Financial Plus Credit Union Peru IL | Best Auto Loans & Business Banking

Introduction

Welcome to Financial Plus, your trusted partner in achieving financial wellness since 1951. Located at 2813 Plaza Dr, Peru, IL 61354, our credit union is dedicated to serving over 44,500 members with personalized banking solutions tailored to meet their unique needs. With total assets of $509,471,650 and total deposits reaching $26,926,591, we pride ourselves on providing a stable and secure environment for your finances. At Financial Plus, we understand the importance of community. Our leadership team, led by CEO Peter Fauth and Board President Joseph Navarro, is committed to fostering a sense of belonging among our members while ensuring we remain financially sound. With a net worth of $67,774,826 and cash in hand totaling $5,780,158, you can trust that your money is in safe hands. We offer a wide range of services including personal banking accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Whether you're looking for help with saving for a new home or need assistance managing your daily expenses, our friendly staff is here to guide you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to the same address: 2813 Plaza Dr., Peru, IL 61354. You can also reach us by phone at (815) 223-6602 or explore our services online at Financial Plus. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

Our Mission

Our mission is simple yet profound: To enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services tailored to their unique needs. By combining traditional banking values with modern conveniences like online and mobile banking options, we strive to create an environment where every member feels valued and supported. We also prioritize inclusivity by ensuring our branch is ADA compliant and accessible to all individuals. With amenities such as drive-thru banking and ATM availability, we aim to make your banking experience as seamless as possible. As part of our ongoing commitment to member satisfaction, we invite you to visit us during our operating hours Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 5:30 PM, and Saturday from 8 AM to noon. For any inquiries or assistance, feel free to call us at 815-223-6602. We warmly welcome you to join the Financial Plus family! Experience firsthand the benefits of being a member of our cooperative where your financial goals matter. Together, let's build a brighter future for ourselves and our community. Visit us today or explore more about our services at Financial Plus.

Our Story

Our journey began with a simple vision: to provide reliable financial services that empower our members and uplift our community. Over the decades, we have adapted to the changing times while remaining true to our core values of service and support. As we evolved, we embraced new technologies and enhanced our offerings to ensure that banking remains easy and accessible for everyone. We are proud to offer a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. At Financial Plus, we understand the importance of community. That's why we actively participate in various outreach programs and partnerships that help improve the lives of those around us. Whether it's sponsoring local events or providing financial education workshops, we are committed to making a positive impact in Peru and beyond.

Branch Location & Accessibility

Welcome to Financial Plus at 2813 Plaza Dr, Peru, IL 61354! Our branch is perfectly situated to serve the community, making it easy for you to access all your banking needs. Whether you're here to open an account, apply for a loan, or simply chat with our friendly staff, you'll find us conveniently located near popular landmarks like the Peru Mall and the scenic Illinois River. At Financial Plus, we prioritize accessibility. Our branch is designed with features that cater to all members of our community. You'll find ample parking available right outside, and our facilities are ADA-compliant, ensuring everyone can visit comfortably. If you're in a hurry, take advantage of our drive-thru banking service for quick transactions without leaving your car. We're committed to making your banking experience as smooth as possible. Our lobby hours are from 8 AM to 5 PM Monday through Thursday, 8 AM to 5:30 PM on Fridays, and we're open from 8 AM to noon on Saturdays. So whether you have a busy weekday schedule or prefer visiting us on the weekend, we're here for you! For those who enjoy the convenience of ATMs, we also offer ATM services right at our branch location. If you need assistance or have questions about any of our services like checking and savings accounts, auto loans, mortgage loans, or business banking feel free to call us at 815-223-6602. While members can visit us at 2813 Plaza Dr, official correspondence should be sent to the same address. We invite you to stop by and see how Financial Plus can support your financial journey today!

Member Eligibility

At Financial Plus, we believe that everyone deserves the chance to be part of a caring community that supports your financial journey. If you're looking to become a member, the good news is that eligibility is designed to be inclusive and straightforward. Whether you live, work, or worship in the area around 2813 Plaza Dr Peru Il 61354, you're likely to qualify! Our commitment is to provide you with a welcoming space where you can access personalized financial services tailored just for you. Joining us is easy! Just visit our website for detailed eligibility criteria at . If you're ready to take the next step, opening an account with us is a breeze check out the information on how to get started here: http://www.financialplus.org/loans/cards/apply-for-a-credit-card . Should you have any questions or need assistance, feel free to give us a call at (815) 223-6602. We can't wait to welcome you into our family at Financial Plus!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. These loans can be the lifeline you need to take on new projects, hire staff, or invest in equipment.

