Firefighters Community CU Cleveland OH | Best Auto Loans & Checking

Introduction

Welcome to Firefighters Community Credit Union, your trusted financial partner located at 2300 Saint Clair Ave Ne, Cleveland, OH 44114. Since our establishment, we have proudly served a growing community of 30,361 members, providing reliable banking solutions tailored to your needs. With total assets exceeding $337 million and total deposits of $25,413,224, we are committed to supporting you in achieving your financial goals. At Firefighters Community CU, we believe in the power of community. Our dedicated team of 88 employees, led by CEO Ben Laurendeau and Board President Richard Bowman, works tirelessly to ensure that every member feels valued and supported. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we have the right products for you. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: 2300 Saint Clair Ave NE, Cleveland, OH 44114-4049. We invite you to explore our services online at www.ffcommunity.com or give us a call at 216-621-4644. Join us as we continue to strengthen our ties with the community and provide exceptional financial services that make a difference. Come experience the warmth and reliability of Firefighters Community CU today!

Branch History & Mission

Welcome to Firefighters Community Credit Union, a proud institution that has been serving the Cleveland community with dedication and care. Opened in 1936, our branch at 2300 Saint Clair Ave Ne, Cleveland, OH 44114 has built a rich legacy of financial service, support, and community engagement. Over the years, we have grown to welcome 30,361 members, providing them with access to various financial products and services designed to meet their needs. Our mission is simple yet profound: to empower our members through exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality banking options, whether it's for personal savings, auto loans, or mortgage financing. Our commitment goes beyond just numbers; we aim to make a meaningful impact in our members' lives by helping them achieve their financial goals. In addition to our robust offerings such as personal banking accounts, vehicle financing, and credit card rewards programs, we also prioritize convenience and accessibility. With ATM availability and a convenient drive-thru service, we ensure that banking with us is not only effective but also easy. Our operating hours are designed with your schedule in mind: Monday through Wednesday and Friday from 8:30 AM to 4 PM, with extended hours until 6 PM on Thursdays. At Firefighters Community Credit Union, we're not just about transactions; we're about relationships. We actively engage in partnerships and outreach efforts within our community to support local initiatives and causes that matter most. Our goal is to contribute positively to the lives of those around us. While you can visit us at our branch location for all your banking needs, official correspondence can be sent to our mailing address: 2300 Saint Clair Ave NE, Cleveland, OH 44114-4049. Join us today at Firefighters Community Credit Union! Experience the benefits of being part of a member-focused institution that truly cares about your financial well-being and community support. Together, we can build a brighter future for everyone in Cleveland! For more information or assistance, feel free to call us at 216-621-4644 or visit our website at ffcommunity.com.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can access our services comfortably. Plus, we have a drive-thru banking option available for those who prefer to bank without leaving their vehicle.

Convenient Location

Whether you're coming from downtown Cleveland or nearby neighborhoods, you'll find us right on Saint Clair Avenue, making it easy to stop by for personal banking services. If you're looking for a quick bite before or after your visit, check out some popular eateries just around the corner.

Operating Hours and Services Offered

We understand that your time is valuable, which is why we're open during convenient hours: Monday, Tuesday, Wednesday, and Friday from 8:30 AM to 4 PM, and Thursdays until 6 PM. Whether you need help with checking and savings accounts, auto loans, mortgages, or business banking services, our knowledgeable staff is here to guide you every step of the way. For those who prefer self-service options, we have an ATM on-site where you can withdraw cash or check your balance quickly. If you need assistance or have questions about your account, feel free to call us at 216-621-4644. We're here to help!

Visit Us Today!

Stop by Firefighters Community Cu today and experience a welcoming environment where your financial needs are our top priority. We look forward to serving you!

Member Eligibility

At Firefighters Community Cu, we believe that everyone deserves access to a supportive financial community. Joining us is simple and welcoming! To become a member, you just need to meet a few friendly criteria that ensure our services align with your needs. Typically, individuals who live, work, or worship in the Cleveland area are eligible to join. This means if you're part of our vibrant community, you can enjoy all the benefits that come with membership, from competitive loan rates to personalized service. Once you know you're eligible, opening an account is a breeze! You can find all the details about how to get started at our website: . If you have any questions or need assistance, don't hesitate to reach out at (216) 621-4644. We're here for you and excited to welcome you into the Firefighters Community Cu family located at 2300 Saint Clair Ave Ne Cleveland Oh 44114!

Business Banking & Commercial Services

Merchant Services That Make Transactions Easy

In addition to loans, our merchant services simplify the way you do business. Imagine being able to accept payments easily from customers using different methods whether it's credit cards, mobile payments, or online transactions. This convenience not only enhances customer satisfaction but also helps you manage cash flow more effectively. Visit us at 2300 Saint Clair Ave Ne Cleveland Oh 44114 in Cleveland, OH, or call us at (216) 621-4644 to learn how we can support your business ambitions!

