Financial Partners Credit Union Irvine CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Financial Partners, your trusted credit union located at 2272 Michelson Dr Ste 102, Irvine, CA 92612. Since opening our doors in 1937, we have been dedicated to serving our community with a personalized approach to banking. With over 93,000 members and $2.24 billion in total assets, we are proud to be a reliable financial partner for individuals and families alike. At Financial Partners, we understand that banking goes beyond transactions; it's about building relationships. Our commitment to our members is reflected in our impressive financial standing, including $97,122,332 in total deposits and a net worth of $200,177,265. We ensure that your hard-earned money is safeguarded while offering services designed to help you thrive financially. Whether you need an auto loan or are looking to refinance your mortgage, our experienced team is here to guide you every step of the way. Our leadership team is equally dedicated to your success. Under the stewardship of CEO Nader Moghaddam and Board President Yves Pinkowitz, we focus on providing exceptional service tailored to your unique needs. With a staff of 289 employees, we pride ourselves on being accessible and responsive to all inquiries don't hesitate to reach out at 800-950-3728 for any assistance. While members can visit us at our branch address for in-person support, please note that official correspondence should be sent to our mailing address: 7800 Imperial Hwy, Downey, CA 90242-3457. Join us today at Financial Partners and discover how we can help you achieve your financial goals. Visit our website at fpcu.org or call us now to learn more about our diverse range of personal and business banking services!

Branch History & Mission

At Financial Partners, we pride ourselves on a rich legacy of service and growth that has positively impacted our community since we opened our doors in 1937. Nestled in the heart of Irvine, CA, at 2272 Michelson Dr Ste 102, our branch has become a cornerstone for financial support and guidance for our members. With over 93,000 members and assets exceeding $2.23 billion, we have evolved from humble beginnings to a thriving credit union dedicated to making a difference. Our mission is simple yet profound: to empower our members through accessible financial services while fostering strong community ties. We believe that everyone deserves a chance to achieve their financial goals, whether it's buying a home, starting a business, or planning for the future. At Financial Partners, we strive to provide personalized banking solutions that fit the unique needs of each individual. As a member-focused institution, we embrace innovation and accessibility. Our branch offers modern conveniences such as online and mobile banking services, allowing members to manage their finances from anywhere. With an ATM on-site for quick access to funds and support from our friendly staff during lobby hours Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday until 1 PM we ensure that help is always just around the corner. While you can visit us at our Irvine location, any official correspondence should be sent to our mailing address: 7800 Imperial Hwy, Downey, CA 90242-3457. Throughout the years, Financial Partners has not only focused on financial growth but also on giving back to the community. We actively engage in partnerships with local organizations and initiatives aimed at improving the quality of life in Irvine and beyond. From educational workshops to charitable contributions, we are committed to making a real impact where it matters most. As we look toward the future, we invite you to join us on this journey. Experience the benefits of membership with Financial Partners today. Together, let's build a brighter financial future! For more information or assistance, feel free to call us at 800-950-3728 or visit our website at fpcu.org.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for everyone. Our branch is designed with ADA compliance in mind, featuring ramps and spacious layouts to ensure ease of movement. Ample parking is available nearby, making it hassle-free for you to stop by.

Get in Touch

If you have questions or need assistance, feel free to give us a call at 800-950-3728. We encourage you to visit us soon and experience the friendly service that makes Financial Partners your trusted financial institution. Remember, while members can visit us at our physical location, official correspondence should be sent to our mailing address at 7800 Imperial Hwy, Downey, CA 90242-3457. We look forward to welcoming you at our Irvine-Michelson branch!

Operating Hours

At Financial Partners, we want to accommodate your schedule. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you're stopping in for personal banking or exploring loan options, we're here when you need us.

Services Offered

Our branch provides a variety of services tailored just for you! From checking and savings accounts to auto loans and mortgages, we have everything you need under one roof. Plus, enjoy convenient ATM access for quick cash withdrawals or balance checks whenever it suits you.

Member Eligibility

Joining the Financial Partners community means becoming part of a supportive family that truly values its members. To become a member at Financial Partners, you'll find that eligibility is welcoming and straightforward. Whether you're a resident of our local area or affiliated with specific organizations, we aim to make membership accessible for everyone. This connection not only opens doors to a range of financial services but also provides you with the benefit of personalized support and community-driven initiatives. To get started, visit us at our branch located at 2272 Michelson Dr Ste 102 Irvine Ca 92612 where our friendly staff is ready to help you through the process. If you have questions about eligibility or want to dive deeper into the specifics, feel free to check out our detailed informati. And when you're ready to open an account, just give us a call at (800) 950-3728 or stop by during our operating hours. Joining Financial Partners is not just about banking; it's about joining a community that cares for your financial well-being!

