Financial Plus Credit Union Diamond IL | Best Auto Loans & Business Banking

Introduction

Welcome to Financial Plus, your trusted financial partner located at 1800 E Division St, Diamond, IL 60416. Since our establishment in 1951, we have been dedicated to serving our community and building lasting relationships with our members. With a membership base of 44,513 and total assets amounting to an impressive $509,471,650, we are proud to provide a variety of financial services tailored to meet the unique needs of each member. At Financial Plus, we believe in transparency and reliability. Our total deposits currently stand at $26,926,591, while our net worth is a solid $67,774,826, reflecting our commitment to ensuring your financial safety and growth. We understand that access to funds is crucial, which is why we offer a robust portfolio of loans totaling 80,211 across various categories. Our leadership team is equally dedicated to fostering an environment of trust and support. Under the guidance of CEO Peter Fauth and Board President Joseph Navarro, our team of 106 employees works diligently to ensure you receive exceptional service every time you visit or contact us. While members can visit us at our Diamond branch for all their banking needs, official correspondence should be sent to the same address: 1800 E Division St, Diamond, IL 60416-6007. We invite you to explore the many services we offer from personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and business banking solutions. Whether you're looking for an auto loan or considering credit card options with rewards, we are here to help you navigate your financial journey with ease. Feel free to reach out to us at (815) 634-0910 or visit our website at Financial Plus for more information. Let's work together towards achieving your financial goals!

Branch History & Mission

Commitment to Innovation

To better serve you, we've embraced modern technology while ensuring ADA compliance across our services. With features like electronic signatures and mobile payments available, we focus on making your banking experience smooth and accessible. With an ATM on-site and a drive-thru service for quick transactions, we're here to meet your needs during convenient hours: Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 5:30 PM, and Saturday from 8 AM to 12 PM. We invite you to join Financial Plus today! Experience the benefits of being part of a member-focused credit union that truly cares about your financial well-being. Reach out via phone at 815-634-0910 or visit us online at Financial Plus for more information. Together, let's build a brighter financial future!

Community Engagement

Financial Plus believes in giving back. We actively engage in community outreach efforts and partnerships that help improve the lives of those around us. By supporting local initiatives and being involved in various charitable events, we continue to strengthen our ties with the community.

Our Mission

Our mission at Financial Plus is simple yet profound: we strive to provide exceptional financial services while fostering a strong sense of community support. We understand that every member's needs are unique, and we aim to offer tailored solutions from personal banking services like checking and savings accounts to auto loans and credit cards with rewards. While members can visit us at our branch location, official correspondence should be sent to 1800 E Division St, Diamond, IL 60416-6007. Our commitment to providing convenient access extends beyond our physical branch; we offer online and mobile banking options for those who prefer digital interactions.

Branch Location & Accessibility

Accessibility and Features

Our branch is fully equipped for accessibility, ensuring that everyone can comfortably access our services. With dedicated parking spaces and ADA-compliant features, we strive to make your visit as smooth as possible. We also offer convenient drive-thru banking for quick transactions without leaving your vehicle.

Contact Us

Have questions or need assistance? Don't hesitate to call us at 815-634-0910. We're eager to help you with any inquiries you may have! We invite you to visit us at our Diamond branch soon let's work together on achieving your financial goals!

Operating Hours

We understand that life can get busy, which is why we've set our operating hours to accommodate your schedule. You can visit us Monday through Thursday from 8 AM to 5 PM, Friday from 8 AM to 5:30 PM, and Saturday from 8 AM to noon. Our friendly staff is always ready to assist you during these hours!

Services Offered

At Financial Plus, we provide a range of services tailored to fit your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need cash? Our ATM is available for quick withdrawals and balance checks.

Member Eligibility

At Financial Plus, we believe that everyone deserves a place to belong, and becoming a member is as simple as reaching out. If you're looking to join our friendly community, you'll find that eligibility is straightforward. Our membership is open to individuals who live or work in specific areas, including those affiliated with certain groups or employers. This means that whether you're a long-time resident of the Diamond area or just starting your journey here, you could be a perfect fit for us! For a detailed look at the eligibility requirements, feel free to visit this link. Joining Financial Plus comes with fantastic benefits, from personalized financial services to competitive loan rates and savings options tailored just for you. We're here to support you every step of the way. Opening an account is easy simply give us a call at (815) 634-0910 or visit us at our branch located at 1800 E Division St Diamond Il 60416. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to bring your ideas to life. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Running a business requires efficient payment solutions. Our merchant services make it easy for you to accept payments from customers, whether they prefer cash, credit, or mobile payments. This not only enhances customer satisfaction but also streamlines your operations, allowing you more time to focus on what truly matters growing your business. Visit us at 1800 E Division St Diamond Il 60416 in Diamond, IL or give us a call at (815) 634-0910 to learn more about how we can help your business thrive.