Merchant Services

In today's fast-paced market, having reliable merchant services is crucial. Imagine making transactions smoother for your customers while managing your cash flow effectively. With our merchant services, you can accept payments easily, whether it's through card transactions or mobile payments. This means you can focus more on what matters most growing your business while we handle the details. Located conveniently at 2813 Plaza Dr Peru Il 61354 in Peru, IL, we're here to partner with you every step of the way. For more information on how our services can benefit your business, don't hesitate to reach out at (815) 223-6602. Let's achieve great things together!

Comprehensive List Of Services

Business Banking

For our business members, we offer essential services like merchant services and business loans to support your enterprise's growth. We understand that running a business comes with its own set of challenges, so we strive to provide flexible solutions that adapt to your needs.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and pay bills from the comfort of your home or while on the go. Additionally, our ATM and cash withdrawal services ensure that accessing your funds is quick and easy.

Personal Banking

Our personal banking services are tailored just for you. With various checking and savings accounts, you can easily manage your money and save for your goals. If you're considering a new car or need some extra cash, our auto loans and vehicle financing options make it simple to drive away in the vehicle of your choice. We also provide mortgage loans and refinancing solutions to help you secure the home of your dreams, whether it's your first purchase or an upgrade. Need help with debt? Our personal loans and debt consolidation services can assist you in getting back on track financially. Plus, don't forget about our credit cards with rewards, offering benefits that can enhance your spending experience.

Simple Transactions Made Easy

For those who prefer face-to-face interactions, our branch includes basic drive-thru banking where you can complete deposits, withdrawals, and other simple transactions without leaving your car. Our ATM provides basic access for withdrawals and balance checks, making banking straightforward no matter how busy life gets. At Financial Plus, we aim to be more than just a financial institution; we want to be your trusted partner in achieving financial success. If you're interested in exploring any of these services further or have questions about how we can assist you, please give us a call at (815) 223-6602. Come visit us today at 2813 Plaza Dr Peru Il 61354 or check out our website at https://www.financialplus.org . Your financial journey starts here!

Digital & Online Banking

E-Statements and Mobile Payments

Say goodbye to paper clutter! We offer e-statements that allow you to receive your account statements electronically. This not only keeps things organized but also helps you keep track of your finances more efficiently. And if you're looking for a quick way to pay, our mobile payments feature allows you to make purchases directly from your device no cash needed! In summary, Financial Plus provides a comprehensive suite of digital and online banking services that put you in control of your financial journey. Explore all the possibilities by visiting https://www.financialplus.org today!

Online Banking Features

Our online banking platform, accessible at https://www.financialplus.org , allows you to check balances, view transactions, and transfer funds at any time. Whether you're at home or on the go, our 24/7 online banking services give you the flexibility to manage your money when it works best for you. Plus, with person-to-person transfers available, sending money to friends or family is as simple as a few clicks.

Security and Ease-of-Use

Security is a top priority at Financial Plus. Our electronic signature authorization ensures that your transactions are safe and secure, giving you peace of mind every time you log in. Our user-friendly mobile application makes it easy to access all these features from your smartphone or tablet, so you can bank wherever life takes you.

Financial Strength

Commitment to Growth

With $56,665,308 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $53,488 in used auto loans and $327,370,327 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $90,325,182 in share certificates and $48,123,393 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $4,699,141 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 92 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $67,774,826, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,329 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share and Deposit Accounts: 78,387, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 2813 Plaza Dr Peru Il 61354 or call (815) 223-6602 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Are you considering a new vehicle? Our auto loans provide some of the most competitive rates in the industry. We have facilitated over $106,976 in total auto loans, with $13,711,536 dedicated to used vehicle loans and $2,925,922 for new vehicle loans. Whether you're buying a new car or a reliable pre-owned vehicle, we're here to support you on the road ahead.

Credit Lines and Additional Support

In addition to these offerings, we also provide credit lines totaling $162,229,319, giving you extra financial flexibility when needed. If you're looking into refinancing options or want to know more about eligibility requirements for any of our loan products, please don't hesitate to reach out! For inquiries or assistance regarding our loan offerings, feel free to call us at (815) 223-6602. Our team is ready to help guide you through your options and ensure you find the right fit for your financial situation. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make it simple to buy or refinance your home. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,799,019, ensuring you have access to the financing you need for your dream home.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $10,284,644 in unsecured credit card loans available, we help our members manage their finances effectively while enjoying the benefits of easy payment options.

Loan Aggregator

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FINANCIAL PLUS CREDIT UNION