First Credit Union Phoenix AZ | Low Mortgage Rates & Auto Loans

Introduction

Welcome to First Credit Union, your trusted partner in financial well-being, located at 803 E Devonshire Ave, Phoenix, AZ 85014. Since our establishment in 1935, we have proudly served the Phoenix community and beyond, building a family of over 44,420 members who rely on us for their banking needs. With total assets exceeding $753 million, we are committed to providing you with personalized service and exceptional financial products. At First Credit Union, we believe in making a difference in our members' lives. We offer a variety of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. With total deposits of $130,167,723 and a net worth of $74,191,016, you can rest assured that your money is safe with us. Our dedicated team of 144 employees works tirelessly to ensure that every member receives top-notch support. While you can visit us at our branch for all your financial needs, please note that any official correspondence should be sent to the same address: 803 E Devonshire Ave, Phoenix, AZ 85014. You can reach us easily by phone at 480-756-4700 or send a fax to 480-568-8849. Under the leadership of CEO Jay Curtis and Board President Caryn Horvitz-Strauss, we remain focused on your satisfaction and success. Whether you're looking to open an account or explore loan options our friendly staff is here to help you every step of the way. Join our community today! Visit us online at First Credit Union or stop by our branch to discover how we can help you achieve your financial goals. Your future starts here!

Branch History & Mission

Community Engagement

First actively seeks partnerships and engages in outreach efforts that benefit the Phoenix community. From financial literacy workshops to sponsorships of local events, we aim to empower individuals with knowledge and resources. We believe that when our community thrives, everyone wins. While members can visit us at 803 E Devonshire Ave, official correspondence should be sent to 803 E. Devonshire, Phoenix, AZ 85014 if different from our branch address. If you're looking for a credit union that values both personal service and community involvement, look no further than First. We invite you to join us today! Experience the difference that comes from being part of a credit union that genuinely cares about its members and their future. For more information or to open an account, please call us at 480-756-4700 or visit us online at FirstCU.net. Together, let's build a brighter financial future!

Our Mission

The mission of First is simple yet powerful: to enhance the financial well-being of our members and the community we serve. We believe in providing not just banking services but also building lasting relationships. Our focus extends beyond transactions; we are dedicated to supporting local initiatives and fostering growth within our neighborhoods. We understand the importance of adapting to the needs of our members. To that end, we offer modern conveniences such as online banking, mobile payments, and e-statements while ensuring accessibility for all with ADA-compliant facilities. Our drive-thru service allows for easy banking on-the-go, making it simpler for you to manage your finances.

Branch Location & Accessibility

Welcome to First Credit Union, your friendly neighborhood financial partner! Conveniently located at 803 E Devonshire Ave in the vibrant city of Phoenix, AZ, our branch is here to serve you with a smile. You can easily spot us near local favorites like the beautiful Encanto Park and the lively Central Avenue, making your visit not just about banking but also about enjoying your day. While members can visit us at our branch address, official correspondence should be sent to 803 E. Devonshire, Phoenix, AZ 85014. We ensure that our location is accessible to everyone, featuring ADA-compliant ramps and parking facilities for your convenience. Whether you're driving through or stopping by for a chat, we want you to feel right at home. Our lobby hours are designed to fit your busy schedule: we're open from 9 AM to 5 PM on Monday, Tuesday, and Thursday; from 10 AM to 5 PM on Wednesday; and from 9 AM to 6 PM on Friday. If you prefer a quicker stop, take advantage of our drive-thru service available Monday through Thursday from 8 AM to 5:30 PM and on Friday from 8 AM to 6 PM. At First Credit Union, we offer a variety of services tailored just for you whether it's personal banking with checking and savings accounts, auto loans, or even mortgage loans and refinancing. Plus, if you're a member of a partnering credit union, you can utilize our shared service center for simple transactions. We invite you to come visit us or give us a call at 480-756-4700. Our dedicated team is ready to help you achieve your financial goals!

Member Eligibility

Joining First is like becoming part of a caring community where your financial needs are prioritized. To become a member, you just need to meet some simple criteria that focus on your connection to our values and mission. If you live, work, worship, or attend school in the area, you're likely eligible! Plus, family members of current members can also join in on the benefits we offer. The great news is that membership opens the door to a variety of financial products and services tailored to help you succeed. To find out more about the specific eligibility details, feel free to check out our comprehensive guide at https://firstcu.net/about/join-3/ . When you're ready to take the next step, opening an account with us is straightforward and welcoming. Simply visit us at 803 E Devonshire Ave Phoenix Az 85014, or give us a call at (480) 756-4700 for assistance. Our team is here to guide you through every step of the process. We look forward to having you as part of our First family! For more information on how to open an account, please visit https://firstcu.net/about/join-3/ .

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. This means less time worrying about transactions and more time focusing on what you do best running your business. Imagine seamlessly accepting payments from customers without hassle; that's what our services can do for you. Located at 803 E Devonshire Ave Phoenix Az 85014 in Phoenix, AZ, we invite you to explore how First can help elevate your business. For more information, give us a call at (480) 756-4700. Together, let's turn your business goals into achievements!

