Financial Plus Credit Union Fenton MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Financial Plus, your trusted partner in financial well-being since 1952. Located conveniently at 15125 Silver Pkwy, Fenton, MI 48430, we take pride in serving our vibrant community with a commitment to excellence and member satisfaction. With a total membership of 81,195 and assets exceeding $1.39 billion, we are here to support your financial journey every step of the way. At Financial Plus, we understand that banking goes beyond just transactions; it's about relationships. Our dedicated team of 277 employees, led by CEO Brad Bergmooser and Board President Bernard Hennessy, strives to offer personalized service tailored to meet your unique needs. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we have the resources to help you succeed. While members can visit us at our branch location, official correspondence should be sent to the same address: 15125 Silver Pkwy, Fenton, MI 48430-3460. As part of our mission to empower our members financially, we proudly offer a wide range of services including online and mobile banking for convenient access on-the-go. With total deposits around $90 million and net worth of over $172 million, Financial Plus remains a stable choice for your financial needs. We also maintain over $16 million in cash reserves to ensure that we are always ready to assist our members. We invite you to explore everything Financial Plus has to offer. Visit us today or call us at 810-244-2200 to learn more about how we can help you achieve your financial goals!

Branch History & Mission

Community Commitment

Our mission goes beyond just providing financial services; it's about making a positive impact in the community. We believe in supporting local initiatives and forming partnerships that uplift those around us. Whether it's sponsoring local events or providing resources for financial education, we strive to be a pillar of support for our members. While you can visit us at 15125 Silver Pkwy, any official correspondence should be sent to 15125 Silver Pkwy, Fenton, MI 48430-3460 if different from the branch address.

Join Us

We invite you to become part of the Financial Plus family. Experience firsthand how we can help you achieve your financial goals while enjoying the benefits of being part of a community-focused credit union. Call us today at 810-244-2200 or visit us during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Together, let's build a brighter future!

Our Journey

From the beginning, our mission has been clear: to provide financial services that empower individuals and strengthen families. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. As of now, our total assets stand at an impressive $1,386,818,404, reflecting our stability and dedication to responsible growth. We are proud of our accomplishments as we continue to evolve. Today, our members benefit from advanced digital banking options such as online banking and mobile payments. We prioritize accessibility with ADA-compliant facilities and convenient services like drive-thru banking and ATM access.

Branch Location & Accessibility

Easy Access and Parking

Our branch is equipped with ample parking for your convenience. We ensure that everyone can easily access our facilities with ADA-compliant features, including ramps and designated parking spots. You can feel confident that your visit will be comfortable and hassle-free.

Operating Hours Tailored for You

At Financial Plus, we know that life gets busy. That's why we offer flexible operating hours! Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays, our drive-thru is available from 9:00 AM until 1:00 PM. This means you can come in during the week or take advantage of Saturday hours to fit your schedule.

Services Designed for Your Needs

We are proud to offer a range of services tailored to meet your banking needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we have you covered. For businesses, we provide merchant services and business loans as well. If you prefer digital banking, our online and mobile banking options make managing your finances a breeze. Plus, enjoy the convenience of our ATM services available right on-site for quick cash withdrawals and balance checks. And if you need assistance with simple transactions, our drive-thru service is here to help!

We're Here for You!

While members can visit us at 15125 Silver Pkwy, official correspondence should be sent to 15125 Silver Pkwy, Fenton, MI 48430-3460. Have questions or need more information? Don't hesitate to call us at 810-244-2200. We look forward to welcoming you soon! Come by today and see how we can assist you with all your banking needs.

Member Eligibility

At Financial Plus, we believe that everyone deserves a chance to be part of a supportive community that prioritizes their financial well-being. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the local area around 15125 Silver Pkwy Fenton Mi 48430, you're likely eligible to join us. We celebrate diversity and strive to make our services accessible to everyone. The perks of being a member are numerous enjoy lower fees, competitive rates on loans, and personalized service tailored just for you. Ready to take the next step? You can find more detailed eligibility criteria by visiting our website at . When you're ready to open an account, give us a call at (810) 244-2200 or stop by our branch. Our team is excited to help you get started on your journey with Financial Plus!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services simplify transactions for your business. Picture this: a busy Saturday at your café where customers are eager to pay quickly. Our merchant services ensure you can process payments seamlessly, keeping lines moving and customers happy. This means more sales and improved customer satisfaction key ingredients for any successful business. Located at 15125 Silver Pkwy Fenton Mi 48430 in Fenton, MI, we invite you to explore how our business banking solutions can work for you. Whether you're looking for a loan or need reliable merchant services, we're here to help your business grow!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $303 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $115 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $140,226,896, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the tools and support necessary to help your business thrive.

