Financial Builders Kokomo IN Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Financial Builders, your trusted partner in achieving financial wellness since 1964. Located at 2828 S Lafountain St, Kokomo, IN 46902, we are dedicated to serving our community with personalized banking solutions that fit your needs. With a strong membership base of 11,077 and total assets amounting to an impressive $145,146,170, we pride ourselves on being a reliable source of support for individuals and families in Kokomo. Our commitment to you extends beyond just numbers. We understand that financial success is about building relationships and trust. Under the leadership of our CEO, Brian Bargerhuff, and Board President, Terry Coolbaugh, we strive to create a welcoming environment where you feel valued and understood. Our team of 26 employees is here to provide exceptional service, whether you're looking for auto loans, mortgages, or personal banking solutions. At Financial Builders, we believe in making banking accessible and convenient for everyone. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 2828 S Lafountain St, Kokomo, IN 46902-3706. We invite you to explore the variety of services we offer ranging from checking and savings accounts to business loans all designed to help you reach your financial goals. Our members benefit from over $11,573,983 in deposits and a robust loan portfolio totaling 5,819 loans. With a net worth of $18,157,523, we are well-equipped to serve your financial needs today and into the future. Ready to take the next step? Call us at 765-455-0500 or visit our website at Financial Builders to learn more about how we can assist you on your financial journey!

Branch History & Mission

Welcome to Financial Builders, a cornerstone of community banking in Kokomo, Indiana. Established in 1964, we have proudly served our members for nearly six decades, growing alongside the vibrant community we call home. Our branch, located at 2828 S Lafountain St, Kokomo, IN 46902, has been a trusted partner for individuals and families seeking financial solutions tailored to their needs. From our humble beginnings, Financial Builders has evolved significantly. We began with a vision to provide accessible financial services that empower our members to achieve their dreams. Today, we serve over 11,000 members with total assets amounting to an impressive $145,146,170. This growth reflects our commitment to delivering exceptional value and support. Our mission is clear: we aim to provide personalized financial services while fostering a sense of community and belonging. At Financial Builders, we believe that every member deserves not just banking services but also guidance and support on their financial journey. Whether it's helping you secure an auto loan or offering tools for effective budgeting, our goal is to make banking easier and more rewarding. We understand that accessibility is crucial. That's why we offer convenient operating hours from Monday to Friday 9:00 am to 5:00 pm and extended hours on Fridays until 6:00 pm and Saturday mornings from 9:00 am to 12:00 pm. Additionally, our drive-thru service and ATM availability ensure that you can access your funds whenever you need them. While members can visit us at 2828 S Lafountain St Kokomo In 46902, official correspondence should be sent to our mailing address at 2828 S Lafountain St, Kokomo, IN 46902-3706. At Financial Builders, we take pride in being part of the Kokomo community beyond just banking. Our outreach efforts include partnerships with local organizations that promote financial literacy and well-being among residents. We strive to create positive change by supporting events and initiatives that uplift our neighbors. As we move forward into the future, we remain dedicated to enhancing your banking experience through innovative digital solutions while maintaining the personal touch you deserve. Our online and mobile banking platforms allow you to manage your accounts with ease and security. Join us at Financial Builders today! Experience how we're more than just a credit union; we're a community partner committed to your financial success. Visit us or call us at (765) 455-0500 we're excited to welcome you into our family!

Branch Location & Accessibility

Call to Action

Ready to experience personalized service? We invite you to visit us at Financial Builders! If you have any questions or need assistance before stopping by, don't hesitate to give us a call at 765-455-0500. We're excited to help you achieve your financial goals!

Nearby Landmarks and Accessibility

Situated near local landmarks, our branch is just a stone's throw away from popular spots like the Kokomo Mall and the beautiful Highland Park. This prime location makes it easy to combine your banking errands with shopping or leisure activities. We prioritize accessibility for all members, featuring ADA-compliant entrances and ramps to ensure everyone can access our services comfortably. Parking is ample and conveniently located right outside the branch, making it easy for you to come in and out.

Operating Hours

We know life gets busy, so we offer flexible hours to accommodate your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays from 7:30 AM to 6:00 PM. If you're looking for Saturday banking, we're here from 9:00 AM until noon. Additionally, enjoy the convenience of drive-thru banking during these same hours ideal for quick deposits or withdrawals without leaving your vehicle!

Services Offered

At Financial Builders, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Our ATM services are available around the clock for cash withdrawals and balance checks. Plus, our drive-thru allows for simple transactions without stepping inside.

