Financial Plus Credit Union Mendota IL | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Financial Plus, your trusted financial partner located at 1905 13th Ave, Mendota, IL 61342. Since our establishment in 1951, we've proudly served our community by providing a wide range of financial services tailored to meet the needs of our 44,513 members. With a solid foundation and a commitment to excellence, we have grown our total assets to an impressive $509,471,650. At Financial Plus, we understand the importance of community and personal relationships. Our dedicated team of 106 employees, led by CEO Peter Fauth and Board President Joseph Navarro, is here to help you navigate your financial journey. Whether you're looking for auto loans, mortgages, or simple savings accounts, we're ready to assist you every step of the way. As part of our commitment to transparency and trustworthiness, we proudly maintain total deposits of $26,926,591 and a net worth of $67,774,826. We also ensure that our members have easy access to their funds with available cash in hand totaling $5,780,158. While members can visit us at our branch address for their banking needs, official correspondence should be sent to the same location. We invite you to take advantage of our various services including online banking and mobile payments designed to make managing your finances easier than ever. Ready to experience personalized financial solutions? Feel free to reach out by calling us at (815) 539-3444 or visit our website at Financial Plus today! Join us as we work together towards building a brighter financial future for you and our community.

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Financial Plus family. Experience firsthand how we can help you achieve your financial goals while making a positive impact in our community. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. For any inquiries or assistance, don't hesitate to call us at 815-539-3444 during our operating hours: Monday through Thursday from 8 AM to 5 PM; Friday from 8 AM to 5:30 PM; and Saturday from 8 AM to noon. Join us today and discover how Financial Plus can benefit you!

Our Journey

From the moment we opened our doors, our mission has been clear: to provide exceptional financial services while supporting the local community. Over the years, we've expanded our offerings beyond traditional banking. We now provide a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Each step of our journey reflects our dedication to meeting the evolving needs of our members. As we have grown, so too has our commitment to embracing modern technology. Today, we offer online banking, mobile payments, and e-statements to ensure that managing your finances is as convenient as possible. Our drive-thru service allows members to complete basic transactions without leaving their vehicles a testament to our focus on customer-friendly solutions.

Our Mission

At Financial Plus, we believe that everyone deserves access to quality financial services. Our mission centers on empowering individuals and families through education and support. We strive to create lasting relationships with our members by offering personalized service and fostering a sense of community. We also take pride in being actively involved in local outreach efforts. From sponsoring events to partnering with local organizations, we aim to give back to the community that has supported us throughout the years. While members can visit us at 1905 13th Ave, official correspondence should be sent to P.O. Box 543, Mendota, IL 61342 if you prefer this method of communication.

Branch Location & Accessibility

Easy Access for Everyone

Our branch is not only convenient but also welcoming. We provide ample parking spaces for our members, and our facility is ADA compliant, featuring ramps and accessible entrances to ensure everyone can visit us without hassle. Whether you're stopping by for a quick transaction or need assistance with your financial needs, we're here to help.

Operating Hours That Fit Your Schedule

At Financial Plus, we know that life can be busy. That's why we offer flexible operating hours: from 8 AM to 5 PM Monday through Thursday, 8 AM to 5:30 PM on Friday, and 8 AM to noon on Saturday. Our dedicated team is ready to serve you during these hours, making it easy for you to fit banking into your day.

Services That Make Banking Simple

We offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options. Need cash quickly? You can take advantage of our drive-thru banking for deposits and withdrawals without leaving your car. Plus, our ATM is available around the clock for quick cash access whenever you need it. While members can visit us at 1905 13th Ave for all their banking needs, official correspondence should be sent to the same address. If you have any questions or want more information about our services, feel free to call us at 815-539-3444. We invite you to drop by Financial Plus today your community credit union where your financial well-being comes first!

Member Eligibility

At Financial Plus, we believe that becoming a member means joining a caring community that prioritizes your financial well-being. If you're looking to be part of something special, membership is open to those who live, work, or worship in our area. We welcome individuals from all walks of life, making it easy and inclusive for you to enjoy the benefits we offer. Whether you're starting your financial journey or looking for a supportive place to grow, you'll find a home here at Financial Plus. Getting started is simple! You can visit us at our location at 1905 13Th Ave Mendota Il 61342 or give us a call at (815) 539-3444 for more information about eligibility and how to open an account. For detailed criteria and updates, check out our website here. Join us today and experience the advantages of being part of the Financial Plus family!

