Financial Partners Credit Union Long Beach CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Financial Partners at our Long Beach branch, located at 4210 Mcgowen St, Long Beach, CA 90808. Since our establishment in 1937, we have proudly served our community, building a strong foundation of trust and reliability that our 93,053 members can count on. With total assets exceeding $2.23 billion, we are dedicated to providing exceptional financial services tailored to meet the unique needs of our members. Under the leadership of CEO Nader Moghaddam and Board President Yves Pinkowitz, our team of 289 employees is committed to helping you achieve your financial goals. Whether you're looking for personal banking options such as checking and savings accounts, auto loans, or even business banking solutions, we've got you covered. Our total deposits stand at an impressive $97,122,332, reflecting the confidence our members have in us. For those interested in financing options, we've facilitated over 44,186 loans and leases, ensuring that our members can access the funds they need when they need them most. Our net worth is a robust $200,177,265, which further solidifies our stability and commitment to our community. While members can visit us at 4210 Mcgowen St, official correspondence should be sent to our mailing address at 7800 Imperial Hwy, Downey, CA 90242-3457. We invite you to explore everything we offer by visiting us online at fpcu.org or giving us a call at 800-950-7328. At Financial Partners, we're more than just a credit union; we're your partner in achieving financial success. Join us today and experience the difference!

Branch History & Mission

Community Engagement

We understand that true service goes beyond transactions; it's about building relationships. That's why we've cultivated partnerships with various organizations that share our commitment to making Long Beach a better place for everyone. From youth programs to adult education initiatives, we're proud to play an active role in nurturing our community.

Join Us

As we continue this journey together, we invite you to become part of the Financial Partners family. With operating hours designed for your convenience Monday through Thursday from 9 am to 5 pm, Friday until 6 pm, and Saturday from 9 am to 1 pm our dedicated team is ready to assist you. Experience personalized service and discover how Financial Partners can help you reach your financial dreams today! Call us at 800-950-7328 or visit us online at Financial Partners for more information on how you can join us on this remarkable journey.

Our Journey

From our humble beginnings, Financial Partners has grown into a trusted institution with over 93,000 members and total assets amounting to an impressive $2,239,420,423. Our branch, located at 4210 Mcgowen St, Long Beach, CA 90808, serves as a welcoming space where individuals and families can access a range of financial products tailored to their needs. We pride ourselves on being more than just a bank; we are your partners in achieving financial success. Over the years, we've adapted to meet the changing needs of our members. We embraced technology early on by offering online banking and mobile payments, ensuring that our services are convenient and user-friendly. Our commitment to accessibility extends to ADA compliance, making sure everyone can benefit from what we offer.

Our Mission

At Financial Partners, our mission is clear: we strive to support our members not only with their financial goals but also through community initiatives. We believe in giving back and actively participate in local outreach programs aimed at enhancing the quality of life in Long Beach. Whether it's providing financial education workshops or supporting local charities, we aim to make a positive impact. While members can visit us at 4210 Mcgowen St, official correspondence should be sent to our mailing address: 7800 Imperial Hwy, Downey, CA 90242-3457.

Branch Location & Accessibility

Accessibility Features

At Financial Partners, we prioritize accessibility for all our members. Our branch features ADA-compliant ramps and parking facilities to ensure everyone can visit without hassle. We have ample parking available so you can stop by without worrying about finding a spot.

Call to Action

We invite you to come visit us at Financial Partners! If you have questions or need assistance before stopping by, feel free to give us a call at 800-950-7328. We look forward to helping you achieve your financial goals!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours designed to fit your busy schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you're looking for personal banking assistance or need help with loans and mortgages, our friendly staff is ready to assist you during these hours.

Services Offered

Financial Partners offers a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options that suit every financial situation. Our online and mobile banking services make managing your accounts even easier, allowing you to bank on-the-go. For added convenience, we also provide ATM access at our branch so you can withdraw cash or check balances anytime you need it.

Member Eligibility

At Financial Partners, becoming a member is like joining a welcoming family that truly cares about your financial well-being. If you're wondering who can join us, the good news is that we keep it simple! Anyone who lives, works, worships, or attends school in our community is eligible to become a member. This means you can enjoy all the benefits of membership, from personalized service to competitive rates on loans and savings accounts. Plus, you'll be part of a supportive network dedicated to helping you achieve your financial goals. Ready to take the next step? Opening an account at Financial Partners is an easy process. You can find all the details you need by visiting our website at , where you can also check for any updates on eligibility criteria. If you have questions or want to speak with someone directly, feel free to give us a call at (800) 950-7328. We can't wait to welcome you into our community at 4210 Mcgowen St Long Beach Ca 90808!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $455 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $381,724,801, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine being able to accept payments quickly and securely, giving your customers more ways to pay while managing your cash flow efficiently. Our services help you focus on what truly matters growing your business. Visit us at 4210 Mcgowen St Long Beach Ca 90808 in Long Beach, CA or call us at (800) 950-7328 to learn more about how we can help your business thrive!

