Financial Center First Greenwood IN Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Financial Center First in Greenwood, where we have been proudly serving our community since 1953. Located at 20 N Emerson Ave, Greenwood, IN 46143, our branch is more than just a financial institution; it's a place where you can build relationships and achieve your financial goals. With over 63,000 members and total assets exceeding $880 million, we are committed to providing personalized service that meets the unique needs of each individual and business we serve. Our dedicated team, led by CEO Cameron Minges and Board President Thomas Spahr, works tirelessly to ensure that our members receive the best financial products available, including auto loans, mortgage financing, personal loans, and business banking services. At Financial Center First, we understand that trust is key in any relationship. That's why we maintain a strong net worth of $97 million and offer competitive rates on savings accounts with total deposits amounting to $50 million. Whether you're looking to save for the future or need assistance with loans our total loans currently sit at 32,064 we're here for you every step of the way. We invite you to visit us at our Greenwood branch or reach out by phone at 317-889-8770. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 20 N Emerson Ave, Greenwood, IN 46143-8895. Our doors are open during convenient hours from Monday through Saturday, making it easy for you to access the services you need. Experience the difference that a member-focused credit union can make in your financial journey. Explore our website at fcfcu.com for more information on how we can assist you today!

Branch History & Mission

Community Focus

We take pride in being more than just a financial institution; we're an active part of the Greenwood community. Through various outreach programs and partnerships with local organizations, we aim to give back and support those in need. Our shared service center allows us to extend services even further by collaborating with other credit unions for mutual benefit. Join us on this journey towards better financial health! Whether you're looking for personal banking solutions or wanting to explore business opportunities with us, Financial Center First welcomes you. Come experience the difference today; your financial future awaits! For more information or inquiries, feel free to call us at 317-889-8770 or visit our website.

Mission Statement

At Financial Center First, our mission is simple: We strive to enhance the financial well-being of our members through exceptional service and community involvement. Our goal is not just to provide financial products but also to foster a sense of belonging among our members. We believe that by supporting local initiatives and partnering with organizations in Greenwood, we can uplift the entire community. While members can visit us at 20 N Emerson Ave for personalized service during our lobby hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 10 AM to 1 PM official correspondence should be sent to our mailing address at 20 N Emerson Ave, Greenwood IN 46143-8895.

Our Journey

Located at 20 N Emerson Ave, our branch has seen many changes over the years. We started with a mission to provide affordable banking solutions for all, and that mission remains strong today. As we evolved, so did our services expanding from basic checking accounts to a full suite of financial offerings including auto loans, mortgages, personal loans, and business banking solutions. Our total assets have grown impressively to $880,358,470, reflecting our commitment to sound financial practices and responsible growth. Our headquarters in Indianapolis continues to guide us as we embrace modern banking technologies while maintaining a personal touch. In addition to traditional banking services, we offer online and mobile banking options for added convenience. We are proud of our ATM availability and drive-thru services that make banking accessible for everyone.

Branch Location & Accessibility

Welcome to Financial Center First, conveniently located at 20 N Emerson Ave in Greenwood, Indiana! Our branch is nestled in the heart of Johnson County, making it an easy stop for all your banking needs. Whether you're heading to the nearby shopping centers or just passing through, we're here to serve you. At Financial Center First, we understand that accessibility matters. Our branch features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can visit us comfortably. You'll find our drive-thru service a quick and convenient way to handle simple transactions without leaving your car. Plus, with ATM availability on-site, you can access your funds whenever you need them. We invite you to visit us during our welcoming hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 10 AM to 1 PM. If you have any questions or need assistance, feel free to give us a call at 317-889-8770. While members can visit us at 20 N Emerson Ave, official correspondence should be sent to our mailing address at 20 N Emerson Ave, Greenwood, IN 46143-8895. We're proud to offer a range of services including checking and savings accounts, auto loans, mortgage financing, and more all designed with our members in mind. Our shared service center also provides basic transactions for partner credit union members. Come see us today! We look forward to helping you achieve your financial goals right here in Greenwood.

Member Eligibility

Becoming a member of Financial Center First is like opening the door to a welcoming community where you can feel supported in your financial journey. If you're looking to join us at our branch located at 20 N Emerson Ave Greenwood In 46143, you'll be pleased to know that eligibility is quite inclusive! Generally, anyone who lives, works, or worships in the area can become a member. We believe in making banking accessible for everyone, so if you meet these simple criteria, you're already on your way to enjoying the benefits of membership. Once you're ready to take this step, opening an account is a breeze! You can easily start the process by visiting our website at https://app.loanspq.com/apply.aspx?lenderref=fcfirst020821 . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (317) 889-8770. For more detailed eligibility information, feel free to check out our resource page at . We're excited to welcome you into our community!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $126 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $20,161,571, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for Your Success

In addition to loans, our merchant services simplify payment processing so you can focus on what matters most growing your business. Imagine accepting payments seamlessly from your customers, whether they're using credit cards or mobile wallets. Our solutions ensure you can manage transactions efficiently while enhancing customer satisfaction. Located at 20 N Emerson Ave Greenwood In 46143, in Greenwood, IN, we're just a call away at (317) 889-8770. Reach out today to discover how our business banking services can help turn your aspirations into achievements!

