Financial Resources Flemington NJ Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Financial Resources at our Flemington Branch, located conveniently at 67 Church St, Flemington, NJ 08822. Since opening our doors in 1950, we have proudly served our community with a commitment to providing reliable financial services tailored to meet your needs. With a total membership of 29,439, we are dedicated to fostering relationships built on trust and support. At Financial Resources, we understand the importance of financial stability and growth. That's why we manage over $624,645,070 in total assets, ensuring that we can offer competitive rates on loans and deposits. Our members benefit from more than just numbers; they enjoy personalized service that makes banking easy and accessible. Whether you're looking for an auto loan or planning for your dream home with a mortgage, we've got you covered with over 10,779 loans available to help you achieve your goals. Our dedicated team of 95 employees, led by CEO Frank Almeida and Board President Robert Graczyk, is here to provide exceptional service every day of the week. We invite you to reach out at 908-284-2700 or visit us during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. While members can visit us at our Flemington branch, official correspondence should be sent to the same address. We are excited to help you take charge of your financial future! Explore what we offer at Financial Resources today!

Branch History & Mission

Community Commitment

Financial Resources is more than just a credit union; we are deeply invested in community outreach efforts. We partner with local organizations to support initiatives that uplift those in need. By engaging in community events and providing educational resources, we aim to make a positive impact beyond banking. While members can visit us at 67 Church St for all their banking needs, official correspondence should be sent to the same address as well. If you have any questions or need assistance, please don't hesitate to reach out at 908-284-2700 during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. In conclusion, we invite you to join Financial Resources and experience firsthand the benefits of being part of a credit union that truly cares about its members. Together, let's build a brighter financial future for you and our community! For more information on membership eligibility or how to open an account, please visit our website.

Our Mission

Our mission at Financial Resources is simple yet profound: to provide accessible financial services while enhancing the lives of our members through support and education. We believe that everyone deserves a chance to achieve their financial goals, whether it's purchasing a new home, financing a vehicle, or planning for retirement. We strive to foster an inclusive environment where every member feels valued and supported on their financial journey. We are proud to offer a variety of services tailored to meet the diverse needs of our community. From checking and savings accounts to auto loans and mortgages, we provide essential tools for financial success. Our digital advancements ensure convenience as we offer online banking and mobile payment options, making banking easy and accessible for everyone.

Branch Location & Accessibility

Convenient Features

Parking is readily available for your convenience, and our location is fully ADA-compliant, ensuring that everyone can access our services without any hassle. While you're here, feel free to take advantage of our ATM services for quick cash withdrawals or balance checks because we know that banking should fit into your busy life.

Friendly Operating Hours

Our friendly team is here to assist you Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. We strive to provide service that fits your schedule!

Services Tailored for You

At Financial Resources, we offer a variety of services tailored just for you. Whether you're looking for personal banking options like checking and savings accounts, financing for a new vehicle, or even business banking solutions, we've got you covered. For those who prefer digital banking, our online and mobile banking options make managing your finances easier than ever. If you have any questions or need assistance, don't hesitate to reach out! Give us a call at (908) 284-2700 or visit us in person. We look forward to welcoming you to Financial Resources!

Member Eligibility

At Financial Resources, we believe that everyone deserves a financial partner who truly cares. Becoming a member is a simple and welcoming process that opens the door to a supportive community ready to help you achieve your financial goals. To join us, you just need to meet certain eligibility criteria, which primarily focus on your connection to our local area or specific employment groups. Whether you live or work in the community, there's a good chance you're eligible! For detailed information, feel free to visit our website at https://myfinancialresources.org/home/about-us/membership/ . Once you've confirmed your eligibility, opening an account is easy and straightforward. You can start your membership journey by visiting us at our branch located at 67 Church St Flemington Nj 08822, or if you prefer, just give us a call at (908) 284-2700. Our friendly team is here to guide you every step of the way and answer any questions you might have. Join Financial Resources today and experience the benefits of being part of a credit union that puts its members first!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processing. Imagine having the ability to accept payments seamlessly, whether it's in-store or online. Our solutions help ensure that you can focus on what you do best running your business while we take care of the details. Visit us at 67 Church St Flemington Nj 08822, Flemington, NJ, or call us at (908) 284-2700 for more information on how we can support your business banking needs!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $285 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $101,347,116, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash quickly? With our ATM and cash withdrawal services, accessing your funds is straightforward. You can enjoy basic ATM access for withdrawals and balance checks without any hassle. As part of our community-focused approach, we encourage you to visit us at 67 Church St Flemington NJ 08822 or give us a call at 908-284-2700 during our operating hours: Monday - Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. We're here to answer all your questions about our offerings. Join us today at Financial Resources, where we prioritize your financial well-being! For more information about membership or how to open an account, visit us online at myfinancialresources.org or click on our eligibility page here. Let us help you take the next step toward achieving your financial goals!

Business Banking

For local entrepreneurs and businesses, we provide comprehensive business banking services, including merchant services and business loans. Imagine having a partner who understands your business challenges and supports you with tailored financial solutions that help foster growth.

Home Financing

If home ownership is on your mind, our mortgage loans and refinancing options provide competitive rates and flexible terms. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to help you navigate each step of the way. We understand that buying a home is one of the biggest decisions you'll make, and we want to ensure it feels right for you.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why at Financial Resources, we offer robust online and mobile banking features. Whether it's checking your balance on-the-go or transferring funds from your phone, our digital tools are designed for easy access anytime and anywhere.

Personal Banking

Our personal banking options include checking and savings accounts that help you manage your finances with ease. Imagine having a checking account that not only offers convenience but also rewards for everyday purchases through our credit cards with rewards. Whether you're making small purchases or planning a big trip, our rewards program can add value to every dollar spent.

Personal Loans

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation options come in handy. Need funds for a family emergency or unexpected repair? Our personal loans offer quick access to cash when you need it most.

Vehicle Financing

For those looking to hit the road, we offer auto loans and vehicle financing options designed to fit various budgets. Picture driving away in the car of your dreams without the stress of overwhelming monthly payments. We guide you through the financing process, ensuring it is as smooth as possible so you can focus on enjoying your new ride.

Digital & Online Banking

Key Services for Your Convenience

Our online banking platform provides 24/7 access to your accounts, giving you the freedom to check balances, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, managing your money has never been easier! Plus, with our mobile application available for download, you can enjoy these features right from your smartphone.

Security You Can Trust

Security is a top priority for us. We offer electronic signature authorization to make transactions easy while keeping your information safe. You can also choose to receive e-statements, ensuring that your financial documents are secure and accessible without the clutter of paper.

Stay Connected with Mobile Features

Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with ease. If you prefer making payments through your phone, our mobile payments option makes transactions quick and straightforward. At Financial Resources, we strive to provide accessible and user-friendly banking solutions tailored to fit your lifestyle. Dive into the world of digital banking today visit us at https://myfinancialresources.org/ and experience financial management like never before!

Financial Strength

A Growing Community

Total Share Accounts stand at 51,162, indicating a strong and growing member base that trusts us with their finances. This reflects not only the loyalty of our current members but also the potential for new members to join our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Resources is your trusted partner. Visit us at 67 Church St Flemington NJ 08822 or call 908-284-2700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $173,825,148 in share certificates and $136,155,614 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we have $0 in non-member deposits, this focus allows us to direct our resources toward benefiting you through better loan rates and exclusive perks.

Operational Efficiency

Our financial performance is reflected in our $0 net income, showcasing our dedication to operating efficiently while still supporting our members' needs. We also take pride in having 92 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $55,070,784 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to lend is evident with $475,481,537 in total loans and leases available for our members' various financial needs.

Solid Financial Health

With a net worth of $55,168,999, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 883 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,842,232 in used vehicle loans and $1,671,544 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, making it easier for you to choose the perfect ride without breaking the bank.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $101,347,116 provide the resources needed to take your business further. We work closely with you to understand your vision and provide financing solutions tailored to your business needs. If you're considering refinancing any existing loans or exploring eligibility options for our products, we're here to help. Our experienced staff at Financial Resources is dedicated to ensuring that you have all the information necessary to make informed financial decisions. Feel free to reach out to us at 908-284-2700 or visit us at our branch located at 67 Church St Flemington Nj 08822. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $53,402,346, make buying or refinancing simple. Whether you're purchasing a new home or looking to refinance an existing mortgage, our team is here to guide you every step of the way. We prioritize understanding your needs so we can tailor our solutions accordingly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,055,265 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and rewards programs that can benefit your everyday spending.

Loan Aggregator

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FINANCIAL RESOURCES FEDERAL CREDIT UNION - Flemington, NJ