Financial Health Indianapolis IN Credit Union | Top Mortgage Loans & Business Banking

Introduction

Welcome to Financial Health, your trusted partner in achieving financial wellness right here at our Fhfcu Med Tower Branch located at 1633 N Capitol Ave, Indianapolis, IN 46202. Since our establishment in 1971, we have proudly served over 7,500 members, providing them with a range of financial solutions tailored to meet their unique needs. At Financial Health, we prioritize your success and well-being. Our total assets stand strong at $31,416,167, reflecting our commitment to stability and growth for our members. With total deposits of $2,091,418 and a net worth of $3,525,792, you can trust that your money is in good hands. Our dedicated team of 20 employees, led by our CEO Monica Gilbert and Board President Steven Jones, is passionate about fostering a welcoming environment where every member feels valued. Whether you're looking for personal banking options like checking accounts or auto loans, or business services including merchant services and business loans, we've got you covered. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 777 Indiana Ave, Indianapolis, IN 46202. We invite you to explore the various services we offer from online banking to ATM access designed to make managing your finances easier than ever. If you have questions or need assistance, don't hesitate to give us a call at 317-559-7280. Join us today and experience the Financial Health difference! For more information on how we can assist you in reaching your financial goals, visit our website at financialhealthfcu.org. Your journey towards financial wellness starts here!

Branch History & Mission

Welcome to Financial Health, a cornerstone of community support and financial empowerment in Indianapolis, IN. Established in 1971, our branch has a rich history marked by growth and unwavering commitment to our members. Since opening our doors at 1633 N Capitol Ave, we have welcomed over 7,500 members, providing them with essential financial services and fostering a sense of belonging. At Financial Health, our mission is clear: we strive to improve the financial well-being of our members while actively engaging with the community around us. We believe that everyone deserves access to reliable financial resources. Our focus goes beyond just banking; we aim to empower individuals through education and support, helping them achieve their financial goals. Over the years, we have grown significantly, now boasting total assets of $31,416,167. This growth reflects not only our success but also the trust placed in us by the community we serve. Our headquarters in Indianapolis ensures that we stay connected to the heart of this vibrant city, continually adapting to meet the needs of those who rely on us. Our branch offers a variety of services designed for every stage of life from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. We are proud to provide online and mobile banking services, ensuring that our members can manage their finances conveniently from anywhere. While members can visit us at 1633 N Capitol Ave, official correspondence should be sent to 777 Indiana Ave, Indianapolis, IN 46202. We understand the importance of accessibility, which is why we offer an ATM on-site and shared service center availability for additional convenience. Community involvement is at the core of what we do. We regularly participate in outreach programs and partnerships aimed at supporting local initiatives and improving lives across Indianapolis. Our commitment extends beyond banking; it's about building relationships and nurturing a supportive environment where everyone can thrive. As we look forward to the future, we invite you to join us on this journey. Experience the benefits of being part of Financial Health where your financial wellness is our priority. For more information or to become a member today, please call us at 317-559-7280 or visit our website at financialhealthfcu.org. Let's work together toward achieving your financial dreams!

Branch Location & Accessibility

Welcome to the Financial Health branch, located conveniently at 1633 N Capitol Ave in Indianapolis, IN. Nestled in the heart of Marion County, our location is not just easy to find; it's also surrounded by landmarks that make your visit even more enjoyable. Whether you're coming from the bustling downtown area or nearby neighborhoods, you'll appreciate our accessible parking and ADA-compliant facilities that ensure everyone can easily access our services. While members can visit us at this address, official correspondence should be sent to our mailing address at 777 Indiana Ave, Indianapolis, IN 46202. This ensures all your important documents reach us without delay. At Financial Health, we understand that convenience is key for our members. That's why we offer a range of services tailored to meet your banking needs. Enjoy personal banking solutions like checking and savings accounts, auto loans, and credit cards with rewards all designed to help you achieve financial wellness. Plus, with ATM access available, you can withdraw cash or check your balance with ease. Our lobby hours are designed for your convenience: we're open Monday, Tuesday, and Thursday from 9:00 AM to 4:30 PM; Wednesday from noon until 4:30 PM; and Friday from 8:00 AM to 6:00 PM. Feel free to call us at 317-559-7280 if you have any questions or need assistance before visiting. We invite you to stop by and experience the friendly service and support that makes Financial Health a trusted partner in your financial journey. Come see us today!

Member Eligibility

At Financial Health, we believe that everyone deserves access to financial services that support their needs. Joining our community is simple and welcoming! To become a member, you need to meet certain eligibility criteria, which primarily include living, working, or attending school in the Indianapolis area. We're proud to serve a diverse group of individuals and families who value cooperative banking. For more detailed information on eligibility requirements, please check out our website at http://www.fhealthfcu.org/member-eligibility . Once you've confirmed your eligibility, opening an account with us is easy! You can start the process online by visiting https://financialhealthfederalcreditunion.formstack.com/forms/fhfcu_loan_app , or feel free to give us a call at (317) 559-7280 if you have any questions or need assistance. We're here to help you every step of the way as you take this important step towards better financial health at Financial Health, located at 1633 N Capitol Ave Indianapolis In 46202.

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans on the books, our focus remains on providing flexible financing solutions when the time is right.

