Financial Partners Credit Union South San Francisco CA

Introduction

Welcome to Financial Partners, your trusted credit union located at 365 S Spruce Ave, South San Francisco, CA 94080. Established in 1937, we have proudly served our community for over 85 years. With a commitment to providing personalized banking services, we now boast a membership of 93,053 and total assets of $2,239,420,423. At Financial Partners, we understand that each member's financial journey is unique. That's why we offer a variety of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Our dedicated team of 289 employees, led by CEO Nader Moghaddam and Board President Yves Pinkowitz, is here to ensure you receive the best possible support. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 7800 Imperial Hwy, Downey, CA 90242-3457. We take pride in our strong financial position, with total deposits amounting to $97,122,332 and net worth reaching $200,177,265. Our focus on member satisfaction has allowed us to maintain a robust lending portfolio with over 44,186 loans and leases issued. As part of our commitment to the community, we continually invest in local initiatives that promote financial literacy and well-being. We invite you to explore how Financial Partners can help you achieve your financial goals. Ready to take the next step? Call us today at 800-950-7328 or visit our website at fpcu.org for more information on how we can assist you!

Branch History & Mission

Commitment to Innovation

In addition to traditional banking services like checking and savings accounts, auto loans, and mortgages, we've embraced digital solutions that make banking more convenient than ever. Our online banking platform allows members to manage their accounts with ease from anywhere. With features such as mobile payments and person-to-person transfers, we're proud to offer modern solutions while remaining compliant with ADA standards.

Join Us!

We invite you to experience the benefits of being a member at Financial Partners. Discover how we can help you achieve your financial goals while being part of a community-focused credit union. Visit us during our operating hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM or call us at 800-950-7328 for more information. Together, let's build a brighter future!

Our Mission

The mission of Financial Partners is simple yet profound: to enhance the financial well-being of our members while actively supporting the communities we serve. We believe that everyone deserves access to quality financial services and resources. Our commitment goes beyond banking; we engage in community outreach initiatives and partnerships that uplift those around us. Whether it's through educational programs or local sponsorships, we aim to make a positive impact in every neighborhood we touch. While members can visit us at 365 S Spruce Ave, official correspondence should be sent to 7800 Imperial Hwy, Downey, CA 90242-3457. This ensures that all communications are handled promptly by our dedicated team.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is ADA compliant and features ramps and other accommodations to ensure everyone can easily access our services. If you need assistance during your visit, don't hesitate to ask one of our friendly staff members.

Get in Touch

We invite you to visit us at the South San Francisco branch or call us at 800-950-7328 if you have any questions or need assistance. Let Financial Partners help you achieve your financial goals your community credit union is here for you!

Operating Hours

Our doors are open Monday through Thursday from 9 AM to 5 PM, and on Friday from 9 AM to 6 PM. We strive to provide convenient hours that fit your busy schedule, allowing you plenty of time for banking needs before or after work.

Services Offered

At Financial Partners, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Additionally, our online and mobile banking services allow you to manage your finances with ease from anywhere. For those who prefer cash transactions, we have an ATM available on-site for quick withdrawals and balance checks. While we don't currently offer drive-thru banking, our friendly team is always ready to assist you inside the branch.

Member Eligibility

Becoming a member of Financial Partners is more than just opening an account; it's about joining a welcoming community that genuinely cares for your financial well-being. At Financial Partners, we strive to make membership accessible to everyone who shares our values and commitment to community growth. To qualify, you typically need to live, work, worship, or attend school in the area surrounding our branch, or have a family member who is already a member. This means you're not just signing up for services; you're becoming part of a supportive network focused on helping each other thrive. Joining us is straightforward! You can find all the details about eligibility criteria on our website at . If you're ready to take this step toward better banking, visit us at our location: 365 S Spruce Ave South San Francisco Ca 94080, or give us a call at (800) 950-7328. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine running your store and having access to payment processing solutions that make transactions smoother for you and your customers. Our merchant services are designed to help you accept payments easily, so you can focus on what you do best growing your business. Located at 365 S Spruce Ave South San Francisco Ca 94080 in South San Francisco, CA, we're here to partner with you every step of the way. Whether you're looking for a loan or need assistance with payment processing, Financial Partners has got your back. Call us today at (800) 950-7328 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $455 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $381,724,801, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services can help get you behind the wheel with competitive rates and flexible terms. Imagine driving off in your dream car with a loan that fits comfortably within your budget. We understand how important reliable transportation is, so let us assist you in making that happen.

