FINANCIAL PLUS CREDIT UNION - West Des Moines, IA

At Financial Plus, we believe that strong relationships build stronger communities. Our commitment goes beyond numbers; it's about the people we serve. Under the leadership of our CEO, Dave Cale, and Board President Phillip Williams, we strive to ensure that every member feels valued and supported. Whether you're looking for personal banking solutions, auto loans, or business financing, our team of 37 dedicated employees is here to help you achieve your financial goals.

Join us at Financial Plus where your financial future is our priority! With a net worth of $29,777,753 and cash on hand amounting to $1,333,976, you can trust us to manage your finances with care and professionalism. Visit us today or explore our services online at Financial Plus. Together, let's build a brighter financial future!

With a robust offering that includes everything from checking and savings accounts to mortgages and credit cards with rewards, Financial Plus is designed to meet your diverse needs. We understand that life brings various challenges and opportunities; that's why we provide tailored solutions like personal loans for debt consolidation and convenient online banking options. While members can visit us at 1831 25th St, official correspondence should be sent to our mailing address: 1831 25th St, West Des Moines, IA 50266-1416. Feel free to reach out at (515) 224-1222 if you have any questions or need assistance.

At Financial Plus, we offer a wide range of services including personal banking accounts, auto loans, mortgage loans, and business banking solutions. We strive for accessibility; with an ATM available on-site and drive-thru banking options for quick transactions, we ensure that our services are convenient for everyone. We also embrace technology in our offerings. With online banking and mobile payments available, managing your finances has never been easier or more secure.

As we look ahead to the future, we invite you to become part of the Financial Plus family. Experience firsthand how we can help you achieve your financial goals while supporting a credit union that prioritizes community well-being. Whether you're looking for a new bank or simply want to learn more about what we offer, don't hesitate to reach out at 515-224-1222 or visit us online at Financial Plus. Together, let's build a brighter future!

Located at 1831 25th St, West Des Moines, IA 50266, we are proud to be part of a vibrant neighborhood that values community spirit. Throughout the years, Financial Plus has remained dedicated to providing exceptional financial services while fostering a supportive environment for all. Our journey reflects resilience and growth; from starting with a small membership base to accumulating total assets of over $215 million, we have continuously strived to meet the needs of our members.

Our mission is simple yet profound: to empower our members by providing them with quality financial services that enhance their lives. We believe that strong communities are built on trust and support, which is why we go beyond just banking. We actively engage in community outreach initiatives and partner with local organizations to uplift those around us. While members can visit us at 1831 25th St, official correspondence should be sent to 1831 25th St, West Des Moines, IA 50266-1416 if necessary.

Our branch is easy to access, with ample parking available right outside. We understand that accessibility matters, which is why our facilities are compliant with ADA standards, ensuring everyone can enjoy our services without hassle. If you prefer drive-thru banking, you'll be pleased to know we offer this option for quick deposits and withdrawals. While members can visit us at 1831 25Th St, official correspondence should be sent to our mailing address at 1831 25th St, West Des Moines, IA 50266-1416. This helps keep everything organized and ensures you receive timely responses.

Have questions or need assistance? Don't hesitate to reach out! Call us at 515-224-1222 for any inquiries or simply stop by during our operating hours. We look forward to serving you and helping you achieve your financial goals. Visit us soon at Financial Plus in West Des Moines!

We know life can be busy, so our operating hours are tailored to fit your schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and on Saturday from 9 AM to noon. With these flexible hours, we hope to accommodate your needs effectively. At Financial Plus, we offer a wide range of services that include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. You can also utilize our ATM for cash withdrawals and balance checks anytime.

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $49 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $46,666, we continue to drive economic growth by financing new and expanding businesses.

In addition to loans, we offer robust merchant services designed to simplify your daily operations. Imagine processing payments seamlessly whether you run a bustling cafe or an online store. Our tools empower you to focus on what you do best while ensuring your transactions are secure and efficient. Let Financial Plus be your partner in growth. Visit us at 1831 25Th St West Des Moines Ia 50266, West Des Moines, IA, or call us at (515) 224-1222 to learn how we can support your business journey today!

