Financial Educators Daytona Beach FL Credit Union | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Financial Educators, your trusted partner in financial well-being, located at 1200 W International Speedway Blvd, Daytona Beach, FL 32114. Established in 1969, we have proudly served our community for over five decades, providing essential banking services that foster growth and financial literacy. With a strong membership base of 1,408 individuals, we are more than just a credit union; we are a community committed to enhancing your financial journey. At Financial Educators, our total assets stand at an impressive $22,602,114, reflecting our stability and commitment to our members. With total deposits of $387,032 and total loans of 771, we strive to ensure that your savings work as hard as you do. Our net worth of $3,360,931 showcases the soundness of our operations and our dedication to serving you better every day. Our leadership team is here to guide you with integrity and transparency. Under the stewardship of CEO Russell Morin and Board President Robert Monroe, we prioritize the needs of our members above all else. Whether you're looking for personal banking solutions like checking accounts and auto loans or business services including merchant services and loans, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 11197, Daytona Beach, FL 32120-1197. We encourage you to explore our website at Financial Educators for more information on the services we offer and how we can assist you. Join us today and experience a credit union that truly cares about your financial success. Feel free to give us a call at 386-506-3040 or visit us during our lobby hours from Monday through Friday between 9:00 a.m. and 4:00 p.m. Let's take this journey together!

Branch History & Mission

Community Engagement

Community involvement is at the heart of what we do. We actively seek partnerships that enhance the quality of life for residents in Daytona Beach. Through various outreach programs and local sponsorships, we strive to uplift those around us while fostering a sense of belonging among our members. We invite you to join us at Financial Educators and experience firsthand the benefits of being part of a cooperative institution that truly cares about your financial well-being. Whether you're looking for a new banking relationship or seeking guidance on financial matters, we're here for you every step of the way. For more information or assistance, please don't hesitate to contact us at (386) 506-3040 or visit our website at financialedufcu.com. Let's build a brighter financial future together!

Our Evolution

From our humble beginnings at 1200 W International Speedway Blvd, we have always prioritized providing exceptional financial services. The dedication of our team and the trust of our members have fueled our growth and expansion. Today, we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. Our focus is not just on banking; it's about building lasting relationships within the community. Our headquarters in Daytona Beach, FL, serves as a hub for innovation and community outreach. We are proud to be accessible through various channels, including online banking options that allow for easy management of your finances from anywhere. With ATM availability at our location and dedicated lobby hours from Monday to Friday, we're here to serve you when you need us most.

Our Mission

At Financial Educators, our mission is simple yet impactful: to empower our members by providing them with valuable financial education and services that foster economic growth and stability. We believe that informed members make better financial decisions. That's why we are committed to offering educational resources and personalized support tailored to individual needs. While members can visit us at 1200 W International Speedway Blvd, official correspondence should be sent to P.O. Box 11197, Daytona Beach, FL 32120-1197. We prioritize transparency and accessibility because we want every member to feel confident in their financial journey.

Branch Location & Accessibility

Accessibility Features

At Financial Educators, we prioritize accessibility to make your banking experience as smooth as possible. Our branch features ADA-compliant entrances and ramps to accommodate all visitors. Parking is available nearby, so you can easily access our services without any hassle.

Call to Action

If you're looking for a reliable partner in your financial journey, come visit us at Financial Educators! Give us a call at 386-506-3040 if you have any questions or need further information. We look forward to welcoming you soon!

Operating Hours

We're here for you Monday through Friday from 9:00 a.m. to 4:00 p.m., with Wednesday hours also following this schedule. Whether you need assistance with checking accounts, savings plans, or loan applications, our friendly staff is ready to help during these hours.

Services Offered

Our branch provides a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to specialized services such as auto loans and credit cards with rewards, we've got something for everyone. Need cash? Enjoy the convenience of our ATM services right on-site. Although we do not offer drive-thru banking at this location, our team is always available inside the branch to assist you with any questions or transactions.

Member Eligibility

At Financial Educators, we believe that everyone deserves a chance to be part of a community that cares. Becoming a member is straightforward and welcoming, designed for individuals who live, work, or worship in the vibrant area around us. If you share these ties to our community, you're likely eligible to join us. Membership brings you the advantages of personalized service, competitive rates on loans and savings, and access to a variety of financial tools tailored just for you. We invite you to explore more about our eligibility criteria at http://www.financialedufcu.com/ps-acct.html , where you'll find all the details you need. Ready to take the next step? Opening your account with Financial Educators is simple! You can give us a call at (386) 506-3040 or visit us at our branch located at 1200 W International Speedway Blvd Daytona Beach Fl 32114. We're here to help you every step of the way as you embark on your financial journey with us. Your membership means more than just an account; it's about joining a family that supports your goals and aspirations!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify daily operations. Imagine running your business knowing you have reliable payment processing at your fingertips. Our solutions allow you to accept payments seamlessly, whether online or in-person, ensuring that transactions are smooth for both you and your customers. Located at 1200 W International Speedway Blvd Daytona Beach Fl 32114, Daytona Beach, FL 32114, our team is dedicated to guiding you through every step of the financial journey. Reach out to us today at (386) 506-3040 to learn how we can support your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services ensure you have access whenever needed. With basic ATM access for withdrawals and balance checks, getting cash has never been easier. At Financial Educators, we're not just about transactions; we're about building lasting relationships with our members by providing accessible financial solutions. Explore our comprehensive suite of services today by visiting us online at financialedufcu.com or stop by our branch in Daytona Beach. Let us support your journey toward financial success!

