Financial Plus Credit Union Grand Blanc MI | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Financial Plus, your trusted financial partner located at 8250 S Saginaw St, Grand Blanc, MI 48439. Since our establishment in 1952, we have proudly served our community, building strong relationships with over 81,195 members. At Financial Plus, we understand that every member's financial journey is unique, and we are dedicated to helping you achieve your goals. As a credit union with total assets of $1,386,818,404, we offer a range of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our team is here to support you every step of the way. With a commitment to transparency and reliability, we maintain a net worth of $172,253,078 and have successfully funded 57,388 loans and leases for our members. Our leadership team, led by CEO Brad Bergmooser and Board President Bernard Hennessy, ensures that Financial Plus remains focused on delivering exceptional service and community impact. We take pride in having a dedicated staff of 277 employees, all working tirelessly to provide you with the best financial solutions possible. While members can visit us at the Grand Blanc branch for all their banking needs, official correspondence should be sent to our mailing address at 8250 S Saginaw St, Grand Blanc, MI 48439-1828. Feel free to reach out at 810-244-2200 if you have any questions or need assistance. Join us today at Financial Plus and experience the difference that comes from being part of a community-focused credit union! For more information about our services or to become a member, visit our website at Financial Plus.

Branch History & Mission

At Financial Plus, we take pride in our rich history and commitment to serving the Grand Blanc community. Since opening our doors in 1952, we have grown significantly while staying true to our mission of providing exceptional financial services and fostering community support. Located at 8250 S Saginaw St, Grand Blanc, MI 48439, our branch has become a trusted resource for over 81,000 members. With total assets exceeding $1.3 billion, we have made strides in ensuring that our members' financial needs are met with care and dedication. Our goal is to empower individuals and families through personalized banking solutions, from checking and savings accounts to auto loans and mortgages. Our mission is simple yet impactful: to improve the financial well-being of our members while contributing positively to the communities we serve. We believe that by helping our members achieve their financial goals, we can create a stronger community for everyone. This dedication drives us to offer a variety of services tailored to meet the diverse needs of our members, including personal loans, business banking options, and innovative online and mobile banking features. As part of our commitment to accessibility, we proudly offer ATM services and drive-thru banking for your convenience. Our operating hours are from 9:00 AM to 5:00 PM, Monday through Friday, making it easy for you to connect with us whenever you need assistance. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 8250 S Saginaw St, Grand Blanc, MI 48439-1828. Over the years, we have formed valuable partnerships within the community, enabling us to extend our outreach efforts even further. Whether through financial education programs or local sponsorships, Financial Plus is dedicated to making a difference in Grand Blanc. We invite you to join us on this journey toward financial wellness. Experience the benefits of being a member of Financial Plus today! Visit us at myfpcu.com or call us at 810-244-2200 for more information about how we can help you achieve your financial goals.

Branch Location & Accessibility

Call to Action

If you're looking for a friendly neighborhood credit union that puts its members first, look no further than Financial Plus! Feel free to call us at 810-244-2200 if you have any questions or just drop by our branch we'd love to assist you! Visit us today and experience the difference of being part of a community-focused financial institution.

Convenient Location and Accessibility

At Financial Plus, we strive to make banking accessible for everyone. Our branch offers ample parking and features that comply with ADA standards, ensuring that all members can visit us comfortably. If you need assistance, our friendly staff is always ready to help. While members can visit us at 8250 S Saginaw St, official correspondence should be sent to the same address. We value your time and aim to provide a welcoming environment where you can manage your finances without stress.

Operating Hours and Services

Our lobby hours are designed with your busy schedule in mind. We're open from 9:00 AM to 5:00 PM Monday through Friday, making it easy for you to stop by before or after work. We also offer drive-thru banking for quick transactions like deposits and withdrawals perfect for those on the go. In addition to personal banking services such as checking and savings accounts, we provide auto loans, mortgage options, personal loans, and even business banking solutions. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it.

Member Eligibility

At Financial Plus, we believe that becoming a member means joining a welcoming community dedicated to supporting your financial journey. If you're interested in joining us, you'll be pleased to know that eligibility is straightforward. Generally, anyone who lives, works, or worships in our local area can become a member. We strive to make banking accessible for everyone, so even if you don't fit these criteria, don't hesitate to reach out there might still be an opportunity for you! Once you're ready to take the next step, opening an account is simple and can be done by visiting us at our branch located at 8250 S Saginaw St Grand Blanc Mi 48439. If you have any questions or need assistance, feel free to call us at (810) 244-2200. For more detailed information on eligibility requirements, check out this resource: . We can't wait to welcome you into the Financial Plus family!

