Financial Center First Indianapolis IN Credit Union | Top Auto Loans & Business Banking

Introduction

At Financial Center First, we believe that financial services should be accessible, reliable, and tailored to your needs. Nestled in the heart of Indianapolis, IN, our Fox Road branch at 11715 Fox Rd Ste 100 is dedicated to serving our community with a personal touch. Established in 1953, we have grown into a trusted partner for over 63,000 members who rely on us for their banking needs. With total assets amounting to an impressive $880,358,470, we take pride in offering a range of services designed to help you achieve your financial goals. Our commitment to our members is evident in our robust offerings, including personal banking, auto loans, mortgage refinancing, and credit card options with rewards. Whether you're looking to save for the future or finance your next vehicle, we're here to help. Our leadership team, led by CEO Cameron Minges and Board President Thomas Spahr, brings a wealth of experience and dedication to our mission. Together with our team of 196 employees, we are proud to foster a welcoming environment where every member feels valued. If you have any questions or would like assistance with your financial journey, don't hesitate to reach out! You can contact us at 317-916-7700 or visit us during our lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 1:00 PM. We invite you to join us and discover how Financial Center First can support you today! For more information about our services or to apply for an account online, please visit our website.

Branch History & Mission

Join Us!

As we continue this journey together, we invite you to join Financial Center First. Experience firsthand how we can help you navigate your financial path with personalized service and commitment. Whether you're looking for an auto loan or need assistance with everyday banking tasks, we're here for you! Reach out today at (317) 916-7700 or visit us online at www.fcfcu.com to learn more about becoming a member. Together, let's build a brighter future!

Our Evolution

Since opening our doors, Financial Center First has consistently evolved to meet the needs of our members. We have seen significant milestones along the way expanding our services and enhancing our offerings to include everything from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Today, with total assets reaching an impressive $880 million, we are equipped to provide a wide range of financial products tailored to fit your life. As we grew, so did our commitment to innovation. We embraced digital advancements early on, ensuring that members could easily access online banking and mobile payments. Our services are designed with you in mind; whether it's through our drive-thru banking or shared service center availability, we strive to offer convenience and support for all your banking needs.

Our Mission

At Financial Center First, our mission is simple yet profound: to empower every member of our community through accessible financial services while fostering a spirit of inclusivity and support. We believe that everyone deserves the opportunity to achieve their financial goals. This dedication extends beyond just providing loans or accounts; it includes active engagement in community outreach efforts and partnerships that uplift those around us. We recognize that being part of a community means being there for each other. That's why we regularly participate in local initiatives aimed at strengthening neighborhoods and supporting local businesses. Our goal is not only to serve but also to enrich lives. While members can visit us at 11715 Fox Rd Ste 100 for all their banking needs, official correspondence should be sent to the same address as our mailing address: 11715 Fox Rd Ste 100, Indianapolis, IN 46236.

Branch Location & Accessibility

Welcome to Financial Center First, your friendly neighborhood credit union located at 11715 Fox Rd Ste 100 in Indianapolis, IN. Our branch is easily accessible, making it convenient for you to take care of your banking needs. Whether you're coming from nearby landmarks like the scenic Fort Harrison State Park or shopping at the Castleton Square Mall, we are right around the corner. At Financial Center First, we prioritize your comfort and accessibility. Our location features ADA-compliant entrances and ample parking, ensuring that everyone can visit us with ease. Plus, if you prefer a quick stop, our drive-thru service is available for simple transactions without leaving your vehicle. We understand that time is valuable. That's why our lobby hours are designed with your schedule in mind: we're open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 1:00 PM. If you need assistance outside these hours, don't hesitate to give us a call at 317-916-7700. In addition to personal banking services like checking and savings accounts, auto loans, and credit cards with rewards, we also offer a range of business banking solutions. Need cash? We have an ATM on-site for easy withdrawals and balance checks. While members can visit us at our branch for all their financial needs, official correspondence should be sent to our mailing address at the same location: 11715 Fox Rd Ste 100, Indianapolis, IN 46236. We invite you to stop by Financial Center First today! Our friendly team is eager to help you achieve your financial goals.

Member Eligibility

Welcome to the community at Financial Center First! Joining us is easy and open to many. If you live, work, worship, or attend school in Marion County, you're likely eligible to become a member. We believe in supporting our local community and providing financial services that truly make a difference in people's lives. Membership comes with its perks, including access to personalized banking options and competitive loan rates. To learn more about eligibility criteria, feel free to check out the details at . Ready to take the next step? Opening an account is straightforward just visit us online at https://app.loanspq.com/apply.aspx?lenderref=fcfirst020821 or give us a call at (317) 916-7700. We're located at 11715 Fox Rd Ste 100 Indianapolis In 46236, and our friendly team is here to help you every step of the way. Join us today and experience the benefits of being a part of Financial Center First!

