Finex Wallingford CT Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Finex, your trusted partner in financial well-being located at 159 S Turnpike Rd, Wallingford, CT 06492. Since our establishment in 1938, we have been dedicated to serving our community and providing exceptional banking services tailored to meet the needs of our members. With a strong membership base of over 18,124 individuals and total assets amounting to an impressive $142,504,409, we pride ourselves on being a cornerstone of financial support in Wallingford. At Finex, we understand that every member's journey is unique. That's why we offer a diverse range of services including personal banking, auto loans, mortgages, and credit cards with rewards designed to empower you financially. Our commitment to excellent service is reflected in our capable team of 37 employees, led by our CEO, Michael Palladino, and Board President, Anthony Homicki. Together, we strive to create a welcoming environment where you feel valued and supported. We believe that financial success should be accessible to everyone. With total deposits reaching $7,919,105 and net worth at $13,023,162, we are here to help you achieve your goals whether it's buying a new car or securing a mortgage for your dream home. Our friendly staff is always ready to assist you with any inquiries you may have. While members can visit us at our branch location, official correspondence should be sent to the same address: 159 S Turnpike Rd, Wallingford, CT 06492-4327. If you have questions or need assistance, don't hesitate to reach out at 203-269-8718 during our operating hours: 9 AM - 4 PM from Monday through Friday and 9 AM - 12 PM on Saturdays. Join us at Finex today! Explore how we can help you thrive financially visit us online at finexcu.org or stop by our branch for personalized service. Your financial future starts here!

Branch History & Mission

At Finex, our journey began in 1938 when we opened our doors in the heart of Wallingford, Connecticut. Since then, we have grown into a trusted financial partner for over 18,000 members, providing not just banking services but also a sense of community and support. Our branch is conveniently located at 159 S Turnpike Rd, a spot that has become a familiar and welcoming place for families and individuals alike. Throughout the decades, Finex has adapted to meet the evolving needs of our members while staying true to our mission: to empower individuals through accessible financial services and contribute positively to our local community. Our total assets now stand at an impressive $142,504,409, allowing us to offer a variety of services including personal banking, auto loans, mortgage financing, and more. Our commitment to serving our community extends beyond traditional banking. We actively engage in outreach initiatives that promote financial literacy and help individuals achieve their financial goals. Our team works tirelessly to ensure that every member feels valued and supported. We believe in building strong relationships based on trust and integrity. While members can visit us at our branch location for all their banking needs during our operating hours of 9 AM to 4 PM Monday through Friday and 9 AM to 12 PM on Saturday for drive-thru service, official correspondence should be sent to our mailing address at 159 S Turnpike Rd, Wallingford, CT 06492-4327. At Finex, we are proud to embrace technology with online and mobile banking options that provide convenience for our members. We also ensure ADA compliance so that everyone can access our services comfortably. With an ATM available onsite and basic drive-thru banking options for deposits and withdrawals, we strive to make your banking experience as smooth as possible. As we look towards the future, we invite you to join the Finex family. Experience firsthand how our dedication goes beyond numbers; it's about people helping people. Whether you're looking for a new account or need assistance with a loan, we are here for you every step of the way. Come visit us or contact us at 203-269-8718 we can't wait to welcome you!

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with accessibility in mind. You'll find ample parking available on-site, including ADA-compliant features such as ramps for those who need them. The welcoming atmosphere ensures that everyone feels comfortable when they visit us.

Operating Hours

We're open and ready to assist you from 9 AM to 4 PM, Monday through Friday, making it easy for you to fit your banking needs into your busy schedule. If you're looking for drive-thru service, we also offer it on Saturdays from 9 AM to noon.

Services Offered

At the Finex Wallingford Branch, we pride ourselves on providing a variety of services tailored just for you. Whether you're interested in opening a checking or savings account, looking for auto loans or mortgage refinancing, or seeking credit cards with rewards our team is here to help! Plus, we have an ATM available for quick cash withdrawals and balance checks. Feel free to give us a call at 203-269-8718 if you have any questions or need assistance before your visit. We can't wait to see you soon at the Finex Wallingford Branch!

Member Eligibility

Joining the Finex community at 159 S Turnpike Rd, Wallingford, CT 06492, is more than just opening a bank account; it's about becoming part of a supportive family that values your needs. If you live, work, worship, or attend school in New Haven County, you're eligible to become a member! This opens the door to a world of benefits including personalized service and competitive rates on loans and savings products. We welcome everyone who meets these criteria with open arms. For a detailed look at all eligibility requirements and to stay updated, feel free to visit our website at https://www.finexcu.org/membership#application. Getting started is easy! Simply reach out to us by calling 203-269-8718 or visit our account opening page at https://www.fmservice.com/insurance/finex-credit-union/mnl/add. We're here to help guide you through each step of the process and ensure your transition into membership is smooth and enjoyable. Join us at Finex today and experience the difference of being a valued member!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

Imagine being able to accept payments anytime, anywhere. Our merchant services allow you to do just that. With easy payment processing solutions, you can focus on what matters most running your business. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Visit us at 159 S Turnpike Rd Wallingford Ct 06492 in Wallingford, CT, or give us a call at (203) 269-8718 to learn more about how we can support your business ambitions today!