Real-World Merchant Services

We also provide essential merchant services that streamline transactions and enhance customer experiences. Whether you're a small retailer or a growing service provider, our tools can help you accept payments efficiently, manage cash flow effectively, and ultimately focus more on what you do best serving your customers. Located at 1633 N Capitol Ave Indianapolis In 46202 in Indianapolis, IN, we're here to discuss how our services can support your business goals. For more information or to schedule a consultation, call us at (317) 559-7280. Together, let's build a successful future for your business!

Comprehensive List Of Services

Business Banking

For our business members, we provide comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're committed to helping you succeed.

Convenient Access

In addition to these offerings, we pride ourselves on making banking easy with features like basic shared branch transactions for partner credit union members. This means you can make deposits and withdrawals even when you're away from our branch!

Credit Cards & Rewards

We also offer credit cards that come with rewards programs. Picture earning points on everyday purchases that can be redeemed for travel or gift cards making each transaction more rewarding.

Final Thoughts

At Financial Health, our mission is simple: to provide exceptional financial services while ensuring convenience and accessibility. Our team is here to assist you Monday through Friday with varying hours tailored to fit your schedule so whether you're visiting us in person or using our digital tools from home, we have you covered. Ready to explore how we can help? Feel free to reach out at 317-559-7280 or visit us online at financialhealthfcu.org. We look forward to serving your financial needs!

Personal Banking

Starting with personal banking, we offer various checking and savings accounts designed to help you manage your money effectively. Imagine easily accessing your funds through our online and mobile banking platforms, where you can check balances, transfer money, and pay bills from anywhere. Plus, our ATM services make cash withdrawals simple and convenient. If you're considering buying a new car or refinancing an existing auto loan, our auto loans and vehicle financing options make it easy. We understand that purchasing a vehicle can be a big decision, and we're here to guide you through every detail. For those looking to invest in their dream home or refinance their current mortgage, our mortgage loans and refinancing services are tailored for you. We want to ensure you feel confident in your choice of financing for one of life's biggest investments. Additionally, if you find yourself needing extra funds for unexpected expenses or wanting to consolidate debt, our personal loans are readily available. With straightforward terms and competitive rates, we aim to relieve financial stress whenever possible.

Digital & Online Banking

E-Statements and Mobile Payments

Say goodbye to paper clutter! With e-statements available at Financial Health, you can view your financial statements electronically. This not only helps the environment but also allows for easy tracking of your transactions. And if you're looking for hassle-free payment options, you'll love our mobile payments feature. Whether you're out shopping or dining with friends, you can make quick payments right from your phone. At Financial Health, we're committed to making your banking experience as easy and accessible as possible. With real-time account management and a suite of digital tools at your disposal, managing your finances has never been easier!

Key Features

With 24/7 online banking services, you can check your account balance, transfer funds, and pay bills without stepping foot outside. Need to send money to a friend? Our person-to-person transfer feature makes it easy to send cash directly from your account in just a few clicks. Plus, if you're on the go, our mobile application lets you access all these features from your smartphone. Security is a top priority for us. We ensure that all transactions are protected, giving you peace of mind as you handle your banking needs online. Although we don't offer electronic signature authorization yet, rest assured that our systems are built with robust security measures to keep your information safe.

Financial Strength

Growing Community Trust

With total share accounts reaching 12,399, we showcase a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $41,601, further highlighting our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Health is your trusted partner. Visit us at 1633 N Capitol Ave Indianapolis In 46202 or call (317) 559-7280 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $1,876,051 in share certificates and $1,030,516 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $126,343 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $3,158,330 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $1,056 in used auto loans and $14,360,040 in total loans and leases.

Strong Financial Health

With a net worth of $3,525,792, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,122 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,559,515 in used vehicle loans and $2,396,877 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or a used vehicle, we provide flexible terms to fit your budget.

Credit Lines

For those who prefer flexibility in managing their finances, our total credit lines amount to $4,060,000. This option allows you to access funds as needed without having to apply for a new loan each time. At Financial Health, we pride ourselves on our transparent lending practices and customer service excellence. If you're unsure about eligibility or need assistance navigating our loan offerings, don't hesitate to reach out. You can contact us at 317-559-7280 for any inquiries or visit us at our branch located at 1633 N Capitol Ave Indianapolis In 46202. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loans can serve you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,241,520, providing you with a reliable path toward owning your home. If you're considering refinancing your current mortgage, we have competitive rates that can help reduce your monthly payments.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $918,600 in loans helping members manage their finances effectively. With our credit card options, you can enjoy the convenience of cashless transactions while also earning rewards.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures that its loan comparisons are accurate by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By relying on trustworthy institutions, LendMesh provides users with peace of mind when comparing loan options.

Benefits of Using LendMesh

One of the key advantages of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not prioritize lenders based on paid promotions there are no sponsored listings here. The goal is to provide unbiased results that truly reflect the best options available for consumers. Moreover, LendMesh offers real-time rate comparisons from multiple institutions, allowing users to make informed decisions quickly. This timely access to information can save borrowers significant amounts over the life of their loans. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in helping individuals secure better financing options.

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

FINANCIAL HEALTH FEDERAL CREDIT UNION