Firefighters Community CU Wellington OH | Affordable Auto Loans & ATM Services

Introduction

At Firefighters Community Credit Union, we believe in the power of community and the importance of financial well-being. Located at 805 Patriot Dr Ste A, Wellington, OH 44090, our branch is dedicated to serving our members with personalized banking solutions tailored to their needs. Established with a mission to support our local heroes and their families, we proudly serve over 30,361 members who trust us to help them achieve their financial goals. With total assets of $337,477,555 and total deposits reaching $25,413,224, we have built a solid foundation that allows us to offer competitive loans and services. Our commitment extends beyond numbers; it's about fostering relationships and making a positive impact in the Wellington community. Under the leadership of CEO Ben Laurendeau and Board President Richard Bowman, our team of 88 employees is here to assist you with everything from checking accounts and auto loans to mortgages and credit cards. While you can visit us at our Wellington location for all your banking needs, please note that official correspondence should be sent to the same address: 805 Patriot Dr. Suite A, Wellington, OH 44090. Whether you're looking to open an account or apply for a loan our experienced staff is just a phone call away at 440-647-4881. Explore how we can help you secure your financial future today! Visit our website at ffcommunity.com for more information on our services or stop by during our lobby hours from Monday to Saturday. Together, let's build a brighter financial future for you and your family!

Branch History & Mission

Community Engagement

We are not just a bank; we are your neighbors. Our commitment extends beyond banking services as we regularly engage in community outreach efforts. From sponsoring local events to partnering with organizations that support first responders and families in need, we strive to make a positive impact in every corner of Wellington. To facilitate easy access to our services, we offer convenient operating hours from Monday through Saturday and ensure essential features like ATM availability and drive-thru banking are at your service. While members can visit us at 805 Patriot Dr Ste A Wellington Oh 44090, official correspondence should be sent to 805 Patriot Dr. Suite A, Wellington, OH 44090. Join us at Firefighters Community Cu as we continue our mission of building financial security while giving back to the community that supports us. Experience the benefits of being part of a credit union dedicated to you your aspirations matter here! For more information or assistance, feel free to reach out at (440) 647-4881 or visit us online at Firefighters Community Cu. Together, let's create a brighter future for Wellington!

Our Mission

The mission of Firefighters Community Cu is simple yet impactful: to empower our members through accessible financial services while actively supporting local initiatives that enhance community well-being. We believe that by helping individuals achieve their financial goals, we can collectively strengthen Wellington as a whole. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We also provide business banking solutions that cater to local entrepreneurs and small businesses. Additionally, we embrace modern conveniences with online and mobile banking services, ensuring our members can manage their finances anytime and anywhere.

Branch Location & Accessibility

Getting Here

Our location is designed with accessibility in mind. You'll find ample parking available right outside our doors, making it easy for everyone to stop by. The branch complies with ADA standards, ensuring that all members can access our services comfortably. If you prefer to bank from your car, we also offer drive-thru service for deposits, withdrawals, and simple transactions.

Operating Hours

We understand that life can get busy, so we're here to help when you need us most. Our lobby hours are Monday through Saturday from 9 AM to 5 PM, allowing you to visit at your convenience throughout the week. Whether you're looking to open a new account, apply for a loan, or simply ask questions about your finances, our friendly staff is ready to assist you during these hours.

Services Available

At Firefighters Community Cu, we offer a range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we have something for everyone. You can also take advantage of our online and mobile banking features perfect for managing your finances on the go! Plus, with ATM availability right here at the branch, accessing cash has never been easier. While members can visit us at 805 Patriot Dr Ste A for all their banking needs, official correspondence should be sent to the same address. Feel free to give us a call at 440-647-4881 if you have any questions or need assistance before your visit. We invite you to stop by soon and discover how Firefighters Community Cu can support your financial journey!

Member Eligibility

At Firefighters Community Cu, we believe that everyone deserves to be part of a caring community. Joining us is simple and welcoming! If you live, work, or worship in the Wellington area, you're likely eligible to become a member. Our doors are open to individuals who share our values and want to take advantage of our personalized banking services. Being a member at Firefighters Community Cu means gaining access to a range of financial products designed to help you thrive like checking accounts, auto loans, and credit cards with rewards. To explore the full details about eligibility, feel free to check out our website at . If you're ready to start your journey with us, opening an account is easy. You can find all the information you need about account opening right here: . Have questions? Don't hesitate to reach out by calling us at (440) 647-4881. We can't wait to welcome you into our family at 805 Patriot Dr Ste A Wellington Oh 44090!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to diverse needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced world, efficient transaction processing can set your business apart. Our merchant services offer easy payment solutions, allowing you to accept various forms of payment from customers seamlessly. Imagine being able to handle credit card transactions right from your smartphone or tablet it's all possible with our innovative services designed for convenience and reliability. Let us partner with you on your journey to success. Visit us at Firefighters Community Cu today or call us at (440) 647-4881 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Our branch also provides easy access to cash through ATMs and drive-thru banking services for basic transactions like deposits and withdrawals. With locations available near you, getting cash has never been simpler. In summary, Firefighters Community Cu is more than just a credit union; we are your partner in building a secure financial future. If you're ready to explore any of these services further or have questions about how we can assist you better, don't hesitate to reach out at (440) 647-4881 or visit us online at Wellington. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? At Firefighters Community Cu, we provide competitive auto loans and vehicle financing options that make buying a car straightforward and affordable. Our loan specialists can guide you through the process, helping you find the best rates and terms that fit your budget. Picture driving off in your dream car without the stress of complicated financing!