For our entrepreneurial members, we provide comprehensive business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges; that's why we're committed to offering solutions that help streamline operations and support growth.

At Financial Plus, we believe that banking should be convenient. Our ATM services allow for cash withdrawals and balance checks without hassle. Additionally, our basic drive-thru banking services make quick transactions easy ideal for those busy days when you're on the go. Whether you're at home or out running errands in West Des Moines, accessing your finances has never been easier thanks to our user-friendly online tools. In conclusion, Financial Plus is more than just a credit union; we are your partner in achieving financial success. For any questions about our services or how we can assist you further, feel free to give us a call at 515-224-1222 or visit us at our branch located at 1831 25Th St West Des Moines IA 50266. Your financial journey starts here!

Our credit cards with rewards let you earn while you spend! Enjoy benefits like cashback on purchases or points towards future travel perfect for those who love to explore or simply want to maximize their spending.

When it comes to financing, we've got you covered! Looking for a new vehicle? Our auto loans and vehicle financing options help you drive off in style without breaking the bank. If buying a home is on your agenda, consider our mortgage loans and refinancing solutions tailored to fit your budget. We also provide personal loans and debt consolidation services, helping you manage expenses or consolidate multiple debts into one manageable payment.

We offer various personal banking options that cater to your everyday needs. Our checking and savings accounts come with features that make managing your money simple and convenient. Imagine having easy access to your funds whenever you need them through our online and mobile banking platforms. You can check balances, transfer money, or pay bills from the comfort of your home or on-the-go.

Our online banking system offers 24/7 access, so you can check balances, pay bills, and transfer money whenever it suits you. Whether you're at home or on the go, managing your finances is easy. Plus, our mobile application provides all the features of online banking right in the palm of your hand. Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast no need for cash or checks! You can also make mobile payments with ease, allowing you to shop securely without the hassle of carrying cards.

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and verified. You'll also enjoy the option for e-statements, which not only helps reduce paper clutter but also allows for quick access to your financial documents whenever you need them. With all these tools at your fingertips, managing your account has never been more accessible. Experience the benefits of modern banking with Financial Plus, where we're committed to making your financial journey smooth and secure. Visit us today at https://www.financialplus.org/ to explore all that we have to offer!

Total Share and Deposit Accounts: 26,841, showing a strong and growing member base that trusts us with their finances. This commitment from our members allows us to thrive while continuing to offer the best possible service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 1831 25Th St West Des Moines Ia 50266 or call (515) 224-1222 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Members' savings are secured through $26,084,674 in share certificates and $49,989,892 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our $2,319,848 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 34 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

With $20,821,400 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide $25,879 in used auto loans and $154,704,176 in total loans and leases supports your financial goals across various sectors.

With a net worth of $29,777,753, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,385 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,900,102 in used vehicle loans and $6,566,586 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you can drive away with confidence.

For business owners, our outstanding commercial loans totaling $46,666 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are here to support you every step of the way.

Our total credit lines amount to $12,715,163, offering flexibility for those times when unexpected expenses arise. Whether you need funds for a quick repair or an opportunity that just can't wait, our credit lines ensure you have access to cash when you need it most. If you're ready to explore these options or have questions about eligibility and refinancing possibilities, feel free to reach out! You can contact us at (515) 224-1222 or visit us at 1831 25th St West Des Moines IA 50266. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan product that fits your needs today!

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $23,063,129, we provide tailored solutions to help you secure the home you've always wanted. If you're considering refinancing, our team can guide you through the process to find the best terms for your situation.

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $3,719,866 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make spending more rewarding.

LendMesh offers several key advantages: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that empower users to make informed choices. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users stay informed about their options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be for individuals seeking better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This strict adherence to regulatory guidelines ensures that all offers are fair and transparent. Users can trust that the information they receive reflects accurate rates from reputable lenders.