Financial Horizons Hawthorne NV Credit Union | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Financial Horizons Credit Union, where your financial journey is our top priority. Established in 1947, our branch at Po Box 2288, Hawthorne, NV 89415 has been a cornerstone of the community, proudly serving 13,646 members with dedication and integrity. We understand that each member's needs are unique, which is why we offer a variety of services tailored just for you. With a robust total asset base of $292,198,704 and total deposits amounting to $17,347,989, we are committed to maintaining your trust through responsible financial management. Our net worth stands strong at $35,210,161, reflecting our stability and dedication to providing value to our members. As part of our commitment to helping you achieve your goals, we have facilitated over 5,507 loans and leases, empowering individuals and families in their financial pursuits. At Financial Horizons, we believe in the power of community. Our CEO, Theresa Lupori, along with Board President James Scott, leads a team of 48 employees who work tirelessly to ensure that you receive the best service possible. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans or mortgages, we're here to help every step of the way. While you can visit us at our branch location for personalized service during lobby hours from 10 AM to 5 PM on weekdays, we also encourage you to explore our online offerings at our website. For any inquiries or assistance, feel free to call us at 775-945-2421. Join us as we continue to grow together your financial future starts here!

Branch History & Mission

At Financial Horizons, we take pride in our rich history and unwavering commitment to our community. Founded in 1947, our branch has grown from a small local credit union into a trusted financial partner for over 13,000 members in Hawthorne, NV. Located at Po Box 2288, we are easily accessible and dedicated to serving the financial needs of individuals and families in our vibrant community. Throughout the years, Financial Horizons has continuously evolved to meet the changing needs of our members. From our early days providing basic banking services to now offering a comprehensive range of financial products including personal banking, auto loans, mortgages, and business loans we have remained steadfast in our mission: to improve the financial well-being of our members and support the communities we serve. Our mission goes beyond just numbers; it's about making a real impact. We believe that everyone deserves access to affordable financial services that empower them to achieve their goals. We strive to create lasting relationships by offering personalized service and guidance tailored to each member's unique situation. As we celebrate our legacy, we also embrace the future with advancements in technology that enhance member experience. With online banking, mobile payments, and ATM availability, managing your finances has never been easier. We ensure accessibility for all through ADA-compliant facilities and services, demonstrating our commitment to inclusivity. At Financial Horizons, we understand that being a good neighbor means giving back. We actively engage in community outreach programs and partnerships that strengthen local initiatives and support those in need. Our dedication is reflected not only in our financial performance boasting total assets of $292198704 but also in the trust placed in us by our members. While you can visit us at Po Box 2288 Hawthorne Nv 89415, official correspondence should be sent to P.O. Box 2288, Hawthorne, NV 89415 if different. If you have questions or need assistance, don't hesitate to reach out at (775) 945-2421 during our operating hours from Monday to Friday, 10 am to 5 pm. Join us at Financial Horizons Credit Union and experience the difference of a member-focused institution committed to your financial success and community well-being. Together, let's continue building a brighter future!

Branch Location & Accessibility

Connect With Us

If you need more information or want to speak with one of our representatives, don't hesitate to call us at 775-945-2421. We're excited to help you with your financial journey! Come visit us today at Financial Horizons, where your financial well-being is our priority.

Nearby Landmarks and Accessibility

Situated in the heart of Hawthorne, our branch is close to local landmarks that make finding us a breeze. You can enjoy hassle-free parking right outside, ensuring your visit is as smooth as possible. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for all our members.

Operating Hours and Services

We're open Monday through Friday from 10 AM to 5 PM, giving you ample time to stop by during your day. As you walk in, you'll be greeted by our friendly staff who are eager to assist you with a variety of banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we offer a wide range of services tailored just for you. For those on the go, we also have an ATM available for quick cash withdrawals and balance checks. If you're looking for convenience, our drive-thru service allows you to conduct simple transactions without leaving your vehicle.

