Financial Center First Indianapolis IN Credit Union | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Financial Center First, your trusted partner in financial growth and community support. Located at 7101 E 56th St, Indianapolis, IN 46226, we have been proudly serving our members since 1953. With a commitment to providing exceptional financial services, we currently boast a membership of over 63,000 individuals who trust us with their banking needs. At Financial Center First, we understand that your financial journey is unique. That's why we offer a comprehensive range of services tailored to fit your lifestyle from personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our total assets stand at an impressive $880,358,470, ensuring that we have the resources to support our members effectively. Our dedicated team of 196 employees, led by our CEO Cameron Minges and Board President Thomas Spahr, works tirelessly to maintain the highest standards of service. We pride ourselves on our strong financial foundation, reflected in our total deposits of $50,271,942 and net worth of $97,621,663. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 7101 E 56th St, Indianapolis, IN 46226. Whether you're looking for personal loans or business banking solutions, we're here to help you achieve your financial goals. We invite you to explore what makes Financial Center First more than just a credit union it's a community focused on fostering relationships built on trust and reliability. For any questions or to learn more about how we can assist you, feel free to reach out at (317) 916-7700 or visit our website at www.fcfcu.com. Join us as we continue to grow together!

Branch History & Mission

Community Engagement

Throughout our history, we've actively sought ways to give back. From sponsoring local events to partnering with organizations that support education and social initiatives, we believe in investing in the communities where we live and work. We are also proud to offer shared service centers, which enhance convenience for our members by allowing them access to banking services at partner locations across the region.

Modern Banking Solutions

In today's fast-paced world, we've embraced technology while ensuring accessibility for everyone. Our digital offerings include online banking and mobile payments designed for ease of use. Additionally, our branch complies with ADA standards so that all members can access our services comfortably. Whether it's visiting us during lobby hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, or Saturday from 10:00 AM to 1:00 PM or using one of our ATMs or drive-thru services for quick transactions, we're here for you. As we look toward the future, we invite you to join Financial Center First. Experience firsthand how we're more than just a credit union we're a community partner dedicated to your financial success. Visit us today or call us at 317-916-7700!

Our Mission

At Financial Center First, our mission is simple yet profound: to enhance the financial well-being of our members and the communities we serve. We offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment goes beyond just banking; we strive to be a positive force in the community through partnerships and outreach programs that uplift those around us. We understand that every member's financial journey is unique. That's why we provide personalized service tailored to meet individual needs. Our team is here to guide you through every step whether you're applying for your first loan or planning for retirement.

Branch Location & Accessibility

Convenient Access

At Financial Center First, we understand that your time is valuable. That's why we offer ample parking right outside our doors, ensuring that you can easily pop in for your banking needs. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities so everyone can comfortably visit us.

Get in Touch

Have questions or need assistance? Feel free to call us at 317-916-7700. Our dedicated staff is ready to help you navigate your banking needs. We invite you to stop by Financial Center First at 7101 E 56th St today where convenience meets exceptional service!

Operating Hours

We know life gets busy, which is why our operating hours are crafted to fit your schedule. Visit us Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, or on Saturday from 10:00 am to 1:00 pm. Whether you need assistance with personal banking, auto loans, or anything in between, our friendly team is here for you during these hours.

Services Offered

From checking and savings accounts to mortgages and auto loans, Financial Center First offers a range of services tailored to meet your financial goals. We also have a drive-thru service for quick transactions and an ATM available for your convenience. Plus, we provide shared services for partner credit union members so even if you're not a member yet, we can assist you with basic transactions!

Member Eligibility

At Financial Center First, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports your financial journey. If you're looking to become a member, you'll be pleased to know that eligibility is quite straightforward. We welcome individuals who live, work, or worship in the area, as well as those who have family members already part of our credit union. This means that whether you're starting your first savings account or seeking a loan for a new vehicle, you can find a supportive environment at our branch located at 7101 E 56Th St Indianapolis In 46226. Getting started is easy! Simply visit us during our operating hours or give us a call at (317) 916-7700 for more information on how to open an account. You can also check the detailed eligibility criteria on our website at . We're excited to help you take the first step towards better financial health and a brighter future with Financial Center First!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $20,161,571, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loan offerings, our merchant services are designed to simplify everyday transactions. Imagine having a reliable system that allows you to accept payments effortlessly, whether you're running a brick-and-mortar store or an online shop. Our services help you focus on what matters most growing your business while ensuring that payment processing is smooth and efficient. Located conveniently at 7101 E 56Th St Indianapolis In 46226 in Indianapolis, IN, we're here to partner with you in achieving your business ambitions. Contact us today at (317) 916-7700 to explore how we can help you succeed!

Comprehensive List Of Services

Business Banking Services

Running a business comes with its own set of challenges. At Financial Center First, we offer specialized Business Banking services, including merchant services and business loans, designed to support entrepreneurs in achieving their dreams. Our team is committed to understanding the unique needs of businesses in our community.