Tailored Business Loan Options

Imagine a local café that dreams of expanding into a second location. With our commercial loan options, that dream can become reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $85 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing options make purchasing that dream car easier than ever. We understand how important reliable transportation is, so we provide competitive rates and flexible terms to help you get on the road without breaking the bank.

Business Banking Services

For our entrepreneurial members, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. We understand that running a business comes with its challenges, which is why we're committed to supporting local businesses in achieving success.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why First offers robust Online & Mobile Banking platforms. You can perform transactions anytime, anywhere from checking account statements to sending money through person-to-person transfers all at your fingertips.

Credit Cards with Rewards

With our Credit Cards with Rewards, you can enjoy benefits while spending on things you already buy. Picture earning points for every purchase that can be redeemed for travel, merchandise, or cash back. It's a great way to make your spending work for you!

Drive-Thru and Shared Branch Transactions

We also provide essential banking features like Basic Drive-Thru Banking, allowing for easy deposits and withdrawals without leaving your car. If you're a member of another participating credit union, take advantage of our Basic Shared Branch Transactions for deposits and withdrawals as well. At First, we're committed to making banking simple and accessible for everyone in our community. Whether you visit us in person or engage with us online, our friendly staff is always ready to assist you with your financial needs. Ready to explore what we can do for you? Contact us today at (480) 756-4700 or visit us at 803 E Devonshire Ave Phoenix Az 85014!

Mortgage Loans and Refinancing

Buying a home? Our Mortgage Loans & Refinancing services are tailored to help you navigate one of life's biggest investments. Whether you're buying your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Personal Banking Solutions

For those looking to manage their finances efficiently, we offer Personal Banking services that include Checking and Savings Accounts designed to fit various lifestyles. Imagine easily accessing your funds online or through our mobile app, making it convenient to check balances, transfer money, and pay bills from anywhere.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation solutions provide quick access to cash when you need it most. This service can be a lifesaver for consolidating debt into one manageable payment, giving you peace of mind.

Digital & Online Banking

Key Services

Our online banking services are available 24/7, giving you the freedom to check balances, pay bills, and transfer funds whenever you need. You can also enjoy the ease of e-statements, helping you stay organized without the clutter of paper documents. If you prefer to sign documents electronically, we support electronic signature authorization, making transactions quick and straightforward.

Mobile Banking Features

With our user-friendly mobile application, managing your money is just a tap away. You can make mobile payments effortlessly and even send money to friends or family through our person-to-person transfer feature. This means no more awkwardly splitting bills in cash; everything can be done right from your phone!

Security You Can Trust

We prioritize your security at every step. Our online and mobile banking platforms use advanced technology to keep your information safe. Whether you're logging in from home or on the go, rest assured that your data is protected. In a nutshell, First is committed to providing convenient and secure digital banking solutions. Visit us online at https://firstcu.net/ to explore all the features available to help you manage your finances with ease!

Financial Strength

A Growing Community

We take pride in serving a growing member base, with a total of 88,004 share accounts held by members who trust us with their finances. Our net shares amounting to $560,237 further highlight the funds available for lending and investments. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First is your trusted partner. Visit us at 803 E Devonshire Ave Phoenix Az 85014 or call (480) 756-4700 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are our priority. We currently hold $131,833,044 in share certificates and $116,444,586 in money market shares. These options provide you with secure avenues for stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on benefiting our members first. With non-member deposits totaling $4,958,000, our resources are dedicated to offering you better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0 figure, which enables us to continue offering competitive loan rates and robust financial products tailored for your benefit. Our dedicated team comprises 144 full-time employees who are always ready to assist you with their expertise.

Reinvestment for Growth

We believe in reinvesting in our community and services. With $70,394,745 in undivided earnings, we enhance our banking tools, improve lending options, and bolster security measures all designed to serve you better. Our lending capacity is significant as evidenced by $9,064 in used auto loans and a total of $407,402,156 in loans and leases available to help meet your diverse financial needs.

Solid Financial Health

With a net worth of $74,191,016, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is crucial in today's ever-changing economic landscape. Our net worth ratio of $1,016 demonstrates a capital base that not only supports our operations but also ensures we can continue providing loans and competitive savings rates even during uncertain times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $172,714,820 in used vehicle loans and $45,996,848 in new vehicle loans already helping members get on the road. Whether you're after a brand-new model or a reliable used vehicle, we have flexible financing options that can help make your purchase easier.

Credit Lines

For those looking for additional flexibility, our total credit lines amounting to $270,822,041 provide access to funds whenever you need them. This way, you can tackle unexpected expenses without stress. If you're considering refinancing any existing loans or want to know about eligibility options, feel free to reach out! We are here to discuss how we can assist you further. For more information about our loan products or to speak with one of our knowledgeable team members, please call us at (480) 756-4700. Explore how First can support your financial needs today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,160,541, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process of securing your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,048,343 in loans helping members manage their finances effectively. These cards come with benefits designed to fit your lifestyle, providing you with the purchasing power you need while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach ensures that all loan offers presented are fair and transparent, giving users confidence in their choices.

FIRST CREDIT UNION - Phoenix, AZ