Financial Center First Indianapolis IN Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to Financial Center First, your trusted partner in financial well-being, located at 5455 W 86Th St, Indianapolis, IN 46268. Established in 1953, our credit union has grown to serve over 63,000 members with a strong commitment to community and member service. With total assets of $880,358,470 and total deposits reaching $50,271,942, we are dedicated to providing the best possible financial solutions tailored to your needs. At Financial Center First, we understand that every member's journey is unique. Whether you're looking for personal banking options like checking and savings accounts, auto loans, mortgage refinancing, or even business banking services, we are here to support you every step of the way. Our leadership team, led by CEO Cameron Minges and Board President Thomas Spahr, believes in fostering a welcoming environment where trust and transparency are paramount. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 5455 W 86th St, Indianapolis, IN 46268. We also provide convenient online services through our website at fcfcu.com, allowing you to manage your finances anytime and anywhere. With a solid net worth of $97,621,663 and over 32,064 loans issued to our members, we take pride in our ability to help you achieve your financial goals. Our friendly staff is available during lobby hours from Monday to Friday to assist you with any inquiries or services you may need. We invite you to experience the difference at Financial Center First. For more information or assistance, please call us at (317) 916-7700. Join us today and let's build a brighter financial future together!

Branch History & Mission

Community Engagement

Community outreach is at the heart of what we do. We actively participate in local initiatives aimed at supporting those in need and enhancing the quality of life in Indianapolis. From financial literacy programs in schools to partnerships with local organizations, we are dedicated to making a positive impact on the lives of those around us. As we look ahead, we invite you to join us on this journey. Whether you're looking for a new account or seeking guidance on your financial path, Financial Center First is here for you. Experience the difference of being part of a credit union that truly cares about its members' success. For more information or to become a member today, visit us online at Financial Center First or call us at (317) 916-7700. Join us and discover how we can help you achieve your dreams!

Our Evolution

Located at 5455 W 86th St, Indianapolis, IN 46268, Financial Center First has been a steadfast partner for individuals and families throughout Marion County. Our branch is easily accessible and near notable landmarks, making it convenient for our members to reach us. As we evolved, we continuously adapted to the changing needs of our members by expanding our services to include personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Since our inception, we've embraced technology to improve member experience. We offer online banking and mobile payment options that allow our members to manage their finances with ease. Additionally, we ensure ADA compliance so that everyone can access our services comfortably.

Our Mission Statement

Our mission goes beyond just offering financial products; it's about enriching lives and strengthening our community. We believe in providing quality financial education and support to help our members make informed decisions. We strive to empower individuals by helping them achieve their financial goals while fostering a sense of belonging within the community. While members can visit us at 5455 W 86Th St Indianapolis In 46268, official correspondence should be sent to 5455 W 86th St, Indianapolis, IN 46268. We are also proud to offer shared service center options for added convenience.

Branch Location & Accessibility

Welcome to Financial Center First, conveniently located at 5455 W 86th St in Indianapolis, IN. Our branch is nestled in a vibrant area, making it easy for you to stop by while running errands or enjoying the local sights. Whether you're near the bustling shopping centers or just passing through, we're here to serve your financial needs. At our branch, members can enjoy easy access with ample parking available. We ensure our facilities are ADA compliant, so everyone can navigate comfortably. If you need assistance, our friendly staff is always ready to help. We understand that your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 10 AM to 1 PM. If you ever have questions or need assistance outside of these hours, feel free to give us a call at 317-916-7700. For your convenience, we also provide ATM services right on-site. Although we do not have a drive-thru service at this location, our team is dedicated to making your banking experience smooth and efficient. Additionally, as part of our commitment to serving you better, we offer shared services for basic transactions like deposits and withdrawals if you are a member of partner credit unions. While members can visit us at our branch address, official correspondence should be sent to the same address: 5455 W 86th St, Indianapolis, IN 46268. Come see us at Financial Center First! We look forward to helping you with all your personal and business banking needs.

