First Credit Union Tempe AZ | Top Checking & Auto Loans

Introduction

Welcome to First Credit Union, your trusted financial partner located at 1232 E Baseline Rd, Tempe, AZ 85283. Established in 1935, we have proudly served our community for over eight decades. With a strong membership base of 44,420 and total assets amounting to an impressive $753,867,278, we are committed to providing exceptional service and financial solutions tailored to meet your needs. At First Credit Union, we understand the importance of a solid foundation for your financial journey. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking options. Whether you're looking to save for the future or secure a loan today, our dedicated team is here to help every step of the way. Under the leadership of CEO Jay Curtis and Board President Caryn Horvitz-Strauss, we prioritize our members' well-being and strive to make banking as accessible as possible. Our branch features convenient services such as online banking and ATM access, ensuring you can manage your finances anytime, anywhere. While members can visit us at our branch location for in-person assistance, official correspondence should be sent to 1232 E. Baseline Road, Tempe, AZ 85283. With total deposits of $130,167,723 and total loans exceeding 19,970, First Credit Union stands as a pillar of strength in our community's financial landscape. We believe in building lasting relationships with our members based on trust and transparency. We invite you to explore what First Credit Union can offer you. Visit our website at FirstCU.net or give us a call at 480-756-4600 for more information about how we can help you achieve your financial goals. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Community and Innovation

As we embrace modern technology, we remain dedicated to providing easy access to banking services. Our digital advancements include online banking, mobile payments, and electronic statements all designed with convenience in mind. We also ensure that our facilities are ADA compliant so everyone can enjoy equal access to our services. With ATM availability and drive-thru banking options at your disposal, accessing your funds has never been easier. Whether you prefer visiting us in person or managing your finances online, we are here to support you every step of the way.

Join Us

As we continue this journey together, we invite you to become part of the First family. Experience firsthand how our commitment to service can enhance your financial well-being. Visit us at 1232 E Baseline Rd Tempe Az 85283 or give us a call at (480) 756-4600 to learn more about becoming a member today! Together, let's build a stronger community!

Our Mission

At First, our mission is simple yet powerful: to empower our members through exceptional financial services while fostering community growth and support. We believe that everyone deserves access to affordable banking solutions, which is why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking options. We strive to create lasting positive impacts on the lives of those we serve. Our commitment goes beyond just numbers; we actively engage with our community through outreach programs, partnerships, and educational initiatives. We understand that by investing in our community, we help create a better future for all.

Branch Location & Accessibility

Call to Action

We invite you to come visit us at the First Credit Union branch in Tempe! Our friendly staff is eager to help with all your banking needs. Stop by today or give us a call; we look forward to welcoming you!

Nearby Landmarks and Accessibility

Our branch is conveniently situated near popular local spots, making it easy to visit us while you're out and about. Located just a stone's throw from the vibrant shopping areas along Baseline Road, you can combine your banking needs with errands or leisure activities. For those driving in, we provide ample parking right outside our entrance. Plus, our location is fully ADA compliant, ensuring that everyone can access our services comfortably. Whether you need assistance getting through our doors or require special features like ramps, we are here to help.

Operating Hours

Our team is dedicated to serving you with flexible hours that fit your schedule. You can visit us during lobby hours from Monday through Tuesday and Thursday from 9 AM to 5 PM. On Wednesdays, we open slightly later at 10 AM but still close at 5 PM. And if you're in a hurry on Fridays, come see us until 6 PM! If you prefer drive-thru service, we're available Monday through Thursday from 8 AM to 5:30 PM and on Fridays from 8 AM until closing.

Services Offered

At First Credit Union, we pride ourselves on offering a wide range of financial products tailored to meet your needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we've got you covered. Our shared service center allows members of partner credit unions to enjoy basic transactions as well. Additionally, we have an ATM available for quick cash withdrawals and balance checks whenever you need them. If you're not sure about anything or want more information about our services, don't hesitate to give us a call at 480-756-4600!

Member Eligibility

Becoming a member of First is like joining a family where everyone looks out for each other. To qualify, you simply need to live, work, worship, or attend school in our community. We warmly welcome anyone who shares our values and is ready to enjoy the many benefits of membership. By choosing First, you'll gain access to personalized banking services designed to help you thrive financially. Whether you're looking for savings accounts, loans, or convenient digital banking options, we have something for everyone. Opening an account is straightforward and can be done online or in person at our branch located at 1232 E Baseline Rd Tempe Az 85283. If you have any questions about eligibility or the account opening process, feel free to give us a call at (480) 756-4600. For more detailed information about our membership criteria, check out our eligibility page at https://firstcu.net/about/join-3/ . We're excited to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $85 in non-member commercial loans, providing flexible financing solutions. Imagine needing a boost to purchase new equipment or expand your workspace. With our tailored loan options, you can access the funds needed without the hassle often associated with traditional banks. Whether you're just starting or looking to scale up, our team will work with you to find the right solution.

