Firefighters Community CU Cleveland OH | Best Auto Loans & Checking

Introduction

Welcome to Firefighters Community Cu, your trusted financial partner located at 20333 Emerald Pkwy, Cleveland, OH 44135. Since our establishment, we have dedicated ourselves to serving our members with integrity and care. With a robust membership of over 30,361 individuals and total assets reaching an impressive $337,477,555, we are proud to be a cornerstone of the Cleveland community. At Firefighters Community Cu, we understand that financial needs can vary widely. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our diverse range of services is designed with you in mind. We also offer business banking solutions for local enterprises looking to grow. Our commitment to our members goes beyond just numbers. Under the leadership of our CEO, Ben Laurendeau, and Board President, Richard Bowman, we strive to create a welcoming environment where everyone feels valued. With 88 dedicated employees ready to assist you, we ensure personalized service that meets your unique needs. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 20333 Emerald Pkwy, Cleveland, OH 44135. With total deposits amounting to $25,413,224 and cash in hand of $2,787,847, Firefighters Community Cu stands strong in its commitment to financial security for all members. We invite you to connect with us by calling 216-898-9471 or visiting our website at www.ffcommunity.com for more information. Join us today as we work together towards building a brighter financial future!

Branch History & Mission

At Firefighters Community Credit Union, we take pride in our rich legacy of service and commitment to our members. Established with the purpose of serving those who protect our communities, our branch has been a vital part of Cleveland, Ohio since its inception. Located at 20333 Emerald Pkwy, Cleveland, OH 44135, we are easily accessible for all your banking needs. Our mission is simple yet powerful: to provide our members with the financial services they need while fostering a sense of community and support. Since opening our doors, we have grown significantly. Today, we proudly serve over 30,361 members and manage total assets exceeding $337 million. This growth reflects not just our financial success but also the trust and loyalty of our community. We believe that everyone deserves access to quality financial resources, which is why we work diligently to offer a wide range of services tailored to meet the unique needs of each member. Our branch operates from Monday to Friday from 8:00 AM to 4:00 PM, with Saturday hours from 8:30 AM to 12:30 PM. We are equipped with modern amenities including an ATM and drive-thru service for your convenience. Our commitment to accessibility extends beyond physical services; we also offer online and mobile banking options so you can manage your finances anytime, anywhere. Firefighters Community Credit Union is not just about banking; it's about building relationships. We actively engage in community outreach programs and partnerships that help us give back to the neighborhoods we serve. Our mission is rooted in the belief that when one member succeeds, we all succeed. By providing personalized service and support, we empower individuals and families to achieve their financial goals. While members can visit us at our branch location on Emerald Parkway, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out at 216-898-9471. We invite you to join Firefighters Community Credit Union today. Experience the difference that comes from being part of a credit union dedicated to serving its members with respect and integrity. Together, let's build a brighter financial future!

Branch Location & Accessibility

Get in Touch

Ready to experience personalized banking? Feel free to give us a call at 216-898-9471 if you have any questions or need assistance before your visit. We look forward to welcoming you into the Firefighters Community Credit Union family!

Nearby Landmarks and Accessibility

Situated near local favorites and easily accessible from major roads, our branch is just a short drive away from popular destinations like the Great Lakes Science Center and the Cleveland Metroparks. We prioritize accessibility for all members, offering ADA-compliant features such as ramps and designated parking spaces to ensure everyone can visit us comfortably.

Operating Hours

We know how busy life can be, which is why our lobby hours are designed with your schedule in mind. Visit us Monday through Friday from 8:00 AM to 4:00 PM. If you prefer a Saturday visit, we're open from 8:30 AM to 12:30 PM, making it easy for you to drop by when it suits you best.

Services Offered

At Firefighters Community Credit Union, we provide a range of services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage refinancing, our goal is to support your financial journey. Plus, enjoy the convenience of our drive-thru banking for quick deposits and withdrawals. With an ATM available on-site, accessing cash has never been easier. Whether you need basic banking services or more specialized assistance like business banking or credit cards with rewards, we have you covered.

Member Eligibility

At Firefighters Community Cu, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're interested in joining our community, you'll find it quite simple! Our membership is open to individuals who live, work, or worship in the Cuyahoga County area, as well as their family members. This means if you have connections to this vibrant community, you're likely eligible to enjoy the benefits we offer. Being a member at Firefighters Community Cu means access to competitive rates on loans and savings, personalized financial advice, and a variety of services tailored just for you. To learn more about our eligibility criteria and see if you qualify, please visit our website at . If you're ready to take the next step, opening an account with us is easy! You can reach out at (216) 898-9471 for any questions or assistance. We look forward to welcoming you to Firefighters Community Cu, located at 20333 Emerald Pkwy Cleveland Oh 44135, where your financial well-being is our top priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine having a reliable system that allows you to accept payments quickly and securely keeping your customers happy and your cash flow steady. Our merchant services are designed to fit your operations, making it easier for you to focus on what you do best: growing your business. Visit us at 20333 Emerald Pkwy Cleveland Oh 44135 in Cleveland, OH, or give us a call at (216) 898-9471 to learn how our business banking and commercial services can support your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make it easy for you to hit the road without breaking the bank. We offer competitive rates that fit your budget, so you can drive off with confidence knowing you're making a smart choice.

