Finger Lakes Fairport NY Credit Union | Best Auto Loans & Checking

Introduction

Welcome to Finger Lakes, your trusted credit union located at 70 S Main St, Fairport, NY 14450. Since our establishment in 1967, we have proudly served our community, growing to a vibrant membership of over 20,879 individuals who rely on us for their financial needs. Our commitment to providing personalized service and community support has made us a cornerstone in Fairport. At Finger Lakes, we understand that each member's financial journey is unique. That's why we offer a variety of services designed to meet diverse needs from checking and savings accounts to auto loans and mortgages. With total assets of $235,340,561 and total deposits reaching $16,631,895, we stand strong as a secure option for your banking solutions. Our net worth is an impressive $29,537,112, underscoring our stability and reliability. Our leadership team, led by CEO Robert McFadden and Board President Robert Stivers, is dedicated to ensuring you receive the best possible service. We pride ourselves on being accessible; feel free to reach out via phone at 585-223-9151 or visit our website at flfcu.org for more information. While members can visit us at our branch location, official correspondence should be sent to the same address: 70 S Main St, Fairport, NY 14450-2136. With a dedicated staff of 46 employees, we're here to assist you with any questions or financial inquiries you may have. Join us today and experience the difference that a member-focused credit union can make in your financial life! Whether you're looking for personal banking options or business solutions, Finger Lakes is here for you every step of the way.

Branch History & Mission

At Finger Lakes, we take pride in our rich history and strong commitment to serving the community of Fairport, NY. Founded in 1967, our branch has been a cornerstone of support and financial guidance for nearly six decades. Located at 70 S Main St, Fairport, NY 14450, we have grown alongside our members, adapting to their needs and evolving with the times. Since opening our doors, Finger Lakes has focused on building lasting relationships with our members. Today, we proudly serve over 20,000 members and manage total assets of $235340561. This growth reflects not just our financial strength but also the trust that the community has placed in us. Our mission is simple yet profound: to empower individuals and families by providing accessible financial services while giving back to the community that supports us. As we evolved, we embraced advancements in technology to ensure that banking is easy and convenient for everyone. We offer online banking, mobile payments, and e-statements to help our members manage their finances on their terms. Our dedication to accessibility includes being ADA compliant so everyone can access our services without barriers. Finger Lakes is more than just a financial institution; we are a part of the Fairport community. We actively engage in various outreach programs and partnerships that benefit local organizations and initiatives. Whether it's sponsoring local events or supporting charitable causes, we believe in giving back and helping our neighbors thrive. While members can visit us at 70 S Main St Fairport Ny 14450, official correspondence should be sent to 70 S Main St, Fairport, NY 14450-2136. We invite you to come see how Finger Lakes can help you achieve your financial goals. With operating hours that accommodate busy schedules Monday through Thursday from 9 am to 5 pm, Friday until 5:30 pm, and Saturday from 9 am to 12:30 pm we're here when you need us most. Join us today at Finger Lakes! Experience firsthand the benefits of membership in a credit union dedicated to your success. For inquiries or assistance, feel free to call us at (585) 223-9151 or visit our website at Finger Lakes Credit Union. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Finger Lakes, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spots to ensure everyone can enjoy our services comfortably. If you're planning a visit, you'll find ample parking nearby, so you can focus on what matters most your financial goals.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to accommodate your busy schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 12:30 PM. Whether you need help with personal banking or loans, our team is here to assist you during these hours.

Services Offered

At our Fairport Office, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, with our ATM available on-site, accessing your funds is quick and easy. While members can visit us at 70 S Main St for all their banking needs, official correspondence should be sent to the same address if different mailing details apply. Feel free to give us a call at 585-223-9151 if you have any questions or would like more information about our services. We look forward to welcoming you into our Finger Lakes family!

Member Eligibility

At Finger Lakes, we believe that everyone deserves a place in our supportive community. Becoming a member is straightforward and welcoming. If you live, work, worship, or attend school in the area around 70 S Main St Fairport Ny 14450, you're likely eligible to join us! We're here to offer not just financial services, but also a sense of belonging and support for your financial journey. With a membership at Finger Lakes, you gain access to an array of benefits including personalized service, competitive rates on loans, and special offers tailored just for you. To get started with your membership, simply check out our eligibility details at http://www.flfcu.org/belong/membership for the most current information. If you're ready to open an account, the process is easy! You can find all the necessary steps at http://www.flfcu.org/more/other-services/estatement-enrollment. If you have any questions or need assistance, don't hesitate to reach out to us at (585) 223-9151 we're here to help!

