Financial Center First Kokomo IN Credit Union | Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to Financial Center First, your trusted partner for financial well-being in the heart of Kokomo, Indiana. Established in 1953, we have proudly served our community for decades, growing alongside our members and adapting to their needs. With a total membership of over 63,000 and assets exceeding $880 million, we are dedicated to providing personalized financial solutions that empower you to achieve your goals. Located at 1935 S Dixon Rd, Kokomo, IN 46902, our branch is designed with you in mind. Whether you're looking for a checking account, an auto loan, or business banking services, we offer a wide range of products tailored to meet your unique financial needs. While members can visit us at this convenient location, any official correspondence should be directed to the same address. At Financial Center First, we understand that trust is built through transparency and reliability. Our net worth stands at an impressive $97.6 million, showcasing our stability and commitment to serving our members effectively. With total deposits reaching $50 million and cash reserves of over $3.8 million, you can rest assured knowing your finances are in safe hands. Our leadership team, led by CEO Cameron Minges and Board President Thomas Spahr, is passionate about fostering a community-centric approach. Together with our team of 196 employees, we strive to create a welcoming environment where every member feels valued and supported. We invite you to explore all that Financial Center First has to offer. For more information about our services or to open an account today, please visit us online at www.fcfcu.com or give us a call at 317-916-7700. Let us help you on your journey toward financial success!

Branch History & Mission

Community Focus

We understand that being a part of the community means actively participating in its growth and development. That's why we engage with various local organizations and events throughout Kokomo. We aim to foster connections that uplift individuals and families while ensuring that every member has access to the resources they need for a secure financial future. With features like ATM availability and drive-thru banking services for your convenience, we also prioritize accessibility for all members. Our dedication includes meeting ADA compliance standards so everyone can enjoy equal access to our services.

Join Us Today!

We invite you to experience everything Financial Center First has to offer! Whether you're looking for personal banking solutions or business support, we are here for you. Join us today and discover how being a member of Financial Center First can benefit you financially while strengthening our beloved Kokomo community together. For more information or assistance, please don't hesitate to reach out at 317-916-7700 or visit our website at www.fcfcu.com. Let's embark on this journey towards financial empowerment together!

Our Evolution

Over the years, Financial Center First has embraced change while remaining true to our mission: to provide exceptional financial services that empower our members and support our community. From our initial focus on basic banking needs to expanding into areas like auto loans, mortgages, personal loans, and business banking services, we have continuously adapted to serve you better. Our headquarters in Indianapolis helps guide our operations while ensuring that our Kokomo branch remains firmly rooted in the local community. We are proud to offer a variety of services that include online and mobile banking options, making it easier than ever for you to manage your finances on-the-go.

Our Mission Statement

At Financial Center First, our mission is clear: We are dedicated to promoting financial literacy and providing affordable financial solutions tailored to meet the unique needs of each member. We believe in supporting not just your financial well-being but also contributing positively to the greater Kokomo area through community outreach initiatives and partnerships. While members can visit us at 1935 S Dixon Rd, official correspondence should be sent to 1935 S DIXON RD, KOKOMO, IN 46902 if needed. Our commitment extends beyond traditional banking; we strive to create a welcoming environment where everyone feels valued.

Branch Location & Accessibility

Convenient Access and Features

At Financial Center First, we understand that accessibility matters. Our location offers ample parking, including spaces designed for those with disabilities. With ADA-compliant entrances and ramps, we ensure that everyone can comfortably access our services.

Get in Touch!

We invite you to experience the exceptional service at Financial Center First. Feel free to call us at 317-916-7700 if you have any questions or need assistance. Your financial journey starts here come visit us today!

Operating Hours and Services

We're here for you during convenient hours! Visit us Monday, Wednesday, and Thursday from 9 AM to 5 PM, Tuesday from 10 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 10 AM to 1 PM. Whether you need to open a new account or discuss loan options, our friendly team is ready to assist you. For those who prefer banking on the go, we offer ATM services right at our branch, alongside drive-thru banking for quick transactions without leaving your car. Plus, if you are a member of a partner credit union, you can take advantage of shared service center transactions here as well!

