Firelands Credit Union Norwalk OH | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Firelands, your trusted partner in financial well-being since 1957. Located at 175 Cleveland Rd, Norwalk, OH 44857, our Norwalk Branch is dedicated to providing personalized banking solutions that cater to the unique needs of our community. With a robust membership of 36,172 and total assets exceeding $476 million, we are proud to serve as a pillar of support for individuals and families in the Norwalk area. At Firelands, we prioritize your financial goals. Whether you're looking for a new auto loan, mortgage options, or simply a safe place to deposit your savings, our offerings are designed with you in mind. Currently, our credit union holds over $14 million in total deposits and has facilitated approximately 22,647 loans and leases. This commitment ensures that our members have access to the resources they need to thrive. Our leadership team is passionate about fostering a community-focused environment. Under the guidance of CEO Brett Montague and Board President Kenneth Rospert, we strive to enhance your banking experience with innovative services like online and mobile banking, ensuring you can manage your finances on your terms. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 8005, Bellevue, OH 44811. Our friendly staff is always ready to assist you; feel free to reach out at 800-276-5775 for any inquiries or support. Join us at Firelands and discover how we can help you achieve your financial dreams today! Visit us online at firelandsfcu.org or stop by the branch your journey toward financial empowerment starts here!

Branch History & Mission

Community Focus

In addition to traditional banking services, we also provide shared service centers which enhance convenience for members who may visit other locations within our network. With ATM availability and drive-thru banking options at our branch, accessing your finances has never been easier. We encourage you to join us at Firelands and experience firsthand the benefits of being part of a community-focused credit union. Whether you're looking to open an account or seeking guidance on financial decisions, we're here for you every step of the way. Take action today! Visit us at Firelands FCU or give us a call at 800-276-5775 to learn more about becoming a member. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, Firelands has evolved into a vital part of the local economy. We've expanded our services significantly since opening, adapting to meet the changing needs of our members while maintaining our core values of trust and support. Our dedicated team operates with a strong focus on community engagement and personalized service. We offer a variety of financial products including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. While members can visit us at 175 Cleveland Rd Norwalk Oh 44857, official correspondence should be sent to PO Box 8005, Bellevue, OH 44811. This ensures all communication is handled efficiently while keeping us connected to the broader region we serve.

Our Mission

At Firelands, our mission goes beyond providing top-notch financial services; we strive to enhance the quality of life for our members and the communities we serve. We believe in empowering individuals through education and access to affordable financial solutions. As part of this mission, we have established partnerships with local organizations to support various outreach efforts, helping those in need within Huron County. Our commitment extends to ensuring accessibility for everyone. We are proud to offer digital advancements like online banking and mobile payments while maintaining ADA compliance across our facilities. This allows us to serve all members effectively and inclusively.

Branch Location & Accessibility

Welcome to the Firelands Credit Union, conveniently located at 175 Cleveland Rd in beautiful Norwalk, Ohio. Our branch is nestled in Huron County, making it easily accessible for all your banking needs. Whether you're coming from downtown Norwalk or the surrounding areas, you'll find us just a short drive away from popular spots like the Norwalk Reservoir and the local farmers market. At Firelands, we prioritize accessibility and convenience. Our branch features ample parking and is fully ADA-compliant, ensuring that everyone can enjoy our services comfortably. For those who prefer quick transactions, we have a drive-thru available during extended hours. You can swing by Monday through Friday with opening times as early as 7:30 AM and late hours on Thursday and Friday until 6:00 PM. We also open Saturdays from 8:30 AM to 2:00 PM to accommodate your busy schedule. For additional convenience, our branch offers ATM services so you can access your funds anytime. If you're looking for shared services, rest assured that we are part of a network that allows you to perform basic transactions at partner credit unions. While members can visit us at our branch for personal banking services ranging from checking accounts to auto loans official correspondence should be sent to our mailing address at PO Box 8005, Bellevue, OH 44811. Our friendly staff is here to assist you with all your banking needs. So why not stop by or give us a call at 800-276-5775? We look forward to serving you!

Member Eligibility

At Firelands, we believe that everyone deserves a chance to be part of a caring community. Joining us is easy and welcoming! To become a member, you simply need to live, work, or worship in certain areas around Norwalk, Ohio. We also invite family members of existing members to join. This means that if you're looking for a supportive place to manage your finances and enjoy personalized service, you're likely already eligible! For more specific details on eligibility, feel free to check out our website at https://www.firelandsfcu.org/membership/. Once you know you're eligible, opening an account with us is just a few clicks away! You can start the process online by visiting https://secure.na2.echosign.com/public/esignwidget?wid=cbfcibaa3aaablblqzhaf86vpashjakxdcgzje6fur0jrnb8bmmgcz13phcob4mqfwjyvssew6ie15zk3-qm*. If you have any questions or need assistance, don't hesitate to reach out at (800) 276-5775. We're here to help you every step of the way! Join us at our branch located at 175 Cleveland Rd Norwalk Oh 44857, where you'll find not just financial services but a community that truly cares about your success.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $50 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $63 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $4,197,105, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make it easier for you to accept payments and streamline your transactions. Imagine having the ability to process payments on-the-go or set up recurring billing without hassle. This means more time focusing on what really matters growing your business. Located at 175 Cleveland Rd Norwalk Oh 44857 in Norwalk, OH, our dedicated team is ready to help you navigate your financial needs. Call us at (800) 276-5775 today and discover how we can partner with you for success!