Merchant Services

In today's competitive marketplace, having efficient payment processing is crucial for success. Our merchant services simplify transactions so you can focus on what matters most growing your business. Picture this: a customer walks into your store, makes a purchase, and completes the transaction in seconds thanks to our streamlined payment solutions. This not only enhances customer satisfaction but also improves your cash flow. Let First be your partner in navigating the world of business finance. Stop by our branch at 1232 E Baseline Rd Tempe Az 85283 in Tempe, AZ or give us a call at (480) 756-4600 to learn more about how we can help your business succeed!

Comprehensive List Of Services

ATM and Drive-Thru Services

We also recognize that sometimes you need quick access to cash or basic transactions without stepping inside. Our ATM services allow for easy withdrawals and balance checks whenever you need them. If you prefer face-to-face interactions but value speed, our drive-thru banking provides a simple way to handle deposits, withdrawals, and other transactions efficiently.

Business Banking Solutions

For small business owners, we understand the importance of reliable banking services. That's why we offer comprehensive business banking solutions, including merchant services and business loans. We're here to support your entrepreneurial dreams and help your business thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at First, we embrace technology with our robust online and mobile banking platforms. You can easily manage your accounts, transfer funds, and pay bills from anywhere at any time. With features like mobile payments and person-to-person transfers, keeping track of your finances has never been easier.

Personal Banking Services

Our personal banking offerings are tailored to fit your lifestyle. We provide checking and savings accounts that make managing your money simple and convenient. Need to finance a new car? Our auto loans and vehicle financing options come with competitive rates to help get you on the road without breaking the bank. For those considering buying a home, our mortgage loans and refinancing services can guide you through the process, making homeownership attainable. If you're facing unexpected expenses or want to consolidate your debt, our personal loans and debt consolidation options can offer relief. Plus, our credit cards with rewards give you the chance to earn while you spend, making every purchase a little more rewarding.

Shared Branch Transactions

If you're traveling or need access beyond our branch, don't worry! We offer basic shared branch transactions for partner credit union members, so deposits and withdrawals can be handled smoothly at various locations. At First, we strive to create an accessible banking experience for all members of the community. Whether you're looking for personal financial products or business solutions, we're here to support you every step of the way. Ready to explore how we can help? Give us a call at (480) 756-4600 or visit us today at 1232 E Baseline Rd Tempe Az 85283! We look forward to serving you!

Digital & Online Banking

Key Features

Our commitment to security means you can trust us with your information. You can easily sign documents through our electronic signature authorization feature, making transactions quicker and hassle-free. Plus, if you're looking for a greener option, e-statements are readily available, reducing paper clutter while keeping you informed about your finances. For those who are always on the move, our mobile application makes banking even more accessible. Whether you want to make mobile payments or send money to friends with person-to-person transfers, everything is just a tap away. You'll appreciate how easy it is to manage your money directly from your smartphone. In summary, at First, we prioritize accessibility and ease-of-use in all our digital banking services. Join us today and experience real-time account management that fits seamlessly into your busy lifestyle!

Financial Strength

Investing Back into Our Community

With $70,394,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,064 in used auto loans and $407,402,156 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 88,004, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $560,237, further illustrating our commitment to supporting our members' financial journeys. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First is your trusted partner. Visit us at 1232 E Baseline Rd Tempe Az 85283 or call (480) 756-4600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $131,833,044 in share certificates and $116,444,586 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,958,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $74,191,016, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,016 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

In addition to our auto and mortgage loans, we have other financing solutions available, including personal loans for various needs. If you're considering refinancing or looking into eligibility options, our knowledgeable staff can help you navigate these choices and find what works best for you. For any questions or further information about our loan offerings, don't hesitate to reach out at (480) 756-4600. We're here to support you with all your financial needs at our branch located at 1232 E Baseline Rd Tempe Az 85283 in Tempe, AZ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and discover how First can help you thrive financially!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $172,714,820 in used vehicle loans and $45,996,848 in new vehicle loans already helping members get on the road, you can count on us for flexible financing options tailored to your needs. Whether you're looking for a reliable used car or want to drive off in a brand-new model, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,160,541, make buying or refinancing simple. We provide clear guidance through the mortgage process and offer competitive rates so you can feel confident about your investment in a new home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $14,048,343 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make everyday purchases, our credit cards come with benefits that can fit into your lifestyle.

Loan Aggregator

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FIRST CREDIT UNION - Tempe, AZ