First Credit Union Chandler AZ | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to First Credit Union located at 475 N Gila Springs Blvd, Chandler, AZ 85226. Since our establishment in 1935, we've been dedicated to serving our community with trust and reliability. With a strong membership base of 44,420 members, we pride ourselves on being more than just a financial institution; we're a partner in your financial journey. At First Credit Union, we understand that banking is about relationships. That's why our team, led by CEO Jay Curtis and Board President Caryn Horvitz-Strauss, is committed to providing personalized service tailored to meet your needs. Our experienced staff of 144 employees is here to assist you with everything from savings accounts to auto loans. As of now, our total assets stand at an impressive $753,867,278, reflecting our stability and commitment to serving you better. We have also secured total deposits of $130,167,723, ensuring that your funds are safe and sound. Whether you're looking for personal banking solutions or business services, we offer a range of products designed with you in mind. While members can visit us at the branch for all their banking needs, official correspondence should be sent to the same address: 475 N Gila Springs Blvd, Chandler, AZ 85226. Feel free to reach out to us anytime at 480-756-4800 or visit our website at FirstCU.net for more information about our services. Join us as we continue to make a positive impact in the Chandler community and beyond. We look forward to welcoming you into the First Credit Union family!

Branch History & Mission

Our Journey

Located at 475 N Gila Springs Blvd, Chandler, AZ 85226, our branch has been a cornerstone in the community for decades. From the start, we aimed to provide accessible financial services tailored to meet the needs of local residents. Our commitment to service has only strengthened over time as we have embraced advancements in technology while ensuring that personal connections remain at the heart of everything we do. Over the years, we've expanded our offerings significantly. Today, we provide a wide array of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We also prioritize accessibility through digital platforms like online banking and mobile payments. Our drive-thru service and ATM availability make banking convenient for everyone.

Our Mission

At First Credit Union, our mission is clear: we strive to empower our members financially while supporting the communities in which they live. We believe in fostering financial literacy and wellness through personalized guidance and innovative solutions. Whether it's helping you secure your first auto loan or providing resources for small businesses to grow, our goal is to create lasting relationships built on trust and support. We also take pride in our involvement with community outreach programs and partnerships that enhance lives beyond banking. By participating in local events and supporting initiatives that uplift those around us, we reinforce our commitment to making Chandler a better place for all. As you explore your options for financial services, consider becoming part of the First Credit Union family. Visit us today or reach out at 480-756-4800 to learn how you can benefit from our member-focused approach. Join us on this journey toward a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At First, we prioritize accessibility for all our members. Our facility is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can visit us comfortably. Plus, we offer a drive-thru service for those who prefer to bank from their vehicle.

Call to Action

We invite you to visit us at First today or give us a call at (480) 756-4800 if you have any questions. Our friendly team looks forward to assisting you on your financial journey!

Operating Hours

We're here for you during convenient hours! Our lobby is open Monday through Tuesday and Thursday from 9 AM to 5 PM, Wednesday from 10 AM to 5 PM, and Friday until 6 PM. Whether you need assistance with personal banking or quick transactions, our team is ready to help. The drive-thru operates Monday through Thursday from 8 AM to 5:30 PM and on Friday from 8 AM to 6 PM.

Services Offered

As part of our dedication to meeting your needs, First provides a wide range of services. From checking and savings accounts to auto loans and mortgages, we have options that suit every financial goal. We also offer online and mobile banking for added convenience, along with ATM access right at the branch for quick cash withdrawals. While members can visit us at 475 N Gila Springs Blvd Chandler Az 85226, official correspondence should be sent to the same address as our mailing address: 475 N Gila Springs Blvd, Chandler, AZ 85226.

Member Eligibility

Becoming a member of First is like joining a welcoming family that truly cares about your financial well-being. If you're looking to enjoy personalized banking services, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in the Chandler area. This means that if you call this vibrant community home or spend time here for any reason, you're eligible to join us! At First, we pride ourselves on offering a variety of benefits, including competitive loan rates and exceptional customer service that feels personal and genuine. Getting started is easy! Just visit our branch at 475 N Gila Springs Blvd Chandler Az 85226 or give us a call at (480) 756-4800 for more information. You can also check out our eligibility criteria in detail at https://firstcu.net/about/join-3/ . Once you're ready, opening an account is just as simple find all the information you need at https://firstcu.net/about/join-3/ . We can't wait to welcome you to our community!

Business Banking & Commercial Services

Commercial Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $85 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Managing payments shouldn't be complicated. Our merchant services offer simple, effective solutions that help you accept payments easily whether in-store or online. Imagine the convenience of processing transactions swiftly while keeping your customers happy. With us, you can focus on what matters most: growing your business. Ready to take the next step? Visit us at 475 N Gila Springs Blvd Chandler Az 85226 in Chandler, AZ or call us at (480) 756-4800 to learn how we can help you thrive!

