Financial Partners Credit Union San Diego CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Financial Partners, your trusted credit union located at 3350 La Jolla Village Dr, San Diego, CA 92161. Since our establishment in 1937, we have been dedicated to serving our community with a personal touch and a commitment to financial well-being. With over 93,000 members and assets totaling an impressive $2,239,420,423, we pride ourselves on being a reliable partner in your financial journey. At Financial Partners, we understand that every member's needs are unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. Our experienced team is here to support you every step of the way. Under the leadership of CEO Nader Moghaddam and Board President Yves Pinkowitz, we strive for excellence while ensuring that our members receive personalized service tailored to their individual goals. While you can visit us at our San Diego branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 7800 Imperial Hwy, Downey, CA 90242-3457. With a net worth of $200,177,265 and total deposits reaching $97,122,332, Financial Partners is not just about numbers; it's about building lasting relationships within the community. We also maintain a solid cash position with $28,974,381 readily available to meet your needs. Whether you're looking for competitive loan rates or a secure place to save your hard-earned money, we're here for you. Feel free to reach out at 800-950-3728 or explore more about us on our website here. Join us at Financial Partners today and discover how we can help you achieve your financial dreams!

Branch History & Mission

Community Commitment

We take pride in our partnerships with local organizations and community outreach efforts aimed at improving lives across San Diego. Our commitment extends beyond financial services; we actively participate in initiatives that uplift our neighbors and foster a sense of unity.

Join Us

If you're looking for a credit union that values community support alongside sound financial practices, we invite you to become a member of Financial Partners. Experience the benefits of personalized banking tailored just for you. Contact us today at 800-950-3728 or visit us online at fpcu.org to learn more about how we can help you reach your financial dreams!

Our Evolution

Since opening our doors, we have continually adapted to meet the needs of our members. From humble beginnings, we have expanded our services and offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Today, our total assets stand at an impressive $2,239,420,423, reflecting our strong financial health and dedication to serving our members effectively. Our journey has not just been about numbers; it's about people. We pride ourselves on fostering a sense of community and belonging among our members. Our operating hours are convenient for all Monday through Friday from 7 AM to 3 PM making it easy for you to access the services you need when you need them.

Our Mission

At Financial Partners, our mission is clear: we strive to provide exceptional financial services while making a positive impact in the communities we serve. We believe that banking should be more than just transactions; it should empower individuals and families to achieve their financial goals. Our dedicated team is always ready to assist you with personalized service that puts your needs first. We also understand the importance of innovation in today's world. That's why we've embraced digital advancements like online banking, mobile payments, and electronic signatures all designed to make your banking experience easier and more accessible. While members can visit us at 3350 La Jolla Village Dr, official correspondence should be sent to 7800 Imperial Hwy, Downey, CA 90242-3457.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spaces to ensure everyone can visit us comfortably. If you're in need of assistance, feel free to ask any of our friendly staff members who are always ready to help.

Get in Touch

Whether you're looking to open a new account or simply have questions about our services, don't hesitate to reach out! You can call us at 800-950-3728 for any inquiries or just stop by during our business hours. We look forward to welcoming you to Financial Partners soon!

Operating Hours and Services

At Financial Partners, we understand that your time is valuable. That's why we offer flexible banking hours from 7 AM to 3 PM, Monday through Friday, allowing you to fit your banking needs into your busy schedule. While visiting, you can take advantage of a range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit card rewards. For added convenience, we also have an ATM available on-site for quick cash withdrawals and balance checks. Although we do not offer drive-thru service at this branch, our team is dedicated to providing efficient service inside so you can get back to your day promptly. If you need to send us official correspondence, please note that our mailing address is 7800 Imperial Hwy, Downey, CA 90242-3457.

