First Alliance Credit Union Stewartville MN | Best Auto Loans & Personal Banking

Introduction

Welcome to First Alliance, your trusted partner in financial services located at 300 Main St N, Stewartville, MN 55976. Established in 1932, we have proudly served our community for over nine decades. As a member-focused credit union, we understand the importance of building strong relationships and providing reliable financial solutions tailored to your needs. With a total membership of 20,569 and assets totaling $280,210,554, First Alliance is committed to helping you achieve your financial goals. Our offerings include personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, and business banking services. Whether you're looking to consolidate debt or invest in your future, we've got you covered with over 102,253 loans and leases currently benefiting our members. While you can visit us at our branch for personalized assistance, please note that official correspondence should be sent to our mailing address: PO Box 8070, Rochester, MN 55903. Under the leadership of CEO Brent Rempe and Board President Jane Drennan, our dedicated team of 67 employees is here to ensure you receive the best service possible. We pride ourselves on being more than just a financial institution; we are a part of your community. At First Alliance, we believe in putting members first and fostering an environment where everyone can thrive. With a net worth of $29,752,143 and cash in hand amounting to $3,606,493, we are well-equipped to support our members' aspirations. Ready to take the next step? Call us at 507-288-0330 or visit our website at firstalliancecu.com to explore how we can help you navigate your financial journey. Your success is our mission!

Branch History & Mission

Welcome to the heart of Stewartville, Minnesota, where the journey of First Alliance began in 1932. Since our inception, we have been dedicated to supporting our community and providing exceptional financial services to our members. As a proud branch of the First Alliance Credit Union, located at 300 Main St N, Stewartville, MN 55976, we have grown alongside our community, adapting to meet the changing needs of our members while remaining committed to our core values. Over the years, First Alliance has evolved significantly. From a small local credit union serving a handful of members to now boasting a total membership of 20,569, our growth reflects the trust and support we have garnered from our community. With total assets reaching an impressive $280,210,554, we are well-equipped to provide a wide range of financial products and services tailored for both personal and business needs. At First Alliance, our mission is straightforward: to empower individuals and families with financial solutions that foster growth and stability. We believe that everyone deserves access to fair and affordable financial services. That's why we offer everything from checking and savings accounts to auto loans, mortgages, and business financing options. Our commitment goes beyond just transactions; it extends into actively participating in community outreach initiatives that uplift those around us. While members can visit us at 300 Main St N, official correspondence should be sent to PO Box 8070, Rochester, MN 55903. Our branch is equipped with modern conveniences like ATM access and drive-thru banking services for ease of use. Our operating hours are designed with your convenience in mind: lobby hours from Monday through Friday are 10 AM to 5 PM, while our drive-up kiosk is open Monday through Friday from 7:30 AM to 6 PM and Saturdays from 8 AM to noon. In addition to traditional banking services, we embrace digital advancements that make managing your finances easier than ever. With features like online banking, mobile payments, and electronic signatures available for all members, we ensure that you can stay connected wherever you are. Our team is passionate about building lasting relationships within Stewartville. Through partnerships with local organizations and participation in community events, we strive to give back and help create a thriving environment for everyone. Join us at First Alliance today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community that truly cares. For more information or assistance, feel free to call us at 507-288-0330 or visit us online at firstalliancecu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Location

Situated right on Main Street, our branch is easy to find and is just a stone's throw from popular local landmarks. Whether you're stopping by after visiting the nearby Stewartville Public Library or before heading out for a day in the park, we're here for you. Our location offers ample parking and is designed with accessibility in mind, featuring ADA-compliant ramps to ensure everyone can visit us comfortably.

Friendly Support Just a Call Away

Have questions? We're here to help! Give us a call at 507-288-0330 anytime during business hours. Our dedicated team is ready to assist you with anything from account inquiries to loan applications. While members can visit us at our branch address, official correspondence should be sent to PO Box 8070, Rochester, MN 55903. We invite you to stop by First Alliance today! Experience banking that's built around you where friendly service meets convenience. We look forward to welcoming you!

Operating Hours and Services

At First Alliance, we understand that life can get busy. That's why our lobby is open Monday through Friday from 10 AM to 5 PM, giving you plenty of time to drop by during your lunch break or after work. For those who prefer early mornings or weekends, our Drive-Up Kiosk offers extended hours: Monday through Friday from 7:30 AM to 6 PM and Saturday from 8 AM to noon. We offer a variety of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage financing, we've got you covered. Plus, our ATM availability means you can access cash whenever you need it, without any hassle.

