Financial Plus Credit Union Flint MI | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Financial Plus, your trusted community credit union located at 5256 Corunna Rd, Flint, MI 48532. Since our establishment in 1952, we have proudly served our members with dedication and care. With a total membership of 81,195, we strive to empower our community through personalized financial solutions. At Financial Plus, we understand that managing your finances can be challenging. That's why we're here to help you navigate every step of the way. Our total assets exceed an impressive $1,386,818,404, allowing us to offer a range of services tailored to meet your needs from personal banking and auto loans to business financing. With total deposits amounting to $90,289,728, you can trust that your funds are secure and well-managed. Led by our CEO, Brad Bergmooser, and Board President Bernard Hennessy, we prioritize transparency and integrity in all our dealings. Our team of 277 dedicated employees is ready to assist you, whether you visit us in person or connect through our online services. While members can visit us at the branch for various services including checking accounts, mortgages, and credit cards with rewards, official correspondence should be sent to our mailing address: 5256 Corunna Rd, Flint, MI 48532-4107. We invite you to explore how Financial Plus can support your financial journey. Feel free to call us at 810-244-2200 or visit our website at myfpcu.com for more information on how we can assist you today!

Branch History & Mission

Community Commitment

We understand the importance of being involved in our community. Financial Plus takes pride in its various outreach initiatives aimed at supporting local schools, charities, and events. Whether it's sponsoring educational workshops or participating in local festivals, we aim to make a positive impact on Flint's vibrant community. While members can visit us at our main branch location for all their banking needs, official correspondence should be sent to the same address for your convenience. With a robust membership base of over 81,000 individuals and total assets exceeding $1.39 billion, Financial Plus is more than just a credit union; it's a family dedicated to building a better future together. We invite you to join us at Financial Plus. Experience the difference of being part of a community-focused credit union where your needs come first. Discover how we can help you take charge of your financial journey today! For more information or assistance, feel free to reach out at 810-244-2200 or visit us online at myfpcu.com.

Our Mission

At the heart of Financial Plus is our mission: to empower our members through education, support, and access to affordable financial services. We believe that everyone deserves a chance at financial success, which is why we focus not only on providing products but also on fostering financial literacy within our community. Our efforts extend beyond just banking; we actively engage in community outreach programs and partnerships that uplift those around us. Our branch operates with flexible hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM to ensure we are accessible when you need us most. We also feature convenient amenities such as ATM availability and drive-thru banking services for quick transactions.

Branch Location & Accessibility

Call to Action

We invite you to visit us soon! Feel free to call us at 810-244-2200 if you have any questions or need assistance. At Financial Plus on Corunna Road, your financial success is our priority!

Nearby Landmarks and Accessibility

Located in Genesee County, our branch is close to several local landmarks that make it a familiar stop for many. Just a short drive from the Genesee Valley Center, you can easily incorporate a visit to your bank with shopping or dining. The area is well connected, making access simple whether you're walking, driving, or using public transportation. Parking is plentiful and designed for convenience, so you'll have no trouble finding a spot when you arrive. We also prioritize accessibility with features like ADA-compliant entrances and ramps to ensure everyone can comfortably access our services.

Operating Hours & Services

Our doors are open from 9:00 AM to 5:00 PM Monday through Friday, and we offer drive-thru services on Saturdays from 9:00 AM to 1:00 PM for those who prefer quick transactions without leaving their vehicles. At Financial Plus, we pride ourselves on offering a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Our drive-thru allows for easy deposits and withdrawals, while our ATM is available for cash withdrawals and balance checks at any time.

Member Eligibility

Becoming a member of Financial Plus is like joining a close-knit family where everyone looks out for one another. If you're in the community, you may be eligible to open an account with us! Our membership is open to those who live, work, worship, or attend school in the areas we serve. This means that if you're part of our vibrant community here in Flint, MI, you can take advantage of all the benefits we offer. Membership comes with perks like personalized service and competitive rates on loans and savings accounts that help you achieve your financial goals. To start your journey with us at Financial Plus, simply visit our branch located at 5256 Corunna Rd Flint Mi 48532 or give us a call at (810) 244-2200 for more information. We'll guide you through the easy process of opening an account so that you can enjoy everything we have to offer. For full details on eligibility requirements. Join us today and experience the difference a supportive community can make!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to accept payments quickly and efficiently, giving your customers a smooth shopping experience. Our merchant services offer just that tools designed to simplify transactions so you can focus on what matters most: growing your business. With features like mobile payment processing and online transaction capabilities, managing your finances has never been easier. Located at 5256 Corunna Rd Flint Mi 48532 in Flint, MI, we invite you to visit us or call (810) 244-2200 to learn more about how our business banking and commercial services can empower your enterprise. Your success is our mission!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $303 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $115 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $140,226,896, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

We want banking to be as simple as possible for everyone in Flint and beyond. Our branch has a drive-thru service for basic transactions and offers ATM access for balance checks and cash withdrawals. You can reach us easily at 810-244-2200 if you have any questions or need assistance. In conclusion, whether you're an individual looking to save for the future or a business owner aiming for growth, Financial Plus is here to support you every step of the way. We invite you to visit us at our branch or explore more about our services online at myfpcu.com. Your financial success starts here!

