Firelands Credit Union Sandusky OH | Best Auto Loans & Business Banking

Introduction

Welcome to Firelands, your trusted credit union located at 325 W Perkins Ave, Sandusky, OH 44870. Since our establishment in 1957, we have proudly served our community, growing to a membership of over 36,000 individuals. At Firelands, we believe in the power of community and strive to provide financial solutions that empower our members. With total assets exceeding $476 million, we are committed to offering a wide range of services tailored to meet your needs. From personal banking and auto loans to mortgage financing and business banking solutions, we have something for everyone. Our current total deposits stand at $14,782,740, reflecting the trust our members place in us. Our leadership team is dedicated to fostering a supportive environment. Under the guidance of CEO Brett Montague and Board President Kenneth Rospert, we focus on enhancing member experiences while maintaining sound financial practices. With a net worth of $44,927,839 and cash reserves of $7,229,914, you can rest assured that your money is secure with us. While members can visit us at our branch location in Sandusky, official correspondence should be sent to our mailing address: 300 North Street, Bellevue, OH 44811. For any inquiries or assistance, feel free to call us at 800-276-5775 during our lobby hours from 8:30 AM to 5 PM (M-F) and 8:30 AM to 12 PM (Sat). Join us today and experience the difference that comes with being part of a community-focused credit union. Visit our website at Firelands FCU for more information or to open an account online! Your journey towards better financial health starts here!

Branch History & Mission

Community First

At Firelands, we don't just focus on numbers; we care about people. Our partnerships with local organizations help us give back through various outreach efforts that support education, health initiatives, and economic development in Sandusky. This connection with our community is what drives us forward. While you can visit us at 325 W Perkins Ave, official correspondence should be sent to our mailing address at 300 North Street, Bellevue, OH 44811. Feel free to reach out via phone at 800-276-5775 during our operating hours: Monday to Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM. As we look toward the future, we invite you to join the Firelands family. Experience firsthand how we're more than just a credit union; we're your partners in building a brighter financial future together. Discover the difference by visiting our website or start your membership journey today!

Our Commitment to You

The heart of our mission lies in empowering our members through exceptional service and community involvement. We believe that everyone deserves access to quality financial services. That's why we offer a range of products including personal checking and savings accounts, auto loans, mortgages, business banking solutions, and more all designed with you in mind. We understand the importance of convenience in today's fast-paced world. That's why we have embraced digital advancements like online banking and mobile payments, making it easier than ever for you to manage your finances anytime, anywhere. Our commitment to accessibility includes ADA compliance and a shared service center that allows us to serve even more members effectively.

Branch Location & Accessibility

Connect With Us

Have questions? Don't hesitate to call us at 800-276-5775. We're here to help you navigate your financial journey! Come by and experience the difference at Firelands Sandusky Branch today!

Nearby Landmarks and Accessibility

Located near popular spots like the Sandusky Mall and close to the shores of Lake Erie, our branch is hard to miss! We understand that accessibility is key for our members, so we've made sure our location is equipped with ramps and ADA-compliant features. Ample parking is available right outside, making it easy for everyone to visit us without hassle.

Operating Hours and Services

We're here for you during convenient hours: Monday through Friday from 8:30 AM to 5:00 PM, and Saturday from 8:30 AM to 12:00 PM. Our dedicated team is always eager to assist you with a variety of services including personal banking, auto loans, mortgage options, and credit cards with rewards. Plus, our drive-thru service ensures you can conduct simple transactions without leaving your car! For those who prefer digital banking, we offer online and mobile banking solutions along with ATM access for quick cash withdrawals or balance checks. And if you're a member of another credit union that partners with us, feel free to utilize our shared service center for deposits and withdrawals. While members can visit us at 325 W Perkins Ave Sandusky Oh 44870, official correspondence should be sent to our mailing address at 300 North Street, Bellevue, OH 44811.

Member Eligibility

At Firelands, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the areas served by us, you're likely eligible to join. We also welcome family members of existing members, making it easy for your loved ones to benefit from our services. Our community-focused approach means you'll enjoy personalized service and access to a variety of financial products tailored just for you. To explore the specific eligibility criteria and learn more about what it means to be part of Firelands, visit us at https://www.firelandsfcu.org/membership/ . Ready to start your journey with us? Opening an account is straightforward and can be done online or in person at our branch located at 325 W Perkins Ave Sandusky Oh 44870. If you have any questions or need assistance, feel free to call us at (800) 276-5775 we're here to help!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having a reliable partner that streamlines your payment processing, making it easier for your customers to pay you. Our merchant services provide just that. With tools tailored for every size of business, you can accept payments quickly and securely, allowing you to focus on what matters most growing your business. Whether you're a startup or an established enterprise, Firelands is here to help you succeed in every step of your journey. Stop by our branch at 325 W Perkins Ave Sandusky Oh 44870, Sandusky, OH, or give us a call at (800) 276-5775 to learn more about how we can support your business needs!