Comprehensive List Of Services

ATM Services

Need cash in a pinch? Our ATM & Cash Withdrawal Services ensure easy access to your funds whenever you need them. With basic ATM access for withdrawals and balance checks, managing your money has never been easier. At Financial Partners in Long Beach, we're committed to helping you navigate your financial landscape with ease and confidence. If you'd like more information about any of our services or have specific questions regarding how we can assist you further, feel free to reach out at 800-950-7328 or visit us online at fpcu.org. We're here to support all your financial needs!

Business Solutions

For local businesses, we offer comprehensive Business Banking solutions, including Merchant Services & Business Loans. These services are designed to support your growth and streamline operations so you can focus on what matters most running your business.

Credit Options

Looking to earn rewards while spending? Our Credit Cards with Rewards program gives you the flexibility to choose how you earn points on everyday purchases.

Debt Management

If you're feeling overwhelmed by debt, our Personal Loans & Debt Consolidation services can provide relief. We work with you to create a plan that suits your financial situation, helping you regain control over your finances.

Digital Banking Convenience

In today's fast-paced world, we understand the importance of convenience. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Whether it's checking balances, making transfers, or paying bills, our platforms are user-friendly and secure.

Home Financing

Thinking about buying a home? Our Mortgage Loans & Refinancing options can guide you through the process with competitive rates and flexible terms. We know that homeownership is a significant step, and we're here to make it as smooth as possible.

Personal Banking

For individuals seeking to manage their finances effectively, our personal banking options are tailored just for you. We offer Checking & Savings Accounts that make it easy to handle your daily transactions and save for future goals. If you're thinking about getting a new car or refinancing an existing vehicle, our Auto Loans & Vehicle Financing services are here to help you get on the road without breaking the bank.

Digital & Online Banking

Key Features for Your Convenience

With our 24/7 online banking services, you can check your account balance, transfer funds, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfers make it easy to send and receive money instantly. Plus, if you're looking for a hassle-free way to keep track of your spending, our e-statements are available for all members, providing you with secure access to your financial documents. Security is also top of mind. We utilize electronic signature authorization, allowing you to sign documents digitally without worrying about your information being compromised. This feature not only saves time but adds an extra layer of security to your transactions.

Mobile Banking on the Go

Stay connected with our mobile application, which offers all the features of online banking right in the palm of your hand. You can make mobile payments effortlessly, ensuring you never miss a beat when it comes to managing your finances. With real-time notifications, you'll always be aware of your account activity. In today's fast-paced world, having control over your finances shouldn't be complicated. At Financial Partners, we prioritize accessibility and ease-of-use in every aspect of our digital banking services. Join us today and experience the convenience of modern banking tailored just for you!

Financial Strength

Committed to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 281 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Our total share accounts stand at 191,474, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, indicating our capability to support your needs as they arise. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Partners is your trusted partner. Visit us at 4210 Mcgowen St Long Beach Ca 90808 or call (800) 950-7328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $822,439,822 in share certificates and $141,571,852 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $86,259,988, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $133,777,305 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8,721 in used auto loans and a total of $1,758,187,467 in loans and leases available for you.

Strong Financial Health

With a net worth of $200,177,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $891 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $106,118,643 in used vehicle loans and $107,996,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $381,724,801 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to support your business journey. At Financial Partners located at 4210 Mcgowen St Long Beach Ca 90808, we're committed to helping our community thrive through accessible financial products. If you're interested in refinancing or exploring eligibility options for any of our loans, please don't hesitate to reach out. For more information or to discuss your options further, give us a call at 800-950-7328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your financial journey!

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses, we offer total credit lines amounting to $592,874,701. We also have flexible terms on unsecured credit card loans, with a total of $60,555,990 helping members manage their finances effectively. These products are designed to give you access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $269,427,113, make buying or refinancing simple. We provide clear guidance throughout the process to ensure you understand your choices and can make informed decisions.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers are fair and transparent. By relying on verified data, users can trust that the comparisons they see reflect genuine offers from reputable lenders.

FINANCIAL PARTNERS CREDIT UNION