Business Banking & Commercial Services

Practical Merchant Services

In addition to our loan offerings, we provide comprehensive merchant services that simplify transactions and enhance customer experiences. Imagine being able to accept payments quickly and securely, ensuring your customers leave satisfied every time. Our merchant services come equipped with user-friendly tools that make managing payments effortless because when your payment process runs smoothly, you can focus on what truly matters: growing your business. Visit us at 2272 Michelson Dr Ste 102 Irvine Ca 92612 in Irvine, CA or call us at (800) 950-3728 to learn more about how our business banking and commercial services can help you reach your goals.

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $455 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $381,724,801, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime, Anywhere

At Financial Partners, we recognize the importance of convenience in today's fast-paced world. That's why we provide various ways for you to access your funds easily. With our ATM services, you can withdraw cash or check balances without stepping inside the branch. Our mobile application ensures that banking is always at your fingertips whether you're at home or on the go. Whether it's managing personal finances or expanding a business, we're here for you every step of the way. To learn more about how our services can benefit you or to speak with one of our friendly representatives, please call us at (800) 950-3728 or visit us online at https://fpcu.org/. Join us at Financial Partners, where we prioritize your financial well-being!

Personal Banking Made Easy

Our Personal Banking services are designed with you in mind. We offer checking and savings accounts that help you manage your day-to-day finances effortlessly. Imagine having access to your funds whenever you need them through our convenient online and mobile banking options. You can check balances, transfer money, or even make payments right from your smartphone. If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing can help get you on the road without breaking the bank. With competitive rates and flexible terms, financing your dream car has never been easier. Similarly, our Mortgage Loans & Refinancing options cater to both first-time homebuyers and those looking to lower their monthly payments through refinancing.

Support for Your Financial Journey

We understand that sometimes life throws unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation solutions, helping you take control of your finances and reduce stress. Plus, our Credit Cards with Rewards provide not just a way to pay but also a chance to earn rewards on purchases, making every dollar count. For our business members, we have tailored Business Banking solutions that include merchant services and business loans. We are committed to supporting local businesses in their growth journey.

Digital & Online Banking

Enhanced Security and Ease of Use

Your security is our top priority. Our digital banking services are equipped with robust security measures to protect your personal information. You can feel confident knowing that your data is safe while using our services. We also provide a mobile application that allows you to manage your accounts on the go. With mobile payments enabled, making purchases or sending money through person-to-person transfers is as simple as a few taps on your smartphone.

Key Features for Your Convenience

Our online banking platform is accessible 24/7 at https://fpcu.org/. Whether you're checking your balance, transferring funds, or paying bills, it's all right at your fingertips. Plus, with electronic signature authorization available, signing documents online is quick and hassle-free. Do you prefer to go paperless? We offer e-statements so you can keep track of your finances without the clutter of paper. You'll receive your statements directly in your inbox, ensuring that you always have easy access to your financial information.

Real-Time Management

With our user-friendly interface, managing your account has never been easier. From viewing transactions in real-time to setting up alerts for account activity, you can stay informed and in control of your finances without any stress. Join us at Financial Partners and experience the ease of digital banking tailored just for you. For more information about our services, visit us at https://fpcu.org/ or give us a call at (800) 950-3728. We're here to support you every step of the way!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 191,474, showing a strong and growing member base that trusts us with their finances. This trust empowers us to lend more effectively while maintaining safety and soundness. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Partners is your trusted partner. Visit us at 2272 Michelson Dr Ste 102 Irvine Ca 92612 or call (800) 950-3728 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $133,777,305 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $8,721 in used auto loans and $1,758,187,467 in total loans and leases, supporting our members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $822,439,822 in share certificates and $141,571,852 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $86,259,988, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $4,203,023 figure, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 281 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $200,177,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $106,118,643 in used vehicle loans and $107,996,315 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that your monthly payments fit comfortably within your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $269,427,113, make buying or refinancing simple. We know that navigating the housing market can be daunting, but our knowledgeable team is here to guide you through every step of the process.

Other Financing Options

For business owners, our outstanding commercial loans totaling $381,724,801 provide the capital needed to grow and expand your business. We understand that running a business comes with its own set of challenges and financial needs. That's why we're dedicated to offering customized solutions that help you thrive. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, please don't hesitate to reach out. Our friendly team at Financial Partners is here to assist you! You can contact us at 800-950-3728 or visit us at our branch located at 2272 Michelson Dr Ste 102, Irvine Ca 92612. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Financial Partners, we're not just lending money; we're building relationships that matter. Let us help you find the right loan product today!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $60,555,990 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and provide you with the convenience of credit without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

One key feature of LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings here. The goal is to provide unbiased results so users can make informed decisions without any hidden agendas. Another significant benefit is the real-time rate comparisons available through LendMesh. Users can access up-to-date loan rates from multiple institutions, allowing them to see a range of options at a glance. This helps individuals find the best deals quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and reliable LendMesh has been for real customers. If you're looking to compare real-time loan offers and find the best rates for your needs, visit LendMesh today. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FINANCIAL PARTNERS CREDIT UNION - Irvine, CA

Type of Loan Offerings

Student Loans

Compare Loan Rates Near You

Loan rates in Irvine, CA (92612)