Tailored Loan Options for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. This financial backing allows you to invest in new equipment, hire more staff, or even open a new location. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various industry needs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we know how important it is to have reliable banking support. Our business banking services include merchant services and business loans designed specifically for entrepreneurs looking to grow their businesses. We're here to partner with you on your journey toward success.

Consolidating Debt? We Can Help!

Sometimes life throws us curveballs, and debt can pile up. That's where our personal loans and debt consolidation services come into play. Whether it's unexpected expenses or managing credit card bills, we can help simplify your finances by consolidating debts into one manageable loan with a lower interest rate.

Convenient Access Anytime, Anywhere

With our robust online and mobile banking platforms, accessing your accounts has never been easier. Make deposits, check balances, or transfer funds at any time from anywhere whether you're at home or on the go! Plus, enjoy ATM and cash withdrawal services at locations that are convenient for you.

Credit Cards with Benefits

Our credit cards come with rewards that give back while you spend. Enjoy perks like cashback on purchases or travel rewards that bring you closer to your next getaway. You can easily manage these accounts through our online platform for maximum convenience.

Drive-Thru Convenience

Need quick access? Our drive-thru banking allows you to handle deposits and withdrawals without leaving your car. It's perfect for those busy days when time is of the essence. At Firefighters Community Cu, we are committed to making your banking experience simple and accessible. If you're ready to explore any of these services further or have questions about what we offer, don't hesitate to reach out! Call us at 216-621-4644 or visit us in person in Cleveland today! Explore how our comprehensive list of services can support your financial journey your future starts here!

Financing Your Dreams

If you're in the market for a new car or simply need some extra cash, our auto loans and vehicle financing options make it easy to get behind the wheel. Imagine driving off in that new vehicle without the stress of complicated financing. Our team is here to guide you through the process, ensuring you understand all your choices. For those dreaming of homeownership or looking to refinance their current mortgage, we offer competitive mortgage loans tailored to fit various budgets and lifestyles. We understand that buying a home is one of the biggest decisions you'll make, so we're committed to providing support every step of the way.

Personal Banking Made Easy

When it comes to personal banking, we have you covered. Whether you're looking to open a checking or savings account, our options are designed to fit your lifestyle. Picture this: you want to save for a vacation. With our user-friendly online and mobile banking services, you can easily set up an automatic transfer from your checking account to your savings account each month. This means reaching your goal is just a few clicks away.

Digital & Online Banking

Enhanced Convenience

Need to send money quickly? Our person-to-person transfers feature allows you to easily send cash to friends or family no checks needed! If you're someone who enjoys using mobile payments, you'll be pleased to know that we support this feature too. Just link your card and start making purchases without fumbling for cash. In short, the digital and online banking services at Firefighters Community Cu are designed with you in mind providing accessibility, ease-of-use, and real-time management of your finances. Enjoy the convenience today by visiting us at https://www.ffcommunity.com/!

Key Services

With our online banking features, you can easily check your account balances, transfer funds, and pay bills all from the comfort of your own home. If you prefer using your smartphone, our mobile application makes banking even more convenient. You can manage your accounts right from your pocket, making it simple to track expenses and conduct transactions when you're out and about. We also know that security is a top priority for our members. That's why we offer electronic signature authorization, ensuring that your transactions are both safe and efficient. Plus, with options for e-statements, you can receive important documents securely without the hassle of paper clutter.

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 55,864, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Firefighters Community Cu is your trusted partner. Visit us at 2300 Saint Clair Ave Ne Cleveland Oh 44114 or call (216) 621-4644 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $17,090,992 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $5,134 in used auto loans and $248,228,911 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $97,303,520 in share certificates and $29,490,131 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efforts translate into success; our $1,158,960 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 84 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $31,322,365, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $928 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Support

If you're considering refinancing any of your existing loans, be sure to ask about our refinancing options. We aim to provide solutions that not only fit your current financial situation but also adapt as your needs change. Our branch is located at 2300 Saint Clair Ave Ne Cleveland Oh 44114 in Cleveland, OH, where you can speak directly with our knowledgeable staff at (216) 621-4644 during our operating hours of 8:30 am - 4 pm on Monday, Tuesday, Wednesday, and Friday; and 8:30 am - 6 pm on Thursday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Firefighters Community Cu, we are dedicated to helping you achieve your financial aspirations with straightforward products designed just for you.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $82,916,681 in used vehicle loans and $43,368,372 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you have the best financing options available.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,211,979 in loans helping members manage their finances effectively. These cards come with various rewards and benefits tailored to fit your lifestyle.

Credit Lines

For those who need extra flexibility, our credit lines total $31,080,745, offering you quick access to funds when unexpected expenses arise. This can be especially helpful for managing day-to-day costs or larger purchases without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $55,088,326, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is ready to help you navigate the process smoothly.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy means that you receive fair and transparent offers tailored to your needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you're being offered. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help you make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.