Financial Plus Credit Union Morris IL | Best Auto Loans & Business Banking

Introduction

Welcome to Financial Plus, your trusted financial partner located at 1300 N Division St, Morris, IL 60450. Since our establishment in 1951, we have been dedicated to serving our community with a focus on personalized banking solutions and member satisfaction. As a proud credit union with over 44,500 members, we believe in putting people first. At Financial Plus, we are more than just numbers; we are a community institution with a total asset base of $509,471,650 and robust financial health reflected in our net worth of $67,774,826. We strive to make banking accessible for everyone by offering a variety of services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our commitment to you doesn't stop at just providing services. With total deposits amounting to $26,926,591 and cash reserves of $5,780,158, we ensure your money is safe and secure. We also offer competitive loan options with a total loan portfolio of 80,211 that can help you achieve your financial goals. Under the leadership of our CEO, Peter Fauth, and Board President, Joseph Navarro, our team of 106 employees is here to assist you every step of the way. Whether you're visiting us in person or accessing our online services through our website at Financial Plus, we're committed to making your banking experience as seamless as possible. While members can visit us at the branch for all their banking needs, official correspondence should be sent to the same address: 1300 N Division St, Morris, IL 60450-1452. We invite you to explore all that Financial Plus has to offer. Call us today at (815) 942-2228 or stop by to learn how we can help you reach your financial dreams!

Branch History & Mission

Accessibility and Convenience

To ensure everyone has access to our services, we provide ADA-compliant facilities along with both ATM availability and drive-thru banking options. Our lobby hours are designed for your convenience: Monday through Thursday from 8:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 8:00 AM until noon. Join us today at Financial Plus and experience the difference a member-focused credit union can make in your life. Let's work together towards your financial goals! For any inquiries or assistance, feel free to reach out at 815-942-2228. Your journey toward financial empowerment starts here!

Community Engagement

We take pride in being more than just a financial institution; we are an active participant in the Morris community. Through various outreach programs and partnerships with local organizations, we aim to give back and support those in need. Whether it's sponsoring local events or offering financial education workshops, we are here for you.

Mission Statement

At Financial Plus, our mission is simple yet powerful: we strive to empower our members by providing accessible financial services while fostering community growth. We believe that when individuals thrive financially, the entire community benefits. This commitment drives us to support local initiatives and partnerships that uplift those around us. While members can visit us at 1300 N Division St, official correspondence should be sent to 1300 N Division St, Morris, IL 60450-1452 if needed.

Our Journey

The story of Financial Plus began with a vision: to create a financial institution that prioritizes the needs of its members over profits. From humble beginnings, we have grown steadily, adapting to the changing landscape of banking while staying true to our mission. Over the years, we've introduced various services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to innovation is reflected in our digital offerings such as online banking and mobile payments.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

You'll find us close to notable spots like the Morris Community High School and the scenic Illinois River. This central location makes it easy for members and visitors alike to drop by. Parking is readily available, ensuring that your visit is as hassle-free as possible. We are committed to making our branch accessible for everyone, with ADA-compliant features including ramps and designated parking spaces.

Operating Hours

At Financial Plus, we understand that your time is valuable. That's why we offer flexible operating hours: Monday through Thursday from 8:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday mornings from 8:00 AM to 12:00 PM. Whether you prefer coming in during the week or on Saturday, we're here when you need us!

Services Offered

From checking and savings accounts to auto loans and credit cards with rewards, Financial Plus provides a range of services tailored to meet your needs. If you're on the go, take advantage of our drive-thru banking for quick transactions without leaving your car. Additionally, we offer ATM access for cash withdrawals and balance checks anytime you need it. While members can visit us at 1300 N Division St, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 815-942-2228. We invite you to stop by Financial Plus today our team is excited to help you achieve your financial goals!

Member Eligibility

Becoming a member of Financial Plus is like joining a close-knit family that truly cares about your financial well-being. If you live, work, or worship in the area around 1300 N Division St Morris Il 60450, you're already on the right path to membership! We welcome individuals who share our values and are looking for a supportive banking environment. There are just a few simple eligibility criteria to meet, which you can explore further at . Once you're ready to take the next step, opening an account is straightforward and hassle-free. Simply visit us at http://www.financialplus.org/loans/cards/apply-for-a-credit-card or give us a call at (815) 942-2228 if you have any questions. At Financial Plus, we believe that everyone deserves access to excellent financial services and community support, making it easier than ever for you to join us!

Business Banking & Commercial Services

Lending Solutions That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. Imagine a local bakery that dreams of upgrading its equipment or a tech startup eager to scale operations. With our tailored loan options, businesses like these can access the funds they need to thrive. These loans empower entrepreneurs to turn their visions into reality, helping them navigate the ups and downs of business life.

