First American Credit Union Sells AZ | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to First American, a trusted credit union proudly serving the Sells community since 1962. Located at 1 Main St, Sells, AZ 85634, our branch is dedicated to providing exceptional financial services tailored to meet your needs. With over 13,685 members and total assets amounting to $111,109,508, we are committed to fostering financial growth and stability for our community. At First American, we understand that every member's financial journey is unique. That's why we offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our dedicated team of 32 employees, led by CEO Phil Peters and Board President John McEvoy, is here to help you navigate your financial goals with care and expertise. While members can visit us at our Sells location for in-person assistance, official correspondence should be sent to our mailing address: 1 Main St, Tohono Plaza, Building 1, Ste 113, Sells, AZ 85634. We invite you to explore how we can support you on your path toward financial success. With a strong foundation built on trust and community impact, First American stands ready to assist you with total deposits of $17,226,918 and total loans exceeding 6,644. Whether you're looking for a new checking account or need assistance with financing options, don't hesitate to reach out. Call us today at 520-836-8848 or visit our website at First American to learn more about how we can serve you better. Your financial future starts here!

Branch History & Mission

A Journey Through Time

First American started with a vision: to provide accessible and personalized financial services that empower our members. Our mission has always been about more than just banking; it's about building relationships and supporting our community. Over the years, we have adapted to meet the evolving needs of our members while maintaining our core values of trust and service. As technology advanced, so did we. Today, we offer convenient online banking options, mobile payments, and e-statements to ensure that managing finances is easy and straightforward. Our commitment to accessibility extends beyond digital advancements; we also prioritize ADA compliance in our facilities.

Community Focus

At First American, we believe in giving back to the community that supports us. We actively engage in various outreach programs and partnerships that aim to uplift local initiatives. Whether through educational workshops or financial literacy programs, we strive to make a positive impact in Sells and its surrounding areas. While members can visit us at 1 Main St for in-person assistance during our operating hours Monday and Wednesday from 10 AM to 3 PM, Friday from 10 AM to 6 PM, and Saturday from 9 AM to 2 PM official correspondence should be sent to our mailing address at Tohono Plaza, Building 1, Ste 113, Sells, AZ 85634 if it differs from the branch address.

Join Us Today

As we continue this journey together into the future, we invite you to become part of the First American family. Experience firsthand the benefits of membership whether it's personal banking solutions like checking accounts and auto loans or business banking services tailored for local entrepreneurs. For more information on how you can join us or explore our offerings further, please visit our website or call us at (520) 836-8848. At First American, your financial well-being is our priority!

Branch Location & Accessibility

Accessibility Features

At First American, we prioritize accessibility. Our branch is designed with ADA compliance in mind, ensuring that everyone can easily access our services. Ample parking is available right outside the entrance, making it hassle-free for you to visit us.

Get in Touch

Have questions or want to learn more about how we can help you? Don't hesitate to reach out! You can call us at 520-836-8848 or visit our website at First American. We look forward to welcoming you to the First American family soon!

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours to accommodate your schedule. Visit us on Mondays and Wednesdays from 10 AM to 3 PM, Fridays from 10 AM to 6 PM, and Saturdays from 9 AM to 2 PM. We're here when you need us!

Services Offered

Our Sells Branch provides a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with ATM availability on-site, you can manage cash withdrawals and balance checks conveniently. Although we currently don't have drive-thru banking or shared service centers at this location, our friendly staff is always ready to assist you inside the branch.

Member Eligibility

Becoming a member of First American is like joining a family that truly cares about your financial well-being. If you're looking to open an account with us, you'll find that eligibility is straightforward and welcoming. Residents of the local area, those who work here, or even family members of existing members can easily become part of our community. We believe in making banking accessible for everyone, and we're excited to offer you the benefits that come with membership, such as personalized service and competitive rates on loans and accounts. To dive deeper into the specifics of who qualifies for membership, feel free to check out our detailed eligibility information at http://www.firstamerican.org/bank-with-us/new-member/become-a-member.html . Once you're ready to start your journey with us, opening an account is just a click away at https://my.homecu.net/banking/hcuactivate.prg?cu=firstam . If you have any questions or need assistance, don't hesitate to reach out to us at (520) 836-8848. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine needing funds to purchase new equipment or hire additional staff. With our tailored commercial loan options, you can secure the capital necessary to fuel your ambitions and keep your operations running smoothly.

