Firefighters First Credit Union Temecula CA | Top Auto Loans & Mortgage Refinancing

Introduction

Welcome to Firefighters First, your trusted partner in financial services located at 43460 Ridge Park Dr Ste 130, Temecula, CA 92590. Established in 1935, we have proudly served our community for nearly nine decades, providing exceptional banking solutions tailored to the needs of our members. With a total membership of 68,125 and total assets exceeding $2.18 billion, we are dedicated to empowering individuals and families through responsible financial management. At Firefighters First, we understand that our members' success is our success. That's why we offer a comprehensive range of services including personal checking and savings accounts, auto loans, mortgage options, and business banking solutions. With over 53,595 loans and leases under our care, we ensure you receive personalized support every step of the way. Our commitment extends beyond just numbers. Under the leadership of CEO Dixie Abramian and Board President John Buck, we strive to build lasting relationships based on trust and reliability. We believe in giving back to our community, fostering an environment where members can thrive financially. While members can visit us at our branch location in Temecula, official correspondence should be directed to our mailing address at 1520 W Colorado Blvd, Pasadena, CA 91105-1413. Our team is here to help you navigate your financial journey feel free to reach out at (323) 254-1700 during our operating hours from Monday to Friday, 7 AM to 4 PM PT. Join us today at Firefighters First and experience the difference that a member-focused credit union can make in your life! For more information about our offerings or to become a member, visit us online at firefightersfirstcu.org. Let's build a brighter financial future together!

Branch History & Mission

Commitment to Community

Firefighters First actively seeks partnerships that strengthen community ties. By supporting local charities and events, we contribute to a thriving environment where everyone can flourish. Our commitment goes beyond financial services; it's about building relationships based on trust and mutual support. As you explore your options for financial services, we invite you to join Firefighters First. Experience firsthand how we prioritize your needs while making a positive impact in the community. Together, let's create a brighter financial future! For more information or to become a member today, please reach out at (323) 254-1700 or visit us online at Firefighters First.

Our Mission

At the heart of Firefighters First is our mission: to enhance the financial well-being of our members while fostering strong ties within the communities we serve. We aim to offer exceptional personal banking services such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We also emphasize community outreach by supporting local initiatives that matter most to our members. Our operating hours are designed for your convenience: Monday through Friday from 7 AM to 4 PM PT. While you can visit us at our branch location for face-to-face assistance, official correspondence should be sent to 1520 W Colorado Blvd, Pasadena, CA 91105-1413 if it differs from your branch visit.

Branch Location & Accessibility

Welcome to Firefighters First, your friendly neighborhood credit union located at 43460 Ridge Park Dr Ste 130 in beautiful Temecula, CA. Nestled in Riverside County, our branch is conveniently situated near local favorites like the Promenade Temecula shopping center and scenic parks, making it easy for you to stop by while enjoying the area. At Firefighters First, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ample parking, ensuring that everyone can enjoy a comfortable visit. Whether you're coming in for personal banking services or simply to ask questions, our team is here to assist you with a smile. We understand that your time is valuable, which is why we offer inviting lobby hours from Monday through Friday, 7 AM to 4 PM PT. If you're looking for specific services such as checking and savings accounts, auto loans, or even mortgage refinancing, you'll find everything you need right here. While you can reach us directly at 323-254-1700 for any inquiries or assistance, it's good to know that official correspondence should be sent to our mailing address: 1520 W Colorado Blvd in Pasadena, CA. Unfortunately, we do not currently offer ATM services or drive-thru banking at this location; however, our friendly staff is ready to help you with all your banking needs inside the branch. We invite you to visit Firefighters First and discover how we can support your financial goals. Come by today and experience the difference of a credit union that's dedicated to serving its community!

Member Eligibility

Becoming a member of Firefighters First is like joining a family that truly cares about your financial well-being. We welcome individuals who are connected to the firefighting community, including firefighters, their families, and those who support them. If you live or work in the areas we serve, you may also qualify for membership. It's a straightforward process designed to be inclusive and supportive. To learn more about the specific eligibility requirements, please visit our detailed page at http://www.firefightersfirstcu.org/resources/become-a-member . Once you're ready to take the next step, opening an account is simple! You can find all the information you need on how to get started at http://www.firefightersfirstcu.org#loginmodal . If you have any questions or want assistance, don't hesitate to reach out to us at (323) 254-1700. We're here to help you every step of the way as you join our thriving community at Firefighters First, located at 43460 Ridge Park Dr Ste 130 Temecula Ca 92590.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $159 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $48 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,958,216, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to help you manage transactions smoothly. Imagine being able to accept payments easily from your customers, whether they prefer credit cards, mobile payments, or online transactions. Our services empower you to focus on what truly matters growing your business. Visit us at 43460 Ridge Park Dr Ste 130 Temecula Ca 92590 in Temecula, CA, or call us at (323) 254-1700 to learn how we can partner with you on your business journey!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we provide specialized business banking services, including merchant services and business loans. We're committed to helping local businesses thrive by offering tailored financial solutions that meet their specific needs.

