Firefighters Community CU Willoughby OH | Affordable Auto Loans & Online Banking

Introduction

Welcome to Firefighters Community Credit Union, your trusted financial partner located at 4012 Erie St, Willoughby, OH 44094. Since our establishment, we have dedicated ourselves to serving our community with integrity and commitment. With a total membership of 30,361 and assets exceeding $337 million, we pride ourselves on providing personalized services that truly meet the needs of our members. Under the leadership of our CEO, Ben Laurendeau, and Board President, Richard Bowman, our team of 88 employees is here to support you every step of the way. Whether you're looking for a new auto loan among our 15,982 loans or seeking advice on savings and investment options, we aim to empower you with the right tools for financial success. At Firefighters Community Credit Union, we understand that each member's journey is unique. That's why we offer a wide range of products including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our total deposits stand at an impressive $25.4 million, ensuring that your hard-earned money is safe and accessible whenever you need it. For any official correspondence, please reach out to us via mail at 4012 Erie St, Willoughby, OH 44094. We invite you to visit us in person or give us a call at 440-269-8450 during our lobby hours from Tuesday to Friday. Explore more about what we offer by visiting our website at www.ffcommunity.com. Join us in building a brighter financial future together!

Branch History & Mission

Welcome to the heart of Willoughby, Ohio, where the Firefighters Community Credit Union has been a steadfast pillar of support since its inception. Established in a community that values courage and service, our branch opened its doors to members who share a common bond supporting those who protect and serve. With a commitment to fostering financial well-being, we have grown alongside our members, proudly serving over 30,361 individuals in our community. Located at 4012 Erie St, Willoughby, OH 44094, our branch is easily accessible and surrounded by vibrant local landmarks. Whether you're near the scenic parks or bustling shopping areas, you can find us ready to assist you with your financial needs. At Firefighters Community Credit Union, we are dedicated to providing exceptional financial services while uplifting our community. Our mission is simple yet profound: to empower our members with the tools they need for financial success. We understand that every member's journey is unique. That's why we offer personalized solutions, including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking services. Our branch has not only focused on financial growth but also on embracing modern advancements. We provide convenient access through online and mobile banking, allowing you to manage your finances anytime, anywhere. Our commitment to inclusivity ensures that our facilities meet ADA standards so everyone can access our services comfortably. While members can visit us at 4012 Erie St, official correspondence should be sent to the same address. For your convenience, we also offer ATM services and a drive-thru for quick transactions. Whether you need to make a deposit or withdraw cash, we've got you covered. In addition to our financial services, we believe in giving back. Our partnerships with local organizations and community outreach initiatives reflect our desire to make a positive impact in Willoughby and beyond. We strive to be more than just a credit union; we aim to be a true partner in your financial journey. With total assets exceeding $337 million, we stand as a reliable institution committed to your success. Our team is always here to listen and assist you with any questions or needs you may have. Join us at Firefighters Community Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community that cares about your future. Reach out at 440-269-8450 or visit us during our lobby hours from 8:00 AM - 4:00 PM Tuesday through Friday, and from 8:30 AM - 12:30 PM on Saturdays. We look forward to welcoming you!

Branch Location & Accessibility

Welcome to the Firefighters Community Cu branch located at 4012 Erie St in beautiful Willoughby, OH! This friendly spot is easy to find and conveniently situated near local landmarks that make it a central hub for our members. Whether you're running errands or looking to take care of your banking needs, our location is designed with your convenience in mind. For those visiting us, you'll find ample parking available right outside the branch, making it simple to drop by. We also pride ourselves on being accessible to everyone, featuring ADA-compliant ramps and entryways to ensure that all members can enjoy our services comfortably. Our operating hours are designed to fit your busy lifestyle. We're open from 8:00 AM to 4:00 PM Tuesday through Friday and offer Saturday hours from 8:30 AM to 12:30 PM. Need assistance? Just give us a call at 440-269-8450, and our friendly staff will be ready to help you. At Firefighters Community Cu, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with an ATM available on-site and drive-thru banking for quick transactions, managing your finances has never been easier. While members can visit us at 4012 Erie St for all their banking needs, official correspondence should be sent to the same address for ease of processing. So why wait? Come visit us at Firefighters Community Cu in Willoughby today! We're excited to serve you and help you achieve your financial goals!

Member Eligibility

At Firefighters Community Cu, we believe that everyone deserves a place to grow their financial future, and becoming a member is your first step into our welcoming community. If you're a resident of Willoughby or the surrounding areas, you can easily join us! We're here for individuals who share in our mission of support and service. Whether you're looking for checking and savings accounts, auto loans, or personal banking services, we have something just for you. Joining is straightforward just stop by our branch located at 4012 Erie St Willoughby Oh 44094 or give us a call at (440) 269-8450. We're more than happy to guide you through the membership process, ensuring it feels as easy as pie. For detailed eligibility criteria, feel free to check out our website at . We can't wait to welcome you into the Firefighters Community Cu family!

