Financial Horizons Yerington NV Credit Union | Affordable Auto Loans & Easy ATM Access

Introduction

Welcome to Financial Horizons, your trusted partner in the heart of Yerington, NV. Since our establishment in 1947, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the needs of our 13,646 members. Located at 201 N Main St, Yerington, NV 89447, we invite you to explore how we can help you achieve your financial goals. At Financial Horizons, we understand that each member has unique aspirations and challenges. With total assets exceeding $292 million and deposits amounting to $17,347,989, we are well-equipped to support you through every stage of life. Our diverse range of services includes personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards that offer rewards. Additionally, for local businesses, we provide merchant services and business loans designed to foster growth and success. Under the leadership of our dedicated CEO, Theresa Lupori, and Board President James Scott, our team of 48 employees is committed to ensuring your financial well-being. We take pride in maintaining a strong net worth of $35,210,161 and having cash reserves totaling $3,061,136, which reflects our stability and reliability. While members can visit us at our branch for personalized service and support during our lobby hours from 10:00 AM to 5:00 PM, official correspondence should be sent to our mailing address at 201 N Main Street, Yerington, NV 89447. We believe in giving back to the community that supports us. Our ongoing involvement in local events and initiatives demonstrates our dedication to making Yerington a better place for everyone. Ready to take the next step toward securing your financial future? Call us today at 775-463-7842 or visit our website at Financial Horizons for more information about how we can assist you. Join us on this journey towards achieving your dreams!

Branch History & Mission

Commitment to Innovation

As times change, so do we. At Financial Horizons, we embrace digital advancements that make banking easier for you. Our online banking services allow members to manage their finances anytime and anywhere. We also provide mobile payment options and electronic signatures for added convenience. Accessibility is important to us; that's why our branch offers ADA-compliant facilities along with ATM availability and drive-thru banking for those who prefer face-to-face interactions without leaving their vehicle. While you can visit us at our main location for all your banking needs, any official correspondence should be sent to 201 N Main Street, Yerington, NV 89447 if it differs from our branch address.

Join Us

We invite everyone in Yerington and beyond to experience the benefits of being part of Financial Horizons. Whether you're looking for personal banking solutions or business services, we're here for you! Explore what we have to offer by visiting our website or giving us a call at 775-463-7842 during our lobby hours from Monday through Friday between 10:00 am - 5:00 pm. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet profound: to provide accessible financial services while enhancing the quality of life for our members and the community at large. We strive to offer services that range from checking and savings accounts to auto loans, mortgages, and business banking solutions. Whether you're looking to finance a new vehicle or save for your future, we are here to guide you every step of the way. We are dedicated not only to helping you achieve your financial dreams but also to giving back to Yerington through various outreach programs and partnerships. We understand that supporting local initiatives strengthens our community as a whole.

Branch Location & Accessibility

Accessibility Features

At Financial Horizons, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services comfortably. Additionally, we offer ample parking space right outside the branch.

Nearby Landmarks

Our branch is just a stone's throw away from popular local spots like the Yerington Park and the Lyon County Museum. This makes it easy to combine your banking errands with a visit to these community favorites.

Operating Hours

We understand that convenience matters. That's why we're open Monday through Friday from 10:00 AM to 5:00 PM. Come by during these hours, and our friendly staff will be happy to assist you with everything from checking and savings accounts to personal loans and mortgages.

Services Offered

You can take advantage of our drive-thru banking service for quick deposits and withdrawals without leaving your car. We also have an ATM available for your convenience perfect for cash withdrawals or balance checks any time of day. If you need assistance or have questions about our services, feel free to call us at 775-463-7842. We look forward to welcoming you into our Financial Horizons family!

Member Eligibility

At Financial Horizons, we believe that everyone deserves to be part of a community that supports their financial journey. Joining us is simple and welcoming! If you're a resident or employed in the local area, you're likely eligible to become a member. We invite individuals from all walks of life, whether you're looking for personal banking solutions or business services. The benefits of membership include access to tailored financial products, competitive rates, and a team dedicated to helping you achieve your goals. To find out more about our specific eligibility criteria, visit our website. We're here to make the process easy for you feel free to give us a call at (775) 463-7842 if you have any questions or need assistance with opening an account. Your journey with us starts at our branch located at 201 N Main St Yerington Nv 89447, where we're excited to welcome you into our family!

Business Banking & Commercial Services

Comprehensive Merchant Services

Imagine having the tools to accept payments seamlessly, manage transactions efficiently, and gain insights into your sales all at your fingertips. Our merchant services are designed with you in mind, simplifying the payment process so you can focus on what you do best: running your business. From point-of-sale systems to online payment options, we provide solutions that cater to your unique needs. Visit us at 201 N Main St Yerington Nv 89447 in Yerington, NV, or call us at (775) 463-7842 to learn how our tailored services can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,497,260, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our local entrepreneurs, we provide comprehensive Business Banking services including Merchant Services and Business Loans. We aim to empower small businesses by offering financial products that can help them thrive in today's economy.