Comprehensive List Of Services

Accessibility and Support

Located at 1800 E Division St Diamond Il 60416, we invite you to visit us during our operating hours: Monday through Friday from 8 AM to 5:30 PM and Saturdays from 8 AM to 12 PM. Have questions? Our friendly team is just a phone call away at (815) 634-0910, ready to assist you with any inquiries. At Financial Plus, we're committed to making banking accessible and enjoyable for everyone in our community. Explore all the ways we can support your financial journey today! Ready to take the next step? Visit us online at https://www.financialplus.org or drop by the branch we look forward to serving you!

Business Banking

For business owners in our community, Financial Plus offers tailored solutions like Merchant Services & Business Loans that empower you to grow and manage your business effectively. We recognize that every dollar counts when running a business, which is why our services are designed to save you time and money.

Digital Banking Convenience

In today's fast-paced world, we know convenience matters. That's why we provide robust Online & Mobile Banking features. You can check balances, transfer funds, and pay bills anytime, anywhere using our user-friendly app or website. Whether you're at home or on the go, access to your account is just a click away. Additionally, our ATM & Cash Withdrawal Services ensure that cash is always within reach. We also offer basic drive-thru banking for quick transactions like deposits and withdrawals without leaving your car ideal for those busy days!

Personal Banking

Starting with our personal banking services, we offer Checking & Savings Accounts that fit your lifestyle. Imagine easily managing your day-to-day expenses while saving for future goals all from one place. If you need a vehicle, our Auto Loans & Vehicle Financing help you drive away in the car of your dreams without breaking the bank. Plus, we provide Mortgage Loans & Refinancing options that can make homeownership a reality or help you lower your monthly payments. If you're dealing with debt, our Personal Loans & Debt Consolidation services can give you the relief you need to regain control over your finances. And don't forget about our Credit Cards with Rewards not only do they offer competitive rates, but they also provide rewards for every purchase you make.

Digital & Online Banking

Key Features

Our online banking platform allows you to manage your finances in real time. You can view e-statements whenever you need them, helping you stay organized without the clutter of paper statements. Plus, with our electronic signature authorization feature, signing documents is fast and hassle-free no need to visit the branch! Need to send money to a friend? Our person-to-person transfer feature makes it easy to send funds directly from your account. And if you're on the go, don't forget about our mobile application! It's perfect for those who prefer banking right from their smartphones. You can even make mobile payments with ease, putting convenience at your fingertips.

Security and Accessibility

Security is a top priority at Financial Plus. Our online banking services are equipped with advanced security measures to protect your personal information and transactions. This ensures that you can bank confidently, knowing that your data is safe. Whether you're at home or out and about, accessing your financial information has never been easier. With user-friendly features designed for everyone, managing your money is simple and stress-free. Join us today and experience the benefits of digital banking with Financial Plus!

Financial Strength

At Financial Plus, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial health, ensuring that your hard-earned money is safe and working for you. With a net worth of $67,774,826, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.29% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $90,325,182 in share certificates and $48,123,393 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $56,665,308 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $53,488 in used auto loans and $327,370,327 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our efficient operations contribute to a healthy $2,265,597, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 92 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 78,387, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Plus is your trusted partner. Visit us at 1800 E Division St Diamond Il 60416 or call (815) 634-0910 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $137,115,362 in used vehicle loans and $29,259,224 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles so you can choose what suits you best.

Credit Lines

For those who need additional flexibility in their finances, we provide credit lines totaling $162,229,319. This option allows you to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,799,019, make buying or refinancing simple. We strive to make the mortgage process straightforward and stress-free for our members.

Refinancing Options

If you're considering refinancing any of your existing loans or mortgages, we encourage you to explore our options. We aim to help you lower your payments or access equity more easily. For any questions or assistance regarding our loan offerings, feel free to reach out at (815) 634-0910. Our dedicated team is here to help guide you through the application process and find the best solutions tailored for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to transparency and want our members to feel confident in their borrowing decisions. Join us today at Financial Plus and take a step toward achieving your financial dreams!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $10,284,644 in loans helping members manage their finances effectively. These cards come with great benefits designed to fit your lifestyle while allowing you to handle unexpected expenses.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. The information is based on the latest results (Source: NCUA), guaranteeing that users receive fair and transparent offers. This commitment to accuracy helps build trust with those seeking loans.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, empowering them to make well-informed choices about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FINANCIAL PLUS CREDIT UNION - Diamond, IL

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