Merchant Services

Additionally, our merchant services are designed to streamline your payment processing needs. By accepting various payment methods easily, you can enhance customer satisfaction and drive sales. Picture your customers enjoying a quick checkout experience this not only boosts your revenue but also encourages repeat business. If you're ready to take your business to the next level, visit us at 1 Main St Sells Az 85634 in Sells, AZ or call us at (520) 836-8848 to learn more about how we can help you succeed!

Comprehensive List Of Services

A Community Focus

At First American, we believe in being more than just a bank; we're part of this vibrant community in Sells, AZ. We take pride in offering services that not only meet financial needs but also empower our members to achieve their goals. Ready to experience all that we have to offer? For more information about our services or to speak with one of our representatives, call us at 520-836-8848. Join us today and discover how First American can help you thrive financially!

Business Banking

We understand that running a business requires reliable financial support. That's why we offer robust merchant services and business loans tailored for entrepreneurs like you. From setting up payment processing solutions to securing funding for growth, First American is here to support your business every step of the way.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. Need cash? Our ATMs are available for easy access and cash withdrawals without hassle. You can even check your balance right from your phone!

Personal Banking

Managing your finances should be simple and stress-free. That's why we offer various checking and savings accounts designed to fit your lifestyle. Imagine easily accessing your funds online or through our mobile app, making deposits from the comfort of your home. Our auto loans make purchasing that new vehicle a breeze, with competitive rates and flexible terms to help you drive away in your dream car. When it comes to buying a home, our mortgage loans and refinancing options provide you with the financial support needed to secure your future. Not sure where to start? Our friendly staff is here to guide you through every step of the process. Plus, if you're juggling debts, our personal loans can assist in consolidating them into manageable payments. For those who love rewards, our credit cards come packed with benefits that suit your spending habits while helping you earn points on every purchase.

Digital & Online Banking

Key Features

One of the standout features of our digital services is the ability to send money easily with person-to-person transfers. This feature lets you send cash to friends or family instantly perfect for splitting bills or helping someone out without needing cash on hand. We prioritize your security as much as your convenience. With electronic signature authorization available, signing documents online is both secure and straightforward. You can also choose e-statements for quick access to your account statements without the clutter of paper. If you're interested in making payments through your phone, our mobile payments feature allows you to pay securely at stores using just your device. It's fast and convenient! At First American, we believe in providing accessible banking solutions tailored for you. With these digital tools at your fingertips, managing your finances has never been easier. Join us today and experience the ease of digital banking!

Financial Strength

Efficient Operations

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 22,600, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First American is your trusted partner. Visit us at 1 Main St Sells Az 85634 or call (520) 836-8848 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investments

Members' savings are secured through $5,755,907 in share certificates and $32,489,584 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $857,842, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $12,803,177, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,151 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for the Future

With $11,312,066 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,137 in used auto loans and $67,471,187 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,872,547 in used vehicle loans and $20,784,080 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used option, we have flexible terms to suit your budget.

Credit Lines and Personal Loans

For those looking for flexibility in managing finances, our total credit lines amount to $10,000,000. We also provide unsecured credit card loans with a total value of $1,150,579, allowing members to effectively manage their day-to-day expenses without high-interest burdens.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $4,585,943. With competitive rates and personalized service, we aim to guide you through every step of the home financing process.

Refinancing Options

If you're considering refinancing existing loans for better terms or lower payments, we can assist with that as well. Whether it's your mortgage or auto loan, our team is here to help you explore your options and find the best solutions for your situation. At First American, we pride ourselves on offering personalized service and financial products that work for our members. Our commitment to supporting your financial journey remains strong as we continuously seek ways to improve our offerings. For more information on eligibility and how to apply for these loans, visit us online at First American or stop by our branch today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their needs. Each listing reflects current rates and terms, allowing for straightforward comparison across various lenders.

Benefits of Using LendMesh

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FIRST AMERICAN CREDIT UNION - Sells, AZ