Business Banking & Commercial Services

Loan Options to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $20,161,571, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Managing transactions should be simple. Our merchant services offer user-friendly payment processing options that allow you to focus on what matters most running your business. Whether it's accepting credit cards or managing online payments, we've got you covered. Visit us at 11715 Fox Rd Ste 100 Indianapolis In 46236 in Indianapolis, IN, or call us at (317) 916-7700 to learn more about how we can support your business journey today!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, Financial Center First has your back. Our business banking services include merchant services and business loans tailored to help your enterprise thrive. We know that running a business involves many moving parts, and we aim to simplify your banking experience so you can focus on what matters most your success.

Online and Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. You can manage your accounts anytime, anywhere with just a few clicks or taps. Need to withdraw cash? Our ATMs are readily available for quick access to your funds. Plus, with basic drive-thru banking for simple transactions like deposits and withdrawals, we've got you covered when you're on the go.

Personal Banking Solutions

We understand that everyone has unique banking needs, which is why we offer various personal banking options. Whether you're looking to open a new checking or savings account, our friendly staff is here to assist you. You can also explore our auto loans and vehicle financing options, making it easier for you to drive away in the car of your dreams. For those considering homeownership or refinancing, our mortgage loans are designed to guide you through the process with ease. We also provide personal loans for debt consolidation or other expenses, giving you the flexibility you need in managing your finances. Additionally, our credit cards come with rewards that make every purchase more rewarding.

Shared Branch Transactions

If you're a member of a partner credit union, you're welcome to use our facilities for basic shared branch transactions as well. This means you can make deposits and withdrawals without any hassle during your visit. At Financial Center First, we're here not just to serve but also to listen and adapt to your financial journey. If you have questions about any of our services or would like assistance in opening an account, don't hesitate to reach out! Call us at 317-916-7700 or visit us in person we look forward to welcoming you! Explore all that we have to offer by visiting our website at www.fcfcu.com. Your financial future starts here!

Digital & Online Banking

Key Features

Visit us at https://www.fcfcu.com/ to discover all the features we offer. Our online banking platform provides 24/7 access to your accounts, making it easy to check balances, pay bills, and track spending whenever it suits you. You can sign documents electronically with our electronic signature authorization feature, streamlining processes and saving you trips to the branch. E-statements are available too, so you can go paperless while keeping track of your financial statements effortlessly. If you're on the move, our mobile application gives you full control right in your pocket. Need to make payments? Our mobile payments feature allows for quick transactions directly from your phone.

Security and Accessibility

Your security is our top priority. All our digital services come with robust security measures to keep your information safe. We want you to feel confident using our platforms without worrying about your personal data. Managing your money has never been easier. With real-time account updates and the ability to transfer funds between accounts at any time, you'll always have a clear picture of your finances. Although person-to-person transfers are not available yet, we're constantly working on enhancing our services to meet your needs better. Whether you're looking for ease of access or secure transactions, Financial Center First has got you covered with our comprehensive digital banking options. Join us today and experience banking that fits into your lifestyle!

Financial Strength

Growing Together

With net shares available for lending and investments totaling $27,540,853, alongside a strong member base represented by 98,748, we are poised for continued growth while keeping your interests at heart. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Center First is your trusted partner. Visit us at 11715 Fox Rd Ste 100 Indianapolis In 46236 or call (317) 916-7700 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

Our commitment to your financial success is reflected in our $84,958,010 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $11,285 in used auto loans and $716,392,775 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member-Centric Resources

We prioritize your needs above all else. Members' savings are secured through $226,906,444 in share certificates and $102,645,504 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus our resources on benefiting you evidenced by our non-member deposits totaling $1,737,000.

Operational Efficiency

Our operational efficiency is illustrated by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 190 full-time employees and 6 part-time employees ready to assist you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $97,621,663, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,104 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For business owners, our outstanding commercial loans totaling $20,161,571 provide the capital needed to grow and expand. Moreover, if you're considering refinancing any existing loans or checking eligibility for additional financing options, our team is here to assist you every step of the way. We pride ourselves on being part of your financial success story at Financial Center First. If you have any questions or need assistance with your loan application, please don't hesitate to reach out to us at (317) 916-7700 or visit us at 11715 Fox Rd Ste 100 Indianapolis In 46236, Indianapolis, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $251,279,007 in used vehicle loans and $133,462,605 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a pre-owned one, our flexible terms can make your purchase easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,401,461, make buying or refinancing simple. We guide you through the process to ensure you find a solution that fits your lifestyle and budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,892,400 in loans helping members manage their finances effectively. This option is perfect for those looking to cover unexpected expenses or consolidate debt without collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability in the information provided. - No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results to users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, empowering them to make informed decisions about their borrowing options. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the genuine value that LendMesh provides. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.