Financial Plus Credit Union Davison MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Financial Plus, your trusted community credit union located at 8075 Lapeer Rd, Davison, MI 48423. Since opening our doors in 1952, we've been dedicated to supporting our members with personalized financial services that truly make a difference. With over 81,195 members and a solid foundation of more than $1.39 billion in assets, we pride ourselves on being a reliable partner for all your banking needs. At Financial Plus, we understand that every member is unique. That's why we offer a wide array of services, including checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Whether you're looking to finance your first car or manage your business finances efficiently, we're here to help you every step of the way. While members can visit us at our convenient branch location in Davison, official correspondence should be sent to 8075 Lapeer Road, Davison, MI 48423 if different from our physical address. Our team is committed to providing exceptional service, guided by our CEO Brad Bergmooser and Board President Bernard Hennessy, who are both passionate about empowering our community through financial education and support. With a strong net worth of $172,253,078 and total deposits exceeding $90 million, we maintain a healthy financial position to serve you better. Our resources include over $16 million in cash on hand and an impressive loan portfolio that reflects our commitment to helping you achieve your financial goals. We invite you to connect with us today! You can reach us at (810) 244-2200 for inquiries or visit our website at Financial Plus for more information. Join us as we continue to grow together because at Financial Plus, you're not just a member; you're family!

Branch History & Mission

Our Mission

At Financial Plus, our mission is clear: we strive to enhance the financial well-being of our members while promoting strong community ties. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our team is dedicated to providing personalized service that not only meets but exceeds expectations. We believe in making banking accessible to everyone. That's why we embrace technology with features like online banking, mobile payments, and e-statements. Whether you need to check your balance or transfer funds on-the-go, we're here for you anytime. Our branch also emphasizes community involvement through various outreach programs and partnerships that aim to uplift those around us. We are proud supporters of local events and initiatives that foster growth and prosperity in Davison.

Visit Us

While members can visit us at 8075 Lapeer Rd in Davison, official correspondence should be sent to the same address. Our operating hours are convenient for busy lifestyles: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. For any inquiries or assistance, feel free to call us at 810-244-2200. We invite you to experience the benefits of membership at Financial Plus. Join us today and let's work together toward your financial success!

Branch Location & Accessibility

Getting Here

Nestled near local favorites like the Davison Farmers Market and just a short drive from downtown, our branch is easy to reach. We offer ample parking to ensure your visit is hassle-free. For those needing additional assistance, we have ADA-compliant features, including ramps for easy access.

Let’s Connect!

Have questions or need assistance? Feel free to give us a call at 810-244-2200. We're excited to help you with all your financial needs! Stop by today and experience the friendly service that makes Financial Plus your go-to credit union in Davison.

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, making it easy to fit us into your busy schedule. On Saturdays, enjoy our Drive-Thru service from 9:00 AM until 1:00 PM. This flexibility allows you to handle your banking transactions at a time that works best for you.

Services Offered

At the Financial Plus branch, we pride ourselves on offering a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need a quick withdrawal or deposit? Our drive-thru service makes it simple and efficient. Plus, with an ATM available on-site, accessing your funds has never been easier. While members can visit us at 8075 Lapeer Rd, official correspondence should be sent to 8075 Lapeer Road, Davison, MI 48423 if different.

Member Eligibility

Joining the community at Financial Plus is more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. If you're interested in membership, we invite you to explore our welcoming environment located at 8075 Lapeer Rd Davison Mi 48423. Becoming a member is open to anyone who lives, works, worships, or attends school in our area, making it easy for you to join us. Plus, once you're a member, you'll enjoy a range of benefits like competitive rates on loans and savings accounts, personalized service, and access to various financial resources tailored just for you. To get started on your journey with us, simply visit our branch or give us a call at (810) 244-2200. We're here to assist you every step of the way! For the most up-to-date details on eligibility criteria, feel free to check out this resource: . We can't wait to welcome you into our growing family!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $303 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $115 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $140,226,896, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, our merchant services help streamline your operations. Imagine having a reliable partner that allows you to accept payments easily, whether in-store or online. This service not only saves you time but also enhances customer satisfaction, letting you focus more on what matters growing your business. Located at 8075 Lapeer Rd Davison Mi 48423 in Davison, MI, we invite you to visit us or call (810) 244-2200 to learn more about how we can support your business journey today!

