First Credit Union Tucson AZ | Low Mortgage Rates & Auto Loans

Introduction

Welcome to First Credit Union, your trusted financial partner located at 340 S Stone Ave, Tucson, AZ 85701. Established in 1935, we have proudly served our community for decades, building strong relationships with over 44,420 members. With a total asset base of $753,867,278, we're dedicated to providing exceptional banking services that help you achieve your financial goals. At First Credit Union, we understand the importance of having access to reliable financial resources. That's why our offerings include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking services. Whether you need assistance with everyday transactions or are looking for ways to finance your future, we've got you covered. Our commitment goes beyond just numbers; it's about making a meaningful impact in the Tucson community. With a net worth of $74,191,016 and cash reserves of $3,439,652, we ensure that your deposits are secure while also enabling us to lend out a total of 19,970 loans to members like you. Leadership is key to our success. Under the guidance of our CEO Jay Curtis and Board President Caryn Horvitz-Strauss, First Credit Union continues to foster an environment where member needs come first. We employ 144 dedicated staff members who are here to assist you every step of the way. While you can visit us at our branch location for any inquiries or transactions, official correspondence should be directed to our mailing address: 340 S. Stone Avenue, Tucson, AZ 85701. Feel free to reach out via phone at (480) 756-7260 or explore more about what we offer by visiting our website at First Credit Union. We invite you to join our family today and discover how we can help you thrive financially!

Branch History & Mission

At First, we take pride in our rich history and strong commitment to the community of Tucson, AZ. Established in 1935, our branch has been a cornerstone of financial support for generations. From our humble beginnings, we've grown to serve over 44,420 members, reflecting the trust and loyalty of those who believe in our mission. Located at 340 S Stone Ave, Tucson, AZ 85701, we are easily accessible for all your banking needs. Our branch is not just a place for transactions; it's a hub where community members can come together to achieve their financial goals. Whether you're looking for personal banking services or business solutions, we strive to provide a welcoming environment that fosters growth and success. Our mission at First is clear: We are dedicated to delivering exceptional financial services while uplifting our community. We understand that every member has unique needs, and we're here to support you with personalized solutions ranging from checking and savings accounts to auto loans and mortgage refinancing. Our goal is not only to help you manage your finances but also to empower you through education and resources. In addition to traditional banking services, we embrace digital advancements to enhance convenience for our members. With features like online banking, mobile payments, and electronic signatures, managing your finances has never been easier. We also ensure accessibility by being ADA compliant and providing shared service centers for added convenience. Over the years, we have partnered with various local organizations to give back to Tucson. Our outreach initiatives focus on supporting education, health services, and economic development within the community. We believe that by working together, we can create a brighter future for everyone in Tucson. While you can visit us at our branch location, official correspondence should be sent to the same address: 340 S. Stone Avenue, Tucson, AZ 85701. We invite you to join First and experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Together, let's build a stronger financial future! For more information or assistance, feel free to reach out at 480-756-7260 or explore our website at FirstCU.net.

Branch Location & Accessibility

Welcome to First Credit Union at our Tucson branch, located conveniently at 340 S Stone Ave, Tucson, AZ 85701. Nestled in the heart of Pima County, our location is not just easy to find but also close to several landmarks that make it a breeze to visit us. Whether you're coming from downtown or nearby neighborhoods, you'll appreciate how accessible we are. While members can visit us at 340 S Stone Ave, official correspondence should be sent to the same address for consistency. Our branch features ample parking and is equipped with accessibility features to ensure everyone can visit us comfortably. We have ADA-compliant ramps and entrances, so you can navigate in and out with ease. Our operating hours are designed with your convenience in mind. You can stop by our lobby from Monday through Tuesday and Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, and on Friday until 6 PM. If you prefer using our drive-thru, it's open Monday through Thursday from 8 AM to 5:30 PM and on Friday starting at 8 AM as well. At First Credit Union, we're proud to offer a variety of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Need quick access? Our ATM is available for cash withdrawals and balance checks around the clock. Plus, if you're a member of a partner credit union, our shared service center offers basic transactions too! If you have any questions or need assistance before your visit, feel free to give us a call at (480) 756-7260. We're here to help! Come see how First Credit Union can support your financial journey today!

Member Eligibility

At First, we believe that everyone deserves a place in our supportive community. Becoming a member is as simple as meeting a few friendly eligibility criteria. If you live, work, worship, or attend school in the Tucson area, you're likely eligible to join us! We welcome individuals from all walks of life, and our commitment is to provide personalized financial services that truly cater to your needs. To explore the specific eligibility details, feel free to check out our resource at https://firstcu.net/about/join-3/ . Once you confirm your eligibility, opening an account is a breeze! Just visit us at our branch located at 340 S Stone Ave Tucson Az 85701, or give us a call at (480) 756-7260 for any questions you might have. We can't wait to help you start your journey with us at First, where you'll enjoy benefits like competitive rates and exceptional customer service. Join our family today and experience the difference! For more information on how to open an account, visit https://firstcu.net/about/join-3/ .