Business Banking Services

For our business members, we offer tailored Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we are here to support your growth with resources designed specifically for small businesses.

Credit Cards with Rewards

Enjoy shopping more with our Credit Cards with Rewards program! Earn points on everyday purchases that can lead to exciting rewards like cash back or travel perks. It's an effortless way to make your spending work harder for you while enjoying all the benefits that come along with it.

Easy Access Through Digital Banking

In today's fast-paced world, convenience matters. That's why our Online & Mobile Banking services are designed for ease of use. You can access all of these services from your smartphone or computer whenever it suits you best making banking easy and stress-free. No matter what your financial needs are, Financial Partners is dedicated to providing quality service and support. If you have any questions or would like assistance with any of our services, don't hesitate to reach out at (800) 950-7328. Visit us today at 365 S Spruce Ave South San Francisco Ca 94080, and let's work together toward achieving your financial goals!

Flexible Personal Loans

Life can be unpredictable, and sometimes unexpected expenses arise. Our Personal Loans & Debt Consolidation options provide the financial relief you may need during tough times. Whether it's for medical bills or consolidating debt, we offer straightforward solutions that help ease financial stress.

Home Financing Options

When it comes to securing a home, having the right mortgage is crucial. With our Mortgage Loans & Refinancing services, we guide you through the process whether you're buying your first home or looking to refinance an existing mortgage. Our knowledgeable staff will work closely with you to find the best solution for your financial situation.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our Personal Banking options include both checking and savings accounts tailored for any lifestyle. Whether you're saving for a big purchase or simply managing your monthly expenses, we offer the tools you need to keep track of your money easily. Our online and mobile banking features make it simple to check balances, transfer funds, and pay bills anytime, anywhere.

Digital & Online Banking

Convenient Features

We know that everyone's financial needs are different, which is why we offer various features to simplify your banking experience. You can sign up for e-statements to stay organized while reducing paper clutter; it's not just eco-friendly but also helps you access your statements anytime with just a few clicks. If you're on the go, our mobile application makes it even easier to manage your accounts right from your smartphone. Whether you're making mobile payments or sending money through person-to-person transfers, our app offers all the functionalities you need to handle your finances efficiently.

Security First

Your security is our priority. At Financial Partners, we utilize advanced security measures to protect your information while providing a user-friendly experience. This means you can enjoy the convenience of digital banking with peace of mind knowing that your data is safe. In today's fast-paced world, having quick and easy access to your funds is vital. With our robust digital banking options, you can confidently take charge of your financial journey from the comfort of your home or on-the-go. Join us today at Financial Partners and discover how our digital banking services can enhance your banking experience!

Financial Strength

Focused on Member Success

With $133,777,305 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial goals is evident in our lending capacity as well; we have $8,721 in used auto loans and a total of $1,758,187,467 in loans and leases available to support you across various sectors.

Growing Membership Base

The trust placed in us is reflected by our total share accounts of 191,474, showcasing a strong and growing member base that values what we offer. Additionally, the funds available for lending stand at $0, reinforcing our capacity to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Partners is your trusted partner. Visit us at 365 S Spruce Ave South San Francisco Ca 94080 or call (800) 950-7328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency shines through with a reported $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 281 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $822,439,822 in share certificates and $141,571,852 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $86,259,988, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $200,177,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $891 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $106,118,643 in used vehicle loans and $107,996,315 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make financing your dream car simple and affordable.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $381,724,801 provide the capital needed to expand operations or invest in new projects. We understand the unique needs of businesses and are committed to supporting your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $269,427,113, make buying or refinancing straightforward. We're here to help guide you through the process so you can feel confident in your investment.

Refinancing Options

If you're interested in refinancing any of these loans, our team is ready to discuss eligibility options that could save you money on monthly payments or lower interest rates. At Financial Partners located at 365 S Spruce Ave South San Francisco CA 94080, we pride ourselves on providing personalized service and expert advice. If you have questions or want to explore loan offerings further, don't hesitate to reach out at 800-950-7328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $60,555,990 in loans helping members manage their finances effectively. Our credit card products come with rewards and benefits that make everyday purchases more rewarding.

Loan Aggregator

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FINANCIAL PARTNERS CREDIT UNION