Comprehensive List Of Services

ATM and Drive-Thru Services

We know that sometimes you need quick access to cash or want to conduct simple transactions without stepping inside the branch. Our ATM services offer easy withdrawals and balance checks right when you need them. Plus, our drive-thru banking lets you handle deposits and withdrawals efficiently while staying in your car perfect for those busy days.

Business Banking Solutions

For our business members, we provide essential services such as merchant services and business loans. We understand how important it is for businesses to have access to reliable financial resources. Our team is here to help ensure that your business thrives.

Digital Banking Features

In today's fast-paced world, convenience matters more than ever. That's why Financial Center First offers robust online and mobile banking platforms. You can easily manage your accounts from anywhere, pay bills, transfer funds, and even access e-statements all from the palm of your hand. Our mobile app allows for secure transactions and keeps you connected to your finances.

Personal Banking Services

Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your daily expenses to auto loans and vehicle financing options that make it easy to get behind the wheel of your dream car, we aim to simplify your banking experience. Need a mortgage? We offer mortgage loans and refinancing options to help you secure your home sweet home. If you find yourself needing extra cash for unexpected expenses or planning for a big purchase, our personal loans and debt consolidation solutions can provide the assistance you require. Additionally, our credit cards come with rewards that allow you to earn while you spend.

Shared Branch Transactions

As part of our commitment to serving all members, we also offer shared branch transactions for partner credit union members. This means you can conduct basic deposits and withdrawals with ease, no matter where life takes you. With all these services available at Financial Center First, we invite you to explore how we can assist with your financial needs. For more information or if you're ready to take the next step in managing your finances better, give us a call at 317-889-8770 or visit us online at www.fcfcu.com. Your financial future starts here!

Digital & Online Banking

Convenient Online Services

With our online banking platform available at https://www.fcfcu.com/ , you can access your accounts anytime, anywhere. Check your balances, transfer funds, and pay bills effortlessly. Plus, we offer e-statements for a greener alternative to paper statements, so you can keep track of your transactions without the clutter.

Instant Access to Funds

Need to send money to a friend? While we currently do not support person-to-person transfers, our online banking still offers various convenient options for managing your finances. With real-time account management, you'll have everything you need right at your fingertips. Experience the ease of digital banking with Financial Center First today! Visit us at https://www.fcfcu.com/ and take advantage of these user-friendly features designed to enhance your banking experience.

Mobile Banking Made Easy

Our mobile application provides all the features you need right in your pocket. You can make mobile payments quickly and securely, allowing you to shop or dine out without needing cash or cards. With 24/7 online banking services, you're always connected to your financial information whenever you need it.

Security You Can Trust

Security is our top priority. We use electronic signature authorization to ensure that your transactions are safe and verified. You can rest easy knowing that your personal information is protected while using our services.

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 190 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our commitment extends to managing net shares (funds available for lending and investments) at $27,540,853. We also boast a strong member base with a total of 98,748 accounts that trust us with their finances.

Join Us Today!

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Financial Center First is your trusted partner. Visit us at 20 N Emerson Ave Greenwood In 46143 or call (317) 889-8770 to learn more about how we can help you achieve your financial goals.

Reinvestment for Growth

With $84,958,010 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $11,285 in used auto loans and $716,392,775 in total loans and leases, we support your financial goals across various sectors.

Secured Member Savings

Members' savings are secured through $226,906,444 in share certificates and $102,645,504 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,737,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $97,621,663, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,104 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $251,279,007 in used vehicle loans and $133,462,605 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used option, we have financing solutions that fit every budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $20,161,571 provide the capital needed to expand operations or invest in new projects. We understand that every business has its own set of challenges and needs; that's why our lending team works closely with you to find tailored solutions. We invite you to explore our loan offerings and see how we can help you reach your financial aspirations. If you're interested in refinancing options or have questions about eligibility for any of our products, please don't hesitate to contact us at 317-889-8770. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 20 N Emerson Ave Greenwood In 46143 or online at Financial Center First to learn more about how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,401,461, make buying or refinancing simple. We know that every homeowner's journey is different, which is why we offer personalized guidance throughout the application process.

Unsecured Credit Card Loans

For those looking to manage everyday expenses or unexpected costs without collateral requirements, we also offer flexible terms on unsecured credit card loans. With a total of $10,892,400 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that enhance your purchasing power.

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FINANCIAL CENTER FIRST CREDIT UNION - Greenwood, IN