Auto Loans & Vehicle Financing

Dreaming of that new car? With our auto loans and vehicle financing options, we help make that dream a reality. Our competitive rates and flexible terms allow you to drive off the lot with confidence. Imagine cruising down the highway in a reliable vehicle without breaking the bank our financing can get you there.

Business Banking

For entrepreneurs, we provide comprehensive business banking services, including merchant services and business loans. Starting or growing a business requires support, and we're here to help with financing options tailored specifically for small businesses.

Credit Cards with Rewards

Our credit cards with rewards give you more than just purchasing power; they offer benefits that add value to your everyday spending. From cashback offers to points redeemable for exciting rewards, every swipe can bring you closer to something special.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make, and we're here to guide you through it with our mortgage loans and refinancing services. Whether it's your first home or you're looking to refinance an existing mortgage for better rates, we can help you navigate the process smoothly and securely.

Online & Mobile Banking

In today's fast-paced world, convenience is essential. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. Check balances, transfer funds, or pay bills all from the comfort of your home or on-the-go.

Personal Banking

We understand that managing your money effectively is key to financial well-being. That's why we offer personal banking services that include checking and savings accounts designed for convenience and flexibility. Whether you're saving for a vacation or need easy access to your funds, our accounts cater to your lifestyle.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or need to consolidate debt, our personal loans can provide the financial relief you need. Picture reducing multiple payments into one manageable monthly bill this can simplify your finances and reduce stress.

Digital & Online Banking

Key Services

Our online banking provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the convenience of e-statements, which means no more waiting for paper statements to arrive in the mail. Instead, you'll receive your statements electronically, keeping your information safe and accessible. If you need to send money quickly to friends or family, our person-to-person transfer feature makes it simple and fast. Just a few taps on your device are all it takes! Plus, with our mobile application available for download, managing your finances has never been easier.

Security and Ease of Use

Security is a top priority at Financial Educators. While we currently do not offer electronic signature authorization, rest assured that all transactions through our online services are protected with state-of-the-art security measures. We want you to feel confident when accessing your accounts. With features like mobile payments not yet available, our focus is on delivering reliable and efficient banking solutions that prioritize safety and ease of use. You can rely on us for real-time account management whenever you need it. Experience the future of banking with Financial Educators today where convenience meets security! Visit us online at https://www.financialedufcu.com/ and take control of your financial journey.

Financial Strength

A Solid Foundation

With a net worth of $3,360,931, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,487 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $3,360,931 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $162 in used auto loans and $12,411,872 in total loans and leases, we support your financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 5 full-time employees and 0 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Your savings are secured through $4,422,307 in share certificates and $4,963,638 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Your Trust Matters

Total Share Accounts stand at 3,478, showing a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service tailored specifically for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Educators is your trusted partner. Visit us at 1200 W International Speedway Blvd Daytona Beach Fl 32114 or call (386) 506-3040 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,439,299 in used vehicle loans and $666,184 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new vehicle or a reliable used one, we have flexible terms that make it easy for you to drive away satisfied.

Credit Lines

For those looking for extra financial support, we offer credit lines totaling $1,400,000. These lines of credit can be utilized as needed for various expenses from home improvements to travel and they come with competitive interest rates. If you're considering refinancing any existing loans or are unsure about eligibility options, feel free to reach out! We can provide information tailored to your situation and help you explore your options further. At Financial Educators, we're dedicated to empowering our community through financial education and accessible lending solutions. For more information or to apply for a loan today, contact us at 386-506-3040 or visit us at 1200 W International Speedway Blvd Daytona Beach, FL 32114. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $179,752, make buying or refinancing simple. We're here to guide you through the process and help you find a mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $560,572 in loans helping members manage their finances effectively. Whether it's for unexpected costs or planned purchases, our credit cards provide peace of mind along with the flexibility you need.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing accurate information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare loans without worrying about hidden incentives. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the real-world impact of using a trusted comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs.

FINANCIAL EDUCATORS FEDERAL CREDIT UNION - Daytona Beach, FL