Credit Cards and Rewards

Looking for rewards on your everyday purchases? Our Credit Cards with Rewards allow you to earn points or cash back while shopping for the things you love. This means every swipe brings you closer to exciting rewards.

Digital and Convenient Services

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking services. You can check balances, transfer funds, and pay bills from anywhere using our mobile application or website. Need cash on the go? Our ATMs allow for easy access to your funds with simple withdrawal and balance check options.

Drive-Thru Services

For those who prefer face-to-face interactions but want quick service, our basic drive-thru banking offers deposits, withdrawals, and simple transactions without leaving your car. It's perfect for busy days when every minute counts! At Financial Plus in Fenton, MI, we pride ourselves on being more than just a credit union; we're part of your community. With a commitment to exceptional service and member satisfaction, we're here to support all your financial goals. If you're ready to explore how we can assist you further or if you have any questions about our services, don't hesitate to reach out! Call us at 810-244-2200 or visit our website at myfpcu.com today!

Personal Banking

For individuals and families, our Personal Banking options include checking and savings accounts designed to fit your lifestyle. Need a new car? Our Auto Loans & Vehicle Financing make it simple to get behind the wheel without breaking the bank. We also offer Mortgage Loans & Refinancing services, ensuring that you can secure your dream home or reduce your monthly payments on an existing mortgage. Additionally, if you're facing unexpected expenses, our Personal Loans & Debt Consolidation can provide you with the financial relief you need.

Digital & Online Banking

Always Available

With 24/7 online banking services, you're never out of touch with your money. Whether it's late at night or early morning, access your accounts on your schedule. Our mobile application brings all these features right to your smartphone, making it easier than ever to stay updated on your financial health. By choosing Financial Plus, you're not just getting a credit union; you're gaining a partner committed to making banking simple and secure for you. Join us today and experience the freedom of managing your finances digitally!

Key Services

Explore our robust online banking options by visiting https://www.myfpcu.com/ . You can easily check balances, transfer funds, and pay bills without stepping foot in a branch. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, if you prefer the ease of mobile payments, we've got you covered there too!

Security First

Your safety is our top priority. We offer electronic signature authorization to ensure that your transactions are secure and verified. This means peace of mind when managing your finances online. Additionally, you can sign up for e-statements an eco-friendly way to keep track of your finances without the clutter of paper.

Financial Strength

Growing Member Base

With a total of 177,390 share accounts, it's clear that more people trust Financial Plus with their finances. This growing member base not only strengthens our community but also ensures that we can continue enhancing the services we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 15125 Silver Pkwy Fenton Mi 48430 or call (810) 244-2200 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $275,273,371 in share certificates and $318,628,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,124,250, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Member Services

With $6,492,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity; with $13,603 in used auto loans and $940,477,780 in total loans and leases, we provide the resources you need across various sectors.

Solid Financial Health

With a net worth of $172,253,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,240 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $204,665,479 in used vehicle loans and $44,386,605 in new vehicle loans already helping members get on the road. We understand that a reliable vehicle is essential for many of our members, and we're here to make that happen with straightforward application processes and refinancing options if needed.

Business Financing

For business owners, our outstanding commercial loans totaling $140,226,896 provide the capital needed to grow and expand. We understand that every business has unique requirements; hence our financing options are tailored for various needs. At Financial Plus located at 15125 Silver Pkwy, Fenton, MI 48430, we are dedicated to supporting your financial journey. If you're interested in learning more about our loan offerings or want assistance in determining eligibility options, please don't hesitate to reach out at 810-244-2200. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $54,706,483, make buying or refinancing simple. Homeownership can be one of the most rewarding investments you make, and we're committed to helping you navigate through it seamlessly.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $32,335,190 in loans helping members manage their finances effectively. These cards provide easy access to funds when unexpected expenses arise.

Loan Aggregator

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Ensuring Accurate Comparisons

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FINANCIAL PLUS CREDIT UNION - Fenton, MI