Comprehensive List Of Services

Business Banking Services

For local business owners, we provide essential banking services including merchant services and business loans. Your business is important to us, and our tailored solutions can help you manage cash flow effectively or fund growth opportunities.

Cash Withdrawal Services

Need cash on the go? We have ATM services that make withdrawals convenient for our members. You'll find ATMs available right within the branch as well as at various locations throughout the area.

Credit Cards with Rewards

Why not earn rewards while you spend? With our credit cards featuring rewards programs, each purchase gets you closer to earning points that can be redeemed for exciting benefits. It's a smart way to manage your expenses while enjoying perks!

Digital Banking Convenience

In today's fast-paced world, having access to online and mobile banking makes managing finances easier than ever. With features like mobile payments and person-to-person transfers, you can conduct transactions from anywhere at any time. Our user-friendly app allows you to check balances, pay bills, and deposit checks all from the palm of your hand.

Drive-Thru & Shared Branch Transactions

Sometimes a quick visit is all you need. Our drive-thru service provides a hassle-free way for members to handle deposits, withdrawals, and other simple transactions without leaving their cars. Plus, if you're a member of another participating credit union, take advantage of shared branch transactions for added convenience. At Firelands, we prioritize accessibility and support for all your banking needs. If you're ready to explore how we can help you achieve your financial goals, don't hesitate to reach out! Call us at (800) 276-5775 or visit us during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM until noon. We look forward to serving you at Norwalk Branch!

Personal Banking Solutions

When it comes to personal banking, we offer checking and savings accounts that fit into your daily life. Imagine having easy access to your funds while enjoying competitive interest rates. Our auto loans and vehicle financing options make purchasing a new car or refinancing an existing loan simple and affordable. If you're considering buying a home, our mortgage loans provide flexible solutions tailored for different budgets. For those looking to consolidate debt or finance personal projects, our personal loans are designed with you in mind.

Digital & Online Banking

Accessibility

Our commitment to accessibility means that whether you're tech-savvy or just getting started with online banking, our features are designed for everyone. You can manage your accounts in real-time, giving you control over your finances whenever it suits you. At Firelands, we believe in making banking work for you effortlessly blending convenience with security so that your financial journey is smooth and straightforward. Explore all these digital offerings today and experience how easy banking can be!

Key Features

With our online banking services, accessing your accounts is a breeze. You can check balances, pay bills, and transfer funds anytime you need. Our mobile application takes this convenience a step further, allowing you to manage your finances right from your smartphone. Plus, if you're busy and on the move, our person-to-person transfers let you send money to friends or family quickly and securely. Security is a top priority at Firelands. We offer electronic signature authorization, ensuring that your transactions are protected while still being easy to complete. You can also opt for e-statements, helping you stay organized without the clutter of paper statements. If you're someone who enjoys the simplicity of mobile payments, you'll be pleased to know that we support this feature too! With just a few taps on your phone, you can make payments securely wherever you are.

Financial Strength

At Firelands, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which showcases our commitment to serving you effectively and reliably. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $44,927,839, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 942% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $119,472,245 in share certificates and $81,165,362 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $44,577,868 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $9,042 in used auto loans and a total of $325,619,996 in loans and leases available for our members' needs, our lending capacity supports your financial goals across various sectors. Our net income of $259,455 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 99 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $110,002, while our Total Share Accounts show a strong and growing member base at 77,449 accounts that trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Firelands is your trusted partner. Visit us at 175 Cleveland Rd Norwalk OH 44857 or call 800-276-5775 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $147,520,285 in used vehicle loans and $35,229,436 in new vehicle loans already helping members get on the road. Whether you're looking for a new ride or a reliable used vehicle, our flexible terms can make it happen.

Business Loans

For business owners, our outstanding commercial loans totaling $4,197,105 provide the capital needed to grow and expand your enterprise. Whether it's for inventory or equipment purchases, we're here to support local businesses. Additionally, we offer refinancing options for many of our products so you can find terms that work best for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our dedicated team is committed to helping you navigate these options and find the right fit for your needs. Visit us today or explore more about our offerings online!

Credit Lines

If you're seeking additional financial flexibility, our credit lines total $41,508,969. This option allows you to access funds when needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $26,254,061, providing you with the financial support you need for your dream home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible unsecured credit card loans. With a total of $8,469,267 in loans assisting our members, you can enjoy the convenience of credit without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you can trust that the rates you see are accurate and current. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user receives the same information without hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. You can quickly compare options and find what fits your financial situation best. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Firelands