Business Banking

We also support local businesses through our business banking services, which include merchant services and business loans. Whether you're just starting out or looking to expand, we're here to partner with you every step of the way.

Convenient Access Points

Accessing your funds is simple with our ATM and cash withdrawal services, which are available 24/7 for your convenience. Need help during business hours? Visit us in person or use our drive-thru banking for quick deposits and withdrawals without leaving your car. At Firefighters Community Cu, we prioritize making banking easy and accessible for all our members. You can reach us at (216) 898-9471 if you have any questions or would like more information about any of these services. We look forward to helping you navigate your financial journey! For more details about what we offer, visit us online at Emerald. Join us today and experience the difference a community-focused credit union can make!

Credit Cards with Rewards

Enjoy shopping while earning rewards! Our credit cards with rewards allow you to earn points on every purchase you make. Use those points for travel, merchandise, or even cash back making every dollar spent work harder for you.

Mortgage Loans & Refinancing

For those looking to buy their first home or refinance an existing mortgage, our mortgage loans provide flexible terms tailored to your needs. Picture yourself moving into your dream home with a manageable monthly payment plan that suits your lifestyle.

Personal Banking

Our personal banking services start with checking and savings accounts designed to help you manage your everyday finances efficiently. Imagine having easy access to your funds through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your smartphone making banking more convenient than ever.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to consolidate debt, our personal loans can give you the relief you need. With straightforward applications and quick approvals, you'll be able to handle life's surprises head-on.

Digital & Online Banking

Comprehensive Online Banking

With our 24/7 online banking services available at https://www.ffcommunity.com/, you can access your accounts anytime, anywhere. Whether you need to check your balance, transfer funds, or pay bills, everything is just a click away. This means no more rushing to the bank before closing time; you can handle your banking needs right from the comfort of your home or on the go.

E-Statements for Easy Management

Keep track of your finances with e-statements available at Yes. They provide an eco-friendly way to stay organized without the clutter of paper statements. You'll receive notifications directly to your email whenever a new statement is ready, allowing for real-time account management. At Firefighters Community Cu, we are committed to making banking accessible and user-friendly for all our members. Experience the ease of managing your finances digitally today!

Enhanced Security

Security is our priority. We offer electronic signature authorization for added safety in all your transactions. This ensures that your financial activities are protected with the latest technology, giving you peace of mind as you manage your accounts online.

User-Friendly Features

Our mobile application enhances your banking experience even further. You can use it for mobile payments, making transactions easy and efficient. Plus, with features like person-to-person transfers, sending money to friends or family is straightforward and quick perfect for splitting bills or sharing expenses.

Financial Strength

Growing Together

Total Share Accounts stand at 55,864, showcasing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $0, further reinforcing our ability to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Firefighters Community Cu is your trusted partner. Visit us at 20333 Emerald Pkwy Cleveland Oh 44135 or call (216) 898-9471 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $97,303,520 in share certificates and $29,490,131 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Member Services

With $17,090,992 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $1,158,960 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Foundation

With a net worth of $31,322,365, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $928 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We are committed to supporting your financial goals with $5,134 in used auto loans and $248,228,911 in total loans and leases. This lending capacity allows us to meet various needs for our members. Our dedicated team includes 84 full-time employees and 4 part-time employees who are always ready to assist you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $82,916,681 in used vehicle loans and $43,368,372 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure your car-buying experience is as smooth as possible.

Credit Lines and Unsecured Loans

For those seeking additional flexibility in managing their finances, we also offer credit lines with a total of $31,080,745 available. Plus, our unsecured credit card loans totaling $7,211,979 give you the freedom to make purchases without tying them to collateral. With flexible terms on unsecured credit card loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $55,088,326, make buying or refinancing simple. We're committed to making home financing accessible and straightforward for our members.

Refinancing Options

If you're considering refinancing any existing loans or want to explore eligibility options for our various products, our team is here to guide you through the process. We strive to ensure you find the best possible solutions tailored to your needs. Feel free to reach out to us at 216-898-9471 for more information on how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Firefighters Community Cu, we're dedicated to providing our members with reliable financial solutions that enhance their lives. Visit us today and see how we can help you!

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