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we haven't left you out! Our Business Banking services include merchant services and business loans designed to help you grow your enterprise while keeping finances manageable.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. Access your accounts from anywhere, pay bills with ease, and transfer money quickly using our secure mobile app. Plus, with our ATM and cash withdrawal services available at multiple locations, accessing cash has never been easier.

Drive-Thru and ATM Services

For those quick transactions, take advantage of our basic drive-thru banking options available for deposits and withdrawals. Or use our ATMs for easy access to your funds whether it's checking balances or making withdrawals; we've got you covered. At Finex, we pride ourselves on being more than just a credit union; we are a community partner committed to supporting your financial well-being. For any questions or assistance regarding our services, feel free to call us at (203) 269-8718 or visit us today! Explore all we have to offer by visiting our website. Let's build a brighter financial future together!

Home Sweet Home

For those looking to buy or refinance their homes, our Mortgage Loans & Refinancing services can guide you through the process smoothly. We know how important it is to find a home that fits your family, and our team is ready to assist with tailored mortgage solutions.

Personal Banking Solutions

We understand that managing personal finances can sometimes be overwhelming. That's why we offer a variety of Personal Banking services, including checking and savings accounts that cater to different saving goals. Whether you're planning for a big purchase or just want to keep your money safe, we have options that work for you.

Rewarding Credit Options

Don't forget about our Credit Cards with Rewards! Enjoy perks and points on your everyday purchases, giving you more value for each dollar spent.

Support for Your Financial Goals

If you're considering consolidating debt or need extra cash for an unexpected expense, look into our Personal Loans & Debt Consolidation options. We aim to provide financial support when life throws surprises your way.

Vehicle Financing Made Easy

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms to make your dream vehicle attainable. Whether it's a new ride or a reliable used car, we're here to help you hit the road without breaking the bank.

Digital & Online Banking

Key Services Offered

Our online banking platform is user-friendly and packed with features that put you in control. Need to send money to a friend? With our person-to-person transfers, it's as simple as a few taps on your mobile device. Speaking of mobile, our dedicated mobile application allows you to access your accounts wherever you are whether you're commuting or relaxing at home. For those who prefer going paperless, we offer e-statements that let you view your account statements electronically. This not only helps reduce clutter but also ensures you have quick access to important information whenever you need it. Plus, our electronic signature authorization makes signing documents a breeze; there's no need for printing or scanning.

Security & Convenience

Your security is our top priority. Our online banking services come with advanced security measures to protect your personal information. You can bank with peace of mind knowing that we take every precaution to keep your data safe. Whether it's setting up mobile payments for easy transactions or managing your accounts in real-time, our digital services are crafted for convenience and accessibility. With everything just a click or tap away, you'll find it easier than ever to stay on top of your financial life. Experience the ease of modern banking with Finex today! Visit us at https://www.finexcu.org/ to get started.

Financial Strength

A Dedicated Team

We take pride in having 33 full-time employees and 4 part-time employees who are ready to serve you with a knowledgeable, committed team. This dedicated workforce is essential for maintaining the high level of service our members expect.

Commitment to Growth

With $5,450,687 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial goals with $4,260 in used auto loans and $108,331,669 in total loans and leases. Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

With 27,236 total share accounts, we have a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $87,879, showcasing our capacity to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Finex is your trusted partner. Visit us at 159 S Turnpike Rd Wallingford Ct 06492 or call (203) 269-8718 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings Options

Members' savings are secured through $15,481,670 in share certificates and $11,577,844 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,886,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $13,023,162, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $912 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $40,377,075 in used vehicle loans and $9,473,546 in new vehicle loans already helping members get on the road. We believe that everyone deserves access to affordable financing options when it comes to their vehicles.

Credit Lines and Personal Loans

For those looking for additional financial flexibility, we offer credit lines totaling $24,601,726. These can be an excellent way to cover unexpected expenses or consolidate debt into manageable payments.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,473,230, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure your dream home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This product offers convenience and purchasing power while allowing you to build your credit history responsibly. At Finex, we pride ourselves on transparency and support throughout your borrowing journey. If you're interested in refinancing options or need help determining your eligibility for any of our loan products, our team is here to guide you through every step. For more information or to apply for a loan, please contact us at (203) 269-8718 during our operating hours of 9am-4pm Monday through Friday and 9am-12pm Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan solution tailored just for you!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust the information they receive.

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