Business Banking & Commercial Services

Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer tailored merchant services that simplify payment processing. Imagine seamlessly accepting payments from customers through various methods credit cards, mobile payments, and more all while enjoying competitive rates. Our solutions help you streamline operations so you can focus on what really matters: growing your business. Located at 4012 Erie St Willoughby Oh 44094 in Willoughby, OH, our team is ready to partner with you for success. Reach out today at (440) 269-8450 to explore how we can help your business thrive!

Comprehensive List Of Services

Accessing Your Funds

We also prioritize convenience with our ATM & Cash Withdrawal Services, as well as basic drive-thru banking for deposits and withdrawals. Whether you prefer using an ATM for quick cash access or visiting us during lobby hours from 8:00 AM to 4:00 PM Tuesday through Friday (and 8:30 AM to 12:30 PM on Saturday), we ensure that banking is easy. At Firefighters Community Cu, we are committed to providing personalized service and support tailored to fit your lifestyle. If you want more information about any of these services or have questions about how we can assist you further, please don't hesitate to reach out at (440) 269-8450. Your financial success is our priority!

Business Banking

For our entrepreneurial members, we offer specialized services like Business Banking, which includes merchant services and business loans. We know running a business comes with its own set of challenges and opportunities; therefore, having the right financial partner can make all the difference.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows members to earn points on everyday purchases. This means every time you swipe your card for groceries or gas, you're getting closer to redeeming exciting rewards it's a great way to make your spending work for you!

Home Financing

For those ready to invest in their dream home, we offer Mortgage Loans & Refinancing services. Our knowledgeable team will guide you through the mortgage process, ensuring you understand every step. With various options available, including refinancing for better rates, we aim to help you secure the best deal possible.

Personal Banking

One of our core offerings is Personal Banking, which includes checking and savings accounts designed for convenience and growth. Imagine easily accessing your funds while earning interest on your savings. You can seamlessly manage your accounts through our Online & Mobile Banking platforms, allowing you to check balances, transfer funds, or pay bills from anywhere, anytime.

Personal Loans

Life can bring unexpected expenses, and that's where our Personal Loans & Debt Consolidation come into play. Whether it's for medical bills, home repairs, or consolidating debt into one manageable payment, we're here to help simplify your financial obligations with loans that meet your needs.

Vehicle Financing

If you're considering purchasing a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. We understand that a vehicle is often essential for daily life, so we strive to make the financing process straightforward and accessible.

Digital & Online Banking

Key Features

Our mobile application makes banking on the go a breeze. You can enjoy features like mobile payments and person-to-person transfers, allowing you to send money to friends and family instantly. Need to sign a document quickly? Our electronic signature authorization feature makes it easy to complete transactions securely without needing to visit a branch. Security is a top priority at Firefighters Community Cu. We ensure that all your data is protected while providing you with convenient access to your accounts. With features like two-factor authentication and encryption, you can feel confident that your information is safe. In today's fast-paced world, having real-time access to your finances is crucial. Our digital banking tools allow you to manage your money easily whether you're checking on your savings or making important transactions. At Firefighters Community Cu, we strive to provide an accessible and straightforward banking experience that fits into your lifestyle. Explore the benefits of digital banking today! Visit us online at https://www.ffcommunity.com/ and see how we can help simplify your financial journey.

Financial Strength

Commitment to Innovation

We believe in reinvesting in our community. With $17,090,992 in undivided earnings, we continually enhance our services with innovative banking tools, stronger lending options, and improved security measures. Our commitment to serving you extends beyond basic transactions.

Dedicated Team

We also take pride in having 84 full-time employees and 4 part-time employees who are ready to assist you with knowledge and care. Our team is dedicated to making your experience with us as smooth as possible.

Growing Community Trust

Our total share accounts reach 55,864, showcasing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service while maintaining a robust financial standing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Firefighters Community Cu is your trusted partner. Visit us at 4012 Erie St Willoughby Oh 44094 or call (440) 269-8450 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. Members' funds are backed by $97,303,520 in share certificates and $29,490,131 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; our non-member deposits stand at $0, allowing us to focus on benefiting you through better loan rates and exclusive perks.

Strong Financial Health

With a net worth of $31,322,365, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $928 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $5,134 in used auto loans and $248,228,911 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $1,158,960, enabling us to continue offering competitive loan rates and solid financial products tailored just for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $82,916,681 in used vehicle loans and $43,368,372 in new vehicle loans already helping members get on the road. Our competitive rates and flexible terms make it easy for you to drive away in the vehicle you want.

Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $7,211,979 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits designed to suit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $55,088,326, make buying or refinancing simple. We provide personalized assistance throughout the process to ensure you understand your options and find the best fit for your financial situation.

Other Loan Options

In addition to these popular loan products, we have options for personal loans and debt consolidation. If you're considering refinancing or exploring eligibility options for any of our products, our team is here to guide you through every step. For business owners seeking growth opportunities, while currently we don't have outstanding commercial loans available, our focus remains on providing resources and information to help you plan for future endeavors. For any questions or assistance regarding our loan offerings at Firefighters Community Cu located at 4012 Erie St, Willoughby, OH 44094, please feel free to reach out at 440-269-8450. We're here to help you navigate your financial path with confidence! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

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