Member Eligibility

At Financial Center First, we believe that joining our community is a step towards better financial health and support. Becoming a member is open to anyone who lives, works, or worships in the Indianapolis area, as well as their family members. If you share our values of collaboration and care, we'd love to welcome you! Membership comes with a variety of benefits, including competitive rates on loans and savings accounts, personalized service, and access to a range of financial products tailored just for you. To learn more about eligibility details, feel free to visit this link for the most current information. When you're ready to take the next step, opening an account is straightforward simply follow this link or give us a call at (317) 916-7700. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans that Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $20,161,571, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

In addition to loans, we provide essential merchant services to help you manage payments effortlessly. Imagine running your retail shop or service-based business knowing that customers can pay easily and securely whether it's via card, mobile payment, or online transactions. Our solutions ensure you can focus more on what you do best: growing your business. Located at 5455 W 86Th St Indianapolis In 46268 in Indianapolis, IN, our dedicated team is ready to partner with you on your journey to success. Give us a call at (317) 916-7700 or visit us during our operating hours for personalized assistance!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes time to purchase a new car or refinance an existing vehicle loan, we offer competitive auto loans and vehicle financing options. Our friendly team is here to help you navigate the process and find a plan that fits your budget. Picture yourself driving off in your dream car with manageable monthly payments that won't break the bank.

Business Banking Services

For our entrepreneurial members, we offer specialized business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, which is why we're committed to supporting local businesses in their growth journey.

Convenient Access Points

In addition to all these offerings, we also provide ATM services for cash withdrawals and balance checks whenever you need them. Plus, if you're a member of partner credit unions, take advantage of basic shared branch transactions such as deposits and withdrawals all designed for your convenience. At Financial Center First in Indianapolis, we're more than just a credit union; we're a community partner invested in helping you achieve your financial dreams. If you're ready to explore how we can support your financial journey or if you have questions about any of our services, give us a call at 317-916-7700 or visit us at fcfcu.com. We're here for you!

Credit Card Rewards Program

Don't forget about our rewarding credit card options! With benefits like cash back on purchases, these cards can add value every time you swipe. Imagine earning rewards while paying for everyday items it's just another way we strive to make banking beneficial for you.

Home Financing Options

Homeownership is within reach with our flexible mortgage loans and refinancing services. Whether you're buying your first home or looking to lower your current mortgage rate, we have solutions tailored for you. Our knowledgeable staff will guide you through each step, ensuring you're informed and comfortable with your decisions.

Personal Banking Solutions

Whether you're looking to open a new checking or savings account, or you need assistance with managing your finances, our personal banking services have you covered. Imagine starting your day by easily accessing your accounts through our online and mobile banking platforms. With just a few taps on your smartphone, you can check balances, transfer funds, and even pay bills making it easier than ever to stay on top of your financial health.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. For those moments, our personal loans and debt consolidation options provide quick access to funds when you need them most. Let's say you want to consolidate multiple debts into one easy payment; we can help streamline that process so you can focus on what matters most.

Digital & Online Banking

Key Features

Our online banking services come equipped with a variety of features designed to enhance your banking experience. For those who prefer going paperless, we offer e-statements that allow you to access your financial information anytime without the clutter of physical documents. If you need to sign documents quickly, our electronic signature authorization service ensures that everything is handled securely and efficiently. For members who enjoy using their smartphones for payments, our mobile payments feature makes transactions simple. Plus, with our dedicated mobile application, you can bank right from the palm of your hand. Whether it's checking balances or making transfers, it's all just a tap away.

Real-Time Management

While many institutions may leave you waiting for updates, at Financial Center First, you benefit from real-time account management. This means you can see exactly what's happening in your accounts as it happens. Need to send money to a friend? While we currently don't offer person-to-person transfers, our other features ensure that all other banking needs are met promptly. In a world where time is precious, our digital banking options provide the accessibility and ease-of-use that today's members expect. With robust security measures in place, you can trust that your information remains safe while enjoying the flexibility of modern banking. Whether you're looking for basic account management or advanced services like e-statements and mobile applications, Financial Center First has got you covered every step of the way!

Financial Strength

A Strong Foundation

With a net worth of $97,621,663, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,104 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Member Base

Our net shares available for lending and investments amount to $27,540,853, while our total share accounts stand at 98,748. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Center First is your trusted partner. Visit us at 5455 W 86Th St Indianapolis In 46268 or call (317) 916-7700 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $226,906,444 in share certificates and $102,645,504 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,737,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 190 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $84,958,010 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,285 in used auto loans and $716,392,775 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $251,279,007 in used vehicle loans and $133,462,605 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used vehicle, our team is ready to assist you every step of the way.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $20,161,571 provide essential capital for expansion and operations. We're committed to supporting local businesses and helping them thrive. At Financial Center First, we pride ourselves on our commitment to our members' financial well-being. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out we're here to help! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more details about our loan offerings or to start your application today, visit us online at fcfcu.com or call us directly at 317-916-7700.

Credit Cards and Personal Loans

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans. With a total of $10,892,400 in unsecured credit card loans available, you can find the right solution for your spending needs without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $51,401,461, ensuring you have access to the funds needed for one of life's biggest investments.

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