Member Eligibility

Becoming a member of Financial Center First is more than just opening an account; it's about joining a community that values your financial well-being. Located at 1935 S Dixon Rd Kokomo In 46902, we welcome individuals who live, work, worship, or attend school in the area, as well as family members of current members. If you fit into any of these categories, you're on your way to enjoying a range of benefits, from competitive rates on loans to personalized service that makes banking feel more like home. For detailed eligibility criteria, feel free to visit this page, where you can find all the information you need. Opening an account is a simple and welcoming process. You can start by visiting us or checking out our online application at [this link]( https://app.loanspq.com/apply.aspx ?lenderref=fcfirst020821 ). If you have any questions along the way, don't hesitate to give us a call at (317) 916-7700. We're excited to help you take this step towards better financial health with Financial Center First!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced marketplace, reliable payment processing is essential. Our merchant services simplify transactions, enabling you to focus on what you do best running your business. Imagine effortlessly accepting payments from customers while enjoying lower fees and faster deposits. This means you can reinvest savings back into your operations, whether it's hiring new staff or upgrading equipment. At Financial Center First, we are more than just a financial partner; we're dedicated to fueling your success. Reach out today to learn how our business banking and commercial services can elevate your enterprise!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $20,161,571, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Cash Withdrawal Services

Accessing your money should be straightforward. At our branch located at 1935 S Dixon Rd, Kokomo, IN 46902, enjoy the ease of our ATM & cash withdrawal services available around the clock. Plus, with our basic drive-thru banking for deposits, withdrawals, and simple transactions, you can handle your banking needs without leaving your car. If you're a member of a partner credit union, you'll also benefit from our shared branch transactions for deposits and withdrawals. We aim to make banking as convenient as possible for everyone.

Business Banking

For entrepreneurs and business owners, we offer specialized services that cater to your unique requirements. Our business banking services include essential tools like merchant services and business loans to help fuel your growth.

Connect With Us

We invite you to experience the full range of services at Financial Center First. Whether you're stopping by for personal banking or seeking business solutions, our friendly team is here to assist you. Feel free to reach out at 317-916-7700 or visit us online at www.fcfcu.com. Let us help you take the next step toward achieving your financial goals!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in comprehensive online and mobile banking features. With just a few clicks on your smartphone or computer, you can manage your accounts anytime, anywhere. Whether it's making payments, checking balances, or transferring funds, we've made it easy for you.

Personal Banking

We understand that personal banking is more than just transactions; it's about building your future. That's why we offer checking and savings accounts designed with you in mind. If you're considering a new vehicle, our auto loans and vehicle financing options can help you hit the road without breaking the bank. Perhaps you're looking to invest in property? Our mortgage loans and refinancing solutions make home ownership more accessible, giving you flexible terms and competitive rates. When life throws unexpected expenses your way, our personal loans and debt consolidation services provide a safety net. And if you love rewards, check out our credit cards with rewards, which let you earn while you spend!

Digital & Online Banking

Accessibility and Security

We know that security is a top priority for our members. That's why we provide 24/7 online banking services, ensuring that your information remains safe around the clock. Our platform uses advanced encryption technology to protect your data while offering easy navigation for real-time account management. While person-to-person transfers are not currently available, our commitment to enhancing accessibility continues as we explore new ways to serve you better. From managing loans to accessing funds, every feature at Financial Center First is designed with your ease in mind. Experience the convenience of modern banking with Financial Center First. Log in today at https://www.fcfcu.com/ and discover how easy it is to take control of your finances!

Key Features

Our online banking services come with a variety of features that enhance your banking experience. You can enjoy E-Statements, allowing you to receive your bank statements electronically, which is not only eco-friendly but also helps keep your financial records organized. Plus, with electronic signature authorization, signing documents is fast and secure, saving you time on paperwork. For those who prefer mobile transactions, our mobile application allows you to bank on the go. Whether you're paying bills or checking your balance, everything is right at your fingertips. You can also take advantage of our mobile payments feature, making it simple to shop or send money directly from your smartphone.

Financial Strength

At Financial Center First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial performance reflects a strong commitment to serving our community with reliability and trust. With a net worth of $97,621,663, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,104 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $226,906,444 in share certificates and $102,645,504 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,737,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $84,958,010 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $11,285 in used auto loans and $716,392,775 in total loans and leases, we support your financial goals across various sectors. While our net income currently stands at $0, this reflects our operational efficiency as we continue to adapt and grow for the benefit of all members. We also take pride in having 190 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments amount to $27,540,853, showing that we have the resources needed to help you achieve your financial aspirations. We boast a total of 98,748 accounts evidence of a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Center First is your trusted partner. Visit us at 1935 S Dixon Rd Kokomo In 46902 or call (317) 916-7700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $251,279,007 in used vehicle loans and $133,462,605 in new vehicle loans. This means you can drive away with confidence knowing that you're making a smart financial decision.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $20,161,571 provide the necessary capital needed for expansion and development. At Financial Center First, we believe in empowering our members with the right tools for success. If you're considering refinancing or exploring eligibility options for any of our loan products, feel free to reach out to us at (317) 916-7700. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit our website here for more information or to apply online today!

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed to make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $51,401,461, which can help you secure the home of your dreams.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes require extra financial support. We also provide flexible terms on unsecured credit card loans with a total of $10,892,400 in loans available. This allows our members to manage their finances effectively while enjoying the benefits of having a credit line.

Loan Aggregator

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Financial Center First