 or visit us online at FAFCU.COM for more information on how we can help you thrive financially!

Our Mission

The mission of First Atlantic is clear: we aim to empower our members through personalized financial solutions while fostering a spirit of community support. We believe that banking should not only be about transactions but also about building relationships and contributing positively to the lives of those we serve. This commitment drives us to offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: 468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724-2210.

Branch Location & Accessibility

Finding Us and Accessibility

Our branch is designed with your convenience in mind. Parking is readily available, making it simple for you to drop in whenever you need assistance. We also comply with ADA standards, ensuring that everyone can access our services comfortably. If you prefer banking from your car, we offer a drive-thru service that allows you to handle transactions quickly without leaving your vehicle. While members can visit us at 468 Industrial Way W, official correspondence should be sent to 468 INDUSTRIAL WAY W, EATONTOWN, NJ 07724-2210.

Operating Hours

At First Atlantic, we value your time. That's why our lobby hours are designed to fit your schedule: - Monday through Thursday from 7 AM to 6 PM - Friday from 7 AM to 7 PM - Saturday from 9 AM to 3 PM Feel free to stop by during these hours for any of your banking needs!

Services Offered

We provide a wide range of personal and business banking services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is ready to assist you every step of the way. Plus, with our ATM available on-site and basic drive-thru banking options, managing your finances has never been easier! If you have any questions or would like more information about our services, don't hesitate to give us a call at 732-380-3600. We look forward to welcoming you at First Atlantic in Eatontown!

Member Eligibility

At First Atlantic, we believe that becoming a member is like joining a family where your financial well-being is our top priority. If you live, work, or worship in the community around 468 Industrial Way W Eatontown Nj 07724, you're likely eligible to join us! We welcome individuals from various backgrounds and walks of life, making it easy for you to access our full range of services designed with your needs in mind. By becoming a member, you'll enjoy benefits such as competitive loan rates, personalized service, and a supportive environment that empowers you to reach your financial goals. Getting started is simple! You can find detailed eligibility criteria by visiting this link. If you have any questions or need assistance during the process, feel free to call us at (732) 380-3600. We're excited to help you take this important step towards financial success at First Atlantic!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $23 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $13,187,135, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify transactions for your business. Imagine being able to accept payments easily from customers at your physical location or online. Our services provide you with the tools you need to manage payments efficiently, allowing you to focus on what truly matters growing your business. If you're ready to take the next step in enhancing your business operations, visit us at 468 Industrial Way W Eatontown Nj 07724 or give us a call at (732) 380-3600. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking

For our business members, we provide essential services like merchant services and business loans. This means whether you're starting a new venture or looking to expand an existing one, we have financial tools that can help grow your business effectively.

Convenient Access

Accessibility is key at First Atlantic. We know that life gets busy, which is why we offer an ATM for quick cash withdrawals and balance checks. Our drive-thru service ensures that even simple transactions like deposits and withdrawals can be done without leaving your car. To further enhance convenience, you can take advantage of features like mobile payments and person-to-person transfers, making it easy to send money to friends or family whenever needed.

Get Started Today!

With friendly staff ready to assist you at our branch located at 468 Industrial Way W Eatontown Nj 07724, you can call us at (732) 380-3600 if you have any questions about our services or want to learn more about how we can support your financial journey. At First Atlantic, we're not just about banking; we're about building relationships with our members. Visit us today or check out our website at Eatontown to explore all that we have to offer!

Personal Banking Solutions

Our personal banking offerings are designed with you in mind. We provide various checking and savings accounts that cater to different lifestyles and financial goals. You can easily manage your funds through our online and mobile banking platforms, allowing you to check balances, transfer funds, or pay bills from anywhere at any time. If you're in the market for a vehicle, our auto loans and vehicle financing options are tailored to help you get behind the wheel without breaking the bank. For those planning to buy a home, our mortgage loans and refinancing services can guide you through the process smoothly, ensuring you find the right mortgage that fits your budget.

Support for Your Financial Needs

Life can bring unexpected expenses, which is why we also offer personal loans and debt consolidation solutions. Whether it's for a big purchase or managing existing debts, our team is here to assist you every step of the way. Plus, with our credit cards with rewards, you can earn points on your everyday purchases while enjoying competitive rates.

Digital & Online Banking

Key Features for Your Convenience

Our online banking services are available 24/7, allowing you to check balances, pay bills, and transfer funds at your convenience. Plus, with the option for electronic signature authorization, signing documents is simpler and faster than ever. You won't have to worry about printing or mailing anything just sign electronically! We also offer e-statements, which provide an easy way to keep track of your transactions while reducing paper clutter. It's not only good for the environment but also helps you stay organized. If you're always on the go, our mobile application ensures that you can manage your finances from the palm of your hand. You can make mobile payments effortlessly and even send money directly to friends or family through our person-to-person transfer feature.

Security You Can Trust

Your safety is our priority. We use advanced security measures to protect your personal information and transactions, giving you peace of mind as you bank online. Whether you're using our website or mobile app, rest assured that we take every step necessary to keep your data secure. In summary, First Atlantic offers a range of digital banking services designed for ease of use and accessibility. Whether you're at home or out and about, managing your finances has never been easier or more secure! For more information or to get started with online banking today, visit us at https://www.fafcu.com.

Financial Strength

Commitment to Growth

Our dedication to serving our members is reflected in our impressive $28,448,369 in undivided earnings. We reinvest this into innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $5,864 in used auto loans and $215,605,801 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Efficient Operations

Our operational efficiency is evident through our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share Accounts stand at 37,004, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further indicating our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Atlantic is your trusted partner. Visit us at 468 Industrial Way W Eatontown Nj 07724 or call (732) 380-3600 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $17,907,338 in share certificates and $49,015,855 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $37,291,177, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,277 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We also offer credit lines with a total value of $25,621,316, giving you access to funds when you need them most. If you're considering refinancing any existing loans or exploring eligibility options for different loan products, our team is here to guide you through the process and find the best solutions tailored specifically for you. For any questions regarding our loan offerings or to discuss your specific financial situation, feel free to reach out at 732-380-3600. Visit us at our branch located at 468 Industrial Way W Eatontown NJ 07724, where our dedicated team is ready to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $83,766,030 in used vehicle loans and $9,471,690 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new vehicle or looking for a reliable used option, we have flexible financing solutions designed just for you.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $13,187,135 provide the capital needed to expand operations or invest in new projects. We understand the unique challenges businesses face and are committed to supporting your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $24,573,571, making buying or refinancing simple. We aim to provide competitive rates and terms that work for your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but our flexible terms on unsecured credit card loans can help ease that burden. With a total of $2,531,075 in loans available, we strive to help our members manage their finances effectively without the need for collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

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First Atlantic