Comprehensive List Of Services

ATM and Drive-Thru Services

We also recognize the importance of having access to cash when you need it most. Our branch features an ATM for quick cash withdrawals and balance checks. For those who prefer face-to-face interactions but are short on time, our Basic Drive-Thru Banking allows for deposits, withdrawals, and simple transactions without leaving your vehicle. If you're ready to experience all these services firsthand or if you have any questions about how we can assist you financially, don't hesitate to reach out! Call us at 810-244-2200 or visit us at our branch location in Davison. Join us at Financial Plus today and discover how we can help make your financial goals a reality!

Business Banking Options

For business owners, we understand that managing finances is crucial to success. That's why our Business Banking services include Merchant Services & Business Loans designed to support your growth and streamline operations. We're committed to helping local businesses thrive in our community.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust Online & Mobile Banking platforms. With features like mobile payments and person-to-person transfers, accessing your funds has never been easier. You can check balances, make transfers, or pay bills from anywhere at any time.

Financial Flexibility

Life can be unpredictable, which is why we offer Personal Loans & Debt Consolidation services. These loans can help you manage unexpected expenses or consolidate debt into one manageable payment. Plus, with our Credit Cards with Rewards, you can earn points on everyday purchases while enjoying the flexibility that credit brings.

Personal Banking Solutions

For individuals and families, we provide essential Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Need a vehicle? Our Auto Loans & Vehicle Financing options ensure you can drive away in the car of your dreams without breaking the bank. If you're looking to purchase a home, our Mortgage Loans & Refinancing services can guide you through every step of the process, ensuring you get the best rates possible.

Digital & Online Banking

Key Features

Our services don't stop there! Enjoy the benefits of e-statements, which allow you to view and manage your account statements electronically. This feature not only helps reduce paper clutter but also makes it easier for you to keep track of your finances. Plus, if you prefer signing documents digitally, we offer electronic signature authorization for a smooth and secure process. Need to send money to friends or family? With our person-to-person transfer feature, sending cash has never been easier. Just a few taps on your mobile device can get the job done!

Mobile Accessibility

For those who love banking on their smartphones, our mobile application is here to help. It's user-friendly and packed with features like mobile payments allowing you to make purchases directly from your phone. Whether you're grabbing coffee or shopping for groceries, leaving your wallet at home is now an option! At Financial Plus, we prioritize your experience by making banking easy and secure. Our commitment to providing robust digital solutions reflects our dedication to serving our members effectively. Explore all that we offer today by visiting our website and take charge of your financial journey with confidence!

Financial Strength

Commitment to Innovation

With $6,492,396 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,603 in used auto loans and $940,477,780 in total loans and leases.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 8075 Lapeer Rd Davison Mi 48423 or call (810) 244-2200 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $275,273,371 in share certificates and $318,628,307 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,124,250, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 266 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 177,390, showing a strong and growing member base that trusts us with their finances.

Strong Financial Health

With a net worth of $172,253,078, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,240 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $204,665,479 in used vehicle loans and $44,386,605 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we can assist you every step of the way.

Business Loans

For business owners looking to grow and expand their operations, our outstanding commercial loans totaling $140,226,896 provide the capital needed to succeed. We understand that every business has unique needs and are here to support your vision.

Credit Lines

For those looking for flexibility in their borrowing options, our total credit lines amount to $317,290,000. This service provides an accessible way to cover unexpected costs or finance larger purchases without excessive fees.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $54,706,483, designed to help you secure your dream home without unnecessary hassle.

Refinancing Options

If you're considering refinancing existing loans for better rates or terms, talk to us about eligibility options tailored specifically for you. We strive to make this process as straightforward as possible so you can focus on what matters most. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our team is ready to help guide you through each option and answer any questions you may have. For more information or to get started on your loan application today, feel free to reach out at 810-244-2200 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Let us help you achieve your financial dreams!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also provide flexible terms on unsecured credit card loans, with a total of $32,335,190 in loans helping members manage their finances effectively. This option allows you to take control of your spending without the burden of collateral.

Loan Aggregator

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Real-Time Rate Comparisons

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FINANCIAL PLUS CREDIT UNION - Davison, MI