Financial Resources New Brunswick NJ Credit Union | Best Auto Loans & Rewards Cards

Introduction

Welcome to Financial Resources at 1 Johnson And Johnson Plz, New Brunswick, NJ 08901! Since our establishment in 1950, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the unique needs of our 29,439 members. Our goal is simple: to empower you with the resources and support necessary for your financial journey. At Financial Resources, we understand that trust and reliability are essential when it comes to your finances. With total assets reaching an impressive $624,645,070, we have built a solid foundation over the years. Our diverse offerings include personal banking options like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Our dedicated team of 95 employees, led by our CEO Frank Almeida and Board President Robert Graczyk, is here to assist you every step of the way. Whether you're looking for guidance on managing your finances or seeking competitive loan options our experience speaks volumes. We currently manage total loans and leases amounting to 10,779, along with total deposits of $23,163,374. While members can visit us at our branch location for personalized service, any official correspondence should be sent to our mailing address: 1 Johnson And Johnson Plz, New Brunswick, NJ 8901. If you have questions or need assistance, don't hesitate to reach out at 732-524-2910 during our lobby hours from Monday to Thursday between 8:30 AM and 4:00 PM. Join us as we continue to grow and make a positive impact in the lives of our members. Explore our website at myfinancialresources.org for more information about our services and how we can help you achieve your financial goals today!

Branch History & Mission

A Journey Through Time

Since opening our doors over seven decades ago, Financial Resources has evolved significantly. We started with a small group of members who shared a vision for accessible financial services. Today, we manage total assets exceeding $624,645,070, reflecting our commitment to responsible growth and financial stability. Our headquarters in Branchburg, NJ, continues to guide our mission and operations as we expand our reach and service offerings. As we look back on our journey, we celebrate key milestones that have shaped who we are today. From introducing innovative banking solutions to establishing partnerships that enhance community outreach, every step has reinforced our core belief: that everyone deserves access to quality financial resources.

Community Commitment

We are proud to be more than just a financial institution; we are your neighbors. Our commitment extends beyond providing banking services. We actively participate in local events and initiatives aimed at improving the lives of those in New Brunswick and surrounding areas. While members can visit us at 1 Johnson And Johnson Plz, official correspondence should be sent to 1 Johnson And Johnson Plz, New Brunswick, NJ 8901 if different from the branch address.

Looking Ahead

As we move forward, Financial Resources remains dedicated to enhancing our digital capabilities and ensuring accessibility for all members. With features like online banking and mobile payments available, managing your finances has never been easier or more convenient. Join us at Financial Resources and experience firsthand the benefits of being part of a community-focused credit union. Together, let's build a brighter financial future! For more information or assistance, don't hesitate to call us at 732-524-2910 during our operating hours: Monday through Thursday from 8:30 AM to 4:00 PM. We can't wait to welcome you!

Our Mission

At Financial Resources, our mission is clear to empower individuals and businesses through exceptional financial services while fostering a spirit of community support. We believe that banking is not just about transactions; it's about building relationships. Our services range from personal checking and savings accounts to auto loans and business banking solutions tailored to meet diverse needs. We strive to create a welcoming environment where members can achieve their financial goals with confidence. Whether you're seeking advice on debt consolidation or looking for a rewarding credit card option, our knowledgeable team is here to help you every step of the way.

Branch Location & Accessibility

Call to Action

Have questions or need assistance? Feel free to give us a call at 732-524-2910. We look forward to seeing you soon and helping you achieve your financial goals!

Nearby Landmarks and Accessibility

You'll find us close to several local landmarks, making it easy to combine your errands. Whether you're visiting for banking services or simply passing through, you'll appreciate our location's convenience. We strive to ensure that everyone can access our services comfortably. Our branch is ADA compliant with features like ramps to assist those with mobility challenges.

Parking and Operating Hours

Parking is readily available nearby, so you won't have to worry about finding a spot. We're open Monday through Thursday from 8:30 AM to 4:00 PM, ensuring you have plenty of time during the week to take care of your banking needs.

Services Offered

At Financial Resources, we offer a wide range of services tailored to fit your lifestyle. From personal checking and savings accounts to auto loans and mortgages, we're here to help you manage your finances effectively. We also provide credit card options that come with rewards, making it easier than ever to make purchases while earning back some benefits. While members can visit us at our physical location, please note that official correspondence should be sent to our mailing address at 1 Johnson and Johnson Plz, New Brunswick, NJ 8901 if different from the branch address.

