First Credit Union Chandler AZ | Low Mortgage Rates & Auto Loans

Introduction

At First Credit Union, we believe in building strong, lasting relationships with our members. Located conveniently at 3800 S Alma School Rd, Chandler, AZ 85248, our branch has been serving the community since 1935. With a commitment to providing personalized financial services, we proudly support over 44,420 members and manage total assets of $753,867,278. Our dedicated team of 144 employees, led by CEO Jay Curtis and Board President Caryn Horvitz-Strauss, is here to assist you with all your banking needs. Whether you're looking for a personal checking account, an auto loan, or mortgage refinancing, we offer a range of services tailored just for you. In addition to traditional banking options, we also provide online and mobile banking services for your convenience. While members can visit us at our branch location, official correspondence should be sent to the same address: 3800 S Alma School Rd, Chandler, AZ 85248. We are proud to maintain a net worth of $74,191,016 and total deposits amounting to $130,167,723, ensuring that your money is safe and secure with us. As part of our dedication to the community, we offer various loan options totaling 19,970 available loans and leases. We're here not only to meet your financial needs but also to make a positive impact on the lives of our members. We invite you to reach out with any questions or visit us today! Call us at 480-756-4740 for more information about how we can help you achieve your financial goals. Your success is our priority!

Branch History & Mission

Join Us

As we look toward the future, we invite you to join us on this journey. Experience the benefits of membership at First where your financial success is our priority. Discover how we can support you today by visiting us or giving us a call at 480-756-4740. Your future starts here!

Our Journey

Located at 3800 S Alma School Rd in Chandler, Arizona, First has become a cornerstone of the community. For nearly nine decades, we have remained dedicated to providing accessible financial services that empower individuals and families. Our branch is not just about transactions; it's about building relationships and supporting local initiatives that enhance the lives of those we serve. As we expanded our offerings over the years, we embraced technology to ensure convenience and accessibility for all our members. Today, with online banking options and mobile payments available, managing your finances has never been easier. We also prioritize ADA compliance and customer-centric services to ensure everyone can access our resources comfortably.

Our Mission

At First, our mission is clear: to provide exceptional financial services while fostering a strong sense of community. We believe that by supporting our members through personal banking solutions like checking and savings accounts, auto loans, mortgage financing, and credit cards we can help them achieve their financial goals. But it doesn't stop there. Our commitment extends beyond banking as we actively participate in community outreach efforts. We collaborate with local organizations to support various initiatives aimed at improving the well-being of Chandler residents. While members can visit us at 3800 S Alma School Rd for all their banking needs, official correspondence should be sent to the same address. Whether you're utilizing our drive-thru service or taking advantage of shared service centers, we are here to serve you during our operating hours: Monday through Thursday from 9 am to 5 pm; Wednesday from 10 am to 5 pm; and Friday from 9 am to 6 pm.

Branch Location & Accessibility

Accessibility Features

We pride ourselves on ensuring that everyone can access our services. Our branch features ADA-compliant entrances and ramps for those who may require assistance. Ample parking is available, making it easy for you to visit us whether you're coming in for a quick transaction or a more in-depth discussion about your financial goals.

Contact Us

Have questions? Feel free to reach out by calling us at 480-756-4740. Our friendly team is ready to assist you! We invite you to stop by our Ocotillo branch today we're excited to help you take the next step in your financial journey!

Operating Hours

Our lobby hours are designed to fit your busy schedule. We welcome you Monday through Tuesday and Thursday from 9 AM to 5 PM, with extended hours on Friday until 6 PM. On Wednesdays, we open slightly later at 10 AM but stay until 5 PM. If you prefer drive-thru banking, we've got you covered there too! Our drive-thru service is available Monday through Thursday from 8 AM to 5:30 PM and on Fridays from 8 AM until close.

Services Offered

At First Credit Union, we offer a variety of services to help you manage your finances effectively. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing, we've got what you need. Plus, our shared service center allows members of partner credit unions to complete basic transactions conveniently.

Member Eligibility

Becoming a member of First is like joining a close-knit family that cares about your financial well-being. Located at 3800 S Alma School Rd Chandler Az 85248, we welcome anyone who lives, works, worships, or attends school in the area to join our community. Whether you're looking for a reliable savings account, an auto loan with great rates, or simply want to be part of a supportive network, First has something special for you. It's easy to become a member! You can check out the full eligibility details at https://firstcu.net/about/join-3/ for any specific requirements. If you're ready to start your journey with us, you can find more information on opening an account by visiting https://firstcu.net/about/join-3/ . For any questions or guidance, feel free to give us a call at (480) 756-4740; we're here to help!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $85 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that make managing your transactions simpler. Imagine running your business without worrying about payment processing delays or complicated setups. Our solutions are designed to streamline your operations, allowing you to focus on what matters most serving your customers and growing your business. Visit us at 3800 S Alma School Rd Chandler Az 85248 in Chandler, AZ or call us at (480) 756-4740 to discover how our business banking services can empower your success!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, First has specialized services just for you! Our business banking solutions include merchant services that simplify payment processing, along with business loans that can help you expand or improve your operations. We're here to support your journey toward success.

