Firefighters Community CU Parma OH | Best Auto Loans & Business Banking

Introduction

Welcome to Firefighters Community Credit Union located at 1222 W Pleasant Valley Rd, Parma, OH 44134. Our credit union is more than just a financial institution; it's a dedicated community partner serving over 30,361 members since our establishment. With a strong commitment to our members and the local community, we pride ourselves on providing personalized services that meet your financial needs. At Firefighters Community Credit Union, we understand that trust is crucial when it comes to managing your finances. That's why we offer an array of services tailored to help you thrive. Our total assets stand at an impressive $337,477,555, reflecting our stability and reliability. We currently have $25,413,224 in deposits and a healthy net worth of $31,322,365, ensuring that your money is safe with us. Led by our CEO Ben Laurendeau and Board President Richard Bowman, our team of 88 employees is here to assist you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or need help with auto loans and mortgages, we've got you covered. Plus, with services like online and mobile banking available, managing your finances has never been easier. For any official correspondence, while members can visit us at our branch address, please send mail to 1222 W. Pleasant Valley Rd., Parma, OH 44134 if needed. We invite you to explore our website at ffcommunity.com for more information on how we can support your financial journey. Don't hesitate to reach out to us at 216-621-4644 we're here to help! Come experience the difference with Firefighters Community Credit Union today!

Branch History & Mission

Our Mission

At Firefighters Community Credit Union, our mission is clear: to enhance the financial well-being of our members while fostering a sense of community and belonging. We strive to provide competitive rates and low fees on all our products while ensuring that our services are accessible to everyone in Parma and beyond. Our commitment goes beyond finance; we actively engage in community outreach programs to support local initiatives and improve the lives of those around us. We understand the importance of convenience in today's fast-paced world. That's why we offer online banking, mobile payments, and ATM services available at our branch. For those who prefer face-to-face interaction, our drive-thru banking service ensures quick access to essential transactions without leaving your car. While members can visit us at 1222 W Pleasant Valley Rd for all their banking needs, official correspondence should be sent to our mailing address at 1222 W. Pleasant Valley Rd., Parma, OH 44134. As we look toward the future, we remain dedicated to innovation and excellence in member service. We invite you to join Firefighters Community Credit Union today and experience firsthand how we can help you achieve your financial goals while being an active part of your community. For any questions or assistance, feel free to call us at 216-621-4644 during our operating hours: Monday through Friday from 8:00 AM to 4:00 PM and Saturday from 8:30 AM to 12:30 PM. Join us on this journey as we continue to grow together!

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is. That's why our branch is equipped with ADA-compliant features to ensure everyone can visit us comfortably. Ample parking is available right outside the entrance, making it easy for you to pop in. If you're in a hurry or prefer to bank from your vehicle, take advantage of our drive-thru service for quick deposits and withdrawals.

Operating Hours

We know that life can get busy. That's why we offer convenient operating hours! You can visit us Monday through Friday from 8:00 AM to 4:00 PM and on Saturdays from 8:30 AM to 12:30 PM. Our friendly staff is always ready to assist you during these hours.

Services Offered

At Firefighters Community Cu, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, enjoy the ease of online and mobile banking whenever you need it! If you have any questions or want more information about our services, don't hesitate to give us a call at 216-621-4644. We look forward to welcoming you into our community!

Member Eligibility

At Firefighters Community Cu, we believe that everyone deserves a chance to be part of a welcoming financial community. If you're looking to join us, becoming a member is easier than you might think! Whether you live, work, or attend school in our vibrant community, you may qualify for membership. We welcome individuals from various backgrounds and professions, ensuring that our services cater to your unique needs. To discover the specific eligibility requirements, feel free to check out this detailed resource: . Once you're ready to take the next step, opening an account with us is a straightforward process. Our team is here to assist you every step of the way, ensuring your transition into our community is smooth and hassle-free. If you have any questions or need assistance, don't hesitate to call us at (216) 621-4644. Join us at Firefighters Community Cu, located at 1222 W Pleasant Valley Rd Parma Oh 44134, and enjoy the benefits of being a member where your financial wellness is our priority!

