Finex Wallingford CT Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Finex, your trusted financial partner located at 159 S Turnpike Rd, Wallingford, CT 06492. Established in 1938, we have proudly served our community for over eight decades, growing our membership to 17,359 individuals who rely on us for their financial needs. Our commitment is to provide personalized banking solutions that help you achieve your goals while ensuring your money is safe and sound. At Finex, we understand the importance of trust and reliability in banking. With total assets exceeding $144 million and deposits amounting to $20,604,458, we stand firm as a pillar of strength in the community. Our net worth of $13,134,565 reflects our stability and commitment to serving our members better every day. Our leadership team is dedicated to fostering an environment where everyone feels valued. Led by CEO Michael Palladino and Board President Anthony Homicki, we strive to create a welcoming atmosphere that encourages financial wellness. We also take pride in our dedicated staff of 34 employees, all working together to provide exceptional service. While members can visit us at our branch location for various services like personal banking, auto loans, mortgages, and online banking options, official correspondence should be sent to 159 S Turnpike Rd, Wallingford, CT 06492-4327. We invite you to explore all that Finex has to offer. Whether you're looking for a new checking account or need assistance with loans our team is here for you! For more information or assistance, feel free to call us at 203-269-8718. Join us today and experience the difference a community-focused credit union can make!

Branch History & Mission

Accessibility and Modern Services

In today's world, accessibility is key. Our branch not only features ATM availability for your convenience but also offers drive-thru banking for quick transactions without leaving your vehicle. We understand that technology plays an essential role in enhancing your banking experience; that's why we provide online and mobile banking options so you can manage your finances anytime, anywhere.

Join Us!

As we look toward the future, Finex remains steadfast in its mission to serve with integrity and compassion. We invite you to visit us at 159 S Turnpike Rd, Wallingford, CT 06492 or reach out via phone at 203-269-8718 for any inquiries or assistance. Whether you're looking to open an account or explore loan options, our friendly team is here to help you every step of the way. Join us today and experience the benefits of being part of the Finex family!

Our Mission

Our mission at Finex is simple yet profound: to empower our members through personalized financial solutions while actively contributing to the community's well-being. We understand that every member's journey is unique. Therefore, we offer a wide range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. But our dedication doesn't stop at financial products. We are committed to supporting local initiatives and partnerships that uplift our community. From sponsoring local events to providing educational resources about financial literacy, we strive to make a positive impact beyond banking.

Branch Location & Accessibility

Call-to-Action

We invite you to visit the Finex Wallingford Branch today! Experience the friendly service and resources we have to offer your financial journey starts here!

Nearby Landmarks and Accessibility

Nestled in the heart of Wallingford, our branch is just a short drive from popular local spots like the Wallingford Town Hall and the beautiful Lyman Orchards. Parking is readily available, ensuring you have a hassle-free experience when visiting us. We are committed to making banking accessible for everyone; our facility complies with ADA standards and features ramps for easy access.

Operating Hours

We understand that life can get busy, which is why we offer flexible hours to serve you better. Our lobby is open from 9 AM to 4 PM Monday through Friday, and on Saturdays, our drive-thru service operates from 9 AM to 12 PM. This way, you can choose a time that fits your schedule!

Services Offered

At Finex Wallingford Branch, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, our knowledgeable staff is here to guide you through every step. We also offer ATM services and basic drive-thru banking for quick transactions like deposits and withdrawals. Plus, if you're a member of another partner credit union, you can enjoy shared services right here at our branch. While members can visit us at 159 S Turnpike Rd Wallingford Ct 06492, official correspondence should be sent to 159 S Turnpike Rd, Wallingford, CT 06492-4327. If you have questions or need assistance, don't hesitate to give us a call at (203) 269-8718.

Member Eligibility

Becoming a member of Finex is like joining a family that truly cares about your financial well-being. Located at 159 S Turnpike Rd Wallingford Ct 06492, we welcome anyone who lives, works, worships, or attends school in our community. Plus, if you have a family member who is already a member, you're also eligible! This means that joining us is not just about opening an account; it's about becoming part of a supportive network designed to help you thrive financially. At Finex, we offer great benefits like competitive rates on loans and savings, personalized service, and access to various financial products that cater to your needs. If you're ready to take the next step towards membership, the process is straightforward. You can find all the detailed eligibility criteria on our website at https://www.finexcu.org/membership#application . For those eager to open an account, just visit https://www.fmservice.com/insurance/finex-credit-union/mnl/add for easy instructions. If you have any questions or need assistance along the way, feel free to give us a call at (203) 269-8718. We're here for you every step of the way!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In addition to loans, we offer merchant services that simplify your payment processing. Imagine accepting payments quickly and securely whether online or in-person allowing you to focus on what you do best: running your business. Our services are designed with your success in mind, making transactions smooth and hassle-free. Visit us at 159 S Turnpike Rd Wallingford Ct 06492 in Wallingford, CT, or call us at (203) 269-8718 to learn how we can help your business flourish today!