Tailored Commercial Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $50 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,197,105, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash in a pinch? Our ATM services provide quick access to your funds whenever needed. For those who prefer in-person transactions but still want convenience, our drive-thru service allows basic banking transactions like deposits and withdrawals without leaving your car.

Auto Loans & Vehicle Financing

If you're dreaming about that new car or need financing for a reliable vehicle, our auto loans and vehicle financing solutions can help turn those dreams into reality. With competitive rates and flexible terms, we make it simple for you to get on the road without breaking the bank.

Business Banking Solutions

For entrepreneurs and small business owners, we offer a range of business banking services, including merchant services and business loans. We aim to support your growth with financial products tailored specifically for businesses.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to check balances, transfer funds, pay bills, and deposit checks from anywhere at any time. Plus, with features like person-to-person payments, managing your finances has never been easier.

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase can bring you closer to exciting perks. From cashback offers to travel rewards, using your card can be beneficial beyond just making payments.

Home Sweet Home

Thinking about buying a house or refinancing your current mortgage? Our mortgage loans and refinancing options provide various choices that fit different budgets and lifestyles. Our friendly team is here to guide you through each step of the process, making homeownership accessible.

Personal Banking Made Easy

Whether you're opening your first checking account or looking for a safe place to save, our personal banking options are designed with you in mind. We offer checking and savings accounts that come with features like online banking and mobile payments, making it easy for you to manage your money wherever you are.

Personal Loans for Life's Needs

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether it's medical bills, home repairs, or consolidating debt, we'll work with you to find a loan solution that fits your situation.

Shared Branch Transactions

If you're traveling or away from home, don't worry! You can still access your account through shared branch transactions at partner credit unions. This means you can make deposits or withdrawals even when you're not near our branch. At Firelands, located at 325 W Perkins Ave Sandusky Oh 44870, we're here to make your banking experience as straightforward as possible. If you have any questions about our services or want assistance choosing the right products for you, feel free to reach out at (800) 276-5775. We're excited to help you on your financial journey!

Digital & Online Banking

Key Features

One standout feature is our mobile application. Whether you're waiting in line or relaxing at home, our app allows you to manage your accounts right from your smartphone. You can even make person-to-person transfers quickly and securely, making splitting bills or sending money to friends a breeze. For those who prefer paperless options, we provide e-statements, so you can view your account statements digitally without the clutter of physical mail. Plus, with electronic signature authorization, signing documents is simple and secure no need for printing or mailing! If you're someone who loves using their phone for payments, you'll appreciate our mobile payments feature. This lets you make purchases directly from your mobile device, streamlining your shopping experience while keeping it safe. At Firelands, we prioritize security alongside convenience. Our systems are built to protect your information while giving you the freedom to handle your banking needs easily. Explore all these features and more by visiting us online at https://www.firelandsfcu.org/ . Enjoy the flexibility and peace of mind that comes with digital banking tailored for you!

Financial Strength

A Solid Foundation

With a net worth of $44,927,839, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $942 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $44,577,868 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Dedicated Team

We also take pride in having 99 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedicated workforce is essential as we strive to meet your needs effectively.

Member Savings Secured

Members' savings are secured through $119,472,245 in share certificates and $81,165,362 in money market shares, offering stable and rewarding financial growth opportunities. This focus on securing your savings means you can trust us to help your money grow while keeping it safe.

Supporting Your Financial Goals

With $9,042 in used auto loans and $325,619,996 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $259,455 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Trusting Us for Your Future

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Firelands is your trusted partner. Visit us at 325 W Perkins Ave Sandusky Oh 44870 or call (800) 276-5775 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, feel free to reach out. Our friendly staff is available at 800-276-5775 during regular hours (Monday-Friday from 8:30 AM - 5:00 PM and Saturday from 8:30 AM - 12:00 PM) to answer any questions you might have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our offerings today! You can visit us online at Firelands for more information on how we can assist you with your lending needs.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $147,520,285 in used vehicle loans and $35,229,436 in new vehicle loans already helping members get on the road. We provide flexible terms and straightforward application processes, making it easy for you to secure financing for your next vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $4,197,105 provide the capital needed to grow and expand. Whether you're looking for funding for equipment or working capital, our business loans can help you achieve your goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $26,254,061, designed to make buying or refinancing simple. We offer competitive rates and terms that work with your budget, whether you're purchasing your first home or refinancing an existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,469,267 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits tailored to fit different spending habits.

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FIRELANDS FEDERAL CREDIT UNION - Sandusky, OH