Member Eligibility

Joining the Financial Resources community means becoming part of a supportive family that prioritizes your financial well-being. At our branch located at 1 Johnson And Johnson Plz, New Brunswick, NJ 08901, we welcome individuals who live, work, worship, or attend school in our local area. If you have a connection to any of these communities, you're likely eligible for membership! We believe that everyone deserves access to quality financial services and personalized support. To learn more about specific eligibility requirements, feel free to check out our detailed guidelines at this link. Becoming a member is not just about opening an account; it's about opening the door to opportunities that can help you achieve your financial goals. Whether you're interested in savings accounts, auto loans, or credit cards with rewards, we're here to help every step of the way. Ready to get started? You can find easy account opening details here, or give us a call at 732-524-2910 if you have any questions. We look forward to welcoming you into the Financial Resources family!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine having a reliable partner who understands your payment processing needs. Our merchant services offer simple and efficient solutions that allow you to focus on what matters most growing your business. From credit card processing to mobile payments, we provide the tools that help streamline transactions, making it easier for you to serve your customers. Located at 1 Johnson And Johnson Plz New Brunswick Nj 08901 in New Brunswick, NJ, we invite you to explore how our business banking and commercial services can elevate your operations. Contact us today at (732) 524-2910 to learn more!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $285 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $101,347,116, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Options

For entrepreneurs and business owners, Financial Resources offers tailored business banking services. This includes merchant services for easy payment processing and business loans designed to help grow your enterprise. We're committed to supporting local businesses with tools that promote success.

Convenient Access Anytime

We know that life is busy, which is why our online and mobile banking services are vital for our members' convenience. You can easily access your accounts anytime, anywhere whether it's making payments or checking statements. While we currently do not offer ATM services at our branch location, rest assured that our commitment remains focused on providing top-notch service during lobby hours from Monday through Thursday, 8:30 am - 4:00 pm. If you're interested in exploring these services further or have any questions about how we can assist you financially, don't hesitate to reach out! Call us at 732-524-2910 or visit our website at myfinancialresources.org. Join us today at Financial Resources, where we put members first!

Credit Cards & Rewards

Don't forget about our credit cards with rewards! These cards not only provide purchasing power but also earn you points for everyday spending points that can lead to exciting rewards or cash back. It's a smart way to make the most out of your purchases while building credit.

Home Financing Solutions

Thinking about buying a home? Our mortgage loans and refinancing options can help make that dream a reality. We guide you through each step of the process, ensuring that you understand all your choices. Our team is ready to assist with any questions you might have along the way. For those seeking additional financial flexibility, we also provide personal loans and debt consolidation services. Whether you're planning a big purchase or need assistance with existing debt, we're here to help lighten your load.

Personal Banking Services

Whether you are opening your first checking account or looking for ways to save, our personal banking options cater to everyone. We offer checking and savings accounts designed for convenience and ease of access. Imagine easily managing your finances through online and mobile banking; this service allows you to check balances, transfer funds, and pay bills from anywhere with just a few taps on your smartphone. If you're considering a new vehicle, our auto loans and vehicle financing options make it easy to hit the road in style without breaking the bank. With competitive rates and flexible terms, we can help you get behind the wheel sooner than you think.

Digital & Online Banking

Enhanced Security and Accessibility

Security is our top priority. With features like electronic signature authorization, you can sign documents securely without needing to visit a branch. Plus, our systems are designed to keep your personal information safe while providing you with real-time updates about your accounts. We also offer person-to-person transfers, allowing you to send money to friends or family quickly and easily. No more rushing to an ATM; now, you can complete transactions whenever it suits you best. At Financial Resources, we believe that banking should be straightforward and user-friendly. Our commitment is to provide services that empower you to manage your finances effectively. Start exploring our digital banking solutions today by visiting https://myfinancialresources.org/ !

Key Features

With our online banking services, you can easily check your account balances, pay bills, and transfer money all from the comfort of your own device. Enjoy the ease of e-statements, which let you view your account statements online instead of waiting for them in the mail. This not only saves paper but also keeps your information organized and accessible. For those who prefer using their smartphones, our mobile application provides all the functionalities you need right at your fingertips. You can even make mobile payments with just a few taps, making it easy to handle everyday transactions without hassle.

Financial Strength

Commitment to Growth

With $55,070,784 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $742 in used auto loans and $475,481,537 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts stand at 51,162, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, highlighting our commitment to responsible management of your resources. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Resources is your trusted partner. Visit us at 1 Johnson And Johnson Plz New Brunswick Nj 08901 or call (732) 524-2910 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $173,825,148 in share certificates and $136,155,614 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 92 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $55,168,999, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $883 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,842,232 in used vehicle loans and $1,671,544 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we have financing options that can make your purchase easier.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $101,347,116 provide the capital needed to expand and invest in your business. If you have questions about our loan offerings or would like assistance with applications, feel free to reach out at 732-524-2910. Our dedicated team is here to support you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Financial Resources, we are focused on providing services that empower our members financially while ensuring they have access to reliable information and support.

Credit Lines and Unsecured Loans

For those looking for more flexibility in their finances, we provide access to credit lines totaling $277,221,818. Additionally, our unsecured credit card loans amounting to $7,055,265 are designed to help you manage expenses without collateral. These options come with flexible terms that suit various financial situations.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $53,402,346, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams or refinance your existing mortgage for better rates.

Refinancing Options

If you're considering refinancing any of your current loans or mortgages, we offer straightforward eligibility options that can help you take advantage of lower interest rates or improved terms. Contact us for more details on how refinancing could benefit you.

Loan Aggregator

Accurate Comparisons

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Real-Time Insights

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FINANCIAL RESOURCES FEDERAL CREDIT UNION - New Brunswick, NJ