Firefighters Community CU North Ridgeville OH | Affordable Auto Loans & Easy Drive-Thru Banking

Introduction

Welcome to Firefighters Community Cu, your trusted partner in financial well-being! Located conveniently at 39287 Center Ridge Rd, North Ridgeville, OH 44039, we are dedicated to serving our members with exceptional banking services tailored to meet your unique needs. Established with a commitment to the community and currently boasting over 30,361 members, we pride ourselves on being more than just a financial institution; we're a part of your everyday life. Our credit union stands strong with total assets amounting to $337,477,555, ensuring that we have the resources to support you in all your financial endeavors. Whether you're looking for auto loans, mortgage options, or personal banking services, our team is here to help you achieve your goals. With total deposits reaching $25,413,224, and a healthy net worth of $31,322,365, you can trust that your money is secure with us. Led by our experienced CEO, Ben Laurendeau, and Board President, Richard Bowman, we strive to foster an environment of trust and reliability. Our dedicated staff of 88 employees is always ready to assist you from Monday through Saturday during our lobby hours from 9 AM to 5 PM. While members can visit us at our branch for all their banking needs, official correspondence should be directed to the same address: 39287 Center Ridge Rd, North Ridgeville, OH 44039. We invite you to explore all that we have to offer by visiting our website at www.ffcommunity.com or giving us a call at 440-353-9650. Join us today and experience the difference that comes with being a member of Firefighters Community Cu!

Branch History & Mission

Welcome to the heart of North Ridgeville, where the Firefighters Community Credit Union has proudly served our community since its inception. Located at 39287 Center Ridge Rd, North Ridgeville, OH 44039, this branch has become a vital resource for over 30,361 members. Our journey began with a simple mission: to support those who protect and serve us while providing exceptional financial services to everyone in our community. Since opening our doors in Year Opened, we have experienced significant growth and transformation. From humble beginnings, we now manage total assets of approximately $337,477,555, thanks to the trust and loyalty of our members. This growth allows us to offer a wide range of services tailored to meet your financial needs, from personal banking options like checking and savings accounts to auto loans and mortgages. Our mission is straightforward yet powerful: to empower our members through accessible financial products and exceptional service while fostering a sense of community. We believe that by focusing on our members' needs and supporting local initiatives, we can make a meaningful difference in North Ridgeville. While members can visit us at 39287 Center Ridge Rd, official correspondence should be sent to the same address for consistency. We are conveniently located near several local landmarks, making it easy for you to stop by whenever you need assistance or have questions about your finances. At Firefighters Community Credit Union, we embrace modern technology. We offer online and mobile banking options that allow you to manage your finances anytime, anywhere. With features like electronic signatures and mobile payments, banking with us is easier than ever. Additionally, we are proud of our commitment to accessibility; our facilities comply with ADA standards to ensure everyone can access our services comfortably. Our dedication extends beyond banking. We actively participate in community outreach programs and form partnerships with local organizations to support various causes. Whether it's sponsoring local events or providing educational resources about financial literacy, we strive to give back to the community that has given us so much. With operating hours from Monday through Saturday and both ATM availability and drive-thru banking services at your disposal, we're here when you need us most. If you're looking for a credit union that prioritizes people over profits while offering personalized financial solutions, look no further than Firefighters Community Credit Union. Join us today and experience the benefits of membership firsthand! Call us at 440-353-9650 or visit our website for more information on how we can help you achieve your financial goals. Together, let's build a brighter future for our community!

Branch Location & Accessibility

ATM Availability

Need cash? We have an ATM available on-site for quick and convenient access to your funds anytime during business hours. We invite you to experience personalized banking that meets your needs. Feel free to give us a call at 440-353-9650 if you have any questions or need assistance before your visit. We look forward to welcoming you into our community!

Convenient Access and Services

At Firefighters Community CU, we prioritize convenience for all our members. Our branch features ample parking and is designed with accessibility in mind, ensuring everyone can visit us with ease. If you prefer a quick visit, take advantage of our drive-thru banking services, where you can complete simple transactions without leaving your vehicle. While members can visit us at our main branch address, official correspondence should be sent to the same address: 39287 Center Ridge Rd, North Ridgeville, OH 44039.

Operating Hours

We're here for you Monday through Saturday! Our lobby hours run from 9 AM to 5 PM, making it easy for you to drop by during your busy day. Whether you're looking to open a new account or need assistance with loans and financial services, our friendly staff is ready to help.