Connect With Us

We invite you to visit us at 7101 E 56Th St Indianapolis In 46226 or give us a call at (317) 916-7700 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 10:00 AM to 1:00 PM. Explore all that we offer and let us assist you in achieving your financial goals. Whether you're just starting out or looking for ways to grow your wealth, Financial Center First is here for you every step of the way. Visit our website at Main Center for more information on how we can serve you better!

Convenient Access

Accessing your finances should be simple and convenient. That's why we have an ATM available at our branch for quick cash withdrawals and balance checks. Our drive-thru service also makes it easy for members who prefer face-to-face transactions without leaving their vehicles. Additionally, if you're a member of another credit union that partners with us, you can enjoy basic shared branch transactions like deposits and withdrawals at our location.

Financial Support When You Need It

Life can throw unexpected challenges your way. Our Personal Loans & Debt Consolidation services can offer you the support you need during tough times. Whether it's consolidating debt or funding a special project, we're here to help you find the right solution. For those who prefer using credit wisely, our Credit Cards with Rewards program allows you to earn points on purchases while managing your spending effectively.

Personal Banking Solutions

We understand that every member's financial situation is unique. That's why we offer Personal Banking options that include checking and savings accounts designed to help you manage your everyday expenses and save for your goals. Imagine having easy access to your money anytime through our user-friendly Online & Mobile Banking services. You can check balances, transfer funds, and pay bills right from your smartphone or computer. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing can make that dream a reality. With competitive rates and flexible terms, getting behind the wheel of a new car has never been easier. Plus, for those looking to invest in real estate, we provide comprehensive Mortgage Loans & Refinancing options tailored to fit your budget.

Digital & Online Banking

Key Features

With 24/7 online banking services, you can check your balance, transfer funds, and pay bills whenever it suits you. You'll also enjoy the ease of electronic statements, making it simple to keep track of your transactions without the clutter of paper. Plus, with electronic signature authorization available, you can complete important transactions quickly and securely from anywhere. For those who prefer managing their finances from their smartphones, our mobile application is here to help. With features like mobile payments, making purchases has never been easier or safer. You can also send money to friends and family effortlessly although person-to-person transfers aren't available at this time, we encourage you to explore other convenient options.

Security and Accessibility

We prioritize your security. Our online banking system employs robust measures to protect your personal information while giving you real-time access to your accounts. Navigating our services is straightforward, so even if you're not tech-savvy, you'll feel comfortable using our tools. In summary, Financial Center First is committed to providing a comprehensive digital banking experience that meets your needs. Visit us today at https://www.fcfcu.com/ to learn more about how we can support your financial journey with convenience and peace of mind!

Financial Strength

Commitment to Growth

With $84,958,010 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity is impressive, with $11,285 in used auto loans and a total of $716,392,775 in loans and leases available for our members' diverse needs. Our operational efficiency is highlighted by our net income of $0, enabling us to continue offering competitive loan rates and solid financial products tailored for our members.

Dedicated Team

Our commitment extends beyond numbers; it's about people too. With 190 full-time employees and 6 part-time employees, our team is dedicated to serving you with knowledge and care at every visit.

Growing Trust

We are proud to support a strong community of trust with 98,748 share accounts from our growing member base. This reflects not only the trust placed in us but also our dedication to maintaining the highest standards of service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Center First is your trusted partner. Visit us at 7101 E 56Th St Indianapolis In 46226 or call (317) 916-7700 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

We prioritize your savings. Members' funds are secured through $226,906,444 in share certificates and $102,645,504 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we focus our resources on benefiting you our valued members with better loan rates and exclusive perks. Currently, we have $1,737,000 in non-member deposits, which allows us to concentrate more on serving our loyal member base.

Solid Financial Position

With a net worth of $97,621,663, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further reflected in our net worth ratio of $1,104, demonstrating a solid capital foundation that ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $251,279,007 in used vehicle loans and $133,462,605 in new vehicle loans already helping members get on the road, we're committed to making your vehicle purchase as smooth as possible. Whether you're interested in financing a brand-new model or a reliable used option, our team will work with you to find the best terms that fit your budget.

Commercial Loans

For business owners looking to grow and expand their operations, we have outstanding commercial loans totaling $20,161,571. These loans can provide the necessary capital to take your business to new heights.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $51,401,461, which make buying or refinancing simple. We also provide guidance through the application process to ensure you understand every step along the way.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products mentioned above, our team is here to help you navigate these choices seamlessly. You can reach us at (317) 916-7700 for more information on any of our loan offerings or visit us online at Financial Center First. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Financial Center First, we're dedicated to providing personal service tailored to meet your needs let us be part of your financial journey today!

Unsecured Credit Card Loans

Managing everyday expenses is crucial for financial health. We offer flexible terms on unsecured credit card loans with a total of $10,892,400 in loans available to help our members manage their finances effectively. Whether you need assistance during unexpected times or want to earn rewards on your spending, our credit card options have you covered.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. The platform's commitment to accuracy means users can compare rates confidently, knowing that they are looking at legitimate data.