Business Banking & Commercial Services

Real-World Merchant Services

Imagine having a reliable partner that simplifies your payment processing. Our merchant services allow you to accept payments easily whether it's through card transactions or mobile payments. This means more time focusing on what you do best: running your business. Located at 1222 W Pleasant Valley Rd Parma Oh 44134 in Parma, OH, we are here to help you take the next step toward success. For more information about how we can support your business, give us a call at (216) 621-4644 or visit our website at https://www.ffcommunity.com/.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple to get behind the wheel of your dream vehicle. We provide competitive rates and flexible terms that can accommodate different budgets. Picture yourself cruising in your new car without breaking the bank our friendly staff is here to help you navigate the loan process smoothly.

Business Banking

For small businesses, we have tailored business banking solutions, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we understand the challenges you face and are here to support your growth.

Convenient Access

We know convenience matters. That's why we offer ATM services for quick cash withdrawals and balance checks, alongside basic drive-thru banking for deposits and simple transactions without leaving your car. With our online services and mobile app, managing your finances is at your fingertips! Whether you need personal assistance or digital tools for self-service banking, Firefighters Community Cu is committed to making financial management easy and accessible. If you're interested in learning more about how we can help you achieve your financial goals, don't hesitate to reach out at (216) 621-4644. We look forward to serving you!

Credit Cards with Rewards

Our credit cards with rewards give you more than just purchasing power they also provide benefits like cash back on everyday purchases or points redeemable for travel and merchandise. It's an easy way to earn rewards while managing your spending effectively.

Mortgage Loans & Refinancing

For those considering purchasing a home or refinancing an existing mortgage, we offer comprehensive mortgage loans designed for various needs. We understand that buying a home is a significant milestone, and our experts are ready to guide you through every step of the journey from application to closing.

Personal Banking

Managing your finances should be straightforward and convenient. That's why we offer various personal banking options, including checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms, which allow you to check balances, transfer money, and pay bills anytime, anywhere. Plus, with features like e-statements and electronic signatures, managing your accounts has never been easier.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the financial relief you need. We take pride in offering personalized solutions that help ease financial burdens while allowing you to focus on what matters most.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds with just a few clicks. If you're always on the go, our mobile application is perfect for managing your accounts from the palm of your hand. You can also take advantage of our mobile payments feature, making it simple to make purchases without needing cash or cards. For those who prefer a paperless approach, we provide e-statements that deliver your financial statements right to your inbox. Not only does this save trees, but it also keeps your information secure and easily accessible. Plus, with electronic signature authorization available, signing documents online has never been simpler or more secure. Need to send money to friends or family? Our person-to-person transfer service allows you to quickly send funds directly from your account, making it easy to split bills or help out loved ones in need.

Security and Accessibility

At Firefighters Community Cu, we prioritize your security. Our online banking platform uses advanced encryption technology to ensure that your personal information remains safe while you manage your accounts. This means you can focus on what matters most your finances without worrying about unauthorized access. Whether you're at home or on the move, our user-friendly services give you real-time access to your accounts whenever you need it. Join us at Firefighters Community Cu today and experience how convenient digital banking can be!

Financial Strength

A Solid Foundation

With a net worth of $31,322,365, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 928 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share Accounts: 55,864, showcasing a strong and growing member base that trusts us with their finances. This trust is built on our commitment to transparency and community-focused service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Firefighters Community Cu is your trusted partner. Visit us at 1222 W Pleasant Valley Rd Parma Oh 44134 or call 216-621-4644 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Member-Centric Savings

Members' savings are secured through $97,303,520 in share certificates and $29,490,131 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $1,158,960 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 84 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Your Benefit

With $17,090,992 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide $248,228,911 in total loans and leases shows our commitment to supporting your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $82,916,681 in used vehicle loans and $43,368,372 in new vehicle loans already helping members get on the road. We cater to both new and used vehicle purchases, ensuring you have flexible options tailored to your budget.

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we provide access to credit lines totaling $31,080,745. These flexible options allow you to manage larger expenses while maintaining control over your finances. We also offer unsecured credit card loans amounting to $7,211,979, helping members manage their day-to-day spending effectively without the need for collateral. If you're considering refinancing any existing loans or exploring eligibility options for our offerings, our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan products or to discuss how we can help you achieve your financial dreams, feel free to reach out at 216-621-4644 or visit us at our branch located at 1222 W Pleasant Valley Rd Parma OH 44134. We're dedicated to supporting our community and look forward to serving you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $55,088,326, make buying or refinancing simple. We offer guidance throughout the process so you can feel confident in making one of life's most significant investments.

Loan Aggregator

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