Member Eligibility

At Firefighters Community Cu, we believe that becoming a member is like joining a family where everyone supports each other's financial goals. To be eligible for membership, you just need to meet a few friendly criteria that welcome a wide range of individuals. Generally, if you live, work, or worship in the communities surrounding North Ridgeville, Ohio, you can easily join us. It's all about creating a community of people who want to help each other thrive! For more specific details on eligibility, feel free to check out our resource at . Joining is simple and straightforward. You can open your account online or visit us at our branch located at 39287 Center Ridge Rd North Ridgeville Oh 44039. If you have any questions or need assistance during the process, don't hesitate to reach out to us at (440) 353-9650. We're here to guide you every step of the way!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced world, having reliable merchant services is vital for your business's success. At Firefighters Community Cu, we offer solutions that make payment processing easy and efficient. Imagine being able to accept payments from customers seamlessly, whether they're using credit cards or mobile payments. Our merchant services are designed to help you focus on what you do best running your business while we take care of the transactions. Let us be your partner in success at Firefighters Community Cu! For more information, call us at (440) 353-9650 or visit us online at https://www.ffcommunity.com/.

Comprehensive List Of Services

Accessibility

We're proud to offer both Basic Drive-Thru Banking for quick deposits and withdrawals as well as an ATM for added convenience. No matter how busy life gets, we're here to ensure that banking fits seamlessly into your day. At Firefighters Community Cu, we are committed to being more than just a financial institution; we strive to be a trusted partner in your financial success. For more information about our services or to speak with a member of our team, please call us at (440) 353-9650 or visit us online at North Ridgeville. We look forward to serving you!

Business Banking Support

For entrepreneurs and small business owners, we offer comprehensive Business Banking services including merchant services and business loans. We understand the challenges of running a business and are here to help you succeed.

Credit Options

With our Credit Cards with Rewards, every purchase gets you closer to great rewards. Whether it's cash back or travel points, these cards add value to your spending.

Digital Banking Features

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to manage your accounts from anywhere pay bills, transfer money, and check balances right from your smartphone or computer. With features like ATM access for cash withdrawals and balance checks, managing your finances has never been easier.

Personal Banking Solutions

Managing your money shouldn't be complicated. That's why we offer Personal Banking options like checking and savings accounts that are easy to open and maintain. Imagine having a safe place for your funds while also earning interest our savings accounts can help you save for that dream vacation or a new car. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing can help you hit the road sooner than you think. With competitive rates and flexible terms, financing your next car is simple and straightforward. For those big life moments, such as buying a home, check out our Mortgage Loans & Refinancing options. We work with you to find the right mortgage solution that fits your budget and lifestyle. Plus, if you're looking to consolidate debt or make a significant purchase, our Personal Loans & Debt Consolidation services provide flexible borrowing solutions tailored just for you.

Digital & Online Banking

At Firefighters Community Cu, we understand that your time is valuable, and managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, you can access your accounts anytime, anywhere. One of the standout features of our services is our 24/7 online banking platform, which you can explore further at https://www.ffcommunity.com/. With just a few clicks, you can check your account balances, pay bills, and transfer funds all from the comfort of your couch or while waiting in line. Plus, our mobile application makes it even easier to manage your finances right from your smartphone. We know security is a top concern for our members, which is why we utilize electronic signature authorization for safe document signing. This feature allows you to handle necessary paperwork without the hassle of printing or mailing anything. Additionally, our e-statements provide a secure way to receive and review your statements digitally no more cluttered mailboxes! If you're looking for quick and easy ways to send money to friends or family, our person-to-person transfers have got you covered. With just a few taps on your device, you can send funds instantly without any fuss. And if you're always on the go, take advantage of our mobile payments feature to make purchases directly from your phone. At Firefighters Community Cu, we're committed to making banking accessible and user-friendly. Our online services are designed with you in mind ensuring that managing your finances is straightforward and efficient. Experience the convenience today!

Financial Strength

Commitment to Growth

With $17,090,992 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $5,134 in used auto loans and $248,228,911 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 55,864, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Firefighters Community Cu is your trusted partner. Visit us at 39287 Center Ridge Rd North Ridgeville Oh 44039 or call (440) 353-9650 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $1,158,960 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 84 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $97,303,520 in share certificates and $29,490,131 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $31,322,365, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $928 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $82,916,681 in used vehicle loans and $43,368,372 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we can assist you in finding the right financing option.

Credit Lines

Our total credit lines amount to $31,080,745, providing additional flexibility and access to funds when needed. This option is ideal for those who want to have available credit for emergencies or planned purchases without taking out multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $55,088,326, make buying or refinancing simple. We work with our members to ensure they understand their mortgage options and find the best fit for their financial situation.

Refinancing Options

If you're considering refinancing an existing loan or mortgage, we provide competitive rates and personalized support throughout the process. Our goal is to help you lower your monthly payments or reduce your overall interest costs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We encourage all potential borrowers to explore our offerings and see how we can assist you in reaching your financial objectives. Visit us today at Firefighters Community Cu and let's discuss how we can help meet your borrowing needs!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,211,979 in loans helping members manage their finances effectively. This product can be a great way to handle unexpected expenses or consolidate existing debt.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. By gathering information from reputable financial institutions, LendMesh guarantees that users receive verified data for their loan comparisons.