Business Banking Services

For small business owners, we understand that managing finances can be challenging. That's why we provide comprehensive Business Banking solutions including Merchant Services and various types of Business Loans to help you grow and succeed.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Financial Plus, we emphasize our Online & Mobile Banking services. With these features, you can manage your accounts from the comfort of your home or on the go. Our mobile app allows you to check balances, transfer money, and even make payments quickly and securely. Additionally, our network includes ATM & Cash Withdrawal Services available throughout the area for easy access to your funds. If you prefer in-person transactions, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle.

Personal Banking Solutions

For individuals seeking to manage their day-to-day finances, we offer Checking & Savings Accounts that fit different lifestyles and goals. If you're planning to buy a new car or need financing for a vehicle, our Auto Loans & Vehicle Financing options are designed with competitive rates and flexible terms. You can also turn to us for Mortgage Loans & Refinancing if you're looking to purchase a home or refinance your existing mortgage for better rates. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can help you regain control of your finances. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases, making each transaction more valuable.

Digital & Online Banking

At Financial Plus, we understand that banking should fit into your life, not the other way around. That's why we offer a range of digital and online banking services designed to provide you with convenience and security at your fingertips. Whether you're at home or on the go, managing your finances has never been easier. With our online banking platform, you can access your accounts 24/7, giving you real-time control over your finances. From checking your balance to transferring funds, everything is just a few clicks away. If you prefer using your smartphone, our mobile application makes banking even more accessible. You can deposit checks, pay bills, and check transactions wherever you are. Security is a top priority for us at Financial Plus. We use electronic signature authorization to keep your transactions safe and secure. Plus, our e-statements help you stay organized without the clutter of paper statements. You can view them anytime through our online platform. Need to send money to a friend? Our person-to-person transfer feature lets you do just that quickly and effortlessly. And if you're someone who enjoys the ease of mobile payments, you'll be happy to know that we support this feature as well making it simple to pay for purchases right from your phone. At Financial Plus, we believe in making banking straightforward and user-friendly. Our digital services are designed with you in mind, ensuring that you have all the tools necessary for effective account management right at your fingertips. Explore all that our online banking has to offer today!

Financial Strength

A Growing Community

Our dedication to our members is evident in the strong community we've built together. Total Share Accounts stand at 177,390, showcasing a growing member base that trusts us with their finances. This trust allows us to maintain net shares available for lending and investments at $0. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 5256 Corunna Rd Flint Mi 48532 or call (810) 244-2200 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Your savings are well protected with us. Members' savings are secured through $275,273,371 in share certificates and $318,628,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $16,124,250, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $3,726,237, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 11 part-time employees who ensure that our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Growth

With $6,492,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident in our lending offerings as well: With $13,603 in used auto loans and $940,477,780 in total loans and leases, we're here to assist you across various sectors.

Strong Capital Foundation

With a net worth of $172,253,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.40% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $204,665,479 in used vehicle loans and $44,386,605 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure that your monthly payments fit comfortably within your budget.

Commercial Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $140,226,896 provide the capital needed to expand operations or invest in new ventures. We're here to support local businesses with tailored solutions that meet their unique needs. If you're considering refinancing any of your existing loans or exploring eligibility options for our products, feel free to contact us at 810-244-2200 or visit us at our branch located at 5256 Corunna Rd Flint Mi 48532. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to helping you navigate your financial journey every step of the way!

Credit Lines

For those who prefer more flexibility in their borrowing options, our total credit lines amounting to $317,290,000 provide just that. You can draw from these lines as needed without applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $54,706,483, make buying or refinancing simple. We also offer competitive interest rates and guidance throughout the process to help you secure the best deal possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $32,335,190 in loans helping members manage their finances effectively. Our credit cards come with rewards that can enhance your spending experience while providing easy access to funds when you need them.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers without hidden fees or misleading terms.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the rates they see reflect current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare loans without worrying about hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness in helping consumers save money and make confident choices. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FINANCIAL PLUS CREDIT UNION - Flint, MI

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Flint, MI (48532)

Introduction

Branch History & Mission

Community Commitment

Our Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility

Operating Hours & Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Solutions

Comprehensive List Of Services

Accessibility

Business Banking Services

Digital Banking Features

Personal Banking Solutions

Digital & Online Banking

Financial Strength

A Growing Community

Member-Focused Savings

Operational Efficiency

Reinvesting for Growth

Strong Capital Foundation

Loan Offering

Auto Loans

Commercial Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Comparisons

Benefits of Using LendMesh

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