Business Banking Services

For local entrepreneurs and business owners, we offer comprehensive business banking services including merchant services and business loans. We recognize the importance of supporting small businesses within our community, and our team is ready to assist you in achieving your business goals.

Convenient Digital Banking

In today's fast-paced world, having convenient access to your accounts is essential. That's why at Firefighters Community Cu, we prioritize digital banking features like online banking and mobile payments. You can check balances, transfer funds, and even make person-to-person payments all from the comfort of your home or on-the-go using our mobile application.

Credit Cards with Rewards

With our credit cards featuring rewards programs, you can earn points on everyday purchases. This means that every time you use your card, you're not just spending; you're working toward exciting rewards! It's a great way to benefit from your regular spending while enjoying perks tailored just for you.

Mortgage Loans & Refinancing

For those looking to buy their first home or refinance an existing mortgage, we have tailored mortgage solutions. Our team understands that purchasing a home is one of the most significant financial decisions you'll make, so we are committed to offering personalized service every step of the way. We strive to simplify the mortgage process so you can focus on making lasting memories in your new home.

Personal Banking

Whether you're looking to open a checking or savings account, or perhaps need assistance with budgeting, our personal banking services are designed with you in mind. We offer various account options that suit different lifestyles, making it easy for you to manage your day-to-day finances. Imagine having a reliable checking account where you can access funds anytime through our user-friendly online banking platform or mobile app.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans could be just what you need. We understand life can throw curveballs, and having access to quick funds can make all the difference. Whether it's for medical bills, home repairs, or debt management, we're here to support your financial needs.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Whether you're on your lunch break or relaxing at home, managing your finances has never been more convenient. Plus, our electronic signature authorization makes it simple to sign documents securely from the comfort of your own device. Want to go paperless? Sign up for e-statements and enjoy quick access to your account statements without the clutter. This feature not only helps the environment but also ensures that you can view your financial information anytime with just a few clicks. For those on the go, our mobile application brings all these features right to your fingertips. You can make mobile payments easily, send money through person-to-person transfers, and even manage multiple accounts all from your smartphone. It's banking made easy!

Security You Can Trust

We know that safety is a priority when it comes to handling your money. At Firefighters Community Cu, we prioritize security in every aspect of our digital services. Our online banking platform uses advanced encryption technology to protect your personal information and transactions. You can bank with confidence knowing that we take the necessary steps to keep your data secure. In summary, Firefighters Community Cu offers a comprehensive range of digital banking solutions that enhance accessibility and convenience while keeping security at the forefront. Experience hassle-free banking by visiting us online at https://www.ffcommunity.com/ or download our mobile app today!

Financial Strength

Growing Member Base

Total Share Accounts stand at 55,864, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, reinforcing our capacity to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Firefighters Community Cu is your trusted partner. Visit us at 805 Patriot Dr Ste A Wellington Oh 44090 or call (440) 647-4881 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $97,303,520 in share certificates and $29,490,131 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $1,158,960 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 84 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Better Services

With $17,090,992 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $5,134 in used auto loans and $248,228,911 in total loans and leases, supporting your financial goals across various sectors.

Solid Financial Health

With a net worth of $31,322,365, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $928 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $82,916,681 in used vehicle loans and $43,368,372 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget, ensuring that you can drive away with peace of mind.

Credit Lines

For those looking for additional flexibility in managing expenses or unexpected costs, our total credit lines amounting to $31,080,745 provide just that. This option allows you to access funds as needed without the hassle of reapplying each time. Our team at Firefighters Community Cu is dedicated to providing personalized service. If you're interested in refinancing options or checking your eligibility for any of our products, feel free to reach out! You can contact us at 440-647-4881 or visit us at our branch located at 805 Patriot Dr Ste A, Wellington, OH 44090. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey effectively and responsibly!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $55,088,326, make buying or refinancing simple. Our team is ready to guide you through the process and help you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,211,979 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards while keeping track of your spending easily.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs.