Firefighters First Credit Union Bakersfield CA | Low Mortgage Rates & Auto Loans

Introduction

At Firefighters First, we believe in the power of community and the strength of shared values. Located at 7900 Downing Ave, Bakersfield, CA 93308, our branch has been serving members since 1935. With a commitment to financial well-being, we proudly support over 68,000 members by offering personalized banking services tailored to your needs. As a member-focused credit union, we have grown our total assets to an impressive $2.19 billion, ensuring that we have the resources to provide you with competitive loans and savings options. Our total deposits stand at $244,785,465, reflecting the trust our members place in us. We also hold a net worth of $207,095,838, which demonstrates our financial stability and dedication to responsible management. While members can visit us at our Bakersfield branch for all their banking needs, official correspondence should be directed to our mailing address at 1520 W Colorado Blvd, Pasadena, CA 91105-1413. This ensures that we are always connected and ready to assist you. Led by CEO Dixie Abramian and Board President John Buck, our team of 284 employees is dedicated to providing exceptional service. Together, we strive to make banking a positive experience for everyone who walks through our doors or connects with us online. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, Firefighters First is here for you. Explore the range of services we offer on our website at firefightersfirstcu.org or give us a call at (323) 254-1700. We invite you to join our growing family and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

Community Connections

Our journey has been marked by numerous milestones that reflect our dedication not only to our members but also to the wider Bakersfield community. We actively engage in various outreach initiatives aimed at supporting local events and charities. By building strong relationships within the community, we ensure that we are not just a bank but a partner in your financial journey. With operating hours from Monday to Friday, 7 AM to 4 PM PST, we're here when you need us. Although we currently do not offer ATM or drive-thru services at this location, our team is committed to providing personalized assistance whenever you visit.

Join Us Today!

As we look ahead to the future of Firefighters First, we invite you to be part of our continuing story. Discover how we can help you achieve your financial dreams while contributing positively to your community. Visit us today or explore more about becoming a member on our website: Firefighters First. Let's work together towards brighter financial futures!

Our Journey

From the outset, Firefighters First was created to serve those who serve others. Initially focused on firefighters and their families, our mission quickly expanded to include anyone looking for reliable and compassionate financial services. Today, we proudly offer a wide range of personal banking options, including checking and savings accounts, auto loans, mortgages, and business banking services. Located at 7900 Downing Ave, Bakersfield, CA 93308, our branch is easily accessible for all local residents. While you can visit us at this address for your banking needs, please note that any official correspondence should be directed to our mailing address at 1520 W Colorado Blvd, Pasadena, CA 91105-1413.

Our Mission

At Firefighters First, our mission is clear: to provide exceptional financial services while fostering a sense of community among our members. We believe that everyone deserves access to affordable banking options that empower them to achieve their goals. Our commitment goes beyond just numbers; we strive to make a meaningful impact through various outreach programs and partnerships within the community. In today's digital world, we understand the importance of convenience. That's why we offer online and mobile banking solutions, making it easy for you to manage your finances anytime and anywhere. Our services are designed with you in mind whether it's through personal loans or credit cards with rewards tailored to fit your lifestyle.

Branch Location & Accessibility

Accessibility Features

At Firefighters First, we believe that banking should be accessible for everyone. Our branch is equipped with ADA-compliant features including ramps and designated parking spaces to make your visit as comfortable as possible.

Get In Touch

Ready to see how we can assist you? Feel free to call us at 323-254-1700 for any questions or just drop by during our operating hours! We look forward to welcoming you into the Firefighters First family!

Operating Hours

We're open Monday through Friday from 7 AM to 4 PM PST, making it easy for you to stop by either before or after work. Whether you're looking to open an account or need assistance with loans and services, our friendly staff is ready to help.

Services Offered

Though we currently don't have ATM or drive-thru services available at this location, we offer a wide range of personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. We also provide business banking solutions such as merchant services and business loans. Plus, enjoy the ease of online and mobile banking right from your phone!

Member Eligibility

At Firefighters First, we believe that becoming a member is more than just opening an account; it's about joining a community that cares. If you're interested in enjoying the benefits we offer, you'll be glad to know that eligibility is quite inclusive! You can become a member if you live, work, or worship in the communities we serve. This means that many people can join us and take advantage of our personalized banking services designed with your needs in mind. To find out all the details about eligibility, feel free to check out our resource page at http://www.firefightersfirstcu.org/resources/become-a-member. Getting started is easy! Once you confirm your eligibility, simply follow the steps outlined on our account opening page here: http://www.firefightersfirstcu.org#loginmodal. Should you have any questions or need assistance along the way, don't hesitate to reach out to us at (323) 254-1700. We're excited to welcome you into the Firefighters First family, located at 7900 Downing Ave Bakersfield Ca 93308, where your financial well-being is our top priority!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $159 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $48 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $115,958,216, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify transactions for your business. Picture this: you run a busy café and need an easy way for customers to pay. Our merchant services enable you to accept various payment methods seamlessly, enhancing customer satisfaction while streamlining your operations. Located at 7900 Downing Ave Bakersfield Ca 93308 in Bakersfield, CA, we're here to empower your business journey. For more information about how we can assist you, call us at (323) 254-1700. Together, let's build a brighter future for your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't have ATMs on-site, our cash withdrawal services ensure you can access your funds when needed without hassle. We invite you to explore all these services and more at Firefighters First. For questions or assistance, feel free to reach out at (323) 254-1700 during our operating hours from Monday to Friday between 7 AM - 4 PM PST. Join us today and take control of your financial journey!

Auto Loans & Vehicle Financing

Thinking about buying a new car? We make it simple with competitive auto loans and vehicle financing. Our rates are designed to fit various budgets, ensuring you can hit the road without breaking the bank. Whether you're purchasing a brand-new vehicle or refinancing an existing loan, we're here to guide you every step of the way.

Business Banking Solutions

For entrepreneurs, we offer tailored business banking services, including merchant services and business loans. If you're looking to expand or start a new venture, we have the tools and expertise to help you succeed.

Credit Cards with Rewards

Make everyday spending rewarding with our credit cards featuring rewards programs. Earn points on purchases that can be redeemed for exciting benefits, all while building your credit history responsibly.

Digital Banking Features

In today's fast-paced world, having access to your finances whenever you need them is crucial. At Bakersfield Regional Office, we provide state-of-the-art online and mobile banking services so you can manage your accounts from anywhere at any time. With features like person-to-person payments and electronic statements, convenience is just a click away.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Firefighters First, we aim to make it achievable through our mortgage loans and refinancing options. We understand that each member's situation is unique, which is why we offer personalized solutions that cater to your specific needs. Imagine turning that dream home into reality with our support!

Personal Banking

For those looking to handle their everyday banking, we provide robust options in personal banking. Our checking and savings accounts are structured to help you save efficiently while enjoying easy access to your funds. Imagine effortlessly managing your money online or through our mobile app it's all part of the experience at Bakersfield Regional Office.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether you're planning a major purchase or need assistance managing existing debt, our team can help you find the right financial path forward.

Digital & Online Banking

Mobile Convenience

Our mobile application provides the same great features right at your fingertips. With mobile payments enabled, you can make transactions directly from your smartphone. Need to send money to a friend? Our person-to-person transfer feature allows you to do that quickly and easily. In addition to these services, we offer e-statements for easy access to your account statements without the hassle of paper. With all these tools at your disposal, managing your finances has never been more accessible or secure. At Firefighters First, we're committed to making banking straightforward and efficient for all our members. Discover the benefits of our digital services today!

Online Banking Features

With our online banking platform, available at http://www.firefightersfirstcu.org/, you can check your account balances, transfer funds, and pay bills without stepping foot in a branch. Our user-friendly interface makes it simple for everyone to navigate their accounts with ease. Plus, our services are available 24/7, so you're never left waiting.

Security You Can Trust

Security is a top priority for us at Firefighters First. We use advanced encryption technologies to keep your personal information safe. Plus, with options like electronic signature authorization and e-statements, you can manage your paperwork securely and efficiently all while reducing clutter.

Financial Strength

Growing Together

We currently have a total of 167,067 share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $83,422, further demonstrating our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Firefighters First is your trusted partner. Visit us at 7900 Downing Ave Bakersfield Ca 93308 or call (323) 254-1700 to learn more about how we can help you achieve your financial goals.

Investing Back into Your Future

With $190,989,817 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $10,834 in used auto loans and $1,747,967,538 in total loans and leases.

Member Savings Security

Members' savings are secured through $614,674,959 in share certificates and $571,174,980 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $1,449,103, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $14,419,387, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 284 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $207,095,838, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to solid capital is evident in our net worth ratio of $946, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $225,801,182 in used vehicle loans and $122,711,050 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, making it easier than ever to find the right fit for your lifestyle. Plus, if you're considering refinancing your existing auto loan, we can help explore eligibility options that may save you money.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $115,958,216 provide the capital necessary to expand operations or invest in new projects. We are dedicated to supporting local businesses and helping them thrive within our community. At Firefighters First located at 7900 Downing Ave Bakersfield Ca 93308, we're committed to providing you with the tools needed for financial success. If you have any questions or want more information about our loan offerings, please feel free to reach out at (323) 254-1700 during our operating hours from Monday to Friday between 7 AM and 4 PM PST. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our range of loan products today and see how we can assist you in reaching your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $229,491,437, allowing you to secure a place to call home. With guidance from our experienced team, you can navigate the mortgage process with confidence. If you're interested in refinancing your current mortgage, our team can provide information on available options.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $67,990,093 in loans helping members manage their finances effectively. Whether you need funds for unexpected expenses or want to consolidate debt, our credit card offerings can provide the support you need.

Loan Aggregator

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