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $85 in non-member commercial loans, providing flexible financing solutions. Imagine having the funds you need to expand your operations or invest in new equipment. Our commercial loans are designed to facilitate these opportunities, allowing you to focus on what matters most growing your business.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial for success. Our merchant services enable businesses to accept payments seamlessly, ensuring you never miss a sale. From credit card processing to mobile payments, we provide tools that simplify transactions and enhance customer experiences. For more information about how we can support your business journey, visit us at 340 S Stone Ave Tucson Az 85701 in Tucson, AZ or give us a call at (480) 756-7260. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Accessing Your Accounts Made Easy

Our commitment doesn't stop at offering products; it's about ensuring you have easy access too. With basic ATM access for balance checks and withdrawals, managing your money has never been more straightforward. If you're ready to explore how these services can work for you or if you have any questions about what we offer, don't hesitate to reach out! Call us at (480) 756-7260 or visit us at our location: 340 S Stone Ave Tucson Az 85701, Tucson, AZ 85701. Join us at First, where we turn your financial goals into reality with personalized service and community support. Visit our website for more information: Tucson. We can't wait to assist you on your financial journey!

Business Banking Services

For our entrepreneurial members, we provide essential resources through our business banking services. Whether you're starting a new venture or expanding an existing one, our merchant services and business loans are designed to help your business thrive.

Digital and Convenient Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features, allowing you to manage your accounts from anywhere at any time. With easy access to ATM and cash withdrawal services, you can quickly get cash when needed. Our drive-thru banking provides a simple way to handle deposits, withdrawals, and other basic transactions without leaving your vehicle. Additionally, if you're a member of a partner credit union, our shared branch transactions let you make deposits and withdrawals seamlessly.

Personal Banking Solutions

Navigating your financial journey starts with solid personal banking options. At First, we offer checking and savings accounts tailored to fit your lifestyle. If you're planning a big purchase, our auto loans and vehicle financing make it easier to get behind the wheel of your dream car. We also have competitive mortgage loans and refinancing options for those ready to buy a home or lower their monthly payments. For unexpected expenses, consider our personal loans and debt consolidation services, which can help you regain control of your finances. Plus, our credit cards with rewards allow you to earn as you spend perfect for those who love to travel or shop.

Digital & Online Banking

Accessibility Anytime

At First, we aim to provide you with real-time account management right at your fingertips. Whether you're at home or out running errands, our digital banking tools ensure that you stay connected with your finances when it matters most. Explore the full range of our digital banking offerings today by visiting https://firstcu.net/ and see how we can simplify your financial life!

Convenient Features

Our e-statements give you quick access to your account statements without the hassle of paper clutter. You can view and download them at any time, keeping everything organized and easy to manage. Additionally, our mobile application lets you handle transactions on the go whether you're making mobile payments or sending money to friends through person-to-person transfers.

Online Banking Services

With our 24/7 online banking services available at https://firstcu.net/ , you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring money, or paying bills, everything is just a click away. Plus, our user-friendly interface ensures that you can navigate effortlessly through all your banking needs.

Security Features

We take your security seriously. Our electronic signature authorization feature allows you to sign documents securely from the comfort of your home. You can trust that your personal information is protected while you enjoy the flexibility of online banking.

Financial Strength

Continuous Investment in Services

With $70,394,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,064 in used auto loans and $407,402,156 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 88,004, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $560,237. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First is your trusted partner. Visit us at 340 S Stone Ave Tucson Az 85701 or call (480) 756-7260 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $131,833,044 in share certificates and $116,444,586 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,958,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $74,191,016, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,016 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $172,714,820 in used vehicle loans and $45,996,848 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we provide flexible terms to suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $0 provide the capital needed to grow and expand. Whether you're looking for working capital or funds for a specific project, we're here to support local businesses in achieving their ambitions.

Credit Lines

If you're looking for additional flexibility in your borrowing options, consider our credit lines totaling $270,822,041. They're perfect for those unexpected expenses or planned purchases that require quick access to funds without the need for a traditional loan. For more information on eligibility and refinancing options available at First, please visit our website at https://firstcu.net/ . Our team is ready to assist you every step of the way! You can reach us at (480) 756-7260 if you have any questions or would like to discuss your loan options directly. We look forward to helping you achieve your financial dreams! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,160,541, make buying or refinancing simple. We offer competitive rates and can guide you through the entire process, ensuring that you find the right fit for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,048,343 in loans helping members manage their finances effectively. Our credit cards come with various benefits to suit your spending habits, making it easier to control your finances while enjoying rewards along the way.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool empowers users to make informed financial decisions without unnecessary stress. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency means you can trust that the offers displayed are fair and reliable. One of the standout features of LendMesh is its Verified Data approach. All loan offers come from legitimate financial institutions, ensuring you receive trustworthy information. Additionally, LendMesh operates without Sponsored Listings lenders are not prioritized based on paid promotions. This dedication to unbiased results means you can feel confident that you're getting a comprehensive view of your options. The platform also provides Real-Time Rate Comparisons, which feature up-to-date loan rates from various institutions. This functionality helps users quickly identify the best offers available in the market today. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to explore your options and find competitive rates tailored to your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FIRST CREDIT UNION