FINANCIAL TRUST FEDERAL CREDIT UNION

Welcome to Financial Trust, your trusted partner in the heart of West Seneca, NY. Located at 4257 Seneca St, West Seneca, NY 14224, our branch has been serving the community since 1950. With over 13,774 members relying on us for their financial needs, we pride ourselves on offering personalized services that truly make a difference. At Financial Trust, we understand that financial decisions can be daunting. That's why we're dedicated to providing clear and accessible banking solutions, whether you're looking for checking and savings accounts, auto loans, or business financing. Our total assets stand strong at $175,409,585, demonstrating our solid foundation and commitment to helping you achieve your financial goals. Our leadership team is here to guide you every step of the way. Under the direction of our CEO, John Morrison, and Board President, Timothy Oldenburg, we strive to foster a welcoming environment where members feel valued and empowered. Our knowledgeable staff of 27 employees is always ready to assist you with a smile. While members can visit us at our branch location for all your banking needs, official correspondence should be sent to the same address: 4257 Seneca St, West Seneca, NY 14224. For any inquiries or assistance, don't hesitate to reach out at (716) 674-2197. Experience how Financial Trust can support your financial journey visit us today or explore more about our services online at Financial Trust Federal Credit Union. We look forward to serving you!

At Financial Trust, we believe that everyone deserves a chance to be part of a supportive community where your financial goals are prioritized. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We aim to create a space where you can access personal banking services, auto loans, and more, tailored just for you. For full details on our eligibility criteria, feel free to visit this link. Joining is easy! Once you confirm your eligibility, you can start the account opening process right away by visiting our website here. If you have any questions or need assistance, don't hesitate to reach out at (716) 674-2197. We're here to help you every step of the way!

At Financial Trust, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, ensuring that your trust in us is well-placed. With a net worth of $25,531,586, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of 14.56, which demonstrates that we have the capital necessary to continue providing loans and competitive savings rates even in uncertain economic times. Members' savings are secured through $23,519,028 in share certificates and $18,180,397 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our focus on you is evident as we ensure that our resources are dedicated to enhancing your financial well-being. With $18,613,618 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity supports your financial goals across various sectors with $19,915,000 in used auto loans and a total of $99,554,436 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue providing competitive loan rates and quality products for our members. We also take pride in having 23 full-time employees and 4 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team. In total, we proudly support 23,388 share accounts, showcasing a strong and growing member base that trusts us with their finances. The funds available for lending stand at $0, indicating our commitment to responsible management of resources. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Trust is your trusted partner. Visit us at 4257 Seneca St West Seneca NY 14224 or call 716-674-2197 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.