Merchant Services for Everyday Transactions

In addition to loans, we offer comprehensive merchant services that simplify transactions for business owners. Picture a busy restaurant using our point-of-sale systems to streamline orders and payments. This not only enhances customer experience but also makes managing finances smoother for owners. With a focus on serving Morris, IL, and surrounding areas from our branch at 1300 N Division St Morris Il 60450, we are dedicated to being your partner in success. Contact us at (815) 942-2228 to learn more about how we can help your business grow!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking of buying a new car? Our Auto Loans & Vehicle Financing options are flexible and competitive, making it easier than ever to drive home your dream vehicle without breaking the bank. With straightforward terms and no hidden fees, we help you make informed choices about your financing.

Business Banking Services

For entrepreneurs and business owners, our Business Banking services include merchant services and business loans tailored to help you grow your venture. We understand the unique challenges businesses face, and we're committed to helping you succeed.

Credit Cards with Rewards

With our Credit Cards with Rewards, you can earn points on everyday purchases. Enjoy perks like cashback or travel rewards while managing your spending effectively. It's a great way to make your money work harder for you!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Financial Plus, we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds, everything is just a few taps away. Plus, our ATM & Cash Withdrawal Services ensure that cash is always within reach when you need it.

Easy Drive-Thru Banking

If you prefer in-person service but are short on time, take advantage of our Basic Drive-Thru Banking for quick deposits, withdrawals, and simple transactions without leaving your car. We invite you to experience these services firsthand! For more information or assistance, feel free to contact us at (815) 942-2228 or visit us at 1300 N Division St Morris Il 60450 in Morris, IL. Let us help you achieve your financial goals today!

Mortgage Loans & Refinancing

If you're ready to own your home or refinance your existing mortgage, our Mortgage Loans & Refinancing services provide personalized guidance through the entire process. We know that purchasing a home is one of the biggest decisions you'll make, and we're here to support you every step of the way.

Personal Banking Solutions

For those looking to manage their everyday finances, our Personal Banking services offer both checking and savings accounts designed to fit your lifestyle. Whether you're saving for a special occasion or need quick access to funds, we've got you covered.

Personal Loans & Debt Consolidation

Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation products can help ease your financial burden. Whether it's consolidating debt or funding a personal project, we offer solutions with fair rates and clear terms.

Digital & Online Banking

Enhanced Security

Security is our top priority at Financial Plus. We provide Electronic Signature Authorization for safe and easy transactions online. This means you can sign documents quickly without worrying about security risks. Additionally, all transactions are protected by advanced encryption technology to keep your personal information safe.

Key Features

Our online banking services are equipped with user-friendly features that help you stay in control of your finances. You can view account balances, transfer funds between accounts, and pay bills without ever leaving the comfort of your home. Plus, with 24/7 online banking services, you never have to worry about being unable to access your account when you need it. For added convenience, we also offer E-Statements. This paperless option not only saves trees but allows you to easily track your financial activity from anywhere. If you prefer a more modern touch, our mobile application lets you manage your accounts directly from your smartphone or tablet.

Make Payments Effortlessly

With our Mobile Payments feature, making purchases has never been easier! Whether you're shopping in-store or online, you can use your mobile device to pay securely and quickly. Plus, if you need to send money to friends or family, our Person-to-Person Transfers feature allows for instant transfers no checks or cash needed. At Financial Plus, we're committed to providing accessible and efficient banking solutions that fit into your busy lifestyle. Join us today and experience the ease of managing your finances digitally!

Financial Strength

Committed to Growth

With $56,665,308 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $53,488 in used auto loans and $327,370,327 in total loans and leases. Our operational efficiency is reflected in our impressive net income of $4,699,141, enabling us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 1300 N Division St Morris Il 60450 or call 815-942-2228 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 92 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 78,387, showing a strong and growing member base that trusts us with their finances.

Secure Savings Options

Members' savings are secured through $90,325,182 in share certificates and $48,123,393 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $67,774,826, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1329 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $137,115,362 in used vehicle loans and $29,259,224 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we have flexible options to fit your budget.

Credit Lines

For those who prefer a more flexible borrowing option, our total credit lines available amount to $162,229,319. This allows you to access funds when needed while only paying interest on what you use. We also understand that life can change unexpectedly. If you're looking to refinance any of your current loans or want to explore eligibility options for our products, our knowledgeable staff is here to assist you in navigating your choices. For more information about our loan offerings or assistance with applications, feel free to contact us at (815) 942-2228. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you find the right financial solution tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,799,019, make buying or refinancing simple. We provide competitive rates and personalized guidance throughout the process to ensure you feel comfortable every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,284,644 in loans helping members manage their finances effectively. These cards can be a great tool for everyday purchases or unexpected expenses without the need for collateral.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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FINANCIAL PLUS CREDIT UNION - Morris, IL