Member Eligibility

Becoming a member of Financial Builders is like joining a family that truly cares about your financial journey. If you live, work, or attend school in the Howard County area, you're already eligible to join us! We welcome anyone who shares our values and wants to benefit from personalized financial services. With membership, you'll enjoy competitive rates on loans and savings products, as well as access to our friendly team dedicated to helping you reach your goals. Ready to take the next step? Opening an account is simple and straightforward. You can start the process by visiting us at 2828 S Lafountain St Kokomo In 46902 or give us a call at (765) 455-0500 for any questions. For detailed eligibility criteria, feel free to check out our resource page at http://www.Financialbuilders.org/connect/become-a-member.html. Join us today and experience the difference of being part of the Financial Builders community!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having the tools you need to process payments smoothly, freeing you up to focus on what truly matters your customers. Our merchant services simplify transactions so you can keep your cash flow steady. From point-of-sale systems to online payment solutions, we're here to support your daily operations. Visit us at 2828 S Lafountain St Kokomo In 46902 in Kokomo, IN, or call us at (765) 455-0500 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $43,771, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we know how crucial it is to have reliable banking options. Our business banking services include merchant services and business loans tailored to help your enterprise thrive. Whether you're just starting out or looking to expand, we're here to support you with the financial tools you need.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Financial Builders offers robust online and mobile banking features. You can manage your accounts from anywhere with ease check balances, transfer funds, or pay bills all from the palm of your hand. Plus, our ATM services ensure that accessing cash is always simple and straightforward.

Credit Cards with Rewards

To make your everyday purchases even more rewarding, we offer credit cards that come with various perks. These cards not only help build your credit but also allow you to earn rewards on your spending ideal for those who love shopping or dining out.

Drive-Thru and ATM Services

For those who prefer face-to-face interaction without stepping inside the branch, our drive-thru banking allows you to make deposits and withdrawals quickly. Our ATMs also provide basic access for cash withdrawals and balance checks whenever you need them. As part of our community-focused approach at Financial Builders Federal Credit Union, we strive to deliver services that not only meet but exceed member expectations. If you're ready to take control of your financial future or simply want more information about any of our offerings, don't hesitate to reach out! 📞 Call us today at (765) 455-0500 or visit us at 2828 S Lafountain St Kokomo In 46902 in Kokomo, IN! Together, let's build a brighter financial future!

Loans and Financing Options

When it comes time to make significant purchases, such as buying a car or home, our auto loans and mortgage loans are here to assist you every step of the way. We provide competitive rates on auto financing that can fit any budget. Additionally, if you're looking to consolidate debt or need extra cash for personal projects, our personal loans are designed with flexibility in mind.

Personal Banking Services

We understand that managing your finances can sometimes feel overwhelming. That's why at Financial Builders Federal Credit Union, we offer personal banking services like checking and savings accounts to help simplify your everyday banking needs. Imagine having a checking account with no monthly fees and easy online access to monitor your spending. With us, that's not just a dream; it's a reality.

Digital & Online Banking

Key Features

We know how important security is for our members. That's why we prioritize safety in every transaction. While we currently do not offer electronic signature authorization, rest assured that all your transactions are protected with advanced security measures. Are you ready to simplify how you handle money? Our e-statements feature lets you view your account statements electronically no more paper clutter! If you're looking to send money quickly to friends or family, our person-to-person transfer service makes it effortless and fast. And for those who love making payments on the go, you'll appreciate our mobile payments feature. It's convenient and keeps your information secure while allowing you to make purchases directly from your smartphone. In short, Financial Builders is committed to providing accessible and efficient digital banking solutions tailored for your needs. Whether you're at home or out and about, managing your finances has never been easier!

Financial Strength

At Financial Builders, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, reassuring you that your money is in safe hands. With a net worth of $18,157,523, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.51% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $26,046,948 in share certificates and $7,281,869 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,554,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,883,387 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well: with $19,904 in used auto loans and a total of $99,070,745 in loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to focus on providing valuable products without compromising service quality. We also take pride in having 26 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 24,679, showing a strong and growing member base that trusts us with their finances. With net shares amounting to $1,961,200, we have the funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Financial Builders is your trusted partner. Visit us at 2828 S Lafountain St Kokomo In 46902 or call us at 765-455-0500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,603,598 in used vehicle loans and $11,343,785 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience smooth.

Credit Lines

For those who prefer more flexibility, our total credit lines amount to $14,000,000. These lines can be an excellent way to cover unexpected expenses without the hassle of traditional loans. For business owners, our outstanding commercial loans totaling $43,771 provide the capital needed to grow and expand. If you're interested in any of these products or would like to explore refinancing options available for existing loans, don't hesitate to reach out! You can contact us at 765-455-0500 or visit us at our branch located at 2828 S Lafountain St, Kokomo IN 46902. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our dedicated team is ready to assist you during our operating hours: Monday through Friday from 9:00 am - 5:00 pm and Saturday from 9:00 am - 12:00 pm. Let us help you take the next step towards achieving your financial aspirations today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,976,987, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,312,538 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle.

Loan Aggregator

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