Member Eligibility

At Financial Partners, we believe that everyone deserves a financial partner who truly cares. Joining our community is easy and welcoming! If you live, work, or worship in our local area, you're likely eligible to become a member. We embrace individuals from all walks of life, making it simple for you to access the benefits of credit union membership. Our members enjoy competitive rates on loans, personalized service, and a range of products designed to meet your unique financial needs. To learn more about the specific eligibility requirements, feel free to check out the detailed information available at . When you're ready to take the next step toward membership or if you have any questions, don't hesitate to reach out to us at (800) 950-3728. We're here to help you start your journey at Financial Partners, located at 3350 La Jolla Village Dr San Diego Ca 92161!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $455 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $381,724,801, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments quickly and efficiently. Our merchant services allow you to accept payments through various channels, ensuring that you never miss out on a sale. From card readers to online payment solutions, we provide tools that adapt to your business needs, making transactions smooth for both you and your customers. Located at 3350 La Jolla Village Dr San Diego Ca 92161 in San Diego, CA, we're here to empower your business every step of the way. For more information or to speak with a representative, call us at (800) 950-3728. Let's work together to turn your business vision into reality!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a vehicle, our auto loans provide competitive rates and flexible terms. Picture driving off in your dream car without the stress of complicated loan processes. Our friendly staff will guide you through the options available, ensuring you find the best fit for your budget.

Business Banking

For entrepreneurs and business owners, we offer business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to provide the financial support you need.

Convenient Digital Banking Features

In today's busy world, convenience is key. At Financial Partners, we understand this and have equipped our members with robust online and mobile banking platforms. With features such as person-to-person payments and basic ATM access including withdrawals and balance checks you can manage your finances effortlessly at any time. If you have questions about our services or want to get started today, feel free to reach out at 800-950-3728. We're excited to partner with you on all your financial needs!

Credit Cards with Rewards

Our credit cards come packed with rewards that allow you to earn points on everyday purchases. Imagine receiving cashback or travel points just for using your card it's like getting paid to shop!

Mortgage Loans & Refinancing

Thinking about buying a home? Our mortgage loans are tailored to help you achieve homeownership with ease. We also offer refinancing options if you're looking to lower your monthly payments or access cash from your home's equity. Let us help make the dream of owning a home a reality.

Personal Banking

Starting with personal banking, we offer both checking and savings accounts designed to help you manage your money effectively. Imagine having an account where your savings can grow while still being easily accessible for daily expenses. Our accounts come with convenient features like online banking and mobile access, so you can keep track of your finances from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we provide personal loans that can assist with everything from medical bills to home repairs. Additionally, if you're feeling overwhelmed by debt, our debt consolidation loans can simplify your payments into one manageable monthly bill.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization, which allows you to complete important transactions quickly and securely without the need for physical paperwork. Plus, if you prefer going paperless, e-statements are readily available to keep you organized and informed. For those on the go, our mobile application provides a user-friendly experience that includes mobile payments. This means you can make purchases directly from your phone with just a few taps! Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast. Security is paramount in everything we do at Financial Partners. Our systems are designed to protect your information while providing an easy-to-navigate experience. You can manage your accounts in real-time and have peace of mind knowing that your data is safe. In summary, whether you're looking for convenience with our mobile application or needing quick access through online banking, Financial Partners has the tools to help you manage your money effectively. Explore all these features today by visiting us at https://fpcu.org/ !

Financial Strength

Committed Team

We also take pride in having 281 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investment in Growth

With $133,777,305 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,721 in used auto loans and $1,758,187,467 in total loans and leases.

Membership Growth

Total Share and Deposit Accounts: 191,474, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Partners is your trusted partner. Visit us at 3350 La Jolla Village Dr San Diego Ca 92161 or call (800) 950-3728 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $822,439,822 in share certificates and $141,571,852 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $86,259,988, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $200,177,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $891 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $106,118,643 in used vehicle loans and $107,996,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we are here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $381,724,801 provide the capital needed to grow and expand. We understand how vital it is for businesses to have access to funds when opportunities arise. If you're considering refinancing any existing loans or are unsure about your eligibility for our loan products, our friendly team is ready to help you navigate through your options. We're dedicated to making your borrowing experience straightforward and supportive. If you have any questions or would like more information about our loan offerings, please don't hesitate to reach out at 800-950-3728. You can also find additional details on our website at Financial Partners. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $269,427,113, make buying or refinancing simple. We provide flexible terms and competitive rates that can make your dream of owning a home more attainable than ever.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $60,555,990 in loans helping members manage their finances effectively. These cards are designed to give you peace of mind with easy access to credit for everyday purchases or unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users can trust the accuracy and fairness of the loan offers presented to them. Each listing comes from legitimate financial institutions, ensuring that users receive genuine and transparent options.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

FINANCIAL PARTNERS CREDIT UNION