Business Banking & Commercial Services

At Financial Plus, we understand that every business has unique needs and dreams. Whether you're a startup or an established company, our goal is to help you thrive in a competitive market. Imagine having the financial backing to take your business to the next level expanding operations, hiring new staff, or investing in new technology. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. But it doesn't stop there. We offer tailored merchant services that make day-to-day transactions easier for you and your customers. Picture this: quick payment processing, reliable support, and tools that help you manage your cash flow effectively. These services can free up your time so you can focus on what really matters growing your business. Located at 1905 13Th Ave Mendota Il 61342 in Mendota, IL, we invite you to explore how our business banking solutions can empower your company today. For more information, call us at (815) 539-3444.

Comprehensive List Of Services

Business Banking Services

For those who run their own businesses, we offer specialized services such as merchant services and business loans. We recognize that managing a business is no small feat, so we're here to provide resources that help you succeed.

Convenient Access Points

We also focus on making banking convenient for you. Our branch features basic drive-thru banking for simple transactions like deposits and withdrawals. Need cash on the go? Our ATMs allow for quick cash withdrawals and balance checks whenever you need them.

Digital Convenience

In today's fast-paced world, being able to manage your finances digitally is crucial. With features like mobile payments and person-to-person transfers, staying connected with your money has never been easier. You can feel confident knowing that whether you're at home or on the move, your financial tools are always within reach. If you're ready to experience personalized financial services that truly cater to your needs, stop by Financial Plus today or give us a call at (815) 539-3444. Let us help you take the next step toward achieving your financial goals!

Lending Options

When it comes to financing your next vehicle or home, we've got you covered with our auto loans and vehicle financing solutions. Imagine driving away in the car of your dreams without the stress of complicated financing. Additionally, if you're considering buying a home, our mortgage loans and refinancing options are designed to make the process as straightforward as possible. If you need funds for personal projects or want to consolidate debt, our personal loans can provide the relief you need. Plus, with our credit cards featuring rewards, every purchase can bring you closer to exciting benefits.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are tailored for your lifestyle. We know that managing your finances can sometimes feel overwhelming, which is why we offer easy access to your accounts through online and mobile banking. You can check balances, transfer funds, and pay bills with just a few taps on your phone.

Digital & Online Banking

Key Features

With our robust online banking platform, available at https://www.financialplus.org, you can access your accounts anytime, day or night. Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds seamlessly. Plus, with electronic signature authorization, signing documents is quick and secure. Want to go paperless? We've got you covered! Enjoy e-statements for easy access to your account history without the clutter. And if you're always on the move, our mobile application makes banking even simpler. You can deposit checks, view transactions, and make payments directly from your smartphone.

User-Friendly Experience

We also offer a person-to-person transfer feature that makes sending money to friends and family a breeze. Need to pay someone quickly? Just a few taps on your phone can get it done. For those who prefer using their phones for everyday purchases, our mobile payments feature lets you shop securely without fumbling for cash or cards. Security is our top priority at Financial Plus. Our online banking system employs advanced encryption technology to protect your information while ensuring an easy-to-navigate experience. You can trust us with your financial data while enjoying the flexibility of real-time account management. Whether you're looking to manage expenses or make quick transfers, our digital banking services empower you to take control of your finances effortlessly. Join us today at Financial Plus and discover how simple banking can be!

Financial Strength

Comprehensive Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We have $53,488 in used auto loans and $327,370,327 in total loans and leases available for your needs. Our $2,265,597 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team Ready to Assist

We take pride in having 92 full-time employees and 14 part-time employees who are committed to serving you. This dedicated team is always ready to assist with any questions or needs you may have.

Growing Member Base

With a total of 78,387 share accounts, we boast a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 1905 13Th Ave Mendota Il 61342 or call (815) 539-3444 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $90,325,182 in share certificates and $48,123,393 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $56,665,308 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth means more opportunities for you to achieve your financial goals.

Solid Financial Health

With a net worth of $67,774,826, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.29% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $137,115,362 in used vehicle loans and $29,259,224 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we've got options that fit your needs.

Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $10,284,644 in loans helping members manage their finances effectively. These cards are designed for convenience and can help you navigate unexpected expenses while building your credit.

Credit Lines

If you're looking for more flexibility with your spending or need funds for an upcoming project, our total credit lines amount to $162,229,319. This option allows you to borrow what you need when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $6,799,019. Our team can guide you through the application process and help you find the right terms to fit your budget.

Refinancing Options

If you're already a member and want to explore refinancing options for any existing loans or mortgages, we encourage you to reach out. Our team is ready to discuss eligibility and help find solutions that could save you money. For more information about our loan offerings or to apply today, visit us online at Financial Plus or stop by our branch. We are here to support your financial aspirations! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

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FINANCIAL PLUS CREDIT UNION - Mendota, IL

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