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll appreciate our tailored services like merchant services and business loans. We know how vital it is to have reliable banking solutions that support your business growth.

Convenient Access

Our branch features include basic drive-thru banking for quick transactions like deposits and withdrawals, making it easier than ever to manage your finances on the go. Additionally, we participate in basic shared branch transactions which allow members of partner credit unions to perform deposits and withdrawals conveniently. We invite you to explore all that Finex has to offer at our Wallingford Branch. For any questions or assistance, feel free to reach out at (203) 269-8718. Our team is here to support you every step of the way! Ready to take control of your financial future? Visit us today or check out our website at Wallingford Branch for more information!

Digital Banking

In today's fast-paced world, having access to your finances whenever you need it is crucial. That's why we provide robust online and mobile banking options. You can check balances, transfer funds, and pay bills right from your smartphone or computer. Our ATM services ensure that cash withdrawals are convenient no matter where you are.

Home Financing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans provide flexible terms that suit your financial situation. We understand that purchasing a home is one of the most significant decisions you'll make, and we aim to make this process as smooth as possible.

Loans and Credit Options

Need extra cash for personal projects or debt consolidation? Our personal loans can provide the financial boost you need. Plus, our credit cards with rewards give you the chance to earn while you spend, making everyday purchases more rewarding.

Personal Banking

For those who want to keep their finances organized and accessible, we offer various personal banking options. Our checking and savings accounts are designed for convenience and growth, helping you manage your money effectively. If you're in the market for a new car, consider our auto loans and vehicle financing solutions that come with competitive rates to get you on the road without breaking the bank.

Digital & Online Banking

Key Features for Your Convenience

One of the standout offerings is our mobile application, which puts banking in the palm of your hand. Whether you're out shopping or relaxing at home, you can perform transactions quickly and securely. Plus, if you enjoy sending money to friends or family, our person-to-person transfers make it easy to send funds with just a few taps. For those who prefer going paperless, we offer e-statements that allow you to receive and review your bank statements digitally. This not only saves trees but also keeps your financial information organized and accessible whenever you need it.

Security You Can Trust

At Finex, your security is our top priority. While we currently do not offer electronic signature authorization for transactions, rest assured that all online activities are protected with state-of-the-art encryption technology. We want you to feel confident every time you log in. In addition to these features, our mobile payments functionality lets you make quick purchases using your mobile device, ensuring that you're always ready to buy what you need without fumbling for cash or cards. Whether you're a tech-savvy user or new to digital banking, our services are designed with simplicity in mind. Experience the ease of managing your finances with Finex today!

Financial Strength

Investing in Member Services

With $6,968,330 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,714 in used auto loans and $100,778,292 in total loans and leases.

Member Trust

We have a strong and growing member base that trusts us with their finances, as shown by our total share accounts of 26,220. This trust is what drives us to maintain high standards in everything we do. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Finex is your trusted partner. Visit us at 159 S Turnpike Rd Wallingford Ct 06492 or call (203) 269-8718 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $16,036,489 in share certificates and $12,641,464 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,388,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Net Worth

With a net worth of $13,134,565, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $34,141,959 in used vehicle loans and $7,655,331 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have flexible options available to meet your needs.

Credit Lines

Our total credit lines amount to $23,226,838, providing you with additional flexibility and access to funds when you need them most. This can be an excellent way to manage cash flow and unexpected expenses. If you're considering refinancing any of these loans or would like more information about eligibility options, please don't hesitate to ask our team. We're here to guide you through the process and ensure you find the right solution for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're ready to apply or just want to learn more about what Finex can do for you, feel free to visit our website at finexcu.org or stop by our branch. We're here to help!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,277,450, make buying or refinancing simple. We aim to make the mortgage process easy and accessible for all our members.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, currently we have no active unsecured credit card loans. This option may become available as part of our commitment to support our members' financial management effectively.

Loan Aggregator

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FINEX CREDIT UNION - Wallingford, CT