Member Eligibility

Becoming a member of Financial Horizons is like joining a caring community where your financial well-being comes first. If you live, work, or worship in the Hawthorne area or are related to someone who does, you're likely eligible to join us. We welcome individuals from all walks of life, ensuring that everyone has access to our supportive services and fantastic benefits. Membership at Financial Horizons means you can take advantage of our competitive rates on loans and savings accounts, along with personalized service that makes banking feel easy and friendly. Opening an account is straightforward! You can learn more about the eligibility criteria by visiting this link. If you have any questions or need assistance, don't hesitate to call us at (775) 945-2421. We're here to help you on your journey towards better financial health right here at Po Box 2288 Hawthorne Nv 89415!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine a local café that needs a reliable way to process payments. Our merchant services simplify transactions, allowing business owners to focus on what they do best serving their customers. With user-friendly tools and personalized support, your payment processing becomes hassle-free, enabling you to grow your operations smoothly. Whether you're looking for a loan to invest in new equipment or need efficient payment solutions, Financial Horizons is here to empower your business every step of the way. Reach out to us at (775) 945-2421 or visit us today!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $15 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,497,260, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our local entrepreneurs, we offer specialized services under our Business Banking umbrella. From Merchant Services that simplify transactions to tailored Business Loans, we are here to support your venture every step of the way.

Connect With Us

Ready to explore all the ways Financial Horizons can assist you? Feel free to reach out at 775-945-2421, visit us at our branch located at Po Box 2288 Hawthorne NV 89415, or check out our website at Financial Horizons. We're excited to help you achieve your financial goals!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Financial Horizons, we provide robust Online & Mobile Banking solutions. Manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills directly from your phone. Our members also enjoy easy access to ATMs for cash withdrawals and balance checks without any hassle.

Drive-Thru and ATM Services

Need to deposit a check or make a quick withdrawal? Our basic drive-thru banking allows you to complete simple transactions swiftly and conveniently. Additionally, we have ATM services available for those who prefer a straightforward approach to banking on-the-go.

Personal Banking

We understand that managing your personal finances is important. That's why we offer Checking & Savings Accounts that fit various lifestyles and savings goals. Need funds for that dream car? Our Auto Loans & Vehicle Financing options come with competitive rates, making it easier to hit the road without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services are designed to help you secure the best deal possible. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation can provide the relief you need. And let's not forget about our Credit Cards with Rewards, which offer great perks for everyday spending.

Digital & Online Banking

Key Features

With 24/7 online banking services available at https://www.fhcunv.org/, you can easily access your accounts, check balances, transfer funds, and pay bills all from the comfort of your couch or while waiting in line. Plus, if you prefer to go paperless, we offer e-statements so you can keep track of your transactions without cluttering your mailbox. Do you need to send money to a friend or family member quickly? Our person-to-person transfer feature makes this process simple and fast. Just a few taps on your phone and you're done!

Mobile Convenience

For those who love to handle their banking on-the-go, our mobile payments feature allows you to make purchases directly from your mobile device. While we currently do not have a dedicated mobile application available, our website is fully optimized for mobile use, ensuring that all features are accessible from any smartphone or tablet. In a world where time is precious, Financial Horizons provides the tools for real-time account management and financial peace of mind. We invite you to explore our digital banking options today!

Security You Can Trust

Your security is our top priority. With electronic signature authorization, signing documents is not only convenient but also secure. You can rest easy knowing that your sensitive information is protected while you manage your finances digitally.

Financial Strength

Member-Centric Savings

Members' savings are secured through $44,439,219 in share certificates and $67,266,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is evident as we focus our resources to benefit you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,800,438 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 47 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $25,514,723 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,857 in used auto loans and $140,494,239 in total loans and leases.

Strong Financial Position

With a net worth of $35,210,161, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,205 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Community

Total Share and Deposit Accounts: 25,323, show a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments): $5,742,220, we ensure that your money is working for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Horizons is your trusted partner. Visit us at Po Box 2288 Hawthorne Nv 89415 or call (775) 945-2421 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,070,700 in used vehicle loans and $37,263,714 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring you find a solution that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $3,497,260 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we are here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently have $0 in Junior Lien 1-4 Family Residential Properties loans available, making it easy for you to explore your options for financing your dream home.

Refinancing Options

If you're considering refinancing existing loans for better rates or terms, our team can help you explore those options too. We want to ensure you are making the most out of your financial choices. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. You can reach us at 775-945-2421 for more information or visit us at our branch located at Po Box 2288 Hawthorne Nv 89415 during our operating hours from Monday to Friday between 10 am and 5 pm. Let us help you find the right loan product that fits your needs!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards can provide you with added purchasing power while maintaining control over your spending.

Loan Aggregator

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