Member Eligibility

Becoming a member of First Alliance is like stepping into a warm, welcoming community where you can truly feel at home. If you live, work, worship, or attend school in the Stewartville area, you're already on your way to enjoying all the benefits we offer. We believe that everyone deserves access to financial services that help them thrive, so our membership is open to individuals who meet these simple criteria. Joining us not only gives you access to exceptional banking services but also connects you with a network of supportive members and staff dedicated to your financial well-being. Ready to take the next step? Opening an account is quick and easy! Just visit our website for more details on how to get started at https://www.firstalliancecu.com/apply-today . If you have any questions or need assistance, don't hesitate to reach out at (507) 288-0330. For more specific eligibility information, feel free to check out our detailed guide at https://www.firstalliancecu.com/account-application-routing-credit-union-membership . We can't wait for you to join the First Alliance family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $107 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $20,726,790, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In today's fast-paced market, efficient payment processing is vital for any business. Our merchant services simplify transactions, ensuring you can focus on what really matters growing your business. Imagine being able to accept payments effortlessly while managing your finances all in one place. From point-of-sale systems to online payment solutions, we provide the tools you need to enhance customer satisfaction and streamline your operations. Located conveniently at 300 Main St N Stewartville Mn 55976, Stewartville, MN, we're here to partner with you on your journey toward success. Reach out today at (507) 288-0330 to learn how we can support your business banking needs!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? Our ATM services allow easy withdrawals and balance checks without any hassle. Plus, with our drive-thru service available during extended hours, getting in and out is simple and quick. At First Alliance, we are committed to meeting all of your financial needs with personalized service that makes banking easy. If you're ready to experience a better way to bank or have any questions about our services, don't hesitate to reach out at (507) 288-0330 or visit us today!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options provide flexible terms to fit your budget. We believe everyone deserves reliable transportation, so we work with you to find a loan that meets your needs, whether it's for a new or used vehicle.

Business Banking

For business owners, we offer comprehensive business banking services including merchant services and business loans. We understand how important it is to have financial support for your business endeavors. Let us help streamline your operations so you can focus on growth.

Credit Cards with Rewards

Want to make the most out of your purchases? Our credit cards come with rewarding benefits that let you earn points on every dollar spent. From cash back to travel rewards, our credit cards are designed to give back while helping you manage expenses effectively.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make. At First Alliance, we offer mortgage loans and refinancing solutions tailored just for you. Our team is here to guide you through the process, helping you secure the best rates possible so you can turn your dream home into reality without breaking the bank.

Online & Mobile Banking

We prioritize convenience at First Alliance. With our online and mobile banking services, managing your accounts has never been easier. You can pay bills, transfer money between accounts, and even deposit checks all from the comfort of your home or on-the-go.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. Imagine having a reliable place for your hard-earned money that also helps you grow it over time. With competitive interest rates and user-friendly online banking features, tracking your finances becomes an effortless task. You can manage your accounts anytime, anywhere, using our mobile app or online platform.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans and debt consolidation options allow you to take control of your financial situation. Whether it's for medical bills, home improvements, or consolidating high-interest debt, we've got the right solution to help you breathe easier.

Digital & Online Banking

Key Features

Security is a top priority for us at First Alliance. We offer electronic signature authorization, so you can sign important documents digitally without any hassle. You can also opt for e-statements, which not only help you stay organized but also reduce paper waste. If you're looking for quick ways to send money to friends or family, our person-to-person transfer feature allows you to do just that with ease. And if you're a fan of mobile payments, you'll be pleased to know that our services support this feature too making transactions as simple as a tap on your phone. We believe banking should fit into your lifestyle seamlessly. That's why we're committed to providing tools that make real-time account management straightforward and efficient. Whether it's checking balances or completing transactions while you're out and about, First Alliance has got you covered! Explore all these features and more by visiting us online at https://www.firstalliancecu.com/ your financial needs are just a click away!

Financial Strength

A Solid Foundation

With a net worth of $29,752,143, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,060 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We're proud to have a strong member base with a total of 41,244 share accounts. This reflects the trust our members place in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Alliance is your trusted partner. Visit us at 300 Main St N Stewartville Mn 55976 or call (507) 288-0330 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

With $27,026,229 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $64,411 in used auto loans and $217,409,517 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $35,691,985 in share certificates and $63,101,659 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $1,643,962, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 65 full-time employees and 2 part-time employees who are committed to providing excellent service.

Loan Offering

Additional Offerings

In addition to these primary loan options, we also provide various credit lines totaling $144,174,574, ensuring that you have access to funds when you need them most. At First Alliance, we're dedicated to making the borrowing process as straightforward as possible. If you're considering refinancing or want to know more about eligibility options for any of our loan products, please don't hesitate to ask our team for guidance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan offerings can serve you today by visiting us at our branch or online at First Alliance.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $57,710,528 in used vehicle loans and $22,026,140 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we can provide the support you need.

Business Financing

For business owners, our outstanding commercial loans totaling $20,726,790 provide the capital needed to grow and expand your business. We understand the challenges entrepreneurs face and are committed to helping them succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $29,807,069, make buying or refinancing simple. We offer competitive rates and flexible terms to meet your unique needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,966,004 in loans helping members manage their finances effectively. These cards can be an excellent option for everyday purchases or unexpected expenses.

Loan Aggregator

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FIRST ALLIANCE CREDIT UNION - Stewartville, MN