Business Banking & Commercial Services

Merchant Services Made Simple

Imagine being able to accept payments easily from your customers. Our merchant services are designed to streamline this process, allowing you to focus on what you do best running your business. From point-of-sale systems to online payment solutions, we provide tools that simplify transactions and enhance customer experiences. At Finger Lakes, located at 70 S Main St Fairport Ny 14450, Fairport, NY, we're dedicated to empowering local businesses. Let us partner with you on your journey toward success. For more information, call us at (585) 223-9151 or visit our website at https://www.flfcu.org.

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $42 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $9,970,508, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds

Our branch also provides convenient access through ATMs for quick cash withdrawals when you're on the go. We believe in giving you control over your finances while ensuring that help is always just a phone call away. If you have questions or need assistance, feel free to reach out to us at 585-223-9151. At Finger Lakes, we pride ourselves on being more than just a credit union; we are a community partner committed to helping you achieve your financial goals. Explore all of our services today by visiting our website at flfcu.org or stop by our Fairport office during lobby hours: Monday to Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 12:30 PM. Come discover how Finger Lakes can support you in achieving financial wellness!

Business Banking

For entrepreneurs and small business owners, we offer essential tools like Merchant Services & Business Loans to support your ventures. Our team is here to help you navigate the financial landscape so you can focus on growing your business.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've made sure that our Online & Mobile Banking platforms are user-friendly and secure. You can easily check balances, transfer funds, and pay bills anytime, anywhere. With features like ATM access for cash withdrawals and balance checks, managing your finances has never been easier.

Personal Banking

We understand that managing your finances can sometimes be overwhelming. That's why we offer Checking & Savings Accounts designed to help you save money and manage your day-to-day expenses effectively. If you're planning to purchase a new car, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms to suit your budget. For those considering homeownership or refinancing, our Mortgage Loans come with personalized service to guide you through every step of the process. If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation services can offer the relief you need. Plus, with our Credit Cards with Rewards, you can earn points on your everyday purchases turning spending into savings!

Digital & Online Banking

Key Features of Our Digital Banking Services

With our user-friendly mobile application, you can quickly check your account balances, view transaction history, and even deposit checks from the comfort of your home or on the go. Plus, our mobile payments feature allows you to make quick and secure transactions right from your smartphone whether you're shopping in-store or online. Want to send money to a friend? Our person-to-person transfer service makes it as simple as a few taps on your screen. You can easily send funds without needing to visit a branch or write a check. For those who prefer going paperless, we offer e-statements that provide an eco-friendly way to keep track of your finances. You can access these statements anytime through our online banking platform for easier record-keeping. Security is a top priority at Finger Lakes. While we currently do not offer electronic signature authorization, we ensure that all transactions are protected with advanced security features so you can bank with peace of mind. Whether you're at home or out and about, our digital banking services are designed for accessibility and ease-of-use. Managing your finances has never been more straightforward! Explore all these features and more by visiting us at https://www.flfcu.org today!

Financial Strength

At Finger Lakes, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining strong financial health, which is essential for providing you with the best services and support. With a net worth of $29,537,112, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.54% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,259,565 in share certificates and $9,890,673 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,488,621 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,510 in used auto loans and a total of $160,955,381 in loans and leases. Our $0 net income reflects our commitment to serving you rather than maximizing profits. This operational efficiency enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 44 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 36,990, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Finger Lakes is your trusted partner. Visit us at 70 S Main St Fairport Ny 14450 or call 585-223-9151 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $33,350,291 in used vehicle loans and $18,390,634 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $18,070,780, make buying or refinancing simple. We help guide you through every step of the mortgage process so you can focus on finding your dream home.

Refinancing Options

If you're already carrying debt or have existing loans that you'd like to streamline or lower interest rates on, we provide refinancing solutions that could save you money over time. Our team is here to discuss eligibility options tailored specifically for you. In addition to these offerings, we also cater to business owners with outstanding commercial loans totaling $9,970,508, providing capital needed for growth and expansion. For any inquiries or to explore our loan products further, feel free to reach out at (585) 223-9151 or visit us at 70 S Main St Fairport NY 14450. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Finger Lakes help you navigate your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,001,080 in loans helping members manage their finances effectively. This option allows you to take control of your spending while enjoying benefits like rewards and no annual fees.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive.

Finger Lakes