Credit Cards

Our credit cards with rewards allow you to earn points on purchases while managing your spending effectively. Use them for everyday expenses and watch as those points accumulate towards rewards you'll love. Think about how satisfying it would be to enjoy benefits just by using your card regularly!

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking platforms make it easy for members to manage their accounts from anywhere. You can enjoy features such as mobile payments, person-to-person transfers, and electronic statements all designed for ultimate ease of use. In addition to these core services, we also offer ATM and cash withdrawal services for added convenience. At Firefighters First, we pride ourselves on being more than just a credit union; we're a partner in your financial success. Ready to explore what we have to offer? Call us at 323-254-1700 or visit us online at firefightersfirstcu.org to learn more about becoming a member today!

Home Loans

For those looking to purchase or refinance a home, our mortgage loans offer various plans suited for first-time buyers or seasoned homeowners alike. With personalized service from our knowledgeable team, securing financing for your dream home becomes an easier process. Imagine finally settling into that cozy space you've always wanted.

Personal Banking

We understand that personal banking is the foundation of your financial journey. At Firefighters First, we offer a variety of checking and savings accounts designed to help you manage your everyday finances. Our accounts come with features like online and mobile banking for easy access anytime, anywhere. Imagine checking your balance on-the-go or transferring funds with just a few taps on your smartphone.

Personal Loans

Life can throw unexpected expenses at you, but with our personal loans and debt consolidation services, we aim to ease those burdens. Whether it's medical bills or home repairs, we are here to help you navigate through these challenges without feeling overwhelmed.

Vehicle Financing

If you're in the market for a new car or need financing for a vehicle, our auto loans and vehicle financing options can help make your dream ride a reality. We provide competitive rates and flexible terms to ensure that you find an option that fits your budget. Picture yourself behind the wheel of that new car, knowing you got a great deal on your financing.

Digital & Online Banking

Key Features

Enjoy the peace of mind that comes with our electronic signature authorization, making it easy for you to sign documents securely online. Plus, stay organized with e-statements available at your convenience no more paper clutter! For those who love the flexibility of mobile banking, our mobile application allows you to manage your accounts from anywhere. Need to send money to a friend? Our person-to-person transfer feature lets you do just that with just a few taps. And if you're looking to simplify payments, take advantage of our mobile payments option for quick transactions. Rest assured, we prioritize your security with each feature we offer. Your data is protected as you bank online or via our app. With Firefighters First, you can manage your financial life easily and safely. In today's fast-paced world, having access to effective digital banking tools is essential. Experience the ease of banking anytime, anywhere with Firefighters First where convenience meets reliability.

Financial Strength

Commitment to Growth

With $190,989,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $10,834 in used auto loans and $1,747,967,538 in total loans and leases, we support our members' financial goals across various sectors. Our $14,419,387 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 284 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts stand at 167,067, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) total $83,422, demonstrating our commitment to responsible management of member funds. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Firefighters First is your trusted partner. Visit us at 43460 Ridge Park Dr Ste 130 Temecula Ca 92590 or call (323) 254-1700 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $614,674,959 in share certificates and $571,174,980 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,449,103, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $207,095,838, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $946 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $225,801,182 in used vehicle loans and $122,711,050 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to make your vehicle purchase as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $115,958,216 provide the capital needed to grow and expand your business. Whether you're looking to invest in new equipment or need working capital, we have solutions that cater to various business needs. We invite you to explore these options and see how we can assist you in achieving your financial aspirations. For more information about eligibility or how to apply for any of our loan products, please visit our website or contact us directly at the phone number provided above. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $229,491,437, make buying or refinancing simple. We aim to provide competitive rates and tailored solutions that fit your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $67,990,093 in loans helping members manage their finances effectively. These credit cards come with rewards that can benefit you further.

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FIREFIGHTERS FIRST FEDERAL CREDIT UNION