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive banking solutions that help your company thrive. From merchant services that simplify transactions to business loans that support growth, First is committed to being your partner in success.

Convenient Access

We know that life gets busy, which is why accessibility is key. Our ATM services allow for quick cash withdrawals and balance checks whenever you need them. For straightforward transactions, take advantage of our drive-thru banking options where you can complete deposits and withdrawals without leaving your car. Additionally, if you're part of a partner credit union, our shared branch transactions enable you to perform essential banking tasks like deposits and withdrawals right here at First.

Digital Banking Features

In today's world, managing finances on-the-go has never been easier. With features like online banking, mobile applications, electronic signatures, and person-to-person payment options available at your fingertips, staying on top of your finances is just a few taps away. We invite you to explore these offerings further by visiting our website at https://firstcu.net/ or contact us directly at (480) 756-4800 for more information about how we can assist you in achieving your financial goals. At First, we're not just about banking; we're about building relationships that last. Join us today!

Personal Banking

Managing your personal finances should be simple and stress-free. At First, we offer checking and savings accounts tailored to fit your lifestyle. Whether you need a reliable account for everyday transactions or a savings plan to build your future, we've got you covered. Imagine having the flexibility to access your funds anytime through our online and mobile banking options it's all about convenience. If you're considering purchasing a vehicle, our auto loans and vehicle financing solutions make it easy. Picture yourself driving away in your dream car with manageable monthly payments. We also provide mortgage loans and refinancing options, ensuring that buying a home or lowering your current mortgage rate is within reach. For those unexpected expenses or goals, our personal loans and debt consolidation services can give you the financial boost you need without overwhelming stress. Plus, with credit cards that come with rewards, you can earn while you spend on things you love.

Digital & Online Banking

Key Features of Our Online Banking Services

Our online banking services provide a user-friendly experience, allowing you to view your account balances, transfer funds, and pay bills with just a few clicks. You can enjoy the convenience of e-statements, so you never have to worry about paper clutter again. Plus, if you're on the go, our mobile application is available for download, giving you all the features of online banking right in your pocket. Security is our top priority. With electronic signature authorization available at First, you can complete transactions confidently knowing that your information is protected. And if you want to send money to friends or family quickly, our person-to-person transfer feature makes it simple and fast.

The Convenience of Mobile Payments

In today's fast-paced world, being able to make payments easily is essential. Our mobile payments feature allows you to pay for goods and services using just your phone no need for cash or cards! It's one more way we strive to enhance your banking experience while keeping it secure. Whether you're checking your balance during a lunch break or transferring funds from the comfort of your home, First has got you covered with accessible and reliable digital banking solutions. Join us today and discover how easy managing your finances can be!

Financial Strength

Commitment to Excellence

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. With 144 full-time employees ready to assist you, along with an additional 0 part-time employees, we're equipped to provide knowledgeable service tailored to your needs. Net Shares (Funds available for lending and investments): $560,237 illustrate our robust lending capacity. Additionally, with a total of 88,004, we have built a strong community of members who trust us with their finances.

Continuous Reinvestment

With $70,394,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to continually improve our offerings while maintaining a secure environment for your finances. Our capacity to support your financial goals is evident with $9,064 in used auto loans and $407,402,156 in total loans and leases. Whether you're looking to purchase a vehicle or need funding for other ventures, we're here to help make those dreams a reality.

Member-Centric Savings

Members' savings are secured through $131,833,044 in share certificates and $116,444,586 in money market shares, offering stable and rewarding financial growth opportunities. We focus on creating value for our members by prioritizing their interests above all else. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,958,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $74,191,016, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation supports our mission to serve you effectively. Our net worth ratio of $1,016 demonstrates a reliable capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of assurance means you can confidently rely on us for your banking needs.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First is your trusted partner. Visit us at 475 N Gila Springs Blvd Chandler Az 85226 or call (480) 756-4800 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $172,714,820 in used vehicle loans and $45,996,848 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you get the best deal possible.

Credit Lines

For those who need more flexibility in their borrowing options, our total credit lines amount to $270,822,041. This allows you to access funds when you need them without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $27,160,541, making it easier for you to secure the home of your dreams. Our experienced team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we can help! Our team can walk you through your options and find solutions that align with your financial goals. If you're interested in learning more about our loan offerings or would like assistance with your application process, please don't hesitate to call us at 480-756-4800. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us today and discover how First can help empower your financial journey!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $14,048,343 in loans helping members manage their finances effectively. These cards come with various rewards and benefits designed to fit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh stands out by ensuring that all loan data is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy means users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By using data from verified institutions, LendMesh builds a foundation of trust and reliability.

FIRST CREDIT UNION