Credit Options

At Financial Horizons, we understand the importance of having flexible credit options. That's why we offer Credit Cards with Rewards, allowing you to earn points on purchases that can be redeemed for various benefits.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust Online and Mobile Banking platforms. With features like ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits, withdrawals, and simple transactions, managing your finances has never been easier. Our digital tools also include Basic ATM Access, allowing you to check balances and make withdrawals whenever it suits you best. You can even transfer money easily through our person-to-person payment feature.

Personal Banking Solutions

We offer a variety of Personal Banking services that cater to your unique lifestyle. Our Checking and Savings Accounts provide convenient access to your funds, making it easy to manage your daily expenses. If you're in the market for a vehicle, our Auto Loans and Vehicle Financing options can help get you on the road with competitive rates tailored just for you. For those thinking about homeownership or refinancing their current mortgage, our Mortgage Loans and Refinancing services simplify the process while offering guidance along the way. And if you need some extra cash for personal projects or debt relief, consider our Personal Loans and Debt Consolidation options designed to fit your budget.

We're Here for You!

With all these services available at your fingertips, Financial Horizons is committed to being more than just a bank; we are your partner in financial wellness. Whether you're visiting us at our branch or accessing our services online, we're here to help you every step of the way. If you have any questions or want more information about how we can assist you further, please don't hesitate to call us at 775-463-7842. We look forward to serving you!

Digital & Online Banking

At Financial Horizons, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, accessing your accounts has never been more convenient. You can easily manage your finances 24/7 through our online banking platform at https://www.fhcunv.org/. With just a few clicks, you can check your balance, transfer funds, and view recent transactions from anywhere. Plus, our electronic signature authorization makes it simple to complete important transactions without the need for paper forms. We also provide e-statements, allowing you to receive your account statements electronically. This not only helps you stay organized but also reduces clutter in your mailbox talk about a win-win! If you're looking for an easy way to send money to friends or family, our person-to-person transfer feature lets you do just that with a few taps on your smartphone. For those who love mobile payments, Financial Horizons offers this feature too! You can make purchases directly from your mobile device, making shopping quick and hassle-free. While we don't currently have a mobile app available, our website is fully optimized for mobile use, ensuring that all these features are at your fingertips no matter where you are. In today's fast-paced world, having reliable access to your finances is crucial. Our online banking services prioritize both convenience and security so that you can focus on what matters most your life. Explore all these options and more today at https://www.fhcunv.org/!

Financial Strength

Focused on You

Unlike traditional banks, we focus on benefiting our members rather than external shareholders. With non-member deposits at $0, all our resources are dedicated to serving you providing better loan rates, lower fees, and exclusive perks tailored for our valued members.

Growing Together

We have a healthy member base with 25,323 total share accounts, demonstrating the trust placed in us by our community. Your financial journey is important to us at Financial Horizons. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Horizons is your trusted partner. Visit us at 201 N Main St Yerington NV 89447 or call 775-463-7842 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $25,514,723 in undivided earnings, we reinvest in innovative banking tools and stronger lending options. This investment allows us to enhance security measures while continually improving our services for you. Our lending capacity is robust; with $140,494,239 in total loans and leases, including $1,857 in used auto loans, we support various sectors to help fulfill your financial goals.

Member-Centric Savings Options

We prioritize our members' financial wellbeing. Our members' savings are secured through $44,439,219 in share certificates and $67,266,636 in money market shares, offering stable and rewarding growth opportunities. These options reflect our commitment to helping you grow your savings effectively.

Operational Efficiency

Our net income of $1,800,438 reflects our operational efficiency. This enables us to keep offering competitive loan rates and solid financial products tailored for you. We also take pride in having 47 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team committed to your satisfaction.

Solid Financial Foundation

With a net worth of $35,210,161, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.05% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing any existing loans or exploring eligibility options for our various loan products, please don't hesitate to reach out. You can contact us at 775-463-7842 for personalized assistance or visit us at our branch located at 201 N Main St Yerington NV 89447. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to empower you with the financial resources you need to succeed!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already facilitated over $38,070,700 in used vehicle loans and $37,263,714 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a new or used vehicle, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $3,497,260 provide the capital needed to grow and expand your ventures. We understand that running a business comes with its challenges, and having access to reliable funding can make all the difference.

Mortgage Loans

Thinking about homeownership? While currently we do not offer mortgage options such as Junior Lien 1-4 Family Residential Properties loans, we encourage you to explore our refinancing options if you're looking to lower your monthly payments or access equity from your current home. Our knowledgeable staff can help guide you through the process and ensure you make informed decisions.

Unsecured Credit Card Loans

For those who prefer flexibility in managing their finances, we offer unsecured credit card loans. Although there are currently no unsecured credit card loans issued at this time, our team can provide insights on how these products work and help you prepare for future opportunities.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By working only with verified institutions, LendMesh guarantees that the information presented is accurate and trustworthy.

FINANCIAL HORIZONS CREDIT UNION - Yerington, NV

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