Convenient Access and Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features so you can manage your finances anytime, anywhere. With easy access to your accounts through our mobile app, you can deposit checks, transfer funds, and even make person-to-person payments with just a few taps. Our ATM services allow for quick cash withdrawals and balance checks without hassle. Plus, if you're on the go, take advantage of our drive-thru banking for deposits and simple transactions without leaving your car.

Loans for Every Need

Need extra cash? Our personal loans and debt consolidation options can help you tackle unexpected expenses or manage existing debts. And don't forget about our credit cards with rewards perfect for earning points on everyday purchases!

Personal Banking Solutions

One of the cornerstones of our offerings is personal banking. We provide checking and savings accounts designed for every lifestyle. Imagine having a checking account that helps you track your spending while offering competitive interest rates on savings. Our auto loans and vehicle financing options make purchasing your dream car more achievable than ever, with flexible terms that fit your budget. For those considering homeownership, our mortgage loans and refinancing options are designed with your future in mind. We understand that buying a home is one of the biggest decisions you'll make, which is why we offer personalized support throughout the process.

Shared Branching Options

As part of our commitment to accessibility, we also provide basic shared branch transactions for members of partner credit unions. This means that even if you're away from home, accessing your funds is still easy! At First, we're here to help you navigate all aspects of your financial journey. If you're ready to explore these services further or have any questions, don't hesitate to reach out! Call us at (480) 756-4740 or visit us at Ocotillo today. We look forward to serving you!

Digital & Online Banking

Accessibility and Ease of Use

Our digital services are all about accessibility and ease of use. Whether you're at home or on the move, managing your finances is straightforward and efficient. You can rest easy knowing that all transactions are protected with top-notch security measures. At First, we believe that banking should fit into your lifestyle, not the other way around. Explore all these services and more by visiting https://firstcu.net/ today!

Key Features

One of the standout features is our ability to facilitate person-to-person transfers. Need to send money to a friend? No problem! With just a few taps on your smartphone, you can easily transfer funds directly from your account. And if you're looking for even more convenience, our mobile payments feature lets you make purchases without needing cash or cards just tap and go! For added security, we provide electronic signature authorization, making it easier for you to sign documents digitally while keeping your information safe. You can also opt for e-statements, which not only reduce paper clutter but also allow you to access your statements quickly and securely from anywhere.

Financial Strength

Committed Team

Our success also stems from our dedicated team. We have 144 full-time employees ready to assist you with any inquiries or needs you may have. Our knowledgeable staff is committed to ensuring you receive the best possible service every time you visit.

Growing Member Base

Total Share and Deposit Accounts stand at 88,004, showcasing a strong and growing member base that trusts us with their finances. This community of satisfied members reinforces our commitment to serving you well. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First is your trusted partner. Visit us at 3800 S Alma School Rd Chandler Az 85248 or call (480) 756-4740 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $131,833,044 in share certificates and $116,444,586 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,958,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Progress

With $70,394,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment helps us expand our offerings while maintaining excellent service quality.

Solid Financial Health

With a net worth of $74,191,016, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,016 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We proudly support your ambitions with $9,064 in used auto loans and $407,402,156 in total loans and leases. Our lending capacity empowers you to achieve your goals across various sectors. Furthermore, our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

At First, we understand that taking the next step in your financial journey is important. Whether you're looking to buy a new car, purchase a home, or manage your expenses with a credit card, we have a variety of loan products designed to meet your needs. Our commitment to serving our members shines through our wide range of financing options. With over 19,970 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, and if you're thinking about getting behind the wheel of a new vehicle, you're in the right place. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $172,714,820 in used vehicle loans and $45,996,848 in new vehicle loans already helping members get on the road. If homeownership is on your mind, our mortgage options are here for you as well. We offer Junior Lien 1-4 Family Residential Property loans totaling $27,160,541, making it simple to buy or refinance your home. For those who prefer flexibility when managing their finances, we also provide unsecured credit card loans. With a total of $14,048,343 in loans available, our credit cards can help you handle everyday expenses without added stress. Additionally, we recognize that businesses need support too. Although currently there are no outstanding commercial loans at this time, we remain dedicated to providing financial solutions tailored for business owners when they arise. If you're interested in exploring any of these loan options or would like more information about refinancing possibilities, please don't hesitate to reach out. You can contact us at (480) 756-4740 or visit us at our branch located at 3800 S Alma School Rd Chandler Az 85248, Chandler, AZ. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to guide you every step of the way as you make informed decisions about your financial future!

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FIRST CREDIT UNION