Business Banking & Commercial Services

Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $303 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $115 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $140,226,896, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine seamlessly accepting payments from customers while managing your cash flow effectively. Our merchant services offer you the tools to handle transactions efficiently, allowing you to focus on what matters most growing your business. From credit card processing to mobile payments, we provide practical solutions that help streamline your operations. Visit us at 8250 S Saginaw St Grand Blanc Mi 48439 in Grand Blanc, MI, or call us at (810) 244-2200 to learn more about how we can assist your business thrive!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive support with merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we understand that having reliable financial tools is crucial for success.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to access your accounts anytime, anywhere. With capabilities such as person-to-person payments and e-statements, managing your finances has never been easier. You can also take advantage of our ATM services for cash withdrawals and balance checks without needing to visit a branch.

Drive-Thru & ATM Services

We know that sometimes you need quick access to your funds. Our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. Additionally, our ATMs are available for immediate cash withdrawal and balance inquiries so you can stay in control of your finances on the go. At Financial Plus in Grand Blanc, MI, we're here to help you navigate all aspects of your financial journey. If you're ready to explore these offerings further or have questions about how we can assist you specifically, don't hesitate to reach out at 810-244-2200 or visit us online at myfpcu.com. Join us today and experience the difference a community-focused credit union can make!

Personal Banking Solutions

Whether you're looking to manage your day-to-day finances or plan for the future, our personal banking services have you covered. We offer checking and savings accounts that make it easy to keep track of your money while earning interest on your savings. Need a new vehicle? Our auto loans and vehicle financing options are designed to help you get behind the wheel without breaking the bank. For those considering homeownership or refinancing, our mortgage loans and refinancing services can guide you through every step of the process, ensuring you find the best rate possible. If you're facing unexpected expenses or want to consolidate debt, look into our personal loans and debt consolidation options. Plus, enjoy the perks of our credit cards with rewards, which allow you to earn points on your purchases while managing your spending effectively.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform at https://www.myfpcu.com/ offers a variety of features tailored for your convenience. You can access your accounts 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Plus, with the option for electronic signature authorization, signing documents has never been easier or more secure. If you prefer going paperless, you'll be glad to know that we offer e-statements, giving you quick access to your account statements right on your device. No more waiting for the mail!

Mobile Banking Made Simple

For those always on the go, our mobile application is a must-have tool. It allows you to manage your accounts directly from your smartphone. Whether you're making mobile payments or sending money through person-to-person transfers, everything is just a tap away.

Security You Can Trust

We prioritize your security while using our digital services. Our systems are designed with advanced security measures to protect your personal information. You can bank with confidence knowing that we have your back. With all these features combined, managing your finances has never been easier! Experience the freedom and ease of banking digitally at Financial Plus today!

Financial Strength

Commitment to Growth

With $6,492,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $13,603 in used auto loans and $940,477,780 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share Accounts stand at 177,390, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 8250 S Saginaw St Grand Blanc Mi 48439 or call (810) 244-2200 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Secure Savings Options

Members' savings are secured through $275,273,371 in share certificates and $318,628,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,124,250, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $172,253,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,240 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued $20,466,5479 in used vehicle loans and $4,438,605 in new vehicle loans to help our members get on the road with confidence. Whether you're eyeing a brand-new model or a reliable used option, we've got you covered.

Business Loans

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans total $140,226,896. We understand the importance of having access to funds that can help take your business to the next level.

Credit Lines

If you need flexibility for unexpected expenses or larger purchases, consider our credit lines with a total availability of $317,290,000. This feature allows you to borrow as needed while only paying interest on what you use. We also provide refinancing options for many of our loan products. If you're considering consolidating debt or taking advantage of better rates on existing loans, don't hesitate to reach out for more information about eligibility and application processes. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Financial Plus can assist you with tailored lending solutions that fit your lifestyle and financial objectives!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $54,706,483. This could be your chance to invest in your future and secure a place to call home.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. We currently offer $32,335,190 in these loans to help our members manage their finances effectively while providing the purchasing power they need.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to deliver unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh can make